Got Paid by YouTube! Let's Invest it! - Paying My Bills with Dividends (Day 83 of Investing)

[00:00:01]All right, happy Tuesday everybody.

[00:00:03]Today is day 83 of paying my bills with dividends. I'm Joe McKittish and uh wow, what a interesting market it is today.

[00:00:10]So, I was just looking at it. We're going to we're going to dive into it here in just a minute. Uh but before we do that, um a couple things. one is um you know I've talked about gratitude on these videos before but like uh you know writing down things you're grateful for and the gratitude you feel uh to start out your day for things that are going well uh in your life or that you're just blessed with right so um this morning I'm grateful for my health you know um I just woke up this morning you know um pain-free felt amazing got out of bed you know my my brain was a little foggy this morning and I think it's this weather like uh I I'm sitting in my atrium. I have an atrium in the middle of my house and I'm kind of hiding out in here because it's raining actually outside. Uh it still rains in here a little bit. So, we're going to see how much gets on me. But, um you know, I I'm grateful for for my health, but the other thing I'm grateful for is a community of people that support me and uh dang near everything I do, right? So, whether it's YouTube videos or my business, which is BlueCarell Connects, it's a mastermind for contractors. So this morning I was really humbled uh humbled by um some of my members. So we we every Tuesday morning we do what we call a launch meeting. So, we have anformational meeting about what the heck is BlueCar Connect for people who are interested in joining us. And uh on that uh we just kind of throw out a message to some of our members and go, "Hey, would you mind jumping on and uh telling giving a testimonial and telling people what your experience is?" And uh those testimonials, there were so many people on there, it took 30 minutes to get through them all. and um you know listening to people's experience, what they've experienced, how grateful they are for for uh Blue Color Connect, but the main the main thing they're grateful for is the community that we built of good people uh helping each other because life is h is tough. Life is tough. Uh business is hard. I tell people all the time, you get in a small business, you think you're going to build freedom for you and your family, and you end up feeling trapped by by a business that takes up all your time, uh, runs you ragged, takes out takes out your emotional state on a daily, and uh, and then, uh, you know, you're you actually have no time freedom because you're working more than you were before at your job. And um so uh obviously we help people get out of that, but like the main thing is is when you're going through those situations in your life, having a community of great people to talk to who are going through the similar situation. I mean that's why church works. Small groups at church work because you have a small group of people that community that's built. Um same thing in in business, having a small group of of people, in our case, a large group of people, but a a group of people that helps you and supports you in everything you do and uh will be there when you need it. Right. you you when when when things are hard, that's where usually when people disappear. And uh having a community that's there when things are good and when things are rough, you know. I I was I just got off the phone with a guy who was on that on that call. He called me on Facebook Messenger. I didn't uh you know, I've met him before. He owns a fencing business. And uh he told me the one thing that inspires him the most about what Bluecollar Connect is as a whole is that community and how everybody supports each other. He came to one of our um social events last week and he was like he said he's intimidated before he walked in the door because there were so many people in there but then everybody welcomed him in and uh it was like he's part of the family instantly.

[00:03:30]And finding something like that is unique where there's no ulterior or you know ulterior motives where people are looking to get something out of you where they're just there to help you because they want to help and they wanted want you to do better. That is rare and when you find it don't let it go. don't let it go, you know, uh and uh don't screw it up. Don't screw it up because uh it it only takes a few people to screw that whole thing up. And so we want to make sure that when you find a community of good people that uh you you you treat it with the proper care and feeding that it needs in order to keep going. So all that uh let's let's get into some investing. So um excited. I did update the sheets. Got paid by uh Google today or by YouTube. Uh so we're going to go into that. take a look at how much money they paid me uh for um making these videos and then we're gonna invest all that money. I'm excited. So, uh let's let's get into it. I'm gonna share my screen and we're gonna get started.

[00:04:28]All right, before we get going on anything, I'm not a financial adviser.

[00:04:32]This is not financial advice. I'm only sharing how I invest my own money. So, not invest anybody else's money. I don't want to be responsible for anybody anybody else's money. enough uh you know of my time is spent on managing my own money and that's all I want to do. So uh what I do recommend though is you do your own research, find your own investments uh that fit your your goals and your mission and what you're trying to do. So um and uh that's it. So let's get into it. So uh the strategy I'm using for this uh portfolio, I call it strategy seven because I' I've had six other uh strategies that I use. This is the one uh that I'm currently working on, but I also have a strategy six is actually active and running in another portfolio. And that uh that that one is the one that got me free and got me to the point where all my bills were paid for with dividends. And then I had a conversation with a good friend of mine who was like, "What would you do today if you had to do it different if you're starting at zero?" And so, uh that was an interesting concept to work through.

[00:05:28]And uh I built out a strategy around that. And I was just going to do it by myself, smoking scars in my own backyard with by myself, but I thought it'd be fun to do this on YouTube and just document the whole journey. And this is that's how we got to where we're at. 83 trading days later, uh we're still getting after it. So, all right. So, the goal here, grow your dividend income to cover all the all my personal expenses.

[00:05:47]So, I created a thing called the Well Snowball, which is um you know, where I I just wrote down all my personal expenses in a list. Uh cheapest first, and we're just knocking them out lowest at the lowest first. We got water and trash bill knocked out already. Heat and gas bill knocked out already. We're working on the electric bill and uh we're cranking away. How are we doing this? Uh strategy here is phase. So I broke it into phases. I I tell everybody I do everything in phases uh you know in my life and investing is no different.

[00:06:12]So phase one uh we completed back on May 7th. Uh the goal here was to get bi-weekly paying ETFs and uh buy shares of them evenly and dollar cost average into them and then use a little bit of margin which we started doing back in April and then invest I'm investing $300 a day in my own money um into the weekly payers. I did that at the beginning and then I got to $400 a month of distributions then went on to phase two.

[00:06:34]So phase two I I'm taking 50% of the distributions that I'm getting total uh adding 30% margin on top of it and I'm putting that into the monthly pay some monthly paying ETFs. Then I'm taking 50% of the distributions plus 30% margin and putting in the weekly paying ETFs and uh still dollar cost averaging into all those. The total margin though, I don't want to exceed 20% of the total portfolio value. So I got to keep an eye on that every day to make sure we're in the safe zone on that. Don't want margin calls. Do not want margin calls. So um bunch of my friends over the last last couple weeks with tech going down and you know uh semiconductors uh got margin calls and I'm just like they're like, "Did you get a margin call?" I'm like, "No, dude. I don't uh I don't invest like a crazy person. So, uh I do, but not that crazy. I I never want margin calls. So, I always stay in the safe zone. So, uh we're going to take a look at that today. So, uh once I hit that $400 a month, I take the I'm taking the $300 a month plus margin and splitting between the weekly and monthly payers.

[00:07:30]So, uh I currently I'm putting 30% margin on there. If we ever get close to the 20% total margin of the on the portfolio, then I'm going to uh back off and go back to 20% until it catches back up. So, we've been flipping back and forth between 20 and 30% margin on a daily. All right. So, shares of the monthly payers, I'm buying evenly and dollar cost averaging into those. And then how I picked these, I wanted uh tax efficiency, so return of capital diversity. So, I need some broad market stuff. And then, uh, you know, different segments of the market. So, I've got everything from, you know, the the indexes to um, you know, you know, cover calls on top of those. And then I've got, you know, gold, silver, energy, that kind of thing. So, uh, unfortunately lately all of those have been getting wrecked. So, uh, our share price has been depreciating on some of these, but today, uh, it's the opposite.

[00:08:15]So, who knows why I've not looked at the news, to be honest. I, uh, I've been up working. It's 11 o'clock. I rarely look at the news until later in the day, and I usually just go to the financial news because that tells me everything I need to know. And, uh, all right. So, the monthly payers are what pay the personal expenses. So, it took me 56 total trading days to pay the water and trash bill, 78 total trading days to pay the heat and gas bill, and we're working on the electric bill. I did take votes on this, how many days it was going to take. So, I've got those tallied up.

[00:08:41]We're going to go look at uh who voted on that. And whoever wins the number of uh trading days, additional trading days from this one to the next one. Whoever got that number right, I'm going to send you gold journals. So, u everybody who won in the last one on the second bill, uh you should have got those gold journals already. If not, they're they're in the mail. I I mailed them out last week. So, uh, you should get them any day. And then the electric bill, we're going to get it working on that.

[00:09:04]So, the goal here is to pay everything in one and a half years. So, uh, hopefully the snowball is moving fast enough to make that happen. So, we're going to find out. All right. The, uh, future. So, I've got, uh, two more votes on this. So, um, this is my other portfolio, strategy number six, which I'm I'm calling phase three here. So, enough people asked me what's in strategy six. I didn't want to, uh, just jump into that on here until we got these other two completed. And so, uh, I will add those in if you're interested.

[00:09:31]Just let me know in the comments if you want me to add these phase three. So, I got REITs, BDC's, ETFs, close-end funds, that kind of thing. They have a long history of share price appreciation, dividend growth. That's my lifestyle money, right? So, I got all my bills paid for dividends. And then every month or every day as dividends come in, I'm reinvesting those and I'm investing new cash into the portfolio in my other portfolio. And that's making my lifestyle better all the time. So, I I smoke better cigars, you know, and that kind of thing. So, uh, travel better, you know, uh, don't worry about money so much. Uh, and so every month my life gets better and better and better. Uh, and so that's what those are for. If you're interested in seeing me put add those to the portfolio a year and a half from now, uh, let me know. All right, so, uh, I did update this sheet today.

[00:10:10]So, a couple things. Uh, number one, here's the weekly payers. I did add weekly payers up to the top so we know what those are. Here's the monthly payers down here. So, the uh by the way um you can access all these sheets and uh you know my strategy, all that stuff.

[00:10:25]Uh it's all free in the description below. All the links are down there.

[00:10:28]Just click on it and uh do what you want with it if you want to. I just wanted to give everything away for free if I could and I can't. So, there you go. Uh you can have have all this stuff. So, here's the week the paying ETFs. So, I've got a crypto ETFs. So, I've got Nicholas uh crypto. I've got Magnificent 7 uh stuff from MA Round uh Palunteer Rounds Palanteer Fund PLTW H from Roundill and then their uh their uh weekly pay universe. So this is a you know um they changed the strategy on this. This used to be Top W and it was uh it didn't perform very well. It's been performing better with top when it change or it used to be WP pay now it's Top W. Um, Top W is performing better than it did under the old strategy, but uh, tech, it's very tech heavy, so tech has been getting absolutely wrecked over the last couple weeks. Uh, uh, you know, Microsoft and, you know, everybody's been just dropping. And so, um, you know, the underlyings have been getting hit across [clears throat] the board over here, which has been affecting our portfolio as well.

[00:11:26]We're going to go to see how much um, it's it's affected here in just a minute. But um you know I got a lot of roundhill stuff, Rex shares because I want to get paid every day, but I I don't have anything on Friday, but I got Monday, Tuesday, Wednesday, Thursday pretty well covered here. So got some Rex shares funds on on Wednesdays as well, the the Tesla fund, Nvidia, and then their Walmart fund, which I thought would be pretty fun. And then I've got Tap Alpha's Tespy and TAX. Uh these two products are pretty cool. Uh this is their lift product that pays weekly. Um it sits on top of their their monthly product, which Tespy and TAC. And I've got both of those uh actually I've got all four of those in my other portfolio and they they perform very well. I like what Tap Health is doing there. Uh Yoax, I've got the one Yomax fund, their semiconductor fund, Chippy in my other portfolio. The the only other YOMax fund that I have is Socky. Um you know, and I actually have some shares of Biggie, too. But um you know, those are the target 12 uh products. But uh so far happy with Chippy. Even though, uh semiconductors have been getting smacked around lately, um uh it's been performing very well. and uh we've been getting some huge dividends off of it.

[00:12:31]It's been going great. Then I've got round hills Ethereum and Bitcoin fund.

[00:12:34]So if crypto bounces back and when crypto goes on a bull run, you know, let's do this. You know, uh fingers crossed on that. I have a hard time crossing my fingers. I got like really fat fingers. So um you know, I'm like that's about all you get of those. All right, so uh I got YT and YBTC. So crypto goes on a bull run, we'll be in pretty good shape on those with blocks and those. And then in the monthlies I only have BGCI which is Neos's fund.

[00:13:00]Then I've got uh Rex shares AI premium or AI equity premium income ETF and then their uh fang and innovation equity premium income ETF which is Febbey. So those used to be monthlies now they're weekly. So I moved them up from down here uh to up there and I just kept them. I didn't want to sell them. So um I added a couple more down here to kind of balance everything out. So, uh, you know, in the monthlies, I've got JP Morgans's two two return of capital funds, which is ROCY and ROCQ. And as you can see, the dividend yield, uh, on ROCYs, that that's the lowest of any of them I've got. I've also got GPIQ down here, which is under 10%. But, uh, total returns are looking pretty good other than, uh, BTCI, which is absolutely getting stopped because, uh, cryptocurrency is not doing great. And so, uh, that that said, that'll all turn around if Bitcoin goes on a bull run again. So, we're going to keep buying it and then uh we're going to keep our fingers crossed that crypto goes on a bull run and we'll be able to take advantage of that. But that's the that's the only swings I'm taking around those cryptos. So, I don't want to um I don't want to go heavy on on crypto even though I kind of did. I went I've got blocks, I've got YBTC and Yan here in BTCI. So, out of my all these funds, I've got four of them that are heavy crypto. So, uh hopefully we don't get burned on those. We're going to find out. That's got to always got to take a swing swing for the fences on occasion.

[00:14:17]So, I've got energy fund uh in here from uh the the NXG Cushing Energ midstream energy fund and then uh NEOS's uh NASDAQ 100 S&P Russell 2000 funds and I've got their energy and infrastructure and MLP fund which is MLPI which is kind of an interesting one by the way. You should click on some of these if you if you go to down to the portfolio and click on these and read about them. Uh interesting reading interesting reading how they do these. And then I've got the gold fund from NEOS, silver fund from Curve which has absolutely been getting wrecked. Uh, silver has been just dropping like a stone since we started buying that. So, we timed that one wrong, but uh, that's okay. I think uh, in the long term, silver is going to be fine. And, uh, we're gonna find out.

[00:14:55]We're gonna find out if that's the case.

[00:14:57]And then I got QVO. And then I've got Neos's Boosted Products, which is the XY, XSBI, and XQQI. Uh, those ones there. And then Eggy, which uh, you know, has actually been performing really, really well. uh been getting a little bit hit because it's pretty tech heavy and heavy in semiconductors, but uh the dividends are absolutely fantastic on that. And then GBIQ, which is something I've owned for a very long time in my other portfolio. I wanted to add it in here and I did. And it's not 100% return of capital, but uh it's got enough of it that it's very tax efficient. So, all right. So, dividends.

[00:15:28]Look at this dividends today.

[00:15:31]Uh got HO and PLTW. Man, I got to scroll way down there these days. So, uh, getting a lot of dividend payouts means I have to scroll and scroll and scroll on this Google sheet, but, um, so I got $9.93 from PLTW today and then $22.68 from HO. So, significant drop off from last week, like I've always said, uh, since we started this portfolio, uh, PLTW and H are going to go in this cycle. So, um, you know, uh, the the week before, as you can see, $3.70, $1.79.

[00:16:02]Last week we got uh $1445, $31.38 respectively. And then this week $9.93.

[00:16:08]So it goes high, low, high, low, high, low uh in a cycle. So uh next week we're going to get some fat dividends off of those probably. And uh this week what not as big, but that's okay. We still got $3261 today, which uh I am not upset about at all. So uh we're going to take that.

[00:16:26]And then uh I added $300 of my own money in here this morning. So, we're going to call that uh $25,800 in uh cash that I've added in. And by the way, I do have some uh links down below to Robin Hood. So, if you sign up for Robin Hood Gold, they give me five bucks. And then if you sign up for Snowball Analytics, if you like what I'm doing with Snowball and you you uh you think it'd be a good fit for you, um they give me about five bucks there. So, I've had a lot of people sign up for Snowball Analytics. Thank you so much for using my links. And uh what I'm doing with that and the YouTube money is uh that I am um kind of uh I used to go out and do side work when I first ran the first portfolio. So I want to do kind of an apples to apples comparison as much as I could. So instead of going doing side work and adding extra money in here, um I'm using the the affiliate money and the YouTube money to kind of uh duplicate that. So uh that said, I got uh $25241 from YouTube today. And uh we'll go over to my YouTube channel, the back end of it, and you can see $25241.

[00:17:20]Is that what I said? Pretty sure. 200 252. Yeah, 25241. So that got deposited in my account this morning. So I moved it directly into the portfolio as you can see here. You know, we'll go over to the history here in Robin Hood and uh 25241 got deposited in there along with my 300 bucks. And look at this, that fractional share Caterpillar might pay out some dividends. So a penny, let's go. So um we're we're going to find out on that. So, uh, let's let's go, uh, 25241.

[00:17:53]So, uh, total dividend so far in the account, I've got 1,68805 from, uh, weeklys, 11525 from the monthly. So, a total of $1,83.30 uh, total. So, uh, clicked over the 1,800 mark. So, uh, for those of you counting at home, um, $300 a day in cash added in plus the dividend. So, I added an additional six trading days uh worth of investment from the dividend reinvestments, which is great. And then also, I'm using am using margin. So, at the end of the day, yesterday I was uh using $5,86812 in margin. So, we're going to see what that looks like after we're done here.

[00:18:32]But, we're almost at 6,000 bucks, which means an extra 20 trading days of uh investing using margin. So, that margin is at 5% on Robin Hood. So, uh so far, that margin's cost me $17.60 60 cents in interest. Uh well worth it in order to speed up this portfolio by an entire month worth of investing. All right, so let's do the math here. So uh 3261 uh let's go. Equals 3261 uh plus uh 25241.

[00:19:10]25241. There we go. Got it. So, we we added $285 today between um you know, YouTube money and then uh the dividends.

[00:19:20]So, that means uh $300 in cash plus 252 or $2852 uh getting reinvested here. And then um so that's $585 total. So, we're going to add 30% margin on top of that, which brings our total up to $76053 today that we're going to invest in this portfolio. And we're going to split that up. So, um, let's go ahead and turn on my do not disturb so all these text messages quit bothering me while I'm trying to do stuff. All right, so let's do let's do this. All right, so I've got the calculator cleared out and uh and then let's talk about the monthlies real quick. So here's the monthly paying ETFs. So, I've got 233 shares total of those, which equals out to $144 or $141.71 in dividends that I'm expected to get just from those monthlies. In order to pay uh the second bill, it's $150. I've got uh that total amount of dividends I need to be getting from the monthlies is $280, which means I have $1384 or $13829 left to go uh before I've got this uh this paid. We're going to make a sizable chunk out of that today. So over here, here's the votes for how many days. So here's the winners of the previous time.

[00:20:33]Um you know, uh Jeff and Denise, thank you so much for playing on the last round. And this time we've got um how many days it's going to be all the way from 18 with Caleb who's very uh aggressively positive and [laughter] uh and then uh Brian who's uh very aggressively conservative, but I I'm not sure if he's aggressively conservative or he might be dead right. We don't know. So uh thank you for everybody. I think I've got everybody. If I'm missing you in this list, uh, go ahead and comment again. You know, uh, I lost the the Google sheet that had all these in there, so I had to go back to every single comment and find them again. Uh, that Google sheet just never would open again. And, uh, and Google says it's corrupted and, uh, to do a new Google sheet, so I did. So, hopefully I got everybody, but if I'm missing, you let me know and I'm happy to add those votes in here. So, whoever got the number of days it takes who whoever gets the number of days it takes to get this the third bill paid correct, I will send you one of my gold journals that I have published on Amazon. Uh, so you're um, you know, I'll get you one of those.

[00:21:31]Those goal journals, a lot of our people use those. In fact, our employees use them and a lot of our BlueCarell Connect members. I made those for my original coaching clients years and years ago.

[00:21:41]And then, uh, I I had the hairbrain idea of getting them published on Amazon. So, I just put them on Amazon. So, if you want one, uh I think there's a link in the description below to it, but you know, if not, let me know. All right, so uh let's go invest some money. So, as you can see, the market's way up today.

[00:21:55]Look at that freaking rocket ship. So, 200 two 2.55% on the portfolio just today. Uh that's a lot. And uh year to date, we're up down 2.87 because we've been getting smacked around lately on uh tech. And so, uh a couple things are still down. PLTW is down today. The Walmart fund uh WMTI is down. Uh but the rest of it and uh MLPI which surprised me because I thought energy would be going up. SRV and MLPI are both down. So something must have positive must have happened in uh Iran. Who knows? I don't know why energy would be going down. So uh Exxon Mobile. So here's the fractional shares I got from uh from uh Robin Hood. I'm waiting for them to all click back up to five bucks. But as you can see across the market, we got we got Exxon Mobile, McDonald's, Microsoft, and Caterpillar. All of them have dropped since I got those fractional shares because you have to hold them for three days before they let you sell them. So, I'm hopeful that uh over the next couple days or even today, uh Exxon's going to go up and I'm up to five bucks or three cents off on that fractional share. If it goes up that additional three cents, I'm going to go ahead and sell it. Same with the things with the rest of these.

[00:23:01]As soon as they hit $5, I'm going to sell them. But I hate selling things at a loss. So, uh I'm not going to sell them until they uh they hit five bucks again. So, um, you know, we've had pretty good luck up until recently on these fractional shares, uh, getting them sold at or above the five bucks.

[00:23:15]So, it's just this recent like market turn. All right, so let's go see the weeklies that we need to buy. So, we got to we definitely need to be buy uh, AIPI and Feb because uh, those were monthlies before. We're trying to bring those up the same number of shares as everybody else. So, I'm just buying them every day until that happens. And then YTH and YBTC, I held off on buying more shares of those. Why I thought crypto was going to drop more and then it didn't. It's been going up. So, I got back into buying them again. I'm like, the heck with it. I'll just buy them. So, that was that was my decision-making process.

[00:23:43]The heck with it. All right. So, uh all right. We're going to do limit buys on all these. So, we're just going to put them in at bid or one penny above bid, depending on how far off they are, and we're going to let them rip. So, let me turn up my volume here. And we're going to get that little chime of freedom from uh Robin Hood as these go through. So, we'll just start with AIPI and FEP and then I'll put them in my calculator uh real quick. All right. So, we got uh AIPI. We're going to call that 36 bucks.

[00:24:11]I'm just doing round numbers in case you didn't know. And then uh Feppy is $42.

[00:24:17]All right. We're at 78 bucks from those two. So, then we'll do uh YT and YBTC.

[00:24:21]So, we're going to go ahead and increase our position. As you can see, we're down in all these. So, we're dollar cost averaging them down as we go. So, um YT is going up. So, it's at we're just going to put it in at $9 plus $9. And then uh YBTC, we're going to go and do the same thing here. Limit $1823. We're gonna we're gonna do that. We're gonna call that plus $18. All right, we're at 105 bucks already. So, we have we actually got quite a ways to go here.

[00:24:48]So, um we got 380 bucks to play with.

[00:24:51]We're going to be able to buy a lot of shares for $380. All right, so let's let's do it. All right. So, uh, we've got TSYX all the way up to blocks all at 55 uh, shares and then above that we have 56 shares of all those. So, we're going to go ahead and buy buy blocks and we're just going to work our way down.

[00:25:07]Uh, we're just going to put these in one penny above bid since they're uh, green except for chippy. We're going to push that one through uh 16 uh, or 7469.

[00:25:18]We're just going to put in that for a second. We're going to call that plus $75. And then uh blocks was plus 15 bucks. I had to remember to use the calculator. I get all excited and start buying stuff and don't think about it.

[00:25:30]So uh h uh let's go ahead and push chibi through because it's on the rise big time and I don't want to pay overpay on that thing. So uh no don't place again.

[00:25:40]Uh replace. And we're going to we're going to bump it a couple pennies until we can get that thing to go through.

[00:25:45]There it goes. All right. One penny less than current. That's good. All right. H we're going to put that order in.

[00:25:52]Increase position. And as you can see, we're up in that one and it's rising massively today, up almost 10%. So, uh, we're just going to we're going to put it in at current price and hope for the best. Um, plus $30. That one went through. That's good. And then, uh, so we're at 225.

[00:26:09]Um, NBI down a little bit, but, uh, up today it's pretty that's growing. So, we're going to put that one in two pennies below current.

[00:26:20]And uh NBI, we're going to call that plus $24. We're at $249.

[00:26:26]Um we got we got a ways to go. We got 380. So uh so we got NBI, TAX, rubbing both TAX and TSYX. So, we're gonna we're going to put those in at current and hope for the best on those because as they're if they're going up too fast, uh because of the speed at which so it's plus $24 at which uh Robin Hood keeps up with current prices, uh sometimes we're a little bit off on that. All right, 2323. We're going to go 2324 and we'll go plus $23. We're at 296 now of our 380. So, now we're back up to the top. Let's see what we're down in.

[00:27:01]PLTW, we're down on that one.

[00:27:04]Um, we got all the ones that were 55.

[00:27:07]Yes. Uh, up to 56. So, we're going to go ahead and buy PLTW 1875.

[00:27:13]1873 is the bid. We're going to do that.

[00:27:15]We're call that plus $18. And then, uh, the Walmart one, same thing. That one's down. We're down down in it. So, 2081.

[00:27:25]And we're just going to put in that current bid price. And we're call that plus $21. Plus $21. All right. That puts us at 335 of our 380. We got uh you know 45 bucks left to go. What do we have that's close to $45? So Maggie's 43.

[00:27:41]Maggie is 43. Top W's at 34.

[00:27:46]And uh oh, PLTW just went through. Chime of freedom. Love it. All right, so let's just go with Maggie and uh we'll increase our position there.

[00:27:57]Uh 4290. We're going to go 4291. We're going to put it one penny low lower than current and we'll call that plus $43. So that puts us at 378. So we're two $2 off. We're going to we're going to snake that money and bring it over to the monthly side and we'll leave it there uh at those because we have a bunch of stuff still at 15 shares over here. Uh so we're going to go ahead and uh start at the bottom with XPI. We'll increase our position there. And that one's on the rise a little bit. So we're going to go uh put that current or bid. We're going to bump in a penny off a bid, which is at current what it says current prices. So, we're going to go with that.

[00:28:33]We're going to call that plus $49.

[00:28:36]Uh 49 plus time freedom all day over here. All right. So, uh SRV, and I don't even know if you can hear me talking with all those orders going through. All right. $48.12 is the bid.

[00:28:50]So, we're going to put that um we're going to put one penny above bid, four cents or three cents less than current.

[00:28:56]So, uh plus $48 Yes. $48. So, we're at 97 bucks already.

[00:29:03]Uh these monthlies, their share price is much higher. So, we're just going to um we're going to go through these. I'm going to get the ones that were that are going down today first. 55.82 is uh bid price. Current price 5580.

[00:29:16]We're just going to go with I think 55.82 is probably closer. So, we're going to go with that. We're going to call it plus 56 bucks. We'll see if that even goes through. So, we're at 153 already.

[00:29:26]And uh then we're going to start back at the bottom. So, we did SRV. So, we're going to do spy eye uh limit 5341.

[00:29:34]We're just going to go up a penny off of that, which is what they say current price is. And uh that was plus $53.

[00:29:42]So, at 206 Roy, uh we're going to do the same thing.

[00:29:47]Limit that 5556. We're going to go up a penny on that one. And we're going to call that plus $55.

[00:29:54]All right. 261. 261 of our 380. So, we might be able to buy all these since we already got MLPI out of the way. QDBO is next limit 2975.

[00:30:09]We'll go up a penny since it's uh 2 cents off of current and we'll call that plus 30 bucks.

[00:30:16]All right, we're at 291 IWMI 530 5315.

[00:30:23]Increase our position there. limit uh 5314.

[00:30:27]You know what? Let's put it in bid and see what happens. All right. So, uh good thing I did. All right. So, plus $53.

[00:30:33]That just went through. All right. We're at 244 bucks or 34 24. 344. 344. There we go. And uh so we've got what is that?

[00:30:43]$36 left. So, what do we have that's close to 36 bucks? We've already got all the ones that are 15. Uh they're they're working towards getting 16. So, let's go see what's close. Closest BTCI is 2977.

[00:30:58]Did I say Oh, AIP. It's at That's AIPI.

[00:31:01]That's a weekly. All right. So, I don't have anything that's $36. QDo's close.

[00:31:07]Uh silver, the silver fund is 25. Eggy.

[00:31:10]Look at that. Is that $36? $37. Hey, we're going to take the money that we or the couple bucks we got from the other side. We're going to go buy a share of Eggy here. Uh let's see. Increase position limit. Uh 3661. We're going to go up three pennies on that one because the current price is way up there. All right, we're going to call that plus $37.

[00:31:30]So, that puts us at 281. And we we saved a couple bucks on the weeklies to move over to the monthlies. And we're going to use one of those dollars uh right now. So, all right. So, uh man, we did a lot of work today. That's a lot of a lot of orders. I like I like that. Can't wait till the dividends are big enough in this account that that's a daily occurrence and it it will do that and it's going to be a lot of fun. Um, you know, my main portfolio takes me 30 to 45 minutes of uh buying buying shares to get all my dividends reinvested and it's maybe the fun most fun part of my day.

[00:32:02][laughter] It is the most fun part of my day. I look forward to it every morning.

[00:32:05]I'm like I can't wait to buy shares.

[00:32:09]Um and uh this this uh portfolio will get there faster than I than you think. So, um, especially on days like today when we can use a little bit of extra cash to bump things up.

[00:32:25]All right. What I'm doing now is I'm just uh adding a penny to each one of these orders uh to push them through.

[00:32:30]So, I don't like doing market orders.

[00:32:32]That's just me. Some people do it, but I I've had bad luck with it. So, I bought I used to do just market buys and then I noticed that sometimes it was like 10, 12, 14 cents, you know, above current price. But if I did a limit buy, I could li I can uh really uh keep my cost uh basis down. And what what led me to that one time I did I ordered a a share of something that I didn't own other shares of and I just did market order and immediately was in the negative. Um and I was like, how could it be in the negative by like 14 cents already? You know, I just bought that 10 seconds ago.

[00:33:05]Well, uh it bought it at uh whatever the current not the current price was. It bought it at the price of the the ask price. So, as you can see here, this ask price is only one penny above. But, um, but and and we we are we're just going to put that in at current price. But, I can tell you that I don't want to pay 14 cents a share more if I don't have to.

[00:33:29]I'll give you an extreme example of that here in a minute. All right. Here's here's an example. So, current price 3667, ask price is 3674.

[00:33:36]Right? Okay. So, if you think about that, like I I'd rather put this in at 1368 or 36.668 rather than 3673 and save myself the 5 cents. I'm not sure that it's going to go through at this price, but let let's just let's just play it out. So, uh I'm going to go ahead and bump it a penny until it goes through and we can see if we're going to get it for less than 3674, which we did, right? So, I don't like buying stuff at the highest price. I want to I want to buy it at whatever the cheapest price I get it for. So, I'm will I'm willing to spend the time to bump things a penny over and over again because when we're done with this portfolio, we're literally going to own thousands and thousands of shares.

[00:34:14]And those thousands and thousands of pennies that I save uh doing this is going to keep my cost basis under control. I think I might be wrong. Maybe somebody I've had a few people question me on this, but like it works for me.

[00:34:28]It's been working for me in all my portfolio since a guy taught me about it. And I'm like, uh, I'm just going to keep it going. I'm going to keep that going as long as I possibly can. And, uh, it seems to be working just fine.

[00:34:40]So, um, all right, we're we're getting these done. We'll be done here in just a sec. And, uh, back back to running. So, again, 247 asked price 2423. Do I want to pay that extra six cents? The answer is no, I do.

[00:34:55]No, I do not. I do not. And uh six cents times a thousand shares is uh you know that's that's a lot a lot of money. It adds up. It adds up fast. So we're going to go up a couple pennies on this one.

[00:35:08]That one's way off for some reason. That one's always off. So I'm going to push SRV through because it's going to make me nuts doing it. But two pennies at a time. [snorts] So I'm going to pump I'm going to bump it two pennies at a time.

[00:35:18]But I'm going to just push it over and over till it gets through.

[00:35:23]Actually, you know what? Let's go up to two cents less than current. and uh see what happens.

[00:35:29]Nope. Good thing I did that. Taking me forever doing this. All right. Well, let's go up the current price and see if it'll go.

[00:35:37]This is an extreme example, right? So, over here, the current ask price is uh 28.50. So, somebody's got a a limit order in to to a sell order, and I don't want to buy it at 2850. I just don't I'm going to get this thing for 28, you know, 32 to 35 maybe. We're going to find out. We're going to keep bumping in a couple pennies until it goes through.

[00:36:02]There it goes. So far less than the uh you know uh 38, what did I say? 3850.

[00:36:09]All right. So, um don't like paying more if I don't have to.

[00:36:20]I'm kind of surprised that one didn't go through.

[00:36:24]There it is. All right, finish it off.

[00:36:26]So, the only thing we have at 17 is Eggy. So, let's go and update our little uh thing here. We're going to put that at 17. Then everything else, we got to fifth 16 today.

[00:36:47]All right, let's do a discount double check on uh Robin Hood here. 16 at everything other than Eggy. All right, perfect. So, that puts us at a uh 241 shares of the monthlies. Let's go. 241 shares of the monthlies and then uh now I have $13357 left to go on those monthlies in order to uh to get that electric bill. So, we did some damage today. Got things moving pretty quickly. I like uh I like buying chunks of shares like that. It's a lot of it's a lot more fun than doing three or four or five shares a day. So, um and again, the dividends as they grow um over time. So, as you can see here, last week had $172 in dividends. We are not going to hit 172 this week. Not in weeklyies, but um you know, uh when when these when these weeklies, let's start at the top. First week we did this $2.67 and now we're at 172 last week. We'll probably be at 160 this week, 155 160. So, uh when that's 160 a day, 150 a day, then we're at 200 a day, then 300 a day. As you can imagine, this thing's going to go faster, faster, faster, faster. So, uh, that's the idea of the snowball. We're going to see if it works. All right. So, uh, let me close my YouTube. When I have that YouTube back end open, it just eats the memory that, uh, that Chrome uses.

[00:38:08]So, um, don't know why that is. It just is. All right. So, let's go look at the what this did to the portfolio. Go to the dashboard. Uh, let's go ahead and sync this guy up. Let's go sync all the way up to Monday, last week, and make sure it picks up any dividends. It might have missed in the last sync.

[00:38:27]Apparently, it synced up four hours ago.

[00:38:29]I'm not sure what the sync cycle is on this thing, but I can tell you it's whenever I click sync. [laughter] For sure, it's on that cycle. All right, let's see what we got here.

[00:38:45]Let's refresh this.

[00:38:51]All right, let's go look at the dividend calendar first. So, estimated dividends, annual dividends is 10,745.

[00:38:58]Um, it says estimated for this month 877. It's like I said at the beginning of the month, we're probably going to end up between $850 and $900 in dividends. If we go over $900, that'd be game on, but I think uh this is probably about right about between $850 and $900 in dividends this month. Uh next month, we'll way exceed $1,000. So, uh, let's go a little do a little bit of history lesson here and look at where we were at every month. So, April was our first full month. Uh, I should have probably started this April 1 to be honest, but I was just so excited. I just got I got started in March. And so, uh, April 20, April, we get we did on uh $23, maybe did 437. June, we did uh 655.

[00:39:42]And uh if we uh get get to that point, like I said, of 877, I think we're going to be doing really really well on uh jumping up the um you know uh snowball, making it bigger and bigger and bigger and and this thing will just go faster.

[00:39:55]So uh so that said, let's see where we're at this week. So tomorrow we're going to get paid. Oh, they did finally moved uh the um all the rec shares ones to tomorrow. So, uh, so NBI, Top W, TSI, and as you can see, Top W is a little bit higher than last week, but NBI, um, are I don't think they've declared those yet. This one is exactly the same as it was last week. Walmart's down. So, uh, that's because the underlying going down. So, the, uh, shares of Walmart, WMT, drop, drop, drop, drop, drop. And so, the dividends have been getting hit.

[00:40:27]So, has our share price on WMTI. We're going to see, uh, what happens when Walmart recovers. It's going to be an interesting experiment because these RESS shares funds are growth plus income funds. Theoretically, uh the way they have these funds structured is when Walmart goes down, we should go down with it. And when it goes back up, we should uh take advantage of that plus some. So, uh I'm hopeful that that's right, it recovers. So, uh the the shares of Walmart are going to when they they are going to go up at some point.

[00:40:54]They're not going to stay down where they're at forever. And so, when they recover and go back up, we should see pretty fat dividends coming out of that.

[00:40:59]And the share price should go with it.

[00:41:01]We're going to find out if that's the case. We're going to see if that fund actually works the way that they say it is. All right. Uh Thursday going to be huge day. We got mostly weeklys paying out, but we do have the silver fund from Curve paying out that day. That Friday, I'm super excited for because all the uh all the NEOS funds are going to pay out on Friday. This is going to be a big day for us. Uh big a big week overall uh with weeklies and monthlies. Uh big day today getting paid out from YouTube. Uh thankful uh that we have a platform that actually pays me to make content. It's pretty fun.

[00:41:30]And uh all right, let's go look at the holdings.

[00:41:35]All right, let's see uh see how things are going today. All right, so uh uh HO still winning. Uh should be coming in number two. By the way, those two have been popping back and forth between number one and number two for quite a while now. And right now H's on top.

[00:41:49]We'll see if it can stay up there. And then uh the two Lyft uh funds um from TAX we got or uh from TAP Alpha, we got the TAX and TSYX. our number three and number four. They're a pretty significant drop off from those top two as you can see. Uh but NBI is up there now. Um we got the Caterpillar fund or Caterpillar uh you know share that fractional share. The reason it's in the green is because we did sell a previous share at at a uh a gain above the $5.

[00:42:19]Right now it's at $4.68. I'm not going to sell that share until it hits five bucks. So uh we'll be looking at that for a little while. I think then uh the NEO's fund's doing well now. IWMI, uh, you know, um, SPY, XSBI, MLPI, uh, then the JP Morgan funds are doing okay.

[00:42:36]Blocks is in green again. So, what's red still, as you can probably predict, the Curve Silver fund still down. Uh, the Walmart fund down, of course. And then, uh, Palanteer PLTW down still. Um, I think that's going to change when they do their earnings report, but I don't know. I have no idea what the market's going to do. If you've ever read the book The Intelligent Investor, you know Mr. Market is a crazy person. And so, uh, that's just just the way the market is. And so, uh, is PLTW going to do well long term? I hope it is. That's all I could say. I think I think it is. I mean, Balancer is a great company. And so, uh, you know, from all all their numbers and everything they put out, I would think that it's going to be fine.

[00:43:14]We're going to find out. All right. So, Eggy still still red, but I think it's going to go back up. Um, and then, uh, here soon. And then we got, of course, the crypto funds from Round Hill and YBGC in the red as well. And of course the fractional shares we got uh Microsoft and McDonald's are into red but uh you know a lot of these are right on the edge right on the edge of green and so I I would say you know like QQQI is it is QQQI going to stay uh green p or red past this week? I don't know. And is it going to be on red going forward?

[00:43:46]I think I think it is. I think it's going to go up and I think it's going to be great. We're going to find out. All right. So let's go look at what the S&P us versus the S&P is. So, uh, we're right the indexes are a little bit above us, right? So, I I've always said this with growth my my growth um holdings there. I'm never going to outperform the indexes. I know that there's uh guys out there who could do it. You know, they're in there playing with it all day. And, uh, there's some YouTube channels where they they've got their their um, you know, dividend investments outperforming the indexes on the daily. And good on them. I just don't have that time to uh play with this thing uh like that where I'm sitting there all day to mess around with it where I I like to buy, hold, let the thing uh pay dividends and uh know that uh the the S&P, NASDAQ, and Russell 2000 over time are going to uh outgrow my portfolio. They're just going to. So, um that's that's the way it is. Um and that's fine with me.

[00:44:44]I'm not trying to die with the biggest portfolio. That is not my goal. You know, if you're a growth investor and you're like, "Joe, uh, my portfolio is going to be bigger than yours when we're 65," you're probably right. You're almost guaranteed to be right. But, uh, guess what? In the meantime, I'm paying all my all my bills with dividends, and you got to sell yours in order to pay your bills sometime in the future. So, uh, just pay just pick which one is good for you. I know what's good for me, and what I like is dividends. And that's, uh, the way I I like to work, and I'm going to keep doing it until it stops working. So, uh, that said, uh, I want to be 100% honest with everybody and give you all the information. So, uh, S&P is up over us by two 2.29%. NASDAQ's 2.58 and the Russell 2000 is 3.78, but we're right in there. Right right in there. And, uh, there's times where we've been ahead of everybody. So, um, that's not going to continue. The overtime the growth growth stocks will beat us uh, in growth, of course. So, um, but we will uh, we will get pay be paying out some fat dividends in the meantime.

[00:45:43]All right, to total profit up to $62263 in this portfolio. So having a nice green day helps out a lot there. And then um top winners, Chippies way up uh today. H almost 10% up today. Uh Blocks, Eggy, TDAX, pretty happy uh with those going doing what they're doing. Uh the Walmart fund. We're going to keep dollar cost averaging into these and see how they do. Not the Walmart or the McDonald's fund, of course, but like not the McDonald share, but we're going to do uh WTI TLTW. I'm actually happy that some of these are still red so that we can buy things at a discount. All right, let's go. Let's go take a look at one last thing here, and that is margin.

[00:46:22]Where are we at on margin? Oh, we we clicked over 6,000 today in margin.

[00:46:27]Check that out.

[00:46:32]All right, let's update our sheet here.

[00:46:34]All right. 657 and 7 65776.

[00:46:50]So, um, somebody told me yesterday in the comments where to go find the, uh, my margin, uh, percentage based on the portfolio. Uh, to be honest, I don't know where that is right now, but I will find it for tomorrow. That way, I don't have to go do the math every dang time.

[00:47:06]Uh, so thank you for sharing that. I went and looked at it yesterday and I probably forgot where it was. I'm going to go I'm going to go find your comment again and do it again and then I'll be ready. I'll be ready for tomorrow. I'll be ready. All right. So, uh, that said, let's go to the portfolio, the holdings real quick. So, portfolio is worth $33,942.

[00:47:23]We're going to call that 34,000. That means 20% of that. What's What's uh 20% of 34,000?

[00:47:31]Let's go up.

[00:47:34]Um All right. That is not right. That is divided by [laughter] 34,000 times 0.2 is uh $6,800. So uh we are under our 20% on margin uh because on margin we are currently using 657 and so uh we are under the 20% on the total uh amount of the portfolio. So um currently we own 148 shares total between the weeklies and the monthlies and um yeah that's it. So total profit right now is $683.79.

[00:48:17]As you can see, we've had some uh market drop off on some of these. And when they all turn green, we'll be good to go. Uh we're here's hoping that most of these uh uh do turn green because I do like I like them growing and I I do like dollar cost averaging into them on on down days, but I don't want endless down days. So, um, you know, P Palunteer PLTW has been feels like endless down day since we started this portfolio, although we have had a couple bumps, but, um, uh, we'll see if Palenter can turn things around. Obviously, it's not doing that today. Uh, but, uh, there there are things that, um, you know, it just gives an emotional boost when things are going up. That's of course why I buy like these NEOs funds and things like that. Historically, they've grown. So, let's go look at NA the QQQI for example. Uh let's go look at like the last year, right? So even though it's uh down in the near term since we've been buying it, um it's been down a little bit, but like uh go let's go to the six month year to date one year and then out as far as it goes. You know, uh it does historically grow over time. In fact, I bought a bunch of shares uh last April of QQQI right around that $43.25 25 mark uh in my other portfolio and I'm so glad I did because uh it it pays out fat dividends and it grows and so I always look for those big market dips uh to buy on and of course we came out of this market dip and then it's been kind of up and down up here but uh you know the the March 31st market dip this year I did buy [clears throat] more shares of it in my portfolio on that day too. So uh I do like these NEOS funds. I think they're going to grow great over time.

[00:49:51]We're going to find out together if that's true. What I think doesn't really matter. All that matters is what it actually does. So, uh, let's go. Uh, I I think that's about it for today. Uh, made some huge progress, got paid from, um, YouTube. I'm I'm grateful every day that I get to live in a time when I have, uh, all this cool tech to play with, and most of the time it works, which is good. So, all right, with that, uh, you know, thank you everybody. Have a great investing day, and uh, we'll see you all tomorrow.