The author accurately highlights that the real barrier to crypto adoption isn't yield parity, but the threat instant settlement poses to traditional market manipulation. This perspective effectively exposes how legacy financial structures prioritize their existing loopholes over technological progress.
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Banks can pay same yields as crypto platforms They can custody trade XRP Banks not afraid of yieldsAñadido:
This is not financial advice, not legal advice. This is just my assessment of what I'm seeing when they claim yields is what's stopping the Clarity Act from being passed.
Guys, I'm not telling you to buy, hold, or sell any cryptocurrency. You have to do your own DD and come to your own conclusion. But, what they're saying about the yields is totally illogical, in my opinion.
Okay? And I'm going to explain to you why it's illogical that that the banks uh are fighting to stop yields, and that's what's really holding up the Clarity Act.
And and and just put your thinking caps on for a second.
The banks are already established.
They're there, they've been there for hundreds of years, okay? They already have their customer base intact. They know their customer base. They've been dealing with them for years, 20, 30, 40, 50, 60 years. They know their customers.
Okay? They know their customers.
What can a crypto platform do that the banks can't do?
The banks can offer crypto, they can hold crypto, they can trade crypto.
Isn't that what the rules say right now today as they stand?
The banks can do every single thing that these crypto platforms want to do.
And they already have the customers already locked in. They have the customers' fiat deposit. So, if they're offering the exact same thing as the crypto platforms, why would that cause them to not want to pass the Clarity Act? As a matter of fact, it gives the bank the upper hand, in my opinion, because they already have the customers locked in.
And they could tell the customers, "Okay, you can get this at Coinbase or Binance or Uphold or Upbit, but you're already a customer of ours.
And we're going to give you an incentive to buy your cryptocurrency through us to trade your your cryptocurrency to through us, to custody your cryptocurrency through us."
Guys, in my mind, the way I'm seeing it, the yield is absolute nonsense because the banks are in the same not even the same position the banks are in a better position a better position to custody XRP and other cryptocurrencies, a better position to pay yields to their ongoing customers.
All they're doing, you know, anybody who's been in sales, anybody who's been in sales know it is easier to sell something to an existing customer.
They already know you. They already trust you. So, if the bank says, "Listen, we're offering yield on our XRP and we've been doing business with you for 10 years, 15 years, 20 years.
You think a customer's going to go to Coinbase? They're going to go to to Uphold? They're going to go to Binance?
No.
No.
The banks are in a stronger position than the crypto platforms because they already have a ongoing relationship with their clients through fiat currency, through mortgages, through bank loans, through credit cards.
Guys, the reason they're not passing that Clarity Act, the reason they keep kicking it down the road is not because of yields, because the banks can give the same yields to their customers that the that the platforms can give, okay?
They don't want to compete, but the real reason, and this is just my opinion, this is just my opinion from everything I'm seeing, everything I'm analyzing, and you guys know sometimes I over analyze things, but remember, there's billions of counterfeit shares out there, billions, and everybody knows it.
The SEC knows it, the DOJ knows it, the FBI knows it.
Once the clarity act is passed, once the the stock market is tokenized, and not not just a few companies, I'm talking about the entire stock market tokenized, and it's T plus zero, I'm talking about instant settlement, all these market makers, all these prime brokers, that make their money off of selling shares they don't own, off of naked shorting, all that stops, and they still have to figure out what they're going to do about the billions of counterfeits that can't go on blockchain because technically they don't exist.
But like I tell you guys all the time, guys, they need new counterfeit shares to cover the old counterfeit shares to keep the Ponzi scheme going.
They can't keep the Ponzi scheme going without counterfeit shares, because the minute there's no counterfeit shares and we're buying up, what are they going to do?
What are they going to do when they can't dilute it with counterfeit naked shorts anymore? The price is going to eventually start creeping up to the point that it explodes, and the naked shorters end up in trouble because there will be MOASSes. Well, I believe they're going to be, and I'm not telling anybody to buy, hold, or sell any stock. I'm not telling anybody to buy, hold or sell any crypto. I'm telling you that the yield argument is illogical to me.
It's illogical to me because the banks can offer the exact same thing as the platforms and they already have relationships with their clients. They already know their customer.
Guys, they are trying to figure out a way to deal with all the counterfeit shares and how to create counterfeit shares moving forward to figure where to get around the blockchain. Because once the entire market is blockchain, there's no more FTDs because everything settles right away automatically in seconds. So, there's no FTDs.
So, then how do you add more counterfeit shares to cover the old counterfeit shares if everything is public? You can't do it. And that is the real reason why >> [clears throat] >> the Clarity Act hasn't passed. Nothing to do with yields, in my opinion.
It It Yields doesn't make sense to me logically. It doesn't make sense to me logically because the banks can offer the same thing the platforms, the crypto platforms can offer. And they already got the customers. They already have a relationship with the customers.
Anyway, please leave some comments. Tell me what you think. Why would the bank Why would the banks be concerned with yield when they could pay the same yield on cryptocurrencies as the platforms and they already know the customers? Anyway, have a great day. God bless and appreciate y'all on this journey with me.
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