FD Interest வந்தாலும் பணம் ஏன் Grow ஆகல? Shocking Truth 2026 | New FD Rates 2026 @thanthitv

Added: 2026-05-28

[00:00:00]Fix a deposit.

[00:00:06]Fair Market Mutual Fund investments in fixed fixed depos.

[00:00:47]6% net bank statement full 6% real return 1% 2% % fixed Investment bankell notifications. Enable fixed deposit interest 99% safest banks SBI HDFC Bank ICICI bank PNB bank of Boda Union Bank of India Caner Bank CC Mahindra Bank Access Bank Mat Post office comparatively insurance one year, two year fixed depositing interest SBI HDFC Bank ICICI Bank PNB bank 6.25% bank 6.25% 25% normal individual customers usually 0.5% extra interest rate normal customers 6.5%enior citizen% post office fixed depear 6.9% 3ear FD% 5ear FD 7.5% highest post office 0.5% office normal customer senior citizen same interest FD rates HDFC Bank 6.40% 6.45% Access Bank 6.45% ICIC PNB bank 6.30% Canada Bank of Union Bank 6.25% 25% highest interest HTFC bank ICICIC bank 6.45% interest Mahindra Bank 6.40% interest banks mostly 6.25% 25% 6.30% ICIC bank 650% interest bank 6.45% HTFC bank 6.4% interest banks mostly 6.25% 25% 630% 1 year 2 year 3 year 5 year specialtal special usually SBI bankal oneear 6.25% 25% 44 days special 6.45% HDFC Bank 6.45% special years 650% interest 0.05% 05% extra interest 6.45% extra special FD 650% interest normal oneear FD 6.25% 44 days special 6.60% extra return bank of normal FD 6.10% 10% interest 444 days special 6.45% 0.35% extra Union Bank 1 FD 6.25% 444 days special FD 6.60% 6% interest bank 1 year 2D same 555 days special.60% 6% interest Special rates office Bank model home loan loan car deposit loan difference rate 5.25% 25% relatively cheap homebas.

[00:08:34]points.

[00:08:42]Banks Home comparative interest home rates mostly bank rate Bank profit rate home loan interest banks market signal Government bond banks Rates inflation gas prices foreign countries Fuel gas prices inflation war situation future.

[00:11:04]Inflation interest rates deposit credit ratio home loan car loan person banks liquidity mutual fund mutual fund.

[00:11:59]February bank investments in FDA investment comparatively In this situation, banks depract inflation.

[00:13:01]Famous Inflation value longterm Inflation goods services prices increase inflation inflation. Imagine simple example.

[00:14:33]Car example Interest extra. inflation slowly purchasing power.

[00:15:36]Actual benefit real interest inflation interest higher lifestyle expenses.

[00:16:51]value meaning FD Government 20% tax% FD normal income income taxd interest final example 30% tax% inflation expenses.

[00:18:02]actual 7% return investment taxfree inve tax.

[00:18:29]Annual income 12 basic exemption limit deduction interest after tax yearscenior total FD%al 10% 6,000 bank balance 54,000 importing Fore money total income 5% tax bank% banks worst situation det deter response actual situation.

[00:21:17]for refund important pointly expenses. is 8% 12% school fees, medical bills, rent, daily grocery, electricity bills.

[00:22:02]FD 7% yearly interest% increase 10,000 extra expense increase the same school fees expense ES% rates increase 0.5% 1%.5% 6.5% FDI Secondhand 25,000 30,000 50,000 60,000 expenses unpredictable Emergency health Insurance Sudden Hospitaliz bill entire unpredictable expenses.

[00:24:15]bank account insurance fullbs organization deposit insurance and credit guarantee corporation DICg DC bank deposits insurance per depositor per bank basis.

[00:24:54]for exampg insurance bank fail.

[00:25:28]Insurance savings account FD recurring deposit Insurance per bank coverage per person unlimited different banks insurance answer yes amounts extra interest amount institutions in the insurance coverage, scheduled banks, cooperative banks, small finance banks, regional rural banks in the insurance coverage, NBFC fund insurance company 100% Reality investments different places unsafe bank investment in office investment emergency fund. and purpose.

[00:28:10]Investment portfolio.

[00:28:29]Until then, goodbye. Jay hint.