📱 LLC vs. Trust: Which Asset Protection Strategy Best Protects You

Added: 2026-05-07

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[00:04:09]Hello. Hello. Testing. Had to pull up my other mic because my first one wasn't working. But hello and welcome. Welcome, welcome, welcome everybody who's joining the vault. Uh, hey, shout out NA. I saw you in the the comments. Um, let's see.

[00:04:26]Let's see. So today we're going to it's going to feel a little different but also familiar. And why is that? Because we're going to kind of go back to the way we used to do things. So if you've been following along for the past few weeks, I've been talking about how I actually want to separate the channels out. And so what I want to do today is I want to talk more legal strategy because both are needed, right? I've been talking a lot about mindset. I've been talking a lot about um strategies for high-capacity people and that is definitely a needed conversation, but we also still need to talk legal strategy and right now essentially what I've been trying to figure out is the best way to do both um and also be an attorney and that takes a lot of time. And so I can't dedicate too much time to live streams.

[00:05:12]I'm trying to keep it limited to one or two days a week um and figure out the best format. But I also want to make sure that the information is easy for people to access and easy for people to find. So that being said, I'm going to have two different channels. I've been kind of talking about it for a few weeks now. So if you want follow if you want to follow along and you want to participate with the other channel where we're going to be talking more mindset and strategy, I'm going to drop that in the chat right now. Um, and so that's the YouTube channel for our more legacy-minded conversations. Hello, welcome to all of you in the chat. So, today though, I want to talk again legal strategy. So, when we finish this, we're going to continue the conversation and talk mindset strategy and legacy strategy on the other channel. And actually, I think I might even be streaming to both channels. I'm not sure.

[00:06:06]Um, but this will be le uh legal focused right now. Hello from Lagos. Welcome, welcome. I love to see it. I love to see you all joining the chat today. So, I want to talk today about LLC's versus trust and which one is best for asset protection. We are all about legacy.

[00:06:26]We're all about longstanding strategy.

[00:06:28]And so, as an attorney who works in both spaces, I work with business people in the business space and I do estate planning, right? And I often do estate planning for business folks. I get to experience the the overlap. Hey, welcome, welcome, welcome. And so we get to experience the o the overlap when we're talking about LLC's and versus trust. And there's a lot of stuff that's out there on the internet. And you know, people will find things that say, "Hey, everybody needs a trust." Like for example, I went to one conference, right? And I asked I I absolutely was cringing during one um element where there was someone who was speaking and he was like, "Oh, if there's anything that you all leave this session with is that everybody needs an LLC." And I cringed because that's just not true.

[00:07:14]Like I'm a business lawyer. I make money when people create LLC's, but everybody doesn't need an LLC, right? And so today, what I want to do is I want to talk about what a trust is, what an LLC is, and how those two work together um to protect you, and how to make them benefit you, particularly depending on where you are, what you own, and things like that. So, we're going to dive in.

[00:07:38]And again, there are a lot of different misconceptions. I kind of shared, and if you see me looking at my notes, it's because there's a lot, and I'm doing two live streams, and I need to write it all down to to keep it all together, right?

[00:07:47]So, when we're talking about LLC's and trust, people are always coming up to me and again asking me like, "Okay, I think I need this, I this, I think I need that." Right? It's a constant conversation. Um, but here are some things that I need you to understand about them, right? And we're going to start with the LLC. Now, if you are a subscriber on this channel, you see a lot of my content has been focused on the LLC because there are lots of misconceptions. They seem easy to form.

[00:08:13]So, just like that presenter shared, and again, not not knocking that person, it was just it wasn't correct information.

[00:08:19]I just want to correct the information.

[00:08:21]Um, LLC's, there are lots of misconceptions about it. So, for example, you hear people say you need an LLC to save money on taxes. Well, an LLC doesn't automatically save you any money on taxes, right? Um, honestly, an LLC doesn't even automatically provide asset protection. And when we're talking about asset protection, what are we talking about? We're talking about the stuff that you own. So, we're talking about the businesses that you own. Um the property that you own. So, maybe the home that you live in, right? Um maybe it's the places that the things that you own. Those are your assets. It's what you own. Your bank accounts and your property, right? Um if we're talking about it, what an LLC does to protect it, it does provide asset protection, but not automatically. you have to actually use the LLC correctly in order to benefit from it and in order to really access the benefits that come from an LLC. So again, it doesn't automatically save you money on taxes.

[00:09:18]It doesn't even automatically provide you asset protection. You have to use it correctly. And here's the other thing is that if a business owner passes away, having an LLC that's not properly structured might create some more uh trouble and challenges for your heirs, for the people who are supposed to take over after you if you don't have the right things in place. So, that's all on the LLC. Now, I want us to talk a little bit more about trust. And I don't know if I I I properly said this. this. I know I've been going back and forth cuz it's kind of late, but I before I go back to the trust portion, I want to establish that an LLC is really about business risk separation. So, that's how you get the asset protection. It is about separating you from your business and potentially separating your businesses from each other or your business assets from each other. But they have to be structured correctly and in the right place. in different states require different things, but essentially big picture LLC's are for business risk separation. That is how you get the asset protection. And so all of the other things I said again, they still apply in the sense that it doesn't automatically save you on taxes. It can, but you have to use it the right way. It doesn't automatically provide asset protection. You have to make sure you're following the right rules for it, right?

[00:10:38]Especially if you're a single member, like if you are one person who owns it by yourself, you have to pay attention to some specific rules that we might touch on briefly today. But these are the things to keep in mind. So that's the LLC.

[00:10:53]Uh let's talk about trust because that comes up often and again that's part of the work that I do and it's a question that comes up all the time. And so you hear a lot of internet gurus saying, "Hey, you need a trust. That's what the rich and the powerful do. They have trust and that protects their assets."

[00:11:08]Yes, but there's more to it. So, what is a trust? A trust is essentially a tool.

[00:11:15]It's like a bucket that you put your stuff in, right? And it's a bucket that makes it easy to manage and transfer the stuff that you have because it comes with instructions.

[00:11:27]Okay, I'll say that again. A trust is like a bucket that you put your stuff in, right? And it makes it easier for you to manage the stuff that's in it and to give that stuff to other people, right? The power to manage it and the power to own it. It makes it easier to transfer it, right? And the reason why is because it comes with builtin instructions. So how easy it is for people to manage it and how easy it is for people to transfer stuff to it depends one on what you put inside it and two the instructions that you build into it and that's a trust. Now, when you hear people talking about trust, they make it sound like, "Oh, yeah. This is the number one thing for asset protection, and it can be a useful tool, but honestly, it's not primarily an asset protection element, unless you choose a specific type of trust. Most people when they go and they visit an estate planning attorney or an attorney who's helping them to create a trust, they might not automatically be helping you create an a trust that protects your asset. be the reason why is because the most common type of trust that you'll come across is called a revocable living trust. And that revocable living trust again makes it really easy to transfer things, makes it easy to manage things, but it isn't necessarily creating separation between you and the things you own. It's just a bucket to hold it right now. There are some trusts that again they help you manage things, they help you transfer things, but they also help you protect your assets, right? And so those are some things that you want to kind of keep in mind when we're talking about these. Again, it's really, really, really important because people oversimplify. They say get a trust, but you don't just want a trust. A trust, one thing to kind of keep in mind with trust, right? And maybe one day we'll do a video on wills versus trust. But one thing to keep in mind with trust is that they do help you if something were to happen to you and you can't make decisions for yourself or if you were to pass away, right? You don't need to take the things that are inside the trust to court to go through the court process.

[00:13:42]Okay? So that's one of the high benefits and it saves you money. It saves you time. Right? So those things are true about pretty much all trusts. Trust don't have to go to court. They don't have to be probated. But some of the other things, the other misconceptions I just wanted to make clear doesn't automatically create asset protection.

[00:13:59]Right? So how do these two work together though, right? Because when particularly for my business owners, it can be really powerful to take the trust world and the LLC world and put them together, but you have to have the right strategy. All right? And so number one, right, you do want to have an LLC. You want to have an LLC that separates you from your business and then separates your businesses from each other. And then for some businesses, it's actually helpful to separate your different business assets inside your LLC's. But they're different things to consider. So I know sometimes people are like, "Well, can I use one LLC for everything?" Well, if you're using one LLC for everything, then you're not separating anything, right? And so there is no protection there. Another thing is that if you create an LLC but you're not following the rules, so that means you don't follow the formalities, you don't keep your personal money and your business money separate and your paper trail is not clean, the courts in many states are going to come after you if you ever get sued and say, "No, you and your business are the same." Especially if it's a single member. Now, there's some states like the state of Texas, like Wyoming, that they have some additional protections for single member LLC's, but you usually still need to be following the rules that come with an LLC, right?

[00:15:19]So, the next thing is again, how do we combine the two? Well, if you create a trust, right, even if it's a revocable living trust, you can make sure that your LLC, right, your LLC ownership interest, the things that that the rights that come to you as being an owner of an LLC, you can put those inside the trust bucket. That means the rules that come with the trust, right? the rules that come with a trust now also apply to the stuff inside the LLC, right? So, the LLC, because it's in the trust, those rules will now apply. But here is here's the tricky part. This is a part that people really miss and I want to be very clear when I say this. If you have an LLC, all right, and there is no operating agreement, you are subject to the rules of the state regarding how your LLC interests are treated. And sometimes those rules of the state say that as soon as the LLC owner dies in a single member LLC, that LLC is dissolved. Right? It can be the case depending on the state and depending on the rules. So, you need to look at your state's default rules, but you really don't want to just go by the default rules, especially in an LLC when you can craft your own using the operating agreement. Now, here's the second thing.

[00:16:49]Let's talk about the operating agreement because this is another sticky point. If you just go online and you download some random LLC operating agreement, right, that LLC operating agreement might have rules that contradict what you have in your trust. And if your LLC operating rules contradict the rules that you have in your trust, guess which one is going to win?

[00:17:17]It's going to be what's in your operating agreement. your business, your business documentation is usually going to trump your personal estate planning.

[00:17:28]So, if you are a business owner, it is absolutely critical that you harmonize your operating agreement with your estate planning tools. So, your trust, your wills, the information should be the same. If there is a contradiction, most of the time your LLC operating agreement is going to rule. Here's where this might come up and be like an a bigger issue. Let's say you are an LLC owner with other people. So, you have higher asset protection because you're not a single member LLC, but in terms of transferring things, maybe you're hoping that there's a particular way your family gets access to your business interest. Well, if your LLC operating agreement doesn't speak to it or speaks contrary to what you have in your estate plan in your will and in your trust, guess what? Does it matter what you put in your will or your trust that what in terms of specifically to when it comes to your business interest? What's going to rule are your business documents. So, you really want to make sure you have both of these together. Now the third level is when we start talking about different types of trust. So your revocable living trust again that's going to basically allow you to manage things really easily. It's going to allow you to transfer things really easily. But if you are for example a doctor so you often you have like high liability. There's a high risk that you're going to get sued. Some of those assets you might want to consider putting into an irrevocable trust. Why might you put it in an ir into an irrevocable trust? Well, an irrevocable trust provides greater asset protection because it provides greater separation.

[00:19:10]An irrevocable trust and it depends on the type. Again, these are I'm going sometimes on platforms like this when you're trying to educate people broadly, you have to simplify, right? And so simplifying this a bit, I'm saying a lot of your irrevocable trusts are going to provide greater levels of protection because they mean that people have less ability to control the assets because irrevocable means you can't change it, right? And so if you have a trust that you can't change, then you're going to have less people, right? Or less trust um I'm sorry, less ability to change it and therefore more asset protection.

[00:19:46]Because here's the rule of the game when we're talking asset protection. We're talking about layers and we're talking about separation. That's why you hear people talk about holding companies and you talk about trust and all these things. You're adding layers that separate you from your business, but the type of layer matters. Okay? You don't want a thin layer. You want a thick layer. So, when I'm working with clients, I'm often thinking about it in terms of like grids, right? And so, we're creating different levels of protection. We're creating them, we're protecting them with one grid. So, that might be your personal estate planning.

[00:20:18]that's your will, that's your trust.

[00:20:20]Then we're creating another um level of protection with another grid that might be speaking more to okay irrevocable trust and and maybe um your LLC's and the things that add another layer of separation. And then your third one might be okay, what type of plans do you have to actually transfer things with ease. So there are lots of different levels to these things, but you want to make sure at the end of the day that everything is working together. Okay.

[00:20:48]Now, I know that was a lot and that's what usually happens when we're talking law, right? I'm talking deep strategy here and this is for the people who are really trying to figure out, okay, what's the best way? Now, if you are a person who you don't necessarily have any uh business interest, if you have property, investment property, an LLC is a great tool that you want to have um in order to protect that. There's a lot of risk that's associated with owning property even on the investment level, right? But let's say it's just you, your family, you might not need an LLC.

[00:21:26]You just might not. So, the people who say everybody needs an LLC. Why? Right?

[00:21:31]I think you need a plan. I think you probably need a will or a trust. Um, a will and a trust depending on the state that you live in and depending on what you own. But I'm not going to automatically in terms of my legal capacity just tell someone, "Hey, you need this thing." Right? It's super super super important to take it step by step and look at your specific situation. All right, so let's see what we got going on in the in the comment section. And if you have any questions, let me know. All right, so hey, we have some folks from Lagos. Welcome, James.

[00:22:07]Welcome. I'm so glad that you're here.

[00:22:09]Right. And then we have um Bella. We have Bella. Shout out to you, Bella. I don't know where you're from. You said hello from Bella. Hi. And you just subscribed. Yay. So glad that you're there. All right. Na asked the question.

[00:22:23]You said, "Are you able to assist someone with a trust that doesn't live in Texas?" So trusts are typically governed by your estate. So I hold back from um providing any type of specific guidance. Now, I will tell you this. I have some business clients who I don't form their trust. I connect them with other individuals and other lawyers in the area to um to create the trust, but I have consulted. And what that looks like for me when I'm working with people, again, when I have business clients who, for example, I might be doing their trademark, which is federal, right? I don't need a license to to practice in that state. If they come to me and they say, "Hey, I'm also doing some asset protection. I'm doing some estate planning." I let them know, "Hey, I'm I'm not the person. I don't know the laws in your state. you want to speak specifically to someone in your state.

[00:23:08]However, I can consult. And what does that look like? That looks like I might look over your documents and tell you generally speaking, this is what this typically means. This is what this means. This is what that means, right?

[00:23:20]And so I consult for people who are not in this state. Um but I do not do trust specifically to them. Now, I have a very very very large um network of estate planning attorneys that do great work.

[00:23:36]If you go to estateplanning.com, I think there's a directory there. Uh the individuals who you find on that website, they're all part of an organization called wealth counsel, and I used to work with wealth counsel.

[00:23:47]Great organization. They do great work, and they provide attorneys with the top resources to be able to serve you. So if you are looking for an attorney and you see that hey they um they are members of this wealth counsel platform, Wealth Council is a trusted platform in terms of really helping attorneys to show up and they are connected to the top tier top tier education, top tier community, top tier uh documents like they're well trusted. So I usually refer people to wealth council attorneys um when they are looking for estate planning attorneys in other jurisdictions. And again and there are people there are people who are not wealth council members who are also excellent attorneys as well. So this is not to knock them. I just want you to know that that's usually one of my first places that I send people is to that estateplanning.com website and that's where you can kind of get those resources. You're very welcome. You're very welcome. All right. And then Anna, thank you so much. She said I explained it well. I'm glad to. So, I know that again I've been doing a lot of the strategy and mindset stuff and we will continue the conversation over in the other channel in a bit. Um, but I really wanted to break this part down too because it's important and I'm still doing this work. I still want to make sure that we are leveraging the law. Um, because here's the thing, the ownership, right, is governed by the law, not necessarily creation. It's not always about just intent. The way that the law has been structured has been in a way to try and support intent. If intent is clearly documented, but even then, if intent is not done in the legal format, your intent might not matter. And so, we want to make sure that while we're talking legacy, we're leveraging the law to make sure we're accessing that, right? It can't just be all talk. We've got to make sure that we're doing the actual things and taking the right steps. And so I wanted to make sure that that was pretty clear. Now again, um, LLC's versus trust, it really depends on your unique situation. Um, as a business owner, I advise you to have some type of formal structure. Getting an LLC does open you up to greater opportunities for more tax uh, strategy um, for better asset protection for sure. And I think it does something for your mindset, too, cuz you've invested. It makes you understand that, hey, I'm a business owner. Like I was talking to a colleague, a friend of mine who for the longest didn't um actually have and they didn't listen to me. They were just like, no, I feel comfortable with this.

[00:26:20]But the moment they decided to invest in getting an LLC for an entity that and for work that they were doing, the light bulb went off and they were like, I feel like I've been playing this whole time.

[00:26:31]Like it's really, really, really important, I think, from a mindset perspective and a legal perspective to take that first step. Um, and then being intentional once you create your LLC to have the right supporting documents. And then a trust is again a bucket to put your stuff in that makes it easy to manage and to transfer the stuff that's in it. You want to make sure that you are clear on the right type of material for your trust. Right? So even if you got a bucket, you want to make sure you got the right bucket, a bucket that's big enough, a bucket that's strong enough for the stuff that you have. And that's where you'll try and decide, okay, what type of trust do I need? and do I need two buckets because I got these types of stuff. I got life insurance and I got business assets. You know, you might need multiple types of trust and I'm thinking about my spouse.

[00:27:15]All of those things impact the decisions that you make. Maybe you're in a blended family. The way that you create a trust might be different. Maybe you're in a state that has community property versus separate property. So like Texas, you get married, all the stuff that you earn while you're married is community property. There are some rules. There are some things to kind of think about, but for the most part, it all is considered community property. So, there are rules associated with that. But if you live in Georgia, right, which is where I came from, I lived in Georgia for a while or Rhode Island where I was born, right? Those two states are separate property states. So, once you get married, it doesn't matter that you're married. It doesn't automatically mean that the stuff that you all get together while you're married belongs to both of you. We look at the title. We see whose name is on this, right? And so, of course, there are rules. I might be oversimplifying all of this, but I just want you to know there are lots of different factors that impact this. Now, I just that was my recap. My recap sounded like a whole another lesson, but here is the thing. There are different elements that are required when we're talking about making sure we are legacy-minded. There are lots of things that you want to consider and things that you want to keep in mind. And so with all that being said, I'm in a season where I really feel like I feel aligned with making sure people are not just talking about legacy, but they're actually putting action behind it. And I've been thinking about this, and we'll talk about this on the other channel a little bit more, but like most of the time people know what to do, but you're so busy surviving. you're so busy building that you don't make the transition of like moving from okay, we're just stacking to we're now protecting and we're now creating sustainability. And because of that, I want to challenge us and I want to invite everybody who is on this live stream, everybody who watches this live stream, I don't care if you're my family or not, cuz sometimes you don't want your family there. I want my family there. I want everybody there. I want your friends, family here because it's a conversation that we need to have, right? And I want us all to start making legacy moves. So, what does that look like, right? Well, I have a couple of events that I'm going to be doing next week and the week after and just honestly consistently because this is it just needs to happen. It's not enough just having the conversations here on this channel like and that's why I needed to add more structure because we need to make sure that this message goes out and that we give the time that's necessary to provide the foundational information and really start making legacy moves. So with that being said, um I have a few events that are coming up. And so first thing is we are doing uh legacy moves.

[00:29:55]So I'm looking for my my my document on that.

[00:30:00]All right. So legacy moves, we're doing this. It's coming up and we have one next Wednesday during the day and um another one the following Wednesday. So Wednesday the 13th and then Wednesday the 20th. This is not going to be broadcast on YouTube. This is not going to be on Facebook, LinkedIn, none of those things. This is a private Zoom conversation. This is in the Zoom room.

[00:30:24]So, registration is required.

[00:30:27]Registration is required. So, if you plan on attending either of these events, you can go ahead and you can uh find out more about them by visiting toleal.com/events.

[00:30:41]So to do toosleal.com/events will take you to where we're going to keep updating all of our different events so it's easy for you to find. But let's talk a little bit more about the specific events that we are um considering. Right. So let's talk first and uh first about our estate planning one. Right.

[00:31:05]All right. So the estate planning one is really about unpacking some of the foundational documents that I just described today, right? And really about the mindset mindset shift we all need in order to start making legacy moves regarding protecting our families and ourselves. So you know how I was talking about our different grids? This is for grid number one. This is your personal and estate planning one. And everybody who can be there should be there, right?

[00:31:34]I want you to register. Even if you are unable to attend live, register so that you get the recording. This is an important conversation for you to have.

[00:31:44]You definitely definitely definitely need to be in the room for this. Like I'm I'm I I I'm mean it. I don't really, you know, I'm I'm pretty um I'm pretty open when it comes to inviting people to things, but I have a conviction regarding this and I really want people to get a better understanding as to what they need to do and what they need to put in place in order to make actual legacy moves. So, I've shared the link specifically to register for that one in the chat right now. You have access to it. You can go ahead and make sure that you see it wherever you are. Right? So we want to make sure everyone is able to access that.

[00:32:25]Now uh the other event that we want to I want to share with you is the business one. Right? So we have one that's grid number one and then we have grid number two and grid number three. Right? Or pillar number two, pillar number three, whichever one you want. It's another layer of protection, right? And so with regards to that one, that one is about business and that one is going to be on the 20th. So, we're going to be talking trademarks. We're going to be talking LLC's. We're going to be talking about the structures and the mindsets that you need like legal strategy and mindset that to make actual legacy moves when we're talking about your business and your brand. So, you really want to make sure that you're there. Can y'all shout out my mom? She just she just said hi.

[00:33:07]That's my mama. Hey, mom.

[00:33:11]Um, we really want to make sure. So, everybody be nice to her. Say y'all say hi to to her in the chat. Um, but we want to make sure that you are participating and that you're sharing this. So, if you know anybody who should be at either of these events, I want you to make sure that you share this information with them. Send them the tooslegal.com/events link so that they can register and get access to the Zoom room and to the recordings, right? Because this is an important conversation we need to have.

[00:33:43]All right. So, um, those were my two major announcements. Again, if you ever have other questions, let's say you're like, Tammy, I'm so excited about these events, but I actually know that I need to talk to you specifically about my legal strategy. I need to have a conversation with you one-on-one. Right?

[00:34:01]If that's the case, if you're in a place where you're like, I need to talk to you specifically, I want you to make sure that you reach out to the law firm. I want to put my information in there. You can schedule a consultation. you go to toleal.com and go to uh contact us and you can schedule a consultation with us and have an actual convers um conversation.

[00:34:23]And so um go ahead and make sure you you sign up for that. Y'all making me blush.

[00:34:30]I'm stuttering. Thank you.

[00:34:33]Um right, but we want to make sure that if you again need that specific type of strategy and that help, you sign up there. Um, and again, a few other things. You want to subscribe to the YouTube channel, right? You already know to do that. We have two channels that are available to you. Um, you want to subscribe to the vault, we got that as well. You want some merch like my cute little legacy is luxury sweatshirt that I have right now. Um, you can do that, too. So, whole lot of different things to stay connected, but at the end of the day, we believe legacy is luxury. We want to help people um establish their businesses, protect their names, and keep their profits, right? We want to build something that lasts. And so, I'm glad that you're here on the journey with us. Again, share the link for this.

[00:35:17]Share it with your friends. Share it with the people you know who are business owners. There are so many business owners who are building amazing businesses, but they are not protecting it. And that needs to stop, right?

[00:35:29]Because we can't keep building and then falling apart, building and then falling apart. We need to create things that last. Phew. Your girl's been talking and I'm going to keep talking. I'm going to have the second part of this conversation right on the other channel.

[00:35:43]It's the first time I'm actually doing a live stream on the other channel. Um so if you want to participate there, I want to invite you to that. It's going to be um Own Elevation. That's the name of my consulting company and my company that does that's when I do speaking um and things like that is through own elevation/tamies.

[00:36:04]So that's why that channel is going to be dedicated to that. If you haven't already subscribed over there, go ahead, shout out there. Let's be on every, you know, let's let's take over. Let's take over.

[00:36:15]All right. Um so glad that you all were here in the room today. If you want to continue the conversation, give me about five minutes and we'll we'll we'll we'll run this back one more time, right? Um and we'll be talking about not just building it, but owning it. So, it's a continuation of this conversation here, but we're talking more set the mindset things that we need to keep in mind when we're moving from a building mindset to a an ownership mindset. All right. Well, that's all I have for you today. I appreciate you. If you have questions that come up specifically about LLC's versus trust, go ahead and let us know.

[00:36:53]If you need to speak about your specific situation, schedule a consultation with me if you're in the state of Texas. If you're not in the state of Texas, you know, the website I told you, um, estateplanning.com, great resource. You can even reach out, ask below. We have a couple of attorneys who sometimes pop into the chat group here and they, uh, provide um, information. So, for example, um, there's one attorney, Mariah. She's often been here um and she's she's been on the channel a few times. She is based, I think, in North Carolina. I might be wrong, but again, there are just a ton of estate planning attorneys, ton of business lawyers who want to help you establish your business, protect your name, keep your profits, build a legacy, right? Become iconic. Live that type of life. And so, don't miss out. Access the resources that are available to you. All right, Tamy's out.

[00:37:44]Bye, y'all. Heat.

[00:38:07]Heat.

[00:38:20]Heat. Heat.

[00:38:48]Heat. Heat.