Stellar OVERHAULS EU Stablecoin Market

追加: 2026-05-05

[00:00:00]Welcome to another edition of the agent crypto. I'm Wade teamer. We're talking Stellar in this video ladies and gentlemen. I know it's been about a week since I got into your ears, but I've been handling some other business endeavors while crypto is little down right now. I had to explore some other income sources. Y'all know how that go, but we are back at the terminal and we are back talking Stellar XLM guys. Some news that broke out last week. We're a little late to the party here. But y'all know how I like to do things. I always like to take you a step deeper than other crypto content creators in this space starting with Stellar XLM receives compliant Euro stablecoin. This is yet another one. This one is brought to us by all Unity ladies and gentlemen. So the story goes Stellar has integrated EURAU a fully reserved Euro stablecoin issued by all Unity bringing Mica compliant Euro liquidity directly to the Stellar network. The land the launch lands the same week Stellar crossed two billion dollars in real world assets sharpening its pitch as the rail of choice for regulated Finance. I love how Stellar operates in the background. It's not the flashiest asset. They don't post news updates every three hours. They stick to the plan. They keep their eye on the ball and they constantly produce. That is why since October of 2019 I have followed the Stellar network I have bought in. There have been times where I have sold off and taken profit. That part of the relationship I have with Stellar XLM. Yes, it's transaction. But as an enthusiast of the blockchain space as someone who is a fan of this technology. I am more so a fan of the Stellar network than an investor. That's why I've covered it so long. Now continuing all Uni all Unity excuse me a joint venture between DWS, Flowtraders and Galaxy confirmed the integration on April 13th. Now the EURAU was already live on ethereum, polygon, base, optimism and arbitrum the ethereum D5 stack if you will. Stellar is the latest chain to host the token and the addition is squarely aimed at European banks, fintech and corporates that need a Euro settlement asset with full regulatory coverage. We have explored time and time again where Stellar's geographic weaknesses are and for a very long time we understood the EU was a market that Stellar had not penetrated.

[00:02:44]Well, in recent months ladies and gentlemen, that has changed as they go into describing down here. This puts EURAU I'll highlight this portion here in a small group of Euro stablecoins that meet the EU's full regulatory bar alongside circles EURC and Societe Generale's Forge EUR coin vertible or CV both of which already trade on Stellar.

[00:03:13]So for the longest time Stellar did not have a lot of activity in the EU.

[00:03:19]Stellar had taken over the African market. Stellar has established itself in the United States market thanks to their relationship with AUDD the provider of Australia's digital dollar stablecoin. Stellar has that market as well. The only market left for Stellar to tap into would truly be the Asian market. Now yes, they have certain networks that they are affiliated with like a Velo that is positioned in that Asian market. But we already know what Stellar is capable of standing on its own two. I can't wait to see the days where Stellar begins to penetrate the Asian market a bit deeper and now we have full global coverage.

[00:04:04]Full global coverage ladies and gentlemen. This is big very big for Stellar for the reason of the EU compared to other places around the world in my humble opinion are the most advanced when it comes to a regulatory framework as we see with Mica. They're more open to development thanks to initiatives like the European blockchain based services infrastructure. Not to mention the RWA firms that are leading the market. Most of them are coming out of Europe. So why go with Stellar? Well, it's clear at this point. Stellar from an operational level gets the job done.

[00:04:44]It always has zero downtime, zero hacks, nothing about the network has ever been exposed as detrimental to everybody using. So to answer the question why Stellar? Well, you have the emerging D5 ecosystem in the form of Soroban. You also have now thanks to the x-ray upgrade privacy features that institutions are well much more comfortable in using and then of course at the protocol level the speed, the low cost, the efficiency makes sense to me.

[00:05:16]Now there is another goal here and they describe it in this paragraph. The goal overarching goal with all of these stablecoins ladies and gentlemen and digital dollar stems from an agenda that kicked off back in 2020. It's been a while since I've mentioned this, but what we are seeing right now is the global stablecoin harmonization period.

[00:05:39]Much like we saw the ISO harmonization period in the last two to three years at the same time stablecoins were entering the market. The main reason why stablecoins are here now. The main reason we're seeing tokenized deposits pop up everywhere. We're seeing tokenized bonds everywhere is because these are payment vehicles that are very expensive. The G20 nation, the Financial Stability Board, World Economic Forum and IMF came together in 2020 and made the decision to lower the cost of cross-border payments. And ever since that day the number one technology that they have chosen to do so is blockchain.

[00:06:22]Now that's surface level. When you go beneath the surface, you'll see patterns of which blockchains have been serving that goal the best. Who's going to argue with us when we say Stellar is the one hitting all of those benchmarks. Now as I have highlighted here. This opens up cross-border B2B payments, payroll automation, treasury operations and tokenized settlement on exchanges and lending protocols all denominated in euros without touching a correspondent bank. I think that last piece right there represents the real friction on the banks end. They realize that this technology is essentially efficient enough to replace them at some point. At least not by name, but by operational value. Whatever that bank became known for doing there's now an open source technology that can do the same thing.

[00:07:16]Now whenever I cover an asset Stellar or otherwise, I'm not going to tell you one chain will rule them all. That's not my mission. That's never been my game. What I like to show you guys with these technologies are where they are best suited to do their jobs. That's all I'm here to show you. Whether you decide to make a financial decision behind that, that's on you. I'm just here sharing with you what I see in the world of blockchain. So let's wrap this up here guys because we have some quotes from the CTO and COO of all Unity. They say expanding EURAU to the Stellar network aligns with our mission to make digital currency accessible, transparent and useful cross-borders. This launch enables businesses and consumers to experience the efficiency of blockchain based payments while maintaining confidence in regulatory compliance. And then we have the chief business offer officer Raja Chakraborty.

[00:08:14]Chief business officer at Stellar Development Foundation says EURAU's launch on Stellar underscores why institutions chose Stellar as the go-to infrastructure for enterprise grade finance. We with a network purpose-built for regulated assets, high throughput payments and real world interoperability. I read another article this morning talking about privacy on blockchain and centered around the Canton network. There's a lot of debate about the validity of Canton network's privacy. Do you notice how though Stellar isn't running into the same problem. When privacy became the point of interest for institutions. Stellar didn't promote a campaign. They didn't go on a world tour talking about the importance of privacy. They just implemented simply put. And now we're already two protocol upgrades away from privacy. Stellar already has it. The core of the debate is whether or not privacy fits into the decentralization ethos of crypto. I have always believed that you can't spell decentralization without centralization. Meaning decentralization was never meant to be a philosophy. It's an operational feature that gives blockchain networks their advantage. Decentralization is the decentralization of computing power. The decentralization of computing power over a globally distributed node network. Decentralization had nothing to do with not having leaders or authority.

[00:09:48]I think that is where we have gone wrong because at the same time Stellar kicked on privacy. The same pushback that Canton is getting now, Stellar got that a couple months ago. But again, watch.

[00:10:01]Mark my words. XRP, QNT, HBAR, ALGO, they're all start doing it. The same way when Google published a paper on quantum engineering and its ability to crack blockchain's code, you saw every network on the market publish their blog post about how they're quantum safe and all of these things. We saw the same thing with the X world to AI agents. All of a sudden, everybody got it. But notice how not everybody got privacy. Not everybody got zero knowledge proofs, which is the technical term for the technology that adds privacy to blockchain. Not everybody did that. Another reason why Stellar just hits different. But we have a recap on the RWA numbers for Stellar here. I want to drop this on you before we get out of here. A day after the EURA news, Stellar said its real-world asset platform crossed $2 billion. The data you can find for that is currently on Dune Analytics. Now, this does raise the question. I should have did this before because that's on Dune Analytics, right?

[00:11:04]I wonder what their their numbers are on rwa.xyz. Because this is something else here. 1.63 billion plus another 8.3 million in represented asset value. That pushes you closer to 1.64, roughly. Stablecoin transfer volume in the last 30 days is over 2 billion. So, I I I bring this up because here's another problem in the crypto space that people are not addressing. Our analytics sources never match. They never do. Dune is reporting different numbers than rwa.xyz.

[00:11:36]DeFi Lama doesn't even report on half of these assets at all. So, how can we trust these numbers, guys? Let's just be honest here. How can we trust these numbers? We need to get to a point in the space where each network has their own data. Or we need to somehow come up with a way to centralize our data sources, folks. Because this is what happens when you have decentralization.

[00:11:59]Everybody thinks they can lead. The harsh truth about that, folks, is that not everybody is made to be a leader.

[00:12:04]That is why decentralization as a philosophy is not going to take us far.

[00:12:09]In 2025 alone, there was $775 million lost in decentralized protocols.

[00:12:15]$775 million, folks. I don't know. As a fan of this space, as an enthusiast of blockchain technology, I may not pick a coin over another. But when I see a problem in the space that affects everybody, and that's what this does, this lack of information, collective information, is part of the problem. We need to get our data sets in order.

[00:12:38]These numbers look good. Don't get me wrong. But if only one source is reporting it and not two other ones who are in the business of reporting the same thing, then how are we honestly to take that? So, let me know what you think down in the comments, guys.

[00:12:53]Outside of everything I just ended with, this is a big story for Stellar XLM penetrating the EU market. With that though, y'all know what time it is.

[00:13:02]We've made it to the end. Drop DHN down in the comments. Also, don't forget to head on over to dhncrypto.com.

[00:13:08]Make use of some of the resources over there. And with all that being said, y'all know what time it is. If that money is digital, so is the hustle.

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