Wealthy people become rich by becoming credit issuers rather than debtors; the Federal Reserve issues credit to banks, which then distribute it to individuals as debt, while those who operate through trust deposits (reposits) can become creditors and achieve generational wealth.
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Credit Is King!
Added:If you want to be wealthy, I mean, if you want to be really wealthy, then just learn how to be an issuer of credit. I want to talk to you about two things today. I want to talk to you about the credit issuer and then the idea behind issuing credit. Now, I want you to understand the monetary system and how you can become wealthy in this monetary system if you learn the protocol of credit because wealthy people live off a generational money.
And the way that this money was created, it was created by creating credit and then becoming the issuer of the credit.
Which means that if you are issuing the credit, that means that the receiver is the debtor to you because you are the lender to the borrower. So, let me show you how you can become the creditor and why it's important that if you're going to ever be rich, wealthy, I'm talking about generational money, it's going to be because you switch places from becoming the the debtor to becoming a creditor. So, let me explain what I'm talking about to you. So, the Federal Reserve, everybody put FS in the chat so I can teach you what I'm talking about.
The Federal Reserve, the Federal Reserve is the biggest issuer of credit in the world. All right. So, they are credit issuers. CI.
All right. Everybody puts CI in a check.
You say, "What are you talking about?"
Let me show you the protocol. Okay.
CI. Everybody put CI in a check. They are credit issuers. And if you ever going to be wealthy, have some generational money, you're going to be a credit issuer, too. All right. So, you say, "What are you talking about?" So, here's the protocol.
The department, the Federal Reserve, they issue credits to the banks. There are 12 Federal Reserve banks in the United States of America. All right?
They are centralized banks, meaning that they are right in the middle of the country, but they're not they're not um they're not federal people. It's not a federal organization. It's a private business. All right? So, everybody put PB in a chat. The Federal Reserve is a private business. It's not a government entity. All right? It's a private business. Okay? So, it's a private business on American soil operating like it's part of a federal government, but it's not part of a federal government.
It's not even regulated by anything. The United States Corporation of America does not regulate the Federal Reserve.
The Federal Reserve is unregulated. They just make up their own rules, which is why they started this way back in 19 uh 10 in the first place was because they wanted to they wanted to what? They wanted to create the rules. Everybody put CTR in the chat. You say what? You say the Federal Reserve, they created the rules. Say what rules? The way that money is created and distributed around the world and especially here in America. The Federal Reserve created that. You say, "What you talking about?"
They said, "Okay, this is what we're going to do. We're going to create some notes." Okay? We're going to take away the gold standard. We don't want the gold standard because we we're going to work on that. That's going to be our ultimate goal is going to be to remove the gold standard. You say, "Why is that?" We want people to walk around and we want people to pass out these notes.
Okay, so you say, "What's a note?" Okay, here it is. Federal Reserve note. The United States of America in all capital letter names, which means the United States Corporation of America is who issues these United States Corp. All right, so everybody put USC in the chat.
United States Corporation. All right, so everybody put USC in the chat. Okay.
When you see on your on your money here, when you see the United States of America and all capital letters, that's talking about the United States Corporation of America. USC 28 28 USC 30002 section 158. All right. 28 USC 30002 section 15A states emphatically that the United States is a corporation. Okay, this is a corporation who issues these notes.
Okay, so everybody put 28 USC 30002 section 158. All right, you say what are you talking about? See, this is a note.
All right? It says Federal Reserve note.
And who's issuing this note? The United States Corporation of America. This note is legal tender for all debts, public and private. In other words, this note is a credit that's issued by the by the Federal Reserve and it's issued to what?
The banks in America. All right. So, every bank is issued these notes. What?
To pass out to us. All right. So number one, all right, the Federal Reserve issues notes. All right, so they are note issuers. So everybody put NI in the chat.
This note was issued by the Federal Reserve and it was auctioned by the United States Corporation of America.
All right, y'all got that? So everybody, come on. The Federal Reserves, they issue notes. All right, they are note issuers. All right, so everybody, Ni, Ni, Ni, Come on, Ni. Come on, hurry up.
Keep up. Keep up. N I not N O N I. Come on. Keep up. N I. All right, you got it right. That's right, Nicole. All right, that's right, Phillips. That's correct, mama. That's correct. All right, come on, y'all. Keep up. I told you I don't teach myself. I already know this stuff.
This is how I live my life. This how my whole family live our life. I'm just teaching y'all what to do, right? So, NI, they are note issuers. That's right, Barbaro. You say, who's a note issuer?
The Federal Reserve. Who are they using to issue to issue the notes? the United States Corporation of America. All right? So, the Federal Reserve is the ones that's issuing the notes. Who is the one who approved the issuance of these notes by the Federal Reserve? The United States Corporation of America.
So, you said, so you're talking about, so why are they so rich? Why are the people that created the Federal Reserve so rich? They're rich because what?
Because they issue credit. They issue credit to who? They issue credit to the banks. You say, "So, what happens when the bank gets a credit issue to it?"
They said, "Okay, we're going to issue you more credits the more you do what?"
The more you spread these notes. So, it's called note spreading. So, everybody put NS in the chat. Okay?
Note spreading. See, when when a bank sends out when a bank issues a note, that's what you go in and you get from the bank. They're just spreading the notes. What? Why? Because they want the credit. You say, "What?" The reason that the bank loans you money is because they want the credit from the Federal Reserve for loaning you the money. Why? Because every time a bank gets a dollar and every time you put a dollar into the bank, the bank gets $10 worth of credit.
All right? I said the bank gets $10 worth of credit. That's why the bank is so interested in being what? A creditor.
Why? Because creditors are rich. That's generational money. All right? Everybody put GM in the chat. All right? You say, "What are you talking about?" If you ever going to have some money, some generational money, money that can't run out, then you want to be a creditor. You say, "What? Well, how do I become a creditor, Brother Ricky?" Well, that's what we do. We are creditors. We are not debtors. You say, "Why is that?" Because we operate out of a trust. Only trustees can be creditors. You can't be a creditor if you're not a trustee. Are you hearing what I'm talking about? Are you listening to me? In other words, you're going to be what? You're going to always be the debtor because you're not a creditor. So when you put money in the bank, you don't want to put money in the bank as a debtor. You want to put money in the bank as a creditor. Why? Because creditors are the ones that's rich. Why is that? Because creditors get credit for what? For the money that was deposited. So you deposited money as a debtor. So debtors deposit. All right?
But repositors, we don't deposit money as a debtor. We put in money as reposits. Reposits mean what? It goes back to the original issuer. The original issuer of what? The credit. Are you hearing me? Are you listening to me?
You say, "So, how did the system get the way it got?" Well, just think about this. The Federal Reserve, they got together with John Peron Morgan and Rockefeller and their constituents. They got together in 1910 and they met at Jackals Island and um Jackal Island, Georgia, you know, not too far away from Atlanta and Jackals Island, Georgia with where John Pine Morgan owned what the island and what so they had this meeting with these six uh business constituents and they said, "Let's create the Federal Reserve." They say, "So what is it going to do?" They say, "We're going to be able to create credit." They say, "Why is that?" Because we're going to be rich because we're going to issue credit. So what? So when you get a dollar bill or $100 bill, it's just what credit that's been issued. And you say, "So how do they spread this note so much? I mean, what's backing it up?" You say, "Well, nothing is backing it up." Why? Because in 1971, they totally took gold away from backing up any money. You say, "So how in the world do they get people to pass this around if it ain't nothing backing it up?" You say, "Well, when you pass out a note, a note means what?"
Words. All right? N equals W. All right.
So, everybody put N equals W. What is a note? A note is words. What a note ain't nothing but what? I'm writing a note is what? I'm just writing down a word. All right. So, what is it? It's a PM. All right. It's a promisary note. So, everybody put PM in the chat. Okay. You say it's a promisary note. What? We promise you that if you pay pass this around, you can get the good and the services that you passing it around to get. And we promise you what? that this money is good. So you say, "Well, you're promising me that this money is good based on what?" We promising it to you based on our word. That's why it's a note. A note is what? A word. Hey, hey, listen. If you write somebody a note, how do you write them a note? By the words that's on a note. Okay. So you say, "So, brother Ricky, how is it that for hundred years, you know, we've been passing these over a hundred years, we passing these notes around that don't have no no value? Well, they have intrinsic value. All right, so I mean they have perceptional value. I should say PV. All right, so everybody put PV in the chat. You say, "What do you mean?" Come on, put PV in the chat so I can teach you. Okay, I say put PV in the chat so I can explain. So I can teach you what I'm talking about. Hurry up. PV P, not PM. PV. Come on, PV. Come on, hurry up, everybody. PV. PV. Come on, teacher. Machine 44. I'mma teach you what that means. All right, Trenton, I'mma teach you what that means. Come on. Um, se select. And I'm going to teach you what that means. Come on, fellas. I'mma teach you what it means.
Come on. Y'all got to work. I told you I don't do all the work. All right. We already We already reposit money. We already get our money back. So, I'm teaching you how to do yours. What you ought to be doing for your life. All right. All right. So, PV means what?
Perceived value. You say, "So, what do you mean by perceived value?" The perceived value of this $100 bill is that it's worth $100. All right. But it doesn't have anything backing it up.
Why? Because there's no gold standard.
So, what's backing this up? The only thing that's backing this up is what?
Your faith in the fact that what that that that it'll value you what it is that you want that it's going to buy you and that carrying it around in your pocket and that it's worth what what it says it's worth. It's your perceived value. But it's backed up by what? It's backed up by the United States Corporation of America. It's backed up by their word to you. In other words, their promise to you. All right? So, it's what? It's a corporation's promise.
All right. So everybody put CP in the chat. This money is what the promise of a corporation because it ain't nothing that back it up. It ain't no gold. It ain't no silver. It ain't nothing backing it up. And the reason why you can transport it around and pull it out your pocket and and buy this and buy that and buy this and buy that is because you just believe it's worth it.
So because you believe it and because the person who's receiving the money from you, they believe it, then it what?
It creates dual belief. All right? So everybody put DB in the chat. Okay. So you say it creates dual belief.
You say, "So what does that mean to me and what that mean to you?" If I believe it's worth the words that are written on it and if you believe it's worth the words that's written on it, then we'll do what? We'll continue to exchange it.
So we'll have what? Equal exchanges. So everybody put e in the chat. All right?
It's because of our dual belief. That's why we exchanged this. Why? because we believe that it's going to pay for what it said it's going to pay for. You say, "But why do you believe it?" You believe it based on what? Perception of the value of it. Why? Because it doesn't have any intrinsic value. It only has perceived value. So, there's NIB.
I mean, NIB. What? It's no intrinsic value. All right? So, everybody put NIB in the chat. You're gonna have to rewind this video and play it back. You're not gonna get everything the first time.
Okay? got to rewind this video and play it back. You're not going to get everything the first time. You're gonna have to rewind this video. You're gonna have to play this back. You're not going to get it the first time. All right? So, this is a training video. All right? And I'm teaching y'all about credit and what credit really is. And I'm teaching you about how you can become a very wealthy person if you become the creditor. Are you hearing me? The issuer of the credit. Are you hear what I'm talking about? But first, you got to understand what credit is. Credit is simply what?
The creation of the Federal Reserve. How was it created? Because they all got together in 1910 to say, "Let's take away gold as a standard because that's real money. Let's not deal with real money because we can't get rich dealing with real money because what? Everybody be on an equal playing field." So what we want to do, we want to what? We want to make sure that everybody got to go through us to buy and sell products. So they got to buy and sell their products through us. Why? Because we going to create the notes that they buy and sell the products with. Are you hear what I'm talking about? So now, and they're not going to question it. You say, "Why not?" Because they're going to have faith in what in the United States of America. They like, "This is my country." All right. This is my country.
Um, and I have faith in my country. But what they don't realize is that the people who printed this note is not the Americans, not the United States of America. The little and little letters, but the United States corporation of America printed this. And if you look at your note, look at it. It's in all capital letters. The United States of America. All right. the United States of America. All capital letters. Y'all see that? Everybody put AC in a check. All caps. Just pull out a dollar and just look at it. Pull out a $100 or whatever.
Everybody put AC in a check. Okay. AC.
All caps. You say, "What does all caps mean?" All caps mean that something is a corporation. Are you hearing me? That's why when you look at your own ID and you pull your own ID out right now, your name is written in all capital letter.
It's all capital letter name because you were created as a corporation. Why? So that that way you would not be able to issue this credit because you can't issue this credit because what? You are a dead person. So you can't issue this credit. So what the Federal Reserve said is that we're going to issue this credit to the banks and we're going to use the United States Corporation of America to issue the credit. The United States Corporation of America did not issue the credit. The credit was issued by the Federal Reserve. All right, y'all got that? Did y do y'all have that? I said the Federal Reserve issued the credit, not the United States Corporation of America. The United States Corporation of America is just what? Endorsing it.
That's why they have their name on it.
Why? Because when they put their name on it, it makes you believe in it. The Federal Reserve was not going to put a Federal Reserve note on here and then have the United States Corporation of America to not endorse it because they wouldn't then you wouldn't believe it.
there would be no dual belief and then you wouldn't exchange it because you wouldn't have any confidence or faith in it. But the reason that you pass money around is not because the money is worth anything because it doesn't have any intrinsic value because it ain't nothing but a note just some paper what with words on it. Are you hear what I'm talking about? But you believe the words and what the American people believe the words. Why? Because they exchanged this what for goods and services. Why?
Because of the words that are written on it. And words mean everything. Did you hear what I said? W me. Everybody put it in the chat and teach your kids this.
Words mean everything because people make all their decisions based on words.
You do. I do. Everybody make their decisions based on words. Are y'all listening to me? WME. Come on. I'm not going to teach y'all nothing else. Let's go. Hurry up. WME.
WME. Everybody put it in the chat. Teach your children this. Listen, baby. Words mean everything. So watch your words.
Why? because you making all your decisions based on words. This ain't nothing but what? A piece of paper with words on it. All right, it's just a promise to pay somebody. And what? And then they smart. They said, "Well, the only way we going to be able to execute this. The only way we going to be able to to get people to go along with this is we're going to have to put down the United States of America on here." And most people don't know that the United States of America and all capital letters is not a country, it's a company. Most people don't know that because they don't know 28 USC 30002 section 15A because they don't study the law. So since a person don't study the law, they don't even study their own money. All right? So what we doing today is we doing some money studying. All right? So everybody put MS in the chat.
Okay? We're not going to just grab this bill and run around and pass it around.
We going to study what the bill actually means. Okay? Everybody put MS in the chat. Okay? We doing some money studying today. Money studying. That's what we doing. All right? MS. Put MS in a check.
Money studying. That's what we're doing.
Money studying. Studying. That's what we're doing right now. We are here this afternoon on this lunch break to study money. All right. Why? Because we ain't going to have no money if we don't study it. Hey, listen to me. The Bible says, "Study to show thyself approved, a workman that need not be ashamed, rightly dividing the word of truth." So, how in the world we going to spend money, collect money, and we don't study money. Are you hearing me? How you going to ever have something that you don't study? You should at least know what the words on the money mean and what the connotation behind the words are instead of just blindly accepting the the um exchanges that you do with each other without even investigating what where this stuff came from, what it means, and what it means to me and what it means to my family and how can I get my hands on as much credit as possible because money ain't nothing. The distributing of money ain't nothing but the building of credit. And most people when you hear the word credit, it sounds like a bad word. It sounds like something that you don't want. It's like, I don't want to, man. I don't want no I don't want to what be no I don't want to be in debt to nobody. But the only way that you cannot be in debt to somebody is for you to be the one that's issuing the debt and collecting the credit. Are y'all hearing me? Are you hearing what I'm talking about? All right. So the whole idea, so the first thing everybody, number one, number one, put issuer. Okay, number one, the issue. We're talking about the issuer. Who's issuing this credit?
Number one, and then I'mma tell you the idea number two. But first, let's put number one in the chat. Who is the issuer? All right, come on, everybody.
Put number one in the chat. Issuer. Come on, hurry up. I'm only gonna talk to you about two things. Uh, I got three fingers up. I'm hungry. When I get hungry, I get a little delirious. Plus, I took some sour and that stuff make you start getting all the toxins out your body. So, I'm not talking I'm not going to talk real long today. All right. So, number one, issuer. Come on, everybody put issuer in the sh. We only talking about two things today. The issuer and then the idea because this is why people who issue credit are so rich. Just think about it here. Just think about it. You create a company, a business, which is what the Federal Reserve is. It's a business. So you create a company and you say, "Let me see how can I get as many people as possible to come in and fund my business." All right. So this is business funding when you issue credit.
Okay? Everybody put business funding in the chat or put BF in the chat. All right?
Okay. I want you to understand this. The Federal Reserve is a business. Okay?
Just like any other business, businesses have to be funded to be sustained. All right? So everybody put BF in the chat.
All right, we're talking about the IshRa now. So the Ishra says, "Let me start this company and let me let me create um worldwide funding for my company. I don't want just no local funding. I want worldwide funding." All right, so everybody put WWF in the chat. Okay, WWF, not the wrestlers. Okay, worldwide funding. Come on, everybody. Come on. Come on everybody. WWF Worldwide Funding. All right. Come on. I'll wait for you. WWF Worldwide Funding. You say, "Ricky, why you have us put all these acronyms in here?" Because I'm not teaching me. I'm teaching you. And I'm not in no hurry.
If you're in a hurry, then you're not going to get what I'm telling you. So that's why you have to participate. All right? Because it's a teaching lesson.
All right? So this is worldwide funding by the Federal Reserve. They say, "How do we fund our business worldwide?" They say, "We want what? All the money." They say, "So, I got a good idea. Why don't we sit down and create a program that creates where we just create credit? If this is going to work, we have to create the credit because we want to be the issuers of the credit." So, the Federal Reserve say, "Okay, let's issue some credit." They say, "Well, who we going to issue the credit to?" They say, "Let's issue the credit to the banks."
They say, "Why do we want to issue the credit to the banks so that the banks can distribute what the credit that we're issuing? Let's issue it to the banks. Then let's have the banks distribute debt. All right. So everybody put DD in a check. All right. You say, "What are you talking about?" Because once the money comes to you as an individual, as an American, once the money comes to you, because you're not a creditor, now the money in your hand becomes debt. All right? Did you get that? All right. This is what this is.
This is the issuer problem that you have. You say, "What are you talking about?" Once you receive this and then you go and you go deposit it into the bank, you deposit it as a debt because what? Every credit has an opposite debt.
Are you listening to me? It can't be heads without tails. They can't be peanut butter without jelly. It can't be Saturday without Sunday. It can't be Sears without Robux. And it can't be credit without debt. The reason that is credit is because the creates a debt. Hey, listen to me. So, you don't want to be what? You don't want to be the issuer of debt. You want to be the issuer of credit. All right? So, IOC.
Okay? Let's go. If you ever going to be rich, that's why the federal that's why the people who created all this these businesses, that's why they got so much generational money. Just use some common sense. What only way I can get some credit? Somebody got to be a debtor. Are you hearing me? So, what So, you say, "What does that mean to me, brother Ricky? What it means to you is that based on your status, you're either a creditor or you're a debtor. So when you receive this money, this this um $100 bill that you got that got distributed to you from the bank because you borrowed some money from the bank because you want to run your businesses, your companies, or whatever you want to do. And then you take the same money that you borrow that they getting a credit for. All right? That the bank is getting a credit for. the same money, the same note that you got, you take the money that you make and you say, "Okay, let me go deposit it into the bank because I made some money because they loan me some money. Now I made some money. Let me go and deposit the money into the bank." But the problem is that you're not the issuer of the credit. The Federal Reserve is the issuer of the credit. Why? because they made sure that they made you a dead corporation when you were born by um by giving you a social and by with your all capital letter name and all. So when you walk into the bank and you make a deposit into the bank, you are making it as a debtor. You're not making it as a creditor because they basically killed you at birth. All right. So you say, "So how do I change that, brother Ricky?"
Well, you change that because a trust instead of you depositing, you want to you want to deposit as as a trust. So, you want to make trust deposits. All right. So, everybody put TD in a check.
Okay? Everybody put TD in a chat. You want to make trust deposits. You say, "Why is that?" Because once you make trust deposits, you become the issuer of the credit.
All right? You say, "What?" I say, "You become the issuer of the credit because you're making a trust deposit. You're not making a dead deposit. You're making a trust reposit. All right? So, a trust deposit turns into a trust reposit. You say, "Why is that?" Because all money that's reposited returns to the original issuer of the credit. All right? That's why you want to be a creditor. That's why creditors are wealthy. That's why creditors have what? Generational money.
All right? So, everybody put reposit in the chat. Okay? Reposit.
And if y'all got uh questions, y'all have to join my challenge and ask ask me all those questions. That's why I have a challenge, okay? Because I'm just teaching y'all a lesson right now. And if I stopped and start asking y'all questions, you would mess the lesson all up. That's why I have a challenge, okay?
If you never been to my challenge, just put challenge in the chat and buy a ticket and come. All right? And then come and ask any question you want to ask. It makes sense for all y'all to come and ask y'all a question at the same time. That's why I do a challenge because I'm 64 years old and y'all ain't going to kill me. I already reposit the bank. We already got1 million42,000 back worth of reposits from the bank.
Are you hearing me? Why? Because we reposited the money as a creditor. We didn't put the money in as a debtor because we understand how to operate our trust. So that's what we teach people.
All right? So y'all come and learn what y'all need to learn, but come learn some protocol and learn how to come and ask the questions that you want to ask in the setting where the questions can get answered. Okay? instead of just putting stuff on here and then forgetting about we was even talking about this and then just going back to your dead life. Are you hear what I'm talking about? Your dead life as a debtor because you ain't gonna never have no generational money as a debtor because you doing a whole bunch of labor which leads to what? To my second point. Number one, you want to become the issuer of the credit because the creditors are the rich people. So that's why you got to learn how to operate out of a trust which gives you the right to fill out what's called a OID. All right? Right. So, everybody put OID in the chat. OID.
All right. Everybody put OID in the chat. Okay.
OID.
Come on, everybody. Come on. Quick. So, OID means the original issuers's discount. OID. The original issuers's discount.
The original issuer of what? The original issuer of the credit. Are you listening to me? Right now, the Federal Reserve is the original issuer of the credit that you receive in the form of debt, which is what this $100 bill is.
All right? So, when you receive it, in your hands, it's debt. Well, it's not a credit until you become a creditor. Then you make reposits instead of deposits.
So when you go into the bank and make a deposit, now it has to return back to the original issuer of the money, which is who? You. Are you hearing me? We are the original issuers of the money. We reposit because we reposited via trust instead of as a dead person like the way they created all of us because we understand that the creditors are the ones with all the money. So why should you walk around? So So that's the issuer. You have to change being the issuer because you're not the issuer right now. You just making the dead deposits and what and so they receive the credit for your deposit that you put into the bank as though you you don't even exist. All right? So, but you can change that though. And by the way, if y'all want to uh come to my next free class, which will come up Wednesday, to get a better idea so I can show y'all stuff on the screen inside of a private Zoom, then just put IMF in the chat and come to the next class. my international monetary fund class. Just put the letters IMF in the comments section right now um as we're talking. All right? And we'll just send that link to it's a free class so you can come and learn. You can come and learn better there because I got a screen up and it's inside the private Zoom and you can actually see the things I'm talking about. So, it's a lot easier when you can see the things on the screen than just listening to me talk. You you can't fathom the things that I'm teaching you right now. I mean, it's just too much for you, okay? just it's just over your head. I'm just giving you some general ideas of why the creditors are so rich and why you struggling so much. All right? And you shouldn't be struggling because you ought to be a creditor. The creditors got the money, not the debtors. The creditors have the money, not the debtors. Are you listening to me? So, um, if you're interested in that, just put IMF in the chat. So let's just say so let's ask let's so let's say well why why how are people cooperating with the idea of being debtors. All right so here's the idea. The idea is that this is a smart idea. It's a brilliant idea. Everybody put bi in the chat. This I mean the way this stuff is set up man I ain't mad at them. All right. It's some gangster stuff but um but it's brilliant. Okay. I said it's brilliant. Okay. I said it's the way they set the Federal Reserve up is brilliant. Not [clears throat] the stuff you be listening to online, not the stuff you be hearing, but the real way it got set up, but because y'all don't read too many books, you don't even know how it got set up. That's why I keep telling y'all to read the book, The Creature from Jacko's Island. That's why I keep suggesting that y'all read the book. So, it can really break down in you how the Federal Reserve was created.
And everything I'm telling you is 100% factual. Which is why I don't worry about nobody like coming to my house talking about you can't be talking about the Federal Reserve. You can't be telling people what's going on like it'd be a cold day in hell before you tell me what I can do. The Second Amendment is freedom of speech. How dare you sit up and tell me that you can create basically a cartel and I can't talk about it? How dare you tell how dare you create a monetary system of credits and then what? and tell me I can't explain to the people the difference between a debit and a credit. I don't know who the hell you think you're talking to, but I'm a child of God. Are you hearing me?
And I don't bow down to no man. I bow down to Jesus Christ, the son of God, and that's it. Are you hearing me? Unto my father, naturally. Okay? But I ain't bowing down to people. I'm not afraid of the state. I'm not afraid of the United States Corporation of America. I'm not afraid of the Federal Reserve. I'm not afraid of the IRS. I'm not afraid of anybody. Why? I'm just afraid not to do right. That's it. After that, everybody else can get in line. And if I was you, I would switch this fear because y'all just put up with stuff. And you act like you, you just going to serve masters who what? Set things up so they can get all the credit for your life. Are you hearing me? And you walking around with a life that you ain't even get no credit for. It's like what? You just came and what? Help contribute to everybody else's wealth. Are you hearing me? But I'm telling you, that's an abomination.
And I command you up under the power and authority of God to what? To actually show up and be accounted for. Are you hearing me? If you're not a creditor, then what? Then you are not even accounted for. Are you hearing me? I'm talking about you. You ain't accounted for. It's like you didn't exist. It's like you came and left, but you came and just helped a whole bunch of other people get rich. And if I was you, I would have enough of that nonsense. All right. So, here's the idea. All right, everybody put number two. Idea. Okay, everybody put number two idea.
All right, everybody put number two idea. Come on, hurry up. I told you I'm only talking to you about two things.
Number one is the issuer. And number two is the idea. Okay, so come on. Let me teach you the idea. People get rich off of ideas. See, I'm an idealist. Okay, an innovator, a creator, always thinking, always reading and always studying. And I everybody in my family, they are required to read, study, and come up with ideas. I don't have meetings where you can sit in my meeting and you ain't got no ideas. I'm like, well, you ain't really got no business being here. Are you hearing me? Why? Because you're going to contribute your ideas because the only difference between a plot and a plan is the intent. And what people are plotting for the next the next hundred years, how to control you. Why you not planning on what you going to do about your own family and you don't have no ideas and somebody asks you something and you're like a deer in the headlights and you can't come up with an idea.
ideas come up because you've been reading, studying, and paying attention to what's going on. So then you get what? A very fresh mind. You start coming up with your own ideas. So I admire the fact that they came up with an idea of creating credit because they like everybody got to play by our rules and it's an ingenious idea, a brilliant plot. Are you hearing me? And we just go along with it every day. My second book I want to recommend to you all just to get y'all mind started on being right.
If you haven't read my book, my first book that I wrote, control everything on nothing. Just put control in the chat.
All right? And uh and I would just buy the book. You say, "Brother Ricky, you trying to sell your book?" I don't buy it or don't buy it. Um I wrote it though because I know that y'all don't even know the the basic beginning of how you supposed to be controlling things instead of owning things. I know that y'all don't know that. I know that y'all I know that's not the way you've been taught. All right. So, I wrote a book.
It's real short. All right. Why? So, you can read it in like a day or two.
So, you can stop being uh just going along what everybody's talking about.
All right? To get your mind to start thinking, let me get a new idea in my head about how the money system is so I can just stop accepting the way that um you know, I'm doing things because I'm struggling and and based on the way I'm doing things, I'm probably going to be dead. And my kids ain't going to have much. I'm probably going to be dead. And my grandkids probably ain't going to have much. And Lord have mercy, my unborn kids, they g they gonna be born broke. Why? Because I'm contributing to the wealthy folk because I'm not a creditor. I got to get on the other side and stop being a debtor and become a creditor. All right. So here's the idea.
The idea is that this is what they came up with. They say, "How do we get people to extend credit, too? Let's become creditors and then let's figure out a way to get people to extend to draw people to us who we can extend the credit to. In other words, who can we get? How can we persuade people, convince people to accept these notes from us that we promise that this money is good and it's just based on our word?
How can we get them to accept our words so readily? They say, "We gonna have to keep them what? We're gonna have to keep them busy so that they'll never pay attention to what's really going on. And the only way we're going to do that is we're gonna have to create eight hour a day work weeks. All right. So, everybody put 8 WW in the chat. 8 WW 8 WW eight hour work weeks. Eight hour a day work weeks. So, we're gonna have to keep people what? Preoccupied with labor. All right. So everybody put AWW in the chat.
You say, "How do well how could somebody get away with creating a piece of paper that ain't even worth nothing? And how do we get the people to looking at it like it's worth so much?" Well, let's keep them from thinking and let's make sure that they what? That they work eight hours a day. Why? They'll be so busy laboring what? For a note. Laboring what? For a promisary note. Laboring for what? And then they'll be laboring for debt. Are you hearing me? Why? Because when we put it in their hands, it won't be credit no more. It'll be our credit, but it'll be their debt. So, they said, "The only way that we going to get people to go along with this is we're going to have to keep them busy." That's the way that you keep anybody engaged in some engaged in something that's not in their own best interest where they don't question what's going on. Why? Because they're too busy working. They said, "So if we can get people engaged in 8 hour a day, 40hour work weeks, then they'll be so busy working laboring for the debt." All right, everybody put DL in the chat.
Okay, you say, "What's that?" Debt laboring. All right. So you got people working what? And doing overtime to do what?
To be able to get their hands on some more debt. Y'all listen to me. It's debt labor. Are you hearing what I'm talking about? Hey, listen to me. That's why you feel like you marching in mud. That's why you feel like you stuck like Chuck in a pickup truck. That's why you feel like you can't put cheese on a Whopper.
That's why you feel like you stand on 43rd and never making it to 63rd. You say, "Why is that?" Because it's the spirit that comes along with a whole lot of work with very little progress. And that's why because you working for debt and you'll do anything you can to get your hands on some debt. And what? And die a debtor. Never graduating over to creditor status because what? Creditor status ain't even important to you. You just want to be what? You just want to be the number one debtor that you could possibly be. You want to live your life and your apex of your life is is getting your hands on as much debt as you could possibly get. But it don't mean nothing if it's just debt. Because it don't matter what how much debt you create, you ain't gonna never be rich for a while because all you're doing is piling up debt. Are you hearing me? Are y'all listening to me? So when they said, "Let's get everybody, Here's the idea.
Let's get the American people to do what? Work a lot. Why? Because we don't want them thinking. We don't want them thinking. We don't want them creating.
And we don't want them investigating nothing. So the best way for us to do it is to give them a whole bunch of useless paper that goes down in value every few minutes. You say, you say, "How do you know if this is debt?" Well, just think about it. What can it buy today? B um compared to what it could buy yesterday.
When I was four years old, and I'm 60 years old now. So 60 years ago, when I first got stuck up, the privilege of getting stuck up the first time on the west side of Chicago. Yeah. I come up high, baby. Yeah, I come up high. First time I got stuck up, I was poor. And uh but it only cost, they stuck me up because I had 32 cent to buy some bread.
A a a loaf. A wholesome bread for 32 cent. 32 cent for a loaf of bread. What it cost for a loaf of bread now?
Five $6 or something like that for one loaf. Are you hearing me? Everybody put one L in the chat. Okay. One L. One loaf of bread costs like what? five, six dollars or something. Now you say, so you say, "Well, that's because of inflation, Ricky." No, that's not because of inflation. That's because they print as much of this as they want to. The more they print, the less it's worth. All right? We already printed a hundred billion dollars more this year than we did last year. Did you hear what I said? I said, "We already printed printed a hundred billion dollars more this year than we printed last year."
Who? The Federal Reserve printed it. You say, "Well, how who regulates them?"
Nobody. All right. Who can regulate me?
Nobody. Who can tell me how much money to print? Nobody. Who can hold this money down?
Nobody. Baby, everybody put nobody in the chat. [laughter] They say, "Man, who say who monitor the Federal Reserve?" Nobody. [laughter] Everybody put nobody in the chat. go back to says they they keep sweating us up in here. No wonder we sweating, right? Because they can't nobody check them. I hear I'm talking about that's the way it's set up. Gotta admit it's brilliant. I said you got to admit it is brilliant that I can set up a credit system and what and make my credits off of your debt and then what? Pass you out literal debts that says right here that it's a note. Says it's a note. A note for what? All legal debts. Meaning what?
You paying debts with debt. Are you hearing me? Why? You paying debts with debt as a debtor. You say, "So, how did they?" But you say, "How do they keep tricking people into doing that?" By keeping you working. All right? So, the last thing I want to teach you the four levels of value in the marketplace. And I want you to move up the chain so that you can start thinking. All right?
Because if you don't think, nothing's going to change in your life. Are you hearing me? The lowest level is the implementer. That's the person that's still walking around doing things with their hands. All right, that stuff takes a long time. You work eight hours, 14 hours, 16 hours a day. And you're probably only going to make about $80,000 worth of debt that they gonna give you every year. All right? So, you're going to take it to the bank and you're going to deposit it as debt. And that way, you'll never get none of the debt back because you're a debtor.
You're not a creditor. Are you hearing me? when what you ought to be doing at least if you got an implement's job, you at least ought to be operating out of a trust and you at least ought to be filing an oid to make yourself the original issuer of your own credit. So at least you can get your money back that you put in the bank every year. At least you ought to be doing that considering you ain't making much money.
No way. So at least you ought to be doing that. All right, everybody put a in that chat. I said at least. At least you ought to be doing that. At least.
Okay. At least become a creditor. At least even if you're not making a lot of money every year, at least at least become a creditor instead of a debtor.
Why? At least get your money back. All right. Okay. So, you say, "Why do they give y'all y'all money back, Brother Ricky?" Because they don't have a choice. You say, "Why don't have a choice?" Because the money wasn't deposited as a debtor. It was reposited as a creditor. And the creditor is due what the creditor puts into the debtor's system. All right? The creditor is due what he puts into the debtor system.
That's why the banks receive credits from the Federal Reserve when they issue you debt. Are you hear I'm talking about? All right. So, here we go. So, you say, "But how did they get me to do this, Brother Ricky?" Well, naturally, they said, "Let me get them." This is how you get people to do things. You get them to labor over debt. All right? So, everybody put L O D in the chat. Get them to labor over debt. Okay?
teach them to become implementers. You say, "Why are so many people implementers?" Because that's a school system. The whole thing the school system told us to do was to do what? Get out and get a degree and get a job.
What? The whole school system and the school system, especially our public school system right now, is still set up for the industrial age, which was created in 19 way back here in the early 1900s. This stuff is still taking place.
And we in 2026.
That's 126 years later. Are you hearing me? This stuff was created in the early 1900s. Ain't no way in the world we supposed to be moving around still making business decisions, money decisions, and wealth decisions based on stuff that was created 116 years ago. How you hear what I'm talking about? How you hear what I'm talking about? Everybody put 100K in a check.
Ain't y'all tired of being a 100 years behind? Come on. Everybody put 100K in a check. All right. What's the last thing I'm teaching y'all? Because I'm getting hungry. I'm f to go. All right.
Everybody put a 100K in the chat. I know it hurt, but it's got to hurt. See, so you can do something about it. All right. I'm not telling you this just to step on your coins and just to make you, you know, get mad about it. All right.
Because you can do things about this.
All right. All right. You can you can come out of these out of these stages that you're in if you so desire. And one more time, in case you got here late, if you want to learn more and want to look on the screen so I can really teach you, come to my free class and just put IMF in the chat and come to my next free class, which is Wednesday as we speak.
Wednesday at 11 o'clock uh Eastern as we speak, just put IMF in the chat and come to my free class if you want to get to know me better. You say, "Brother Ricky, I've been watching your videos and d Okay, good. Good for you. All right. You want to learn more, come to our free class." You say, "Brother Ricky, uh, can you just hook me up?" No, I'm not hooking you up with nothing. You are an uneducated person, and if you don't want to educate yourself, you're not a good match for us. Are you listening to me? I said, if you don't want to educate yourself, you're not a good match. We are educators. All right? If you don't want to be educated, then that's on you.
All right? You just keep letting them treat you the way they've been treating you. But you won't come around here rushing us around. Why? because all the books I've read, all the studying I've done, and my whole team, I mean, we have years worth of stuff in in our private portal that you can even Google if you wanted to. All right, listen. I'm just giving y'all a little bit of the reality that you living in so you can have some food for thought. All right, I'm just a I'm just a feeder of thoughts for you to think on your own, which leads to the second and third and the fourth levels.
The first level is the implementer.
You're probably only going to make 80K.
So, everybody put 80K in the chat. 80k.
That's about the most you're gonna make.
I don't care how hard you work. All right. I said, "You're gonna make about 80,000." They tried to call me right now while I'm talking about fixing my car, putting headlights in it and all of that. The mechanics over there where they fixing my car right now, they going to max out about $80,000. I don't care how many cars they fix. I don't care how smart they are. I don't care how articulate they are. I don't care what kind of machinery they get and all that.
They would. They money is already pre-planned. All right? Are you listening to me? Everybody put ppm in the chat. Most of y'all money is pre-planned money. Are you listening to me? The people that's paying you, they are they just put you in their budget.
They say, "I'mma give you 80,000." What you gonna make me rich, but I'm give you 80,000. All right? Because most of y'all y'all a lot of y'all still working at the implementers stage. I don't care how good you are what you do. You ain't gonna never make too much more money.
Why? because they just going to replace you and get somebody else who can do it if you don't want to do it. Matter of fact, they going to get some machines to replace a lot of y'all. What y'all doing? Y'all better hurry up and start thinking, "Hey, listen to me. Y'all jobs going to be obsolete. We in a what? We in the AI era, man. Please. They firing people by the multitudes as we speak.
The stuff a machine can do that can replace you. Why in the world would they pay you?" I don't blame them either.
It's business. Are you hearing me? I don't blame people. If I got something a machine can do better than you can do, I don't blame the person. Are you hearing me? I would clear out folks, too. A machine ain't never late. The machine come to work on time all the time. The machine ain't got no attitude problems.
What the You ain't got to have no HR section over here for no machines. Are you listening to me? Are you talking about? You ain't got to come to the work and worry about the machine having no attitude. You ain't got to worry about the machine running out of energy. They don't never run out of energy. They work 24 hours a day. You ain't got to worry about the machine coming to you gossiping about what's going on with John down the street. You ever seen a gossiping robot? Are you hearing me? Uh, everybody put N G N GR in the chat. Ain't no gossiping robots. Are y'all listening to me?
[laughter] Did you hear what I said? Ain't no gossiping robots while you sitting around a job still doing this implementing stuff and you ain't learning nothing and you live in an era that's done passed by and you sitting around here thinking you going you ain't gonna get wealthy like that. Are you hearing me? So that's the implement stage. Most of y'all stuff going to be replaced. You ain't going to even have a job in five years. A lot of y'all. Why?
Because you ain't gonna be necessary.
All right. Then the second stage is number two is the management stage. And because managing people, because you got to manage people, people, you make more money, you gonna make about 250. But that's not wealth. All right? That's just what? Manageable. All right. All right. Everybody put mm in the chat.
That's just what? Manageable money.
You're a manager. You're just managing to get by. You say 250,000, that's a lot of cheddar, brother Ricky. No, it ain't.
Why? Because they print so much of this money until 250 can't hardly buy nothing compared to what 250 could buy. What? 10 years ago, 25 years ago, 30 years ago, 40 years ago, if you was making 250, 40 years ago, I Okay, I can see you. I would call you a ball and a shot caller.
Right now, you ain't nothing but a middle-aged middle income manager. I hear I'm talking about ain't nothing to be bragging about. That ain't no generational money. Are you hearing me?
Why? Number three, communicators. You say, so you say, "So, what's so good about that?" Communicators, we use our mouth and we use our ears and we listen twice as much as we talk. And when we speak, we speak with power. Why? Because we know the problems of the people. All right, I say we know the problems of people. Pogg. All right, everybody put Pogg on chat. Communicators do. We make a lot of money. You say, "Why?" Because we know the problems of people. All right. I said PG. Pop. I'm sorry. Pop.
[laughter] We know the problems of people.
Everybody put pop in the chat. That's why That's why our money pops. Are you hearing me? You ever want your money to pop? Then you're gonna have to learn the problems of people. Are you hearing me?
Pop. I'm sorry. I said, "Gee, Curtis, I meant pop." All right, everybody put pop in the chat. Are you hearing me? Pop.
Are you listening to me? We are communicators. We know the problems of people. You hear what I'm talking about?
We solve their problems. And what they pay us anywhere from a hundred,000 to hundred million dollars a year. Now you're moving up the food chain. All right. Not only that, but because we are creditors, we what? We make reposits instead of deposits. Meaning we are the original issuers of these notes that get deposited. And what? So it has to come back. All right. Everybody put it has to in the chat. Okay. But how did I I wouldn't have never learned none of this if I wasn't no communicator. Why?
Because communicators we do what? We listen twice as much as we talk.
Did you hear what I said? I said, "Communicators." Now, some of y'all are talkers. You're not a communicator. You say, "Why?" Because you just talking, but you like a dull knife that just ain't cutting. You talking loud, but you ain't saying nothing. Are you hearing me? Communicators, we do what? We listen twice as much as we talk. That's why we That's why God blessed our blessed us with generational money because we listening to we finding out what's the what's your problem, brother? All right.
Okay. Well, here's the answer to your problem and here's the price for here's the price you got to pay to get that problem taken care of. All right? And then people pay you what based on their problem. Are you hearing me? But all of you implementers and you managers, you what? You work for other people and you're not good at what? At solving a person's problem so that you you only solve you just do what you told. So what? So you get paid based on just following instructions and you're doing administrative stuff. And that's why you ain't got no money. That's why it's so hard for you to have some money because all you can do is what you're told. You don't have that. You don't have your own ideas. You can't solve a person's problem. Communicators, we listen. Are you hearing me? And we listen to wealth.
All right. Everybody put LTW in the chat. LTW. So, what does that mean, brother Ricky? We listen to We listen to wealth. We listen to people and we listen intently to people. So much so until we can tell a person everything they told us and then we can help them to do something for themselves and then they pay us money. You say, "Brother Ricky, I wish somebody would pay me some money." Are you listening to people or do you talk too much? All right. The only way you're going to make some money is that you listen twice as much as you talk. Why you think you got two ears?
You ever seen somebody walking down the street with two miles? I ain't never seen that. I ain't never seen a person walking down the street with two miles.
But I seen people walking down the street acting like they had two miles.
Are you hearing me? Acting like it. And I'm like, well, that's what's that's what your problem is. That's part of your problem. That's a big big reason why you ain't got no money. Why? Because you're not a communicator. You think communicating is talking. Communicating is mostly listening. The only reason I talk to y'all for an hour three times a week is because I'm training you and teaching you. When I'm around other people and stuff, I'm just listening to their problems. Okay? And then I have a few words to say to them about what they ought to do to fix it. And then they pay me a lot of money to fix their problem.
I don't do a lot of talking. I do a lot of listening. And that's why when I tell them what to do, it's just two or three things. Go do this. All right? And you'll be okay or don't do it and just keep the problem. All right? But if but if you want me to help you with your problem, then here's a price for you to pay to get that problem taken care of.
That's the way communicators behave. And then because we understand this money system, we don't just take the debt that people pay us with. I don't want you this little stuff don't mean nothing.
Only reason I let you pay me with this stuff is because I'm going to reposit it. Other than that, it wouldn't even have no value. Are you hear what I'm talking about? Are you listening to me?
Then finally, the fourth thing is imagination. All right? So implementation, unification as managers, communication, and imagination. You say, "So, what's so beautiful about imagination?"
Imagination is where you actually sit down and you got enough time to think.
All right, everybody put TTT in the chat.
All right. See, the reason that they getting y'all with the system is because you don't have time to think. Most of y'all don't spend much time thinking.
Just tell the truth. All right? You spend a lot of time laboring and that's why you fighting over debt. That's why you doing overtime. They got you so hypnotized with debt, fighting to be a debtor until you do overtime. Some of y'all got two jobs. Some of y'all got three jobs. All that just to what?
Compete over debt. Are you hearing me?
Are you listening what I'm talking about? That's a smart move that the Federal Reserve created. That's a real smart move. Got everybody running around fighting over debt. And what you ought to be doing is you ought to be using your amazing imagination. I mean, God blessed your mind. So your mind is so beautiful because you you made in the image of God. You have an amazing brain that you just probably are not really affiliated with and associated with because you haven't taken the time out to come up with your own ideas the way God made you, the way he designed you to come up with your own ideas. Um fortunately I'm almost done with my last book and it's called my latest book I should say. I've written five books. You say why is that? Because God blesses my imagination all the time. You say, "Why is that?" Because I'm always thinking.
Because I have time to think. When I used to hang out with my mother, she said, "You never in a hurry." I said, "Baby, I ain't got no job. I'm not laboring." Okay? I'm a thinking man, baby. So when me and you together, we together. We just do whatever you want to do. Why? Because I have time to think. And I want you all to have time to think, too. But you're going to have to pull back from the table for a second. You have to consider the things that I'm telling you. Like Paul told Timothy, he said, "Just consider what I'm saying and the Lord give you understanding." So you just consider what I'm telling you today about being a creditor. Rewind the video. Okay? Be kind to somebody today. Take this video and send it to about at least five of your friends and let them know, listen, you you need to listen to Brother Ricky today. All right? He was talking about being a creditor and he was teaching us the difference between reposits and deposits. And he was teaching us the four levels of communication, four levels of of um uh value rather in the marketplace. And he was teaching us about how important it is for us to use our own brain. And we're going to sit here and we're going to brainstorm. You just can't come back and forth in this house no more. I I need and I want to hear your thoughts. Your thoughts about what about our future, what we're doing, okay? And I want us to consider the monetary system and what how it got to be the way it is. And we're going to study these things. We're not going to just accept what brother Ricky said at face value. We're going to study it. We gonna study the book, The Creature from Jacko's Island. We're going to study that book. And um and I would recommend y'all study my book, too. Control everything on Nothing. So, it's a really good book. It'll help you at least get your foot in the door about controlling things. Getting the mindset of a thinker, of a creator, of an imaginator, of an innovator. Are you listening to me? We create our own trust. You say, "Why is that?" We created our own trust with common law language.
We created it where we are the creator of the trust and we are the trustee of the trust. We created that. Are you hearing me? Because we have that right to create that. Are you listening to me?
It's called hail versus hle. We have the right to a private contract. We have the right to what? To turn ourselves into creditors instead of debtors. We have that right and we exercise our rights.
Are you hearing me? Everybody put E y R. Exercise your rights. Your right to what? To think. You have the right to think. I said if you have the Everybody put E R E Y R in the chat. I'm going to pray for you because I'm going to pray for you that God will give you the courage to think.
That you will exercise your right. I mean, what? Come on. Can't nobody do no sit-ups for you. You got to do your own sit-ups. Are you hearing me? Can't nobody do no jumping jacks for you. You got to do your own jumping jacks. Can't nobody stretch for you. You got to stretch for yourself. We are self-governed people. Meaning that what?
We don't just allow people just to do us any other kind of way. What? We are thinking men and women. And we understand that we ain't gonna never have no wealth if we don't think this thing out and put into fruition our own ideas with our own creativity that God gave us as an individual that nobody else have but you as an individual. And then you bring it together collectively with your group. And then you all create all kind of amazing things that produce a whole lot of wealth and a whole lot of utility and a blessing everybody that comes into your generation and the generations to come when you go. All right. So I want to pray for you that God will do just that. That you'll stop being a debtor. That you'll be a creditor and that you will use your amazing imagination to do amazing things to have a tremendous impact on this generation. because we need your imagination out here in these streets.
Father, we thank you, Lord, for your amazing people today. And we thank you that you have taught us how to be the creditor. We appreciate. We appreciate the information that you've taught us and we are exercising it every day.
Thank you. I'm praying for all my brothers and my sisters here who are debtors. Most of the people that's listening to me, they are not exercising their rights. They don't know how to become a creditor or they are not practicing what they know. I pray for both. I pray that you would remove the veil from their eyes so they can learn how to become a creditor. And I also pray that you would give them the courage to exercise it once they learn.
And Lord, I notice you heard this prayer because you said anything that we ask according to your will, you would do it.
So we consider it already done. In Jesus name we pray. Amen. You all have a spectacular day. It's been a plum, pleasing pleasure as well as a privilege. I love you all. Ain't nothing you can do about that. Be blessed in the city. Be blessed in the field. When your enemies come at you one way, may they have to flee seven ways. And remember that Stellar is as Stellar does does.
Yeah. God bless you. I want y'all to leave out of here and become some predators. Okay. All right. It's time for y'all to what? Handle y'all business. Love you all. Have a wonderful day. Have a great day.
Have a great
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