💥Metallicus XPR and Loan Protocol The Updates That You Missed!

Hinzugefügt: 2026-05-12

[00:00:15]Metallicus XPR loan protocol the updates that you basically missed.

[00:00:21]There's been a lot going on with this ecosystem, especially with loan protocol. So, if all this is your thing, consider smashing that like back with Rob and Ru for the coin vault crew.

[00:00:31]Let's jump into some of this and why it matters. So, this will be a very brief video for the most part. I want to start off with this reshare of Paul Gray.

[00:00:41]Well, some of you guys are following him, some of you aren't, but that's okay. Uh what we have here is basically this and it says that Marshall Hayner reposted this.

[00:00:51]Well, can you blame him? No, you can't.

[00:00:53]Uh if you're not aware of it, Paul Gray, he does have quite the background, right? Basically, you see that he's part of Metallicus, he's got XPR, loan protocol, metal layer two, the web off wallet, the metal, you know, metal dog, everything is part of the Metallicus ecosystem, okay? So, for one, Paul Gray shared this and this, in my opinion, Rob and Ru and everybody that's watching, this is why I feel as though you are seeing price action cuz people are asking about this when it comes to loan protocol. So, for one, loan 001 is now live in governance. Proposal activates the loan protocol's first direct fees, which is a small cap withdrawal fee plus a 50/50 split of the existing liquidation incentive between liquidators and the protocol treasury.

[00:01:39]Now, listen this.

[00:01:40]A lot of guys I've heard from even on Maximus Crypto as well as our live shows that you are staking literally some of this in the ecosystem, especially loan.

[00:01:48]Stakers get tier discounts ramping to a full waiver at 100 million loan. Whoa.

[00:01:54]The fees are designed to be nearly invisible to normal users. A user who deposits collateral, borrows against it, repays, and eventually withdraws, uh which pays a single fee on the way out. Now, Rue has pointed out some of this, and he says, "You know, you got to kind of know what you're doing." But nevertheless, this is capped at $25 regardless of size. Day-to-day borrowing, depositing, and repaying costs nothing extra. Whales pay the same $25 cap as everyone else. I'll be honest, I didn't know that. Loan stakers can reduce or eliminate the fee entirely depending on how much they hold.

[00:02:27]What this unlocks uh matters more than what it costs. Now, think about this for a second.

[00:02:34]We see here that Metal has funded the protocol's engineering, those audits, the compliance, right? Metal is all about compliance, especially with Marshall Hayner with what he shared. But uh it's from its own balance sheet since launch.

[00:02:46]That model has carried the protocol this far, but it doesn't scale.

[00:02:50]Interesting.

[00:02:51]And it doesn't meet the bar that institutional partners that they're working with require. However, direct, transparent protocol revenue earmarked for ongoing development is a prerequisite for everything that comes next. And of course, there's some personal thoughts from it. Uh we see from Marshall Hayner, and you see here under Marshall Hayner's direction, they're heading somewhere genuinely interesting. There are some genuinely exciting things on the horizon around lending, credit, and metal cards. So again, uh this is interesting because we even saw with Subeck a lot of really awesome things happening with their cards. So Marshall did hint at one direction last week, where he points out the credit card integrated with Metal Dollar XMD, uh powered by Loan Protocol running on XPR Network secured by Metal blockchain connected to credit unions and banks for seamless access to money and off the blockchain. So, the reason why I'm sharing a lot of this is cuz I want you guys to keep in mind that every single thing from what I gathered part of the ecosystem has a vital role. And you got to appreciate that, and if anything, appreciate the compliance with that. So, we're seeing this price action. We'll get into a little bit more of the price action. Actually, in fact, we'll just do it real quick right now.

[00:03:58]Want to point this out. We see here on the 24 hours, it was up about 34% on the week, 85% give or take, and on the month, uh a little over 167% and even on the year, Loan Protocol is up on an average of 485%, but uh I want to kick it back over to you guys. I think these findings, it's interesting to say the least, and you have an ecosystem where everything that's part of that does have a vital role. Like, for example, gas, uh you name it, you know, the lending, I mean, literally, it's right in his name, right, Roo? Loan Protocol. Take it away.

[00:04:33]This is pretty huge for us.

[00:04:36]Um in that Hey. Hey. In that maybe they feel like they've gotten enough adoption, right? Because everything's free on Metal, right? Maybe they feel like they've gotten enough adoption that they can actually charge some fees now.

[00:04:51]And if that's the case, right?

[00:04:54]Oh, man.

[00:04:56]Oh, man, cuz those fees are going to get directed back into the protocol, and then now we can probably see Loan take off. And I know one of the things that Rob was mentioning a couple uh days ago, I don't know when you guys will see that, but he's he was mentioning like, "Hey, why isn't Loan and uh XPR on more um exchanges?" Well, maybe now we'll start to see that now that they're actually going to charge some fees.

[00:05:19]What do you think, brother? Yeah, they could use that that revenue to uh you know, to to give tokens to exchanges to try to get listed on on the bigger ones. Uh your KuCoins, your Binances, right? Your crypto.com's, Coinbase, so on and so forth. So, yeah, it's definitely bullish, for sure. I wanted to quickly tap on XPR uh just a little bit. I know we haven't really touched it, but that's what she said.

[00:05:42]Uh we're looking at uh their recent announcements. Uh you can get 8% I think with their staking now.

[00:05:50]I just had it up and for some reason I can't find it now. But yeah, they're they're uh >> [clears throat] >> their staking Here it is.

[00:05:59]Yeah, so they're they're offering 8% These were the announcements between May 4th and May 6th.

[00:06:04]Uh they're super important if you own XPR and stake it.

[00:06:09]You can get up to 8% stakers.

[00:06:11]Accidentally for voting for old bosses. So basically just ecosystem stuff, but you know, 8% is not too bad.

[00:06:19]Uh they're they're open the web off wallet app re-stake and pick four active ones. So basically back to voting again, right?

[00:06:27]And I love that they have that DAO in place. It reminds me they have a little bit of everything. They've got like in their ecosystem. They have the DAO, they have voting, people can participate, they have their lending protocol. Um you know, they fit into the decentralized finance narrative as an ecosystem. The whole Metallicus eco so that's what I mean. It it kind of comes together.

[00:06:45]And their stablecoin and yeah, I mean if if we can just see some more listings like you were saying for some of some of the other coins, metal and metal and loan, I mean we could start to see a lot of liquidity flow through this ecosystem.

[00:07:01]And this may also say that we get clarity.

[00:07:05]Like [clears throat] the fact that we're getting this right now is probably no coincidence. Maybe clarity is around the corner and then they can like just start turning things on and having different um credit unions get stable coins and all of these fees will start to add up and go to Metallicus um all the different Metallicus coin holders to to the different coins in the Metallicus ecosystem.

[00:07:31]Yeah, it's it's one of the it's one of those ecosystems that not a ton of people know about or talking about, but the people who know man, do they know. You know what I mean?

[00:07:41]Indeed. Like, um you know, former comptrollers on Metallicus' board, uh BNY Mellon, former guys on their board.

[00:07:50]We got like senators, you know, uh go- go- gubernatorial candidates coming to speak with Marshall Hayner, like having like the biggest cheeses on their uh face when they're when they mention like, "Oh, I'm I don't know if you guys saw the um Marshall Hayner and um Byron Donalds of uh Florida, right? Who's going to be a Florida uh go- go- gubernatorial candidate.

[00:08:16]Marshall mentioned that, "Hey, I'm building this blockchain that, you know, could possibly solve some problems for that called Metallicus."

[00:08:25]Byron Donalds had the biggest smile on his face. Like, and he hurried up and got it off of his face, but like that little nuance, right? Like, the biggest freaking smile. Like, like he knew exactly what the plan was for Metallicus, right?

[00:08:45]Things like that kind of stick with you.

[00:08:47]And for me, like, I'm like, "Oh, yeah.

[00:08:49]All right. Yeah, I I can put some money behind this, for sure. Not financial advice." Yeah, I'm picking up what you're putting down. Exactly.

[00:08:58]Well said. Well said. What I was going to point out is just a little bit more in regard to the breakout of LONE. I think it's important that we share some of these things again.

[00:09:06]Uh so, let's pull this up as well.

[00:09:07]Marshall Hayner recently reposted this, so I think about roughly 3 hours ago.

[00:09:12]So, it's it's worth sharing, right? We see here Marshall Hayner reposted about Metal Pay. Uh I should say about Metal Pay, but literally from Metal Pay.

[00:09:21]Breakout token for the last 7 days.

[00:09:23]Well, no kidding, right? LONE is absolutely dominating. Now, think about that, right? Uh the tracked tokens again this week powering decentralized lending on XPR Network. A lot of you guys point out like you want us to cover a little bit more of the ecosystem, not just Metal. And I cannot blame you when it comes to that. So, secure a loan at the best rate. Again, this was posted May 4th, right?

[00:09:44]Uh the other thing I want to jump into, believe it or not, is Rob mentioned the WebAuthn wallet. You see here the XPR Network repost this as well, 3 hours ago, okay? Your browser is now your gateway to secure on-chain access.

[00:09:56]WebAuthn lets you sign directly with the authentication message you already trust, Touch ID, Windows Hello, etc., etc., even with Ethereum.

[00:10:03]Uh no app installs, no seed phrase anxiety, just secure browser native signing. And people have pointed out that this, if anything, is literally your favorite wallet out there. Um I can see why. I know I promote a lot of the decent wallet and so on, but you know, as the saying goes, uh game respects game, right? Uh on top of that, 3 hours ago, again, uh another milestone. This was XPR Network who repost this. Loan protocol update, 500 million total lent on loan protocol was achieved, check mark. That's nothing to bat your bat eye at. DeFi needs better lending infrastructure, I would agree.

[00:10:36]Loan protocol is bringing scalable, transparent, on-chain credit to users and institutions. And the next phase of lending is programmable. And that part where I always where wherever I see programmable, I always think of like, especially when it comes to Quant Network, cuz we know about their role when it comes to uh programmable liquidity, programmable money, you name it. But nonetheless, this is a big, big milestone, a 500 million total that was lent. There's a little bit more that we have before we close it out, but I want to kick it back to you guys again.

[00:11:06]Man, Loan Protocol. I mean, jeez, I think you guys are right. When we get some of those exchange listings on the bigger exchanges, we'll appreciate that we got into some of these ones early.

[00:11:16]You got it, Mike. You're going to see volume coming in, for sure. Uh one final update I have for the XPR website.

[00:11:21]They've also uh they've also freshly added that they are giving out grants as well to incentivize projects to build inside of their ecosystem. So, even more bullishness potentially coming in to the ecosystem. I want to bring up something here. Let me go ahead and log out. I don't want you guys to see how much I got over there. But, let me >> [laughter] >> Let me share Let me share this here.

[00:11:47]>> Push you me.

[00:11:50]CHBO special help a brother out.

[00:11:53]>> [laughter] >> So, one thing to understand here, like not only is it a lending platform, and you know how much money people make lending, right? Of course, right? But, of course, what happens here if you're you're not able to meet your loan is that you get liquidated, right? But, you know, follow me the whole way through here, guys.

[00:12:14]Um You can see here what assets do they have? Most of the ISO 200 222 coins, Cardano, Bitcoin, Litecoin, Metal, their their own project, you know, Metal Dollar, Ethereum, Solana, Stellar, Ripple, XPR, Metal Dao, USDC, Dogecoin, Hedera, Tether.

[00:12:35]So, Metalicus through their lending program are building a stockpile of these coins, right? If you go to loan markets, you see they have 10 million 10.5 million XRP, right? Some of it, you know, might be people's deposits, some of it might be their own stockpile of stuff, but you can see here they have a whole stockpile of these ISO 222 coins. What do What do you think you should you should be doing, right?

[00:13:10]You know, not financial advice or anything like that, but it just makes sense if they're holding these and they're they're they're start growing a stockpile of them, right? And we have all these different crypto ETFs and ETPs around the world that are growing stockpiles of these ISO 2022 coins. What what do you think they're going to be worth in the future, right?

[00:13:34]Just something to think about.

[00:13:36]Yeah, that's what I look at, too. I know you showed these examples in the past, but you know, this is what's really appealing to a lot of people. People want the ability to put their crypto to work, and Metal has always stood out as being a platform where you could do just that. So, uh great visuals. Glad that you're sharing this again.

[00:13:53]And any other closing comments from uh either one of you? I guess Rob.

[00:13:58]>> Yes. I I know I've shared that in the past, but I don't know that I made the point of like, okay, well, once it's liquidated, if someone gets liquidated in this lending program, well, now that crypto is Metalicus's. It belongs to them now.

[00:14:13]So, they're stockpiling these assets, right?

[00:14:17]For people who may default on their loans. Like, so, that just that that's the point there.

[00:14:24]Dollar dollar sign.

[00:14:25]Yeah.

[00:14:26]Absolutely. Absolutely. And guys, as we always say, consider joining the Coin Bureau crew today for exclusive live Q&A sessions with the three of us. We can talk cars, we can talk crypto, we can talk stocks, but we cannot talk about Fight Club. Okay? So, join the Coin Bureau crew today. The link is down below. Just click that join button.

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[00:14:49]Absolutely. And do us a solid if you happen to listen to the entire outline and simply type in this keyword into the comments, and that is tension.

[00:14:58]Because clearly, there's not enough tension that is here. Ah. With that said, we're having some fun. We'll see you guys in the next video. God bless.

[00:15:07]God bless. Peace.