How I Built a $2.2 Million Networth at 27

本站添加: 2026-05-25

[00:00:00]I want to break down how I went from a zero dollar net worth up to a $2 million net worth by the age of 27. You know, I I grew up, you know, low class, no help from my parents. I had to do this all myself. Okay, so I'm going to break down my income, you know, how I started my business because I do run an online business and that's how I generate most of my money. And I'm going to go through some of my investments. And then I'm going to go over some tips and tricks that if I knew earlier, guys, like I'm not even joking. If I knew earlier, I'd easily be at $3 million. Now, before I even go into this video, I I just want to make one thing clear, man. This video isn't to flex or to show off. Um, this is this is to motivate you, okay?

[00:00:37]There's going to be two people watching this video. One, uh, the person who doesn't believe me and thinks I'm lying and I'm a scammer, and that's normal.

[00:00:43]There's always going to be people like that who just can't believe that people can actually achieve great things. And that's normal. Those people are always going to remain average. And it is what it is. you know, I'll try my best to help them out and motivate them, but you know, if they're going to sink, let them sink. You know, it is what it is. And there's going to be other people who watch this video and feel motivated by it and feel like if I can do it, you know, you can do it as well, okay?

[00:01:08]Because think about it, man. If you're watching this video, OG COD, you know, you we have some similarities, okay?

[00:01:14]We're a lot more alike than you think.

[00:01:15]If I were to meet any one of you guys watching this video, I promise you right now, you we would have so much more in common than you think. The only difference is I had access to certain tools, education, and people that helped me reach my goal of the $2 million net worth a lot faster than, you know, the average person. Now, let me go into my income. So, and and income, guys, before I even go into investments and everything, income is the first thing you should be focusing on. Okay? So, if you ever watch a video where people are saying, you know, you have to start budgeting, you have to start saving. The most important thing, the biggest lever is your income. The biggest lever to grow and scale your net worth is your income. Okay? I don't care about saving $5 from coffee. I don't care about investing $100 a month in S&P 500. That stuff is not going to make you rich. You have to focus on your income. I built and scaled my business. I started an online business in 2020. Um before that guys, I was in university. I was working as a dishwasher and I was also helping my parents because my parents also have their own business. Okay? A lot of the skills and knowledge that I know from business is from working with them.

[00:02:18]Okay? if you know any immigrant parents or you have friends who have um you know their parents have a family business. I was forced to work in the family business and I never got paid for it.

[00:02:28]That's just you know that's just how it is. Okay. If you have any if you've ever experienced something like this or your parents have a business you know what I'm talking about. Okay. So during 2020 during co like I just when everything kind of went on pause I had a moment to think to myself and I was like dude like I I need to make more money. Okay.

[00:02:46]working as a dishwasher, you got paid minimum wage. It's tiring. It's terrible. Uh and then obviously I was doing school and school was tiring. And I just I just did the math and I'm like, dude, my parents don't have any money and if I if I keep studying, it's going to take me years until I start making uh six figures. And back then in 2020, I used to think all I needed was just six figures. That was my that was my dream.

[00:03:08]So I was like, you know what? Let me look online. You know, everything's on pause now. People are making money from online. I can see it. I can clearly see there's money out there in e-commerce and all the different business models and I picked up selling digital products. Okay, so I picked it up in 2020. I started my business. I started selling digital products and in 2021 my business popped off. Okay, so I started making from 2021 I didn't make under 20k. Uh and now in 2026 I'm making around 50 to 70k a month profit. So, like if you guys do the math, just the amount of money I've made, it it's if we talk about like just my income, right?

[00:03:50]My income from 2021 to 2026, I've made around $2.5 to $3 million just like profit. All right? Obviously, there's taxes, there's expenses, and all those things, but I've made that much money, right? So, my net worth is actually pretty low compared to my income. And I'm going to go into investments after and explain why. But regardless, I'm still at a $2 million net worth, but my income has absolutely carried it. Okay?

[00:04:16]The amount of money my business made has definitely been the biggest reason why my net worth is so high. And a lot of people will believe that, you know, oh, I can never, you know, start a business or I can never I'm I'm destined to work a 9 to5. And that's fine. Working 9 to5, there's nothing wrong with it. Okay?

[00:04:31]Because digital products, like the business model that I have, I only spend a couple hours a day, right? And I'm doing this full-time. When I started, I only spent a couple hours a week because there wasn't that much stuff to do. Now I'm a lot busier. I have to spend more time trying to scale multiple channels and products. Now I'm a lot more busy, right? But when I was getting started, I was still in school. I was still helping my parents and I was also managing my uh my business. I dropped out once I started making around 10K a month. I was like, you know, forget school and forget this stupid dishwasher. I'm going to just drop out. But that you have to find a business model or a side hustle that you can do. It doesn't have to be digital products. It can be anything.

[00:05:10]Find something you can do that doesn't take too much time and too much energy and also doesn't take too much upfront capital. Okay? So, you're essentially risking nothing. And the upside is insane because with online business nowadays, guys, I mean, you can see it, man. People are making millions of dollars. Okay? So, we're now going to go into investments and what I invested in because obviously I made a lot of money, but my investments also generated me a lot of profit as well. Now, 2020, I obviously played around the stock market. I've been invested in the stock market since 2020. Um, I'm going to talk about some of the mistakes that I made in the stock market and some tips that you guys need to focus on. Um, is very important when it comes to investing in the stock market. Um, so first off, the stock market, it's it's one of the best ways to multiply your wealth. I don't like the idea of getting rich from the stock market because that kind of goes into like day trading. And even when you day trade or when you trying to swing trade, you just still need a lot of money. You don't want to go in with, you know, a couple thousand dollars. But getting into the market and getting in the habit of investing is very, very important. Now, the best advice that I can give you guys, which I'm doing myself right now, is I automatically transfer X amount every single month to my investing account. Okay? So, you guys can even see my uh my previous YouTube video. I'm investing $10,000 a month in the stock market. I'm doing it live right now. So, I invest roughly $15 to $20,000 a month into the stock market.

[00:06:33]Uh I don't I don't always buy stocks, but it's always going to be in my like my stock account, my brokerage. Okay?

[00:06:40]So, I automatically set aside that much.

[00:06:43]Okay. A big problem people have is they'll leave money in their bank account and they'll see they have like $5,000 in their account and they think they can actually spend that money. But truthfully, 2,500 has to go to your stock account. A,000 has to go into your um high yield savings account. And you're left with however much however much you're left with is how much money you actually have. The problem is people will see $5,000 in their account and they'll be like, "Okay, cool. I can spend this. I can buy that. I can finally do this. And then you have no money for your investments. So you have to set a certain amount every single month. Okay? You have to be consistently invest. You have to be consistently investing into the market every single month. Uh I prefer every single month rather than every single week because you don't want to look at your stock too much. You can get anxious. You can get emotional. Try to just invest maybe every two weeks is safe to when you get your paycheck. And make sure you you buy stuff that's long-term and try to like never sell. I made a big mistake investing which cost me probably a million dollars. I'm not even joking, guys. Literally a million dollars because I bought so many stocks, especially in 2022. And I sold them immediately. Once I got a little bit of gain, I just sold them. I I've done it this year as well. Like last year when Trump announced the tariffs, I bought like 70k of um Nvidia, Tesla, everything pumped up 30 40% and I sold it. Now, if I had held it right now, I'd be even more up. You know what I'm saying? So, make sure you're buying every single month, every two weeks, you're holding your stocks, you're adding more when it dips, and don't get emotional when it dips. Okay? Stocks that I would suggest you guys looking into, obviously, VU, QQQ, those are good index funds. Stocks like Tesla, Nvidia, basic, you know, safe ones, okay? Don't try to find the new moonshot. You can actually, there's nothing wrong with that, but when you're getting started, just try to be a little bit safe when you're getting started.

[00:08:32]It's better. The next thing that I also purchased is um real estate. Okay, so now we're done with stocks. Um we're going to go into real estate. I purchased um a plot of land in 2021.

[00:08:45]That land was what a steal I got, man.

[00:08:49]Well, actually, I got in 2022. My apologies. 2022. It was 30 acres north of the GTA. GTA is a greater Toronto area. And right now, I owe about 70,000 on it. And I'm actually thinking about paying it off cuz I have a lot of cash right now cuz I don't know I the mortgage is good. Mortgages are good at certain times but for with this land because I'm not making any passive income from it. I'm kind of just annoyed by the monthly payment. I just want to just clear it. However, the land appreciated like crazy cuz they've been doing a lot of development up north. New hospitals, new houses. They're expanding more and more and the property actually increased. I bought it for 250k in 2022.

[00:09:27]right now based on previous like recent sales it's valid around 600,000. That was a big land that I got and my plan is to turn into a glamping glamping ground.

[00:09:38]Like if you guys know what glamping is, it's like a nice camping. So that's my uh a nice campsite. So that's my plan with the land. I'm going to be making videos on it when I start launching it, showing you guys through the construction process, getting permits, all that stuff. So I'm super excited about that. Okay, the next thing is going to be my house. I bought a house this year in Toronto. If you guys know already, man, buying a house in Toronto is not easy. It's not cheap. I bought it in the heart of the city. I'm uptown Toronto. Uh, Midtown, sorry, uptown Midtown Toronto. Uh, if you guys, anyone here from Toronto or Ontario, you guys know, man, this stuff is not cheap. Uh, I got a townhouse condo, 2000 ft, uh, two bedrooms, three washrooms. It's a nice place. I'll give you guys a tour shortly, uh, once I clean it up a little bit, get some new furniture. Uh, I have around because because I was a because it was a new um because I'm like young young and I'm new to making money. I had to put a lot of money down. So, I actually put $400,000 down. Okay. So, I got $400,000 there. And I currently have around 500k in cash waiting to buy another house. And I also have some property overseas. I don't want to go too much in the stuff I own cuz it's kind of boring. I mean, I don't think you guys really care about it. If you guys do, you guys can comment down below. But I'm just letting you guys know some of the assets I currently have. I'm currently looking to purchase another house. Actually, I I really want to um I really like I'm looking for some good deals cuz a lot of people are, you know, unfortunately losing their houses to the bank cuz they can't afford their mortgage. That's unfortunate, but you know, there's opportunities and I'm trying to, you know, I'm trying to hop on it. So, that's that's pretty much it, guys. Now, some of the key points that I want to highlight again, um you know, prioritizing your income, it's the number one thing, man. If you have money after investing into the stock market, after saving a little bit of money, use the rest of your money to invest into learning high income skills. I don't care what where you go, who you learn from.

[00:11:32]Everyone everyone with money will agree you need to have a high income. If you don't have a high income, you'll maybe get a million dollars or $2 million when you're maybe 60 or 70, but let's be honest, man. And in 2026, that that's like you can make a million dollars in a year. You make the right business model, you can make a million dollars in a year. Trust me, I used to never believe it. And then I did it. And then I'm like, wow. Now, now it's definitely possible. Obviously, you know, I got I can say this basic stuff like don't let lifestyle catch up to you. Don't buy a brand new car too early. Don't impress other people. Just focus on yourself.

[00:12:05]Ultimately guys, net worth um you know as I as I grow my net worth and as I you know think back about my old self you know your net worth isn't as important as you actually think. um you want to reach certain milestones and the important milestones that I've realized which are the most important are going to be 10k invested or just liquid 10k in your account your first 100k and then your first million the two a after 1 million guys you you're pretty much guaranteed to how can I say it like if you have liquid $1 million to your name okay you're pretty much guarant guaranteed to to be successful. Like, you're chilling.

[00:12:52]Like, if you're stressing about money after a million dollars, like, you know, I I understand maybe it's social media, maybe it's just society, but like, you're good. You're good. You you put that in the market, it's going to grow.

[00:13:05]All right? It's going to grow. You're probably also still earning income.

[00:13:08]You're going to be fine. So, don't watch videos like this and think like, "Oh, I'm doomed. I'm so far." You're not that far away from a million dollars, man.

[00:13:17]Trust me, you're really not that far away. You're one good year away from from being at a million dollar net worth. And then from there, you invest a million dollars and then you're off to the races. You're done. You win. Okay.

[00:13:27]People who people are watching this video are obviously people trying to get ahead. Um other people who are unfortunately, you know, trapped in the system and, you know, they've been misled by their parents or their peers.

[00:13:38]Yeah, they're not going to be watching this type of video and they're not going to reach a million dollars. Uh you know, I don't even know if they'll reach a million dollars in their lifetime. But if you're watching this video, obviously you know you know what to do, man.

[00:13:48]You're watching this video, you're smart. You're a smart person. You want to learn, you want to grow. And I'm going to be making a lot of videos trying to teach as much as possible. And I'm also going to just be sharing my experiences because, you know, education is is fun and all, but it's also cool to share some funny experiences and my wins and my losses and all that stuff. So, if you're I want to know where you guys are at, if you're comfortable to share, comment down below what your net worth is. And yeah, that's all for me, guys.

[00:14:12]I'll see you all in the next