HBAR in the banking system now!!

Added: 2026-05-06

[00:00:00]This might just be one of the most important videos you watch of 2026 if you are a HBAR investor because there's a story here that nobody understands yet. Because while most people are fixated on price, they're looking at why Hedera and HBAR is not breaking above 10 cents, HBAR might actually be plugging into the financial banking system. And if this plays out as it always has in the past, this doesn't move slowly. This completely changes where the price of HBAR is going to go. And if you think you're bullish enough, you're not. The fact here is let me show you exactly what's going on with Drop and FedNow and how this could completely change the way you look at HBAR right now. So, let's strip this down to its most simple term.

[00:00:42]Drop is a micro payment platform built on the Hedera network. It enables instant ultra cheap payments even fractions of a cent to go through and this settles in around 3 to 5 seconds.

[00:00:53]Its fees are up to 10 times cheaper than credit cards and it works with both US dollars, USDC, and HBAR as well. But this is where it gets super super interesting because the fact here is Drop is now integrated with FedNow. And if you don't know what that is by the way, that's the Federal Reserve instant payment system. And essentially, they also are linked in with the clearinghouse RTP network meaning that payments can now go from bank accounts into Hedera into instant settlements.

[00:01:22]That's not just a crypto repricing books. This is simply crypto plugging in to the banking system and this completely changes how we look at it.

[00:01:31]So, why is this such a big deal? And if you're a HBAR investor, what do you need to understand?

[00:01:37]Well, most crypto projects are still trying to find the real-world use case.

[00:01:40]What is the point of having them and how do they position themselves different to many many others? Hedera is doing something completely different. It's sitting underneath existing financial infrastructure. And the fact here is that Drop is part of the FedNow service provider ecosystem and one of the very few blockchains that actually have integrated into the system. Simply put, the old system is payments become slow, expensive, and they always have to go through intermediaries. The middleman that wants to take a little cut. With the new system, you get instant settlements, low fees, and direct bank-to-bank transfer. And here's the key for any investor that's looking at HBAR that you absolutely need to understand. The Drop CEO said this, quote, "Every transaction is going to be a Hedera transaction." That's not me saying that. That is actually coming from someone who is absolutely dialed into it. Basically, meaning that we get more usage. That's going to mean more transactions and more transactions ultimately will mean more demand on the network. The big moment though will always be the fact that with all of those mechanics, that will simply push price. And well, this is the part that nobody is really asking. How does HBAR's price really start to move in? Because what most people get wrong here is just because we get adoption and just because we get some more partnerships coming through, it doesn't instantly mean that the price is going to skyrocket. Because remember, institutions and smart money always move slowly. They don't want you to know what's coming around the corner.

[00:03:11]What actually matters and four key things to look at here would be transactional volume. Are we starting to see people use the chain or simply buy more? Is the network becoming more used?

[00:03:20]As more institutions come on board, is there more dApps and products being built? Are we starting to generate fees?

[00:03:26]Is the chain becoming self-sufficient?

[00:03:28]And finally, is there a demand for token dynamics? This means that while Hedera would get low fees by design, so it needs mass scale to impact price. And actually, at mass scale, that's where this starts to get really interesting and HBAR sets itself completely aside from many other crypto projects. If the CEO is now expecting millions of transactions daily through micro payments all linked with HBAR, this isn't the hype trade. This is the scaling infrastructure trade that no one is pricing in. So, let me show you why this matters more than people think. We need to link it back to the real world.

[00:04:04]Let's take for example streaming. That could be something like Netflix. The fact is that you will pay a fixed fee per month. Let's say you paid $10 a month for the subscription. With Drop though, you're going to pay 5 cents per episode. This opens up a completely new revenue model. It allows more users to get involved and it absolutely drives higher conversion. You could link this to credit cards. So, at the minute you've got merchants losing about 2 to 3% per transaction. With Drop, fees are drastically reduced and you also have instant settlements. And the final one I would give you is the banking rails.

[00:04:36]Now, this is important for crypto assets, particularly HBAR, XRP, Algorand, and many others. FedNow is a 24/7 instant payment system. Hedera though sits beneath that. They have real-time payments, they have bank integrations, and they have a settlement layer. Now, here's where this gets super interesting for every crypto investor.

[00:04:55]The XRP parallel. The debate of which HBAR or XRP or which one of these coins should we be getting? If you've been in crypto long enough, you've seen all of this before. XRP is all about replacing Swift and delivering cross-border payments, whereas HBAR is all about enhanced domestic micro and real-time payments. These aren't competing as many people might want you to think. They're absolutely different coins solving a different real-world problem. XRP is all about cross-border liquidity layers and HBAR is high-frequency transactional layers. The big insight is that XRP is all about large transactions, big money moving about. HBAR's millions of tiny transactions all adding up to a significant move. So, if this works out, HBAR becomes the invisible infrastructure but a very critical layer as to how this works out. So, the real question then is what should investors be doing? If you're a HBAR investor, what's the best case you could think of?

[00:05:50]Well, the bull case here is that you get real banking integration. They start to use this for everyday transactions that well, everyone on the globe starts to use. You get increased FedNow exposure with massive transaction potential and institutional alignment all for everyone to see. And the bear case would be that adoption is still very early. We don't quite get the revenue that we want to see and actually, price doesn't really react. So, what are the key layers to look for when it comes to price specifically? Well, the 0.093 resistance is one of the key levels and well, 10 cents is the level we've been waiting to break out from. It is where we struggle and feels like this support that we can't get above. So, 10 cents is where we want to see those move back in. We did get rejected. The the 21 day is starting to push back. That's a sign of weakness in the market and that well, we could absolutely about to see HBAR roll over. Now, don't forget, if you want more breakdowns like this and all your favorite altcoins as well as the market and you want to stay ahead of everyone, hit the subscribe button. We break these markets down every single day. And also, we do have our trading group, tuber crypto.com. Check it out if you want to trade all your favorite coins and there's no better place to do it than on BitUnit. So, we have some insane offers for you guys to check them out. So, I highly recommend checking the links in the description. Grab yourself an account. It's no KYC. It's available all over the world and join our trading group for just 12 bucks a month and enjoy your trading journey. So, check out those links. They're in the description. Go and have a look. Okay.

[00:07:15]So, what do we say? What's the final thought here when it comes to HBAR?

[00:07:19]We've had a lot of discussions around integration, tiny transactions, massive volume, and supporting a broader price move. But HBAR is doing something different. It's not trying to win everyone's attention. It's trying to win infrastructure and the market doesn't reward this immediately. It takes time.

[00:07:35]But when it does, it tends to move very fast, not gradual. And we've seen this in the past. XRP, Algorand, they all follow the same narrative. So, the question right now is pretty simple. Are you waiting for HBAR to move or are you waiting for what's quietly building in the background? Now, again, don't forget, hit the like and subscribe button and always let me know in the comments what your thoughts are. Do you think HBAR is just the overhyped XRP alternative or are you with me and believe that there's something cooking very very soon for HBAR and it's coming to a chart near you. As always, thanks for watching this video. Hit the like and subscribe button. I'll see you in the next one. Bye-bye.