SOFI STOCK ABOUT TO OPEN THE FLOODGATES FOR RETAIL INVESTORS

Añadido: 2026-05-30

[00:00:00]Friends, good morning. I hope you are all well. Boy, do we have a lot to chitchat about. Gossip, talk, dream. Are we about to see a fairy tale story story happen here with SoFi? I think things are possible here. So, if you've been the person here that's been buying this at 14, 15, 16 as we've been slugging it through this year, things are going to look a lot different here because of what's happening. Now, obviously, I listen, I I I'm reality check here. You know, I don't want to sound totally oblivious and naive to the situation. We are relying on this Iran thing to get wrapped up, the straight to be wrapped up, but if that can happen, it already just seen this, hey, 60-day ceasefire, Trump has got to sign the papers and gas nationally drop 20 35 cents um nationally, you know, more in better places than, you know, it dropped better than some places. But with that, you know, this is okay. Okay.

[00:00:59]This is what we're looking for here. So, this story, this other part of the story that SoFi needs to get to this back to this high 20, 30, 40, $50 range of where this should be. And I know for and this is for SoFi investors. If you're in here and you hate SoFi, I know I'm saying things right now where you're just like, I don't even know why you're here because this is a totally bullish conversation about SoFi. It fundamentally the company is doing fantastic. Okay, just because a stock has sold down aggressively, been oversold, that does not represent the inner workings of the company. They are doing amazing here. So, talking about this situation, let's talk about SoFi.

[00:01:37]Let's talk about what's going on here. I want to talk about some other stocks, too. Watch a video. It's going to be a minute. Let's talk. Drink your coffee.

[00:01:43]You're at work, wherever you're at. I'll talk a little softer so no one hears me here. But, you know, um what what a time to be an investor. What a what a freaking time to be an investor. Okay, so Iran war. Let's see what can happen here. Snowflake came out with quarterlys. They were amazing.

[00:02:00]Unbelievable. Just um big deal with Amazon here. And you know, it's funny.

[00:02:06]It's so funny because I've talked about this so much in the past. You look at what's you look at what Snowflake's making quarterlys and you look at what SoFi is making quarterlys and you're like, why? They're pretty close. Why is this one almost $300 and this one's $15? you know, you know, it's it's it's just where the market's at right now. It's just where the market's at right now.

[00:02:28]Snowflake's a beautiful, you know, data a AI company and, you know, it's just what it is. Okay, so stock here, we have made it back to 17 bucks. Now, it's been a minute since we've been here, but this is a good 17 because this took some doing. This took some this took some pushing. Now, the question is, are we going to keep this? Now, the one reason that this is happening, it's obviously because the interview that's helping momentum. It's because of the crypto u uh news that just broke here that is helping a lot. And these are things that are going to be very great revenue makers into the future with SoFi here.

[00:03:05]Whether people understand crypto or not, it's it's good. It's a good thing. And three here, it has a lot to do because investors know, retail knows, and you know, Wall Street that you know they not tapping into it yet, I'm sure, because they're not buying large quantities of it, new quantities of it. But retail knows that if we get this war wrapped up here, we're talking about inflation can get under control because the straight should open up, gas becomes, you know, a lot more available and um you know, things kind of go back to normal, maybe better, I don't know. But two, the rate cut situation is looking more possible.

[00:03:41]And this is where people are going to, you know, like, you know, when you see the zombie movies when like the zombies just rush out of nowhere, that's going to be everyone that was like, I don't want to buy SoFi, whatever. They're going to rush back in here and be buying SoFi at this $18, $20 position. I guarantee you they're going to be back here. And that's fine. We need them. We need those people to come back in here and buy up SoFi because we're sitting in here at 15, you know, maybe some of you 14, you know, even 16, 17, even 18, you know, it's going to be a great position.

[00:04:13]What we're looking at here down the road with SoFi. So, um, I I do think that this is possible 100%. And the main things that are true with SoFi is that this is going great right now with this company fundamentally. And before you know it, we're going to be talking about the next set of quarterlys here with SoFi. And this is going to be a place of where, you know, we're just going to see another great quarterly. What you're watching right now with SoFi is this thing of, you know, it's just compounding that they're getting more customers. Customer customers are putting in more money into their accounts. They're spending more money.

[00:04:50]the loan applications across the board of what they do are increasing. Um, and and it's just it's looking like things are going to really shape up to be something very special here. Now, the next quarterly, you know, is this going to be a place of where SoFi just kind of leapfrogs into, you know, this 1.2 or are they going to be right under 1.2 billion? I'm talking of course here. Um, I think they could shock a lot of people. You know, I I think this could really be a quarterly that breaks the mold of, you know, looking looking like something really, you know, it where it changes a lot of momentum here. Now, that quarterly is set to come out uh where does it say? Yeah, at the end of July. So, I I just I'm telling you, man, whatever you can get of SoFi under 20 bucks, 18 bucks, it's really going to help you down the road. It's really going to help you because you want to be here before the mass starts to roll in here, before all the people that denied it and walked away. And if that's if that's you, I'm not trying to make anyone feel bad. God knows. I'm just saying, you know, this is going to work. You know, it the the the business model there with SoFi, it's working. But if this ray cut situation starts to look more like it's going to happen, and this is the thing too, you know, it's not like Trump's not t's not talking about, you know, just a little generic rate cut. He wants aggressive rate cuts. I mean, like rate cuts we have not seen in a minute. Um, and obviously he's not the one to pull the trigger here, but he is the one to push the narrative with Kevin. And you know, obviously Kevin's like, I'm going to be my own man. But I, you know, I I think Trump's really going to be knocking on this door, especially depending on where things are at closer to the um midterm election here. So, I I just I kind of think that's how it's going to play out here. I I really do here. So, SoFi, I mean, this is going fantastic. I think this is such an opportunity even at this $17 level. If you've been buying your position down, maybe you've been in the 20s, maybe you've been at 30, um, and you bought yourself down, I think, you know, getting any of this, getting any of this under 20, it it's going to be something that really helps you in the future. All right. Um, I want to talk about D-Wave for a minute here. So, um, on the other channel, I talk about inflection a lot, and I've I've done very well in inflection. Uh, thank God. I've been trading in and out of that stock. It's been an amazing back and forth situation. I think that's going to continue. And I think D-Wave here um is going to be kind of the same story. I do believe that what we're watching right now in these quantum computing stocks that are attached to the Trump administration now are going to be forced to work because not that it 100% is, but it is somewhat of a defense situation. It's a security situation where Trump knows uh that they need to get this quantum computing stuff under control. We need the biggest, we need the best quantum computing companies because, you know, quantum computing is a huge liability to uh crypto, to banking, to just, you know, the general atmosphere of software, everything. Um there's a lot going on there. So this is where I don't think that we've actually tapped into quantum computing into the stock market of where like it just complete like like you know I think there's something down the road when that is of like Nvidia situation like chip run with quantum computing stocks.

[00:08:20]See what I'm saying here where it's kind of like you know mirroring what we're watching right now with chip stocks data centers stuff like that even software companies. Um, I I don't think we've hit that because these even the one besides like IBM, these quantum computing stocks, D-Wave, Inflection, Regetti, uh, God, what's the other one? Um, you know what I'm talking about. Um, most of these companies, they're not really making a lot of money. They haven't really found their, you know, their ground floor of they got a contract here, a contract there, they're working with this, they're, you know, they're bringing in wealth here. there's not just this waterfall of, you know, endless amounts of revenue coming in.

[00:09:01]Now, that will change. This will get there. You know, we will see quantum computing being implemented into business, into the stock market, and investors, I think, right now, um, are going to slowly start to buy this, but I think retail is going to really charge up and ramp up quantum computing stocks.

[00:09:20]I think retail is going to be in this so heavy. This is where this other huge portion of retail is holding and controlling quantum computing stocks. So I I think D-Wave here this year it could easily get to 50 bucks and I think that's just mid tier of what it could hit here. I think this is going to get you know and I say that because you know there's there's you know there's data center companies out there that are crazy right now on their stock price that aren't making that much money.

[00:09:51]They're not making that much money mathematically right now to, you know, argue why the stock should be that much money. It's just because of people don't want to miss out. They want to rush in.

[00:10:01]That's not the same thing against these companies, these stocks. I I get it 100%. I'm I'm not naive to the situation of people want to get in cheap, you know, and that's why with these quantum computing stocks here, I I think that this is, you know, by the end of this year going into next year, I think we're going to see a really hefty price tag on a lot of these um these quantum computing stocks. So, yeah, D-Wave and Inflection, these are ones that I'm really pushing into aggressively here.

[00:10:28]And um I just I I think it's going to be a place of like, you know, we're going to see some crazy price action on these stocks in in the near future. Friends, let's watch this video with Tom Lee, the great Tom Lee. Uh and um I think it's really a place of, you know, it's it's going to pump you up. Um we are the S&P is almost at 7,600 points. Can you believe that? That was 77 was the total that people even Tom Lee was totaling.

[00:10:58]You know, at the beginning of the year, they were like, I think we'll hit probably 77 points this year in the S&P.

[00:11:03]77700 points for the whole year. We're pretty much there and now obviously they've raised their total to 8 to 8,200 here.

[00:11:12]So, it's it's really wild to see here.

[00:11:13]>> Now, to our panel, CNBC contributor Funst Strats Tom Lee, Humilis's Brian Bellski. It's good to have both of you here on set. Uh, I mean, Tom, you you see the activity in the microns and the snowflakes and and you think what as you watch this market?

[00:11:27]>> Well, I I think it was a great conversation with Liz, but one thing to keep in mind is now that Q1 earnings is behind us, people thought S&P earnings would be $70. It's going to come in at 80. So, that's a $10 beat.

[00:11:41]>> That's $40 annualized.

[00:11:44]That means that this added the upside to earnings is somewhere between 800 and a,000 points of S&P upside. I think the entire rally since April could be explained by just the Q1 earnings beat.

[00:11:57]>> You're calling for a three-phase market still. Explain to our viewers again what what what that means.

[00:12:04]>> Yes. Our base case for this year, which we expected to be a challenging year, and it feels like it, is we'd rally towards 7,300 initially. Now we're above that, but I think >> almost 76.

[00:12:16]>> Yeah. And I think we can get to maybe 77, as high as 77, but I think then we're going to digest a lot of things until October. And that's a new Fed share. It's the energy shock that Liz talked about, especially shortages of petroleum products and lubricants. You know, Autoation talked about it. And the third is the IPOs of SpaceX opening anthropic that when the unlocks happen, that's a lot of extra supply. So, I think that could pressure stocks in a way that feels like a bare market. But then post midterms, I think we rally strongly and and 2027 is a year where we might see some of the best returns we've ever seen in our lifetime.

[00:12:56]>> All right, Brian. So, you had the benefit of listening to Lisan and now Tom's answer. Is it how does it match up with what you're thinking? It doesn't differ that much because when we came out with our year- ahead piece for 2026, we explained to investors that the market environment in 2026, Scott, was going to be very different than the last two years or three years of the bull, meaning it was going to be an earnings driven market. Earnings driven markets are much more volatile than momentum driven markets, what what Tom's done an amazing job talking about. But they also reward in both directions. If if if like Liz says and what I think is ultimately going to happen is that you start to see a diminishing and deceleration of the large cap stock um EPS you're going to have some fear Scott and people are going to act on that. That's kind of number one. Number two, it also says that you have more corrections during an earnings driven market and we've been saying that we're going to have some sort of a correction. I don't think it's going to be quite a bare market, but to the tune of 5 to 10% heading into the fall and then we finally have our broadening out theme. I still am a big believer in the broadening out theme and I think that's what's going to really drive things into 2027 and we have a correction. You mean like earnings earnings are not going to live up to to the moment and that's going to cause the correction. So, it's got to be a mechanism theoretically. So if you think about how great the earnings have been, and Liz nailed it when she said if there any kind of blush of any kind of change in tone for management, they go from a 30% gain in earnings down to 20%, that's a big delta, even though 20% is an amazing earnings gain, but that's going to scare people enough to sell. The other thing, too, is that what was lost in what he said was very, very important. When you run money in portfolios, you can either let your portfolio drift with the market or you set your back to your original weights.

[00:14:44]I think it's going to be very very important over the next four to six weeks to set back to the original weight. Especially considering how far stocks have have gone. You've got some stocks that have doubled and now are bigger in weight than some of the mag sevens in your portfolio. And that's a problem. You feel like when you look at a snowflake go up 40% in a day or the microns, you know, the these moves as as I've described them used to be special.

[00:15:07]You know, you'd see this once who knows a few years for a name. Now they're becoming routine and and that's a problem. That's a problem because now we're becoming used to it. And anytime in the market you get used to it, you get lazy and that's where we could see that correction beginning to reverse and that could really spew more downside.

[00:15:24]What's going to push money towards the other parts of the market? Is it have to be the the end of the war? Oil has to come down, yields have to come down even further. Do we need, you know, a signal from a worsh now worshled Fed in mid June that, well, the market may be pricing in a hike. We could actually cut rates. I mean, I I you know, if I took a step back, oil has moved in a way and it's created inflation in a pipeline in a way that financial conditions have to tighten later this year. So, I think the bond market is pricing in a hike now instead of easing. And I think as long as that's what the bond market's pricing, it it is tougher for a lot of groups to rally because most groups need a a dovish Fed.

[00:16:11]>> Yeah, I know. But if the if if some people say, well, the bond market leads the Fed with a new chair with a decidedly different view on not only the mechanics of inflation, but the dealing with, you know, how how he wants to put his own stamp on this on this that maybe this is the Fed that's going to lead the market. Like maybe the market's wrong.

[00:16:33]>> Yeah. I mean, >> are you can you see a Kevin Wars led Fed with with he as chair hiking rates anytime in the near future? Tom Lee's face right now is so funny. He's just like I think Kevin Worsh has a very difficult task because the bond market already has its template. Uh he wants to cut rates but shrink the balance sheet. So there's a lot of sterilization taking place there. It's almost as if someone takes over the role of CEO of a company and says, "We've got a new way of telling our story." Investors will be skeptical at first. And I think that's why the market will test this Fed. It's going to be interesting. A hike or a cut later on. You know what what are we going to do? We still don't know. So, um, friends, what a time to be an investor.

[00:17:23]What a time to be alive in this market.

[00:17:25]It's it's so unique. It's so amazing to watch. But listen, through it all, um, I think on the other side of this, you know, we're going to come out with a holding a lot more SoFi than what we thought. I think, you know, even, you know, that should encourage you, you know, that by 2027, we could see some of the biggest biggest gains we ever said we've ever seen here. And and that's the thing, too. It may take the rest of the year for this to get cleaned up by. But what they're talking about, obviously, too, is 2027. You know, we're looking at rate cuts. you know that, you know, maybe it takes a rate height to get us to a rate cut, and that's highly potential what could happen here. So, I do think we're uh we're on to something very good here. So, I I'm still buying SoFi 100%. Um I want to be holding as much SoFi as possible. SoFi might end up to be one of my biggest biggest and best uh investments if this really shaped up to be something. I think what we're looking at in the near future, you know, and you got to think about this too, 2027, 2028. Does Trump go and I'm I'm listening to his words here, what he said, you know, are they are we looking at the most massive rate cuts we have ever seen historically? You know, that's going to allow these banks, SoFi, to run insane sane uh, you know, elements in their company, what they can do with loans.

[00:18:45]So, you know, they may they may get up they may get a ton of customers more and you we may just see acceleration in growth with this company. Just something we couldn't even fathom here. And this is where this leaprogging event starts to happen with with, you know, SoFi in their their quarterlys. And two, you know, this year, I don't think it'll be this year, but next year 2028, we're due for another crypto run. We're due for Bitcoin to hit the next, you know, 150,000, 200,000 altcoins followed behind the meme coins, you know, all this stuff. And this is where SoFi is going to start to make some bang off of that, too. So, it's it hits real good, friends. Take care of yourself and I will talk to you soon. Five one.