Massive XRP Repricing Ahead: Institutional Vacuum = Supply Shock & Market Crash!

Added: 2026-05-26

[00:00:01]Welcome back. In today's video, we're going to tackle the mathematical necessity behind the impending XRP supply shock. Oh, I believe it's real. I believe it's more real than people even want to acknowledge. The escrow endgame, institutional adoption, how about the institutional vacuum? And how about the low supply for XRP on exchanges right now? We got that and so much more.

[00:00:24]Somebody roll that intro so we can find out how XRP will be repriced.

[00:00:35]Digital Perspectives with Brad Kines.

[00:00:38]Come on in.

[00:00:45]Welcome back to the show. You can follow us on X, YouTube, and dickperspectives.com for exclusive content. Right now, $2.65 trillion market cap of crypto. The market's off a half a percent. Bitcoin 76,800 plus 2100 plus for Ethereum. Number five spots XRP at A135. We're off point6 on the 24 and we're off 1.7 on the 7day.

[00:01:10]Looking at the range of price between 133 and 136. Let's get into this. Ladies and gentlemen, there's a lot to go over and I feel like the window is closing to get the Clarity Act and we're going to touch on that here in just a second because I do believe the Clarity Act is going to be the catalyst that sets this market into motion. Before we get into that news this morning, I want to give a brief uh well wishes and condolences to Nathan Alman's family and friends and co-workers as he has passed away unexpectedly.

[00:01:48]This is the CEO of Ando Finance. And as I say, rest in peace to Nathan Almond. I do want to send my condolences to his family, friends, and co-workers as this guy has definitely put a dent in the universe. And this was a young man. And I have no idea what happened here, but I do know that he was such an enthusiastic figure in this space about tokenization of real world assets and was getting the job done. Again, I believe this young man has put a dent in the universe and uh condolences to his family, friends, and co-workers. No question about it.

[00:02:24]Turning here, CEO of Circle Jeremy Aair says literally every financial institution in the world now has an explicit mandate to implement digital assets in some manner. I think this is 100% spot on and I have to say too uh you know it's still rumored that Ripple is going to acquire Circle and uh we'll keep an eye out for that. But in the interim, I did want to show you these XRP ETF numbers very quickly here. Over 1.2 billion in total assets under management. Over 94 million XRP right now in the XRP ETFs. That's where we are. Remember, there's seven out here running. We got at least another uh 13 or 14 waiting for approval here still.

[00:03:16]So, exciting stuff while we wait for the Clarity Act. And this is exciting. don't know know what this means but I tell you what today is already here and the XRP Ledger Foundation says today it was yesterday says today is going to be a great day and then they put a little hype and riddle action in here with five dots eight dots right and then nine dots and now people are speculating 5 * 8 is 40 * 9 is 360 and could we be going for a circle acquisition. I don't know.

[00:03:55]I don't know. I'm having fun with it this morning as I know XRP Ledger Foundation's having fun with it, too.

[00:04:00]What I will say is is that what a breath of fresh air the XRP Ledger Foundation is right now, right? Shout out to Brett Mullen. Shout out to Vet and everybody else that's recently joined the team there. I mean, what a breath of fresh air. I'm very excited about it. Don't know about the circle rumor or trumor, but we'll keep an ear out for what it is. But what we do know is absolutely true is the 150 to 162 trillion that Swift handles every single year without fail. This is what they're dealing with.

[00:04:34]150 to 162 trillion dollar crossber payments. Yeah. And I cite Swift as the actual friction. Now, I know it's more than just Swift, but I think it really encompasses a large part of the traditional financial system as it is and understanding that it is a large part of the friction we're trying to eliminate.

[00:04:58]So, when we talk about getting the market infrastructure, we talk about the bill, we talk about getting banks on board and all these things, we're talking about the friction that is swift and removing it. And that gets done by collaborations with companies like Ripple and XRP, the actual protocol.

[00:05:17]Now, where are we with the actual Clarity Act? The Well, I'll tell you where we are. Senator Bernie Marino believes we're going to get it done by summer. Even though he says July 4th in this, he has also said by summer. Uh I would hope that July is the month to get it done, whether it be the fourth or not.

[00:05:34]>> But ultimately, because of President Trump, we're making a lot of progress.

[00:05:37]We passed a Genius Act. Next week we're going to mark up uh the Clarity Act in the Senate which is a big deal >> which has already done and been passed 15 to9 bipartisan out of the Senate Banking Committee.

[00:05:49]>> Get an amen for that one.

[00:05:51]>> Amen.

[00:05:52]>> And we have to merge it with uh not to give you all the inside baseball, but there's a bunch of uh committees that have jurisdiction. So, we have to put it all into a tidy package. Uh but we'll get on the president's desk before the end of June and it'll signed into law.

[00:06:07]He says July 4th, but uh he has also said more recently July. So let's just hope that we get it done in July. Would love for it to be done to commemorate the 250th anniversary of this nation on July 4th. However, we want it done before midterms if we're just being clear here, right? And then to go along with all of this, let's jump into Clarity Act and let's understand that once Clarity Act happens, Gayscale believes that there has to be some kind of a repricing for XRP. Now, could it be $40 plus as X deplorable vet says? I don't know. But take a listen to this clip here. repricing would be in order for Ripple if uh if we do get clarity through especially around this whole section 205.

[00:06:58]>> I do and um you know nothing is guaranteed of course. Um but look I would say that the ETF products for XRP have been very popular. RG XRP product.

[00:07:10]You know, the these products are seeing lots of demand. I think some investors are looking ahead to clarity and kind of asking what it means to unlock further value in these uh in these networks. I think we would see a pricing across a range of assets certainly including XRP.

[00:07:26]And in the specific instance of this uh blockchain, I do think clarifying some of the questions around the long-term supply outlook, you know, what happens to all of those uh tokens um you know, can help unlock value. If you were to, you know, reduce the future inflation of the XRP token, I think that that would have some positive effect on >> Oh, you rep Oh, let me tell you what I took out of that little clip right there is uh if we were to stop releasing XRP on the market, I think that that could repric XRP pretty quickly. Right? There's the paraphrase, right?

[00:08:11]Yeah, I think that's an accurate reflection. I think that is an accurate statement. Yeah, if we stop releasing XRP on the market, look, let's just talk about that for a second, okay? Just very quickly here. One, Getting Clarity Act isn't for XRP. XRP already has clarity.

[00:08:29]It legally is not a security and has been defined by the CFTC and the SEC collectively that XRP along with 15 other digital assets are in fact commodities. Now I just let that sit a second. There is no legal lack of clarity. There is no vagueness. So the Clarity Act is not for XRP. We have it. The Clarity Act is for the traditional financial institutions and banks. Period. Full stop.

[00:09:02]Because they can't use it unless they get that. So that's a key part of that right now. Obviously, we still need the Fed master account and the national charter for Ripple as well fully green lit, but these things are what is waiting for this market to take off. I believe and I believe we get more confirmation of this every day. I believe we got confirmation from Zack uh uh from Grayscale right here in this clip here about repricing the asset and it really touches on the escrow. Look, I mean, we know for a fact that the escrow can be pre-allocated. We know this for a fact. We know for a fact that there's over 50 million XRP in Grayscales funds, right?

[00:09:47]So there could be a point where we see a institutional vacuum created for XRP because there's a liquidity vacuum for the demand of it once we get to Clarity Act.

[00:10:01]Think of this for a moment.

[00:10:05]I mean what I'm saying is not without the realm of possibility. My goodness, Zach from Grayscale saying it here. So this is quite remarkable to think of this in this capacity, right? Well, let's keep going. Or how about when Stephen McClur from Canary Capital said that XRP is the rails of the financial system?

[00:10:28]XRP is truly a asset that most of Wall Street and most of the global capital markets get. Uh it's easy to understand.

[00:10:38]It's the rails for the financial system.

[00:10:40]So, of course, they're very >> Whoa.

[00:10:43]>> It's the rails for the financial system.

[00:10:46]So, >> that's what Wall Street understands is that XRP is the rails for the financial system.

[00:10:53]Meaning, you could issue all of the stocks, bonds from the US Treasury, NASDAQ, New York Stock Exchange, Texas Stock Exchange. You could list it all right on the XRP ledger, which also happens to have a built-in DEX built into it, also. We'll get there. And isn't that what the 114 trillion in October is all about? The DTCC does in fact settle everything for the New York Stock Exchange and NASDAQ.

[00:11:23]So, a good portion of that 114 trillion is from the NASDAQ and New York Stock Exchange.

[00:11:29]And another good portion of it is the US Treasury Market. Yeah. DTC settles that through FIC subsidiary.

[00:11:39]So you can see where all of this is coming to and getting that market infrastructure bill truly is an endgame.

[00:11:46]It truly makes the Clarity Act the catalyst for the space.

[00:11:51]And here they're going live in July with their test run and then a full launch of the 114 trillion tokenized in October.

[00:12:01]So when you think about the repricing of XRP, when you think about the endgame and an institutional vacuum that could happen here, a liquidity vacuum for the asset, is it so hard to believe?

[00:12:15]I don't think so. I really don't think so. Or how about putting another catalyst or black swan in place? Andrew Sorcin from CNBC was on 60 Minutes and I can't play the clip or I'll get a copyright strike, but he says we will have a crash. I just can't tell you when exactly it will be and I can't tell you how deep the correction or crash will be, but we will have a crash. He says, "Well, hold that thought, player, because I'm going to tell you about this first. ITR Capital is open for business, baby, and they got all kinds of new products from the IRA, the premium custody account, the premium custody treasury. They're about to offer stocks, too. All you got to do is click the link underneath in the description box and start signing up and join right now today. You're going to love the experience. Not to mention the fact, again, I told you they even offer here premium custody treasury for businesses, trust, family, nonprofit. Well, you could also go to XRP attorney.com and talk to them about getting your crypto trust planning for wallets, exchanges, and the people who may need to step in later, like your family.

[00:13:30]This is important that you take care of your assets. You've worked hard for that. And you can certainly have your trust on it as well once you create it at XRP attorney.com. Go in the description box underneath the video and click the link and get started today.

[00:13:45]Now, let's get back to this whole catalyst. Let's get back to this whole event things coming. Take a listen to this clip here. This goes back to 2024 with Chris Gian Carlo at XRP Las Vegas fireside chat with myself and I want you to listen to this clip here. So at this point if we look at and and and if we just look at the things that are happening just the inflation the money printing we all in this room know that it's unsustainable and we don't get an email when it hits that wall. There's a line in the sand when it comes to money. And this is so funny because as as involved as the construct of the financial system is there's a there's an imaginary line in the sand called confidence. And once it's lost, absolutely, that piece of paper isn't worth anything.

[00:14:35]>> That's right.

[00:14:35]>> And what I see coming, and I want you to speak to this from just your again from the digital dollar project.

[00:14:42]>> What I'm seeing is this unavoidable moment in the front of us. And there has to be some someone at some point has to come forward and allow these new use cases to be happening like stable coins, private issuers cuz I see like this hyperinflation moment. Now I'm not trying to be an alarmist. I don't know whether it slides greatly or what's that scale look like? I can't tell you. But you everybody knows that it's a high probability of happening. We just don't know how bad it gets, right? But if you if you introduce this ability for these new issuers to have a stable coin, then they are the ones that soak up like a sponge or a bulkhead that catch these hyperinflated dollars that are coming back home. Could you speak to that as a >> Yeah. Well, I I'm glad you put your finger on it. I I think the biggest threat to the American way of life is government money printing.

[00:15:39]>> Yeah.

[00:15:40]uh everyone here.

[00:15:45]>> Absolutely. It's a profound moment when he says it and I wish I could let everything play through it. But again, just going back to Andrew Sorcin is telling us he's got the book out. 1929, we got another stock crash is inevitable, but the stock market's at an all-time high.

[00:16:05]So people are thinking, well, the president put so much emphasis on the markets doing well, it would be a black eye if he allowed the markets to crash.

[00:16:14]I offer the suggestion that if we pump the markets to new all-time highs, which we're really at now, when we have a crash, it won't be as bad. It'll be labeled more of a correction than a crash.

[00:16:27]Isn't that the way they do? Isn't that the way we get told? And wouldn't that be the perfect time to introduce things like digital dollars or real world asset tokenization that could speed up the velocity of money in a crash in a time when we need the relief so badly?

[00:16:48]Isn't that the time we want to see that?

[00:16:50]I think it is. Well, then there's tokenized treasuries, real commercial utility, onchain access in conjunction with Nathan Alman, God rest his soul, and finance, which the work still continues in his honor.

[00:17:10]OSG is the United States of America bonds tokenized on the XRP ledger. said another way, the debt of this nation tokenized on the XRP ledger, one of the greatest unofficial official endorsements I've ever seen in this history of this space.

[00:17:32]You're tokenizing the safest debt in the world onto the ledger. Well, now I want to take you to another clip here. Oh, yes, I do. And it's Chris on fire right at the end here.

[00:17:47]Take a listen to this.

[00:17:49]>> United States, Chris. And when I think of that, I say to myself, to your point, I think you have to go to some kind of a digital tokenized commodity to back the dollar again. But again, you have to go another step further and you have to underpin it with some kind of value protocol. If you might know one that we could use that would help track it all.

[00:18:11]Look at you guys might know one.

[00:18:16]Because I feel like what the mistake could have been, dare I say it, is moving to a petro dollar agreement.

[00:18:24]Even though at the time we had the power and strength to offer that military protection, in this day and age, now those countries have the advantage to dump that dollar in those bonds and harm all of us. But if we use what you're talking about and use a digital commodity to back the dollar and put it on a value protocol that just happens to have a decentralized ledger, then we could underpin the dollar for the next 150 years. What say you at the digital market?

[00:18:50]>> So I say yes.

[00:18:53]>> I say yes, says Christian Carlo. And this is the same man who wrote years before the case happened that the XRP was not a security. If they could have just listened to this man, we could have saved over a hundred million dollars for Ripple. This is the former CFTC chairman. This is the head of the US Digital Dollar Project. He has no reason to say yes to something unless he actually believes it. And he believes it.

[00:19:24]Now, let's keep moving because while we're watching treasuries and real world assets be tokenized and placed on ledger, that's where the game is going to be won, ladies and gentlemen, and it will be through the very special skill and traits of XRP and auto bridging that will allow it to happen at scale, I believe. And this is where you start getting the benefits of the XRP ledger.

[00:19:50]Auto bridging through XRP as you see right here so clearly.

[00:19:55]But at scale once the Clarity Act's passed. But at scale once the institutions are no longer afraid to use digital assets like digital dollar, stable coins, and XRP.

[00:20:08]When they're no longer afraid to use XRP for collateral because they're allowed to. Now remember, G Treasury has 11,000 clients. G Treasury does 13 trillion a year. G Treasury has a lot of corporates that could benefit from using XRP as collateral for margin.

[00:20:30]Margin against what? Margin against traditional financial products like CME futures and so on.

[00:20:38]This is how this goes at scale. What we're looking at right here, what you're talking about here is just looking at this is just an example of how it works.

[00:20:48]We haven't even ramped this thing up yet.

[00:20:52]We don't have everything tokenized yet, but we will. And when we do, the direct order book becomes a synthetic order book. And the synthetic order book allows for the tokenization and settlement and bridging of XRP. That's what we're talking about. That's the world we're moving to. But it may just be some kind of a collapse, a black swan, a crash of the market where an emergency break glass plan is targeted.

[00:21:20]Take a listen.

[00:21:22]>> This crisis is different, right? It's Paul Hanks who hit the wall. This is uh this is Hank Pollson uh the former US Treasury Secretary >> and you're trying to issue treasuries and the Fed is the only buyer and the prices of of the treasuries are going down and interest rates are up. That's a dangerous thing. And so I what the thing I am talking about now is we we know people say when are you going to hit the wall? I obviously don't know. It's impossible to know. But the law of economic gravity, you're you're not going to know that. So, and when we hit it, it will be vicious. So, we have to prepare for that eventuality. And I think we need an emergency break the glass plan, which is targeted and short-term on the shelf so it's ready to go when it when we hit the wall. The last key uh attribute of a healthy liquid market is really resilience and that is getting at the ability for a market to recover from a significant systemic event. So if there was some sort of a market shock, the ability for order books to get back to normality and tighten back to similar prices to where they were prior to that event relatively quick.

[00:22:37]>> Well, isn't that interesting cuz Andrew Sorcin's telling us there's going to be some kind of crash. He doesn't know when or how bad, but it's going to be a crash. Hank Pollson, the former US Treasury Secretary, tells us there's going to be a crash. He doesn't know how bad, but there's going to be one.

[00:22:53]And here we have Brianna Madigan, who used to be head of XRP central bank engagement and markets uh telling us that they have a plan for recovering for a s significant systemic event and help the ability for markets to recover back to normal again.

[00:23:12]That's what's at place here.

[00:23:14]You know, even though the market structure bill, the clarity act is that piece of clarity that is going to unlock a lot of money from the traditional financial side.

[00:23:26]There is the concern about a market correction or a crash. And again, going back to the idea that we're running at peak right now in the stock market, that may be so when we have that correction or crash, it feels less deep.

[00:23:45]Think of it. Would you rather have a crash when the market's not at an all-time high? It only goes deeper the lower it is. Right? So, understanding the escrow becoming extremely important in a scenario like we're talking about here, getting the clarity act and seeing some kind of market correction or crash, that's going to make the XRP escrow extremely extremely important at my house. Which is why it's really important and critical to understand that the XRP escrow can be pre-allocated. We've said it for years.

[00:24:18]It's confirmed right here by David Schwarz. So the question comes to how much of the XRP escrow is actually pre-allocated because if we see some kind of market correction or crash, we see the passage in the signage of the Clarity Act, then you could see a real liquidity vacuum for an asset like XRP because we're no longer talking about speculation driving the market. We will be talking about a demand for utility to drive the market at that point.

[00:24:51]And let us not forget we have a mag 16 when it comes to digital asset commodities. And here they are ladies and gentlemen. XRP shining stars sitting right in the middle.

[00:25:05]We are a digital asset commodity just like gold or oil. This is absolutely critical to understand because there's no confusion about the asset and for banks and institutions to use it. And at the same time, let's not forget that this conversation gets a little more heightened because not only are we concerned about a crash that may come, and we don't know how bad it'll be. Not only are we waiting for the Clarity Act to be passed in July, we know that XRP currently right now on Binance hit its lowest level since January 2020. It wasn't that long ago XRP was at its lowest liquidity level in seven years.

[00:25:49]Now, it's since come up from that 1.5 1.6 billion, the lowest level in seven years. And right now, we're at about 2.5 to 2.8 billion plus they're putting out here right now.

[00:26:01]This is the range for the key players alone.

[00:26:04]Now you imagine if we had a crash and there was a demand for liquidity, a need for liquidity at a level that is not existing today from some kind of a market crash or correction.

[00:26:17]You could see the demand for the remaining 2.5 2.8 billion plus or so could get soaked up very quickly. It would not take long to do this, right?

[00:26:27]Not at all. Again, that's why I believe Evernorth is sitting here positioned because Ashish Burler was the GM at Ripplet. He knows exactly who is in the pipeline at Ripplet because he was the GM there and a board member at Ripple and he thought, well, you know what? I should go start Evernorth because there's such a deep demand for XRP, but I could start Evernorth and give them access to it. That's my speculation about the matter and I think it's absolutely spot on.

[00:27:03]Which means all we got to do is have your bags packed and sit back and go to the beach for 10 years and come back on your private jet says Raul pal. There >> only three that matter right now.

[00:27:15]Somebody else may have another you know I wouldn't choose like hyper liquid liquid because that's a specific case token. Now can that be in your portfolio? Yes. But just simply to capture the infrastructure layer, you need three to five layer ones and go to the beach for 10 years and come back on your private jet from the beach.

[00:27:35]>> It's as simple as that. Really, >> it it pretty much is like if you got the stomach to hold and you believe that you're in one of the coveted 16, right?

[00:27:46]Let me find it here. One of the coveted mag 16 that you think's going to win.

[00:27:51]Well, I mean, then what is there left to do but sit back and let the market do it for you, right?

[00:28:00]Pretty exciting times, ladies and gentlemen. Look, I just want to take a second to thank each and every one of you for tuning in, allowing me into your daily li life. Uh, you know, whether it's during your work break, getting ready for work, on your way home, your commute, whatever it is, I'm super super grateful that you let me into your daily life. If you could just do one thing for me, hit the like and subscribe. Just takes a second. Doesn't cost a thing.

[00:28:24]But if you do want to join the DPMG, that window is open for a very limited time. And we've had quite a few new members come in there. So if you want to join, it's a great way to catch up to everything. Look, your life's busy, the markets are busy, you can't keep up with everything around you. you can get all the tools you need as well as the support system inside of there that will keep you up tod date with everything that's going on in this market. Not to mention it is a digital perspectives mastermind group because you will find out very quickly that these people are some of the smartest people you've ever come in contact with. So click the link on the description box and join us in the DPMG before that window closes as well. And again, not financial advice from me or anyone else. We're going into the freedom zone, ladies and gentlemen.

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