XRP CAUGHT: An ETF CEO Just Revealed Why The Big Money Is Passing On Ethereum For XRP!

[00:00:00]they're avoiding. And And they're And they're seeing that. They see the data.

[00:00:03]Um so so they're just kind of skipping over that, you know, sort of like, "All right, you know, I'm I'm not going to invest in the Palm Pilot anymore because BlackBerry is out and iPhones out. So So this is what we're going to build on, you know?" And And I think, you know, peo- peo- peo- people realize that. But that's that's where the focus is. It's really interesting.

[00:00:20]>> A Wall Street ETF CEO who spent years managing money at one of the biggest firms in America just explained why the big institutional money is walking past Ethereum and looking harder at XRP instead. This is not hype, just what the pension funds and the banks actually say to him behind closed doors. So guys, if you've been holding XRP wondering whether the serious money will ever care, someone who talks to that money every single week just told us how they actually think, why they've gone cold on Ethereum, and which coins they believe the banks will end up using. Not price players, and XRP keeps coming up first.

[00:00:50]Before we get into that, guys, as always, I'm not a financial advisor.

[00:00:53]What I do is I go out and research crypto every single day. I base my opinion off my research and I give it to you. And if you like it, amazing. If you don't, let me know in the comments why not so we can try and learn together.

[00:01:03]Make sure you hit that like and subscribe, and let's run it.

[00:01:08]>> [music] >> Steven McClurg runs Canaccord, one of the firms racing to launch ETFs. The products that let big money buy into the space the regulated way. Before crypto, he actually spent years as a bond manager at Guggenheim, one of the giant American investment firms. So when he tells you what the pension funds and the biggest investors say to him, this isn't a guy guessing from his bedroom. This isn't just a quick quote I found somewhere. It's someone sitting across the table from the actual money. For years, Ethereum was the obvious pick, the network everyone assumed the banks would build on. McClurg says that's flipped now. The institutions he talks to now look at Ethereum, call it old technology, and they want to know what's next. A lot of the big money is passing on to it, and he says they're right to.

[00:01:54]>> The conversation we're having with Ethereum is, yeah, that's that's old technology. I I want what's next.

[00:02:01]And so I'm seeing a lot of institutions just pass on on on Ethereum with with good reason.

[00:02:07]>> Everyone says JP Morgan, the biggest bank in America is using Ethereum. It didn't. JP Morgan took Ethereum's free, open code, rebuilt its own separate network with it, and now runs it on a private version called JP Morgan chain.

[00:02:19]That's the weakness of an open network.

[00:02:21]McClog says if the code is free for anyone to copy, you can't hold on to the big customers because the moment they like it, they take the code and walk.

[00:02:29]>> You know, everybody's like yeah, JP Morgan's going to use Ethereum. Well, actually they didn't. They took the code, they rebuilt the blockchain themselves, and now it's JP Morgan chain.

[00:02:37]And that's the problem with open source protocols like that where you can't keep a a moat around an enclosed network when the code is open source, and if people like it, they can just take it.

[00:02:50]>> This flips the story most people believe. The assumption is that the biggest, most famous network wins by default, that Ethereum's too far ahead to catch. And his point is the opposite.

[00:02:58]A bank won't run its private money on a network anyone in the world can see into and copy. It wants something it controls. So the thing Ethereum fans call its strength, that it's open everywhere, right, is exactly what's pushing the big money elsewhere. So where's the big money looking instead?

[00:03:13]Well, he names names. The coins the institutions are seriously digging into, cheap and efficient enough for a real bank to build on. Are XRP and Hedera near the top with Solana in the conversation? These are the networks built for moving money and doing real financial work, not the expensive ones.

[00:03:28]XRP's network and Hedera are cheap and fast to run, which matters enormously when a bank is moving money millions of times in a day. Ethereum gets super expensive and slow when it's busy, and that's not just for me, I'm talking on a huge scale, okay? A bank doing huge volume can't have its cost jumping around like that. So the institutions look at the numbers, the cost per transactions, the speed, the reliability, and they steer towards the networks built for heavy financial work.

[00:03:52]So, McClurg ranks them out right and asked which coins are best placed to win real bank partnerships. Ripple first, then Hedera, then Solana a distant third. It's amazing. His reasons, those are the ones dug deepest into the financial system already.

[00:04:05]>> The ones that are the the most positioned to get that done from a from a Wall Street dug in perspective is probably Ripple first, and then probably Hedera, and then probably Solana as a as a far third. But, those are the ones that are really dug into the financial system the most.

[00:04:28]>> And there's a reason banks would trust Ripple's network specifically. Beyond the coin, over the last year Ripple has spent billions buying up the actual machinery banks run on. A prime broker now called a Ripple Prime, a corporate treasury company called G Treasury that already handles the cash for big global firms, and a string of custody and payment businesses. It's quietly built an end-to-end setup a bank can plug straight into, which is exactly the kind of real-world readiness McClurg says the big money's looking for.

[00:04:53]>> Ripple spent $2.45 billion in acquisitions in the last 7 months of 2025. And if you're not paying attention right now, you're missing what they're building. It's going to be the biggest financial infrastructure play.

[00:05:06]These type of acquisitions have happened before. They were for companies like Google or Amazon.

[00:05:11]>> Most people miss why banks go that way.

[00:05:13]A bank doesn't want to build its own crypto network from scratch. That's hiring teams, testing for years, auditing everything. Instead, McClurg says it picks up the phone, calls Ripple Hedera, and is running on proven technology fast. Setting up new infrastructure inside a bank used to take 6 to 18 months, and calling one of these networks cuts that to a matter of weeks or a quarter. That's why the networks already built for finance have such a head start. Because this is the real edge in all of this. Knowing which coins the big money is quietly backing and why long before it shows up in the price, that's exactly what our team exists to do. We actually dig in to which projects actually have real companies and real institutions behind them. So, you're holding the ones with genuine future instead of chasing whatever's loud that week. And we get that to members while it's still early.

[00:05:56]We run live sessions every week breaking down the charts so you stop second-guessing every move at 2:00 in the morning or 3:00 in the morning when you're going crazy. We show you how to put an idle stack to work through staking and lending and how to lock it down so it can't be wiped in a bad week.

[00:06:09]And what pulls it all together is the room itself. Serious long-term investors who've watched real cycles play out and know the difference between a project with backing and one with a story.

[00:06:19]That's the what genuinely is changing people's lives inside of this program, guys. All right? They're staying calm and positioned instead of guessing.

[00:06:25]There's a free training in the description and if it fits you, please book a call. If you don't want to do it, that's absolutely fine, but this is the kind of decision you only get to make before it's obvious, not after. McGlone puts Ripple first because of the boring stuff that matters to a bank, permission. Ripple gets approval from the OCC, the main US bank regulator, to run its own bank. They got approval from New York's financial watchdog, one of the strictest in the world, for its dollar stablecoin RLUSD. And it's in line for a FedMaster account, a direct account with the US central bank that almost no crypto company has. Asked straight out if that puts Ripple on a different playing field, McGlone's answer was immediate. It absolutely does. And that's why it's number one ranked in his eyes. Each approval does real work. The bank charter lets Ripple hold and move money under the same rule book as a real bank, not as a crypto side business. The New York approval means the dollar stablecoin Ripple issues sits in a higher tier of trust than its rivals. It's watched by regulators in a bank already respects. A FedMaster account, if it lands, gives Ripple the same direct access to the US money system the big banks have, no middleman. Together they put Ripple somewhere no other crypto network currently sits. And that stablecoin is a bigger deal than it looks. McGlone thinks RLUSD, Ripple's dollar stablecoin, explodes once it's plugged in all the partners Ripple already has.

[00:07:38]And he goes as far as saying it could pass USDC, one of the two biggest dollar stable coins in the world. His reasoning is the regulation. "RLE USD sits under that stricter New York approval as higher tier of trust than USDC has. And when a bank is choosing a stable coin to offer its customers, that tier is exactly what it looks at." He goes one step further into territory most people haven't clocked. The US government has said it doesn't want to build its own digital dollar, its own central bank coin. The clerk's view is that if Washington ever does want a digital dollar, it's more likely to hand the job to a private company than build one itself. And the two names he puts in that conversation are Circle and Ripple.

[00:08:13]A government-backed dollar running on the kind of network Ripple has built is a very different future to the ones most XRP holders are even thinking about. A bank doesn't choose a network off chart.

[00:08:23]It chooses off whether it's allowed to use it without getting in trouble. Every approval Ripple stacks up removes another reason a bank has to say no.

[00:08:30]It's slow, quiet work that never trends.

[00:08:33]But, it is what decides who gets the bigger contracts when the rules sell.

[00:08:36]>> And we have consistent AI monitoring, risk [music] metrics, all of which enable us to take action if there's anything [music] that that goes wrong. Institutions will really only come and play when you have meaningful privacy. So, [music] I think these are prerequisites to any form of institutional DeFi.

[00:08:54]>> But, the clerk also flips the usual story about why the big banks seem to drag their feet on the crypto rules. The common take is that banks are trying to kill the new competition. His read is the opposite. The banks are delaying so they can build the technology themselves first. And once they've actually ready, they'll happily back the rules. When that switch flips, he says a bank like Morgan Stanley just turns around and offers a dollar stable coin to its customers instead of the old money market products. Running on a network like Ripple's rather than something in built from scratch, right? That's the moment the big money quietly arrives, and it's closer than the noise suggests.

[00:09:27]Now, he isn't promising XRP moons and isn't given a price. He even rates Hedera highly, calling it a strong second. This isn't a man in love with one coin, it's someone who sells access to the big money for a living. Looking coldly at which networks have done the work to be ready and landing on Ripple at the front. That's why it's worth hearing. It's not a fan. It's a profession counting the approvals and telling you what he sees. The big money is cooling on the old networks because anyone can copy them. And looking at the ones built for the real financial work, Ripple comes first because it's dug deepest into the system and collected the permission a bank needs. When banks move, most won't build their own thing.

[00:10:03]They'll call the networks already.

[00:10:04]That's not a price prediction. It's a map of where the serious money is pointing. And a lot of it points at the lane XRP sits in. Now, none of this guarantees XRP wins. Nothing does. But when someone who sits across the table from the biggest money in the world lays out how they think XRP keeps landing at the front for real reasons, the approvals, the finance built network, the head start on the banks, that's worth more than any price target because it tells you the big players are taking this lane seriously. Tell me in the comments, guys, where you think the big money lands first, Ripple, Hedera, Solana, and why. And as always, stay bullish.