Own Nothing, Control Everything: The Corporate Structure Guide

追加: 2026-05-20

[00:00:01]Good morning, YouTube. YouTube. YouTube.

[00:00:03]Good morning. Good morning. Good morning. Amazing what we can do today.

[00:00:08]Well, we got May 19th ready to go. What do we get to do? We get to have some fun. All right. Good morning, Bill. How are we doing today, Bill? I like to see you every day. It's kind of nice to watch what you do. I'm glad you listen and you follow through. Guess what Bill did yesterday? Bill closed in escrow.

[00:00:28]Amazing. Okay, we try to close as many escros as we can per week. It's all based on what the person lined up.

[00:00:35]What's an escrow? Well, Bill here, we got Emanuel, we got Susie, we got Kim, we got Philip. Fantastic. What happens?

[00:00:42]The escro that closed yesterday is going to get him about $11,000 a month. Okay.

[00:00:47]But it's not to him. Remember, money doesn't go to a person. Goes to a corporation or an LLC. It's 11,122.

[00:00:55]What a weird number, huh? That's what they had as the proceeds yesterday.

[00:00:59]That's what's going to happen. The first payment will be in about 42 days. So, let's go 42 days here. So, 42 days, his entity, okay, entity under his LLC, all right, LLC is going to have 11,122 a month, okay? Per division. He's going to also multiply that under the divisions, which is great. The only difference is it's not his money.

[00:01:24]Remember, money goes to the corporation and the LLC to the bank account. Then you decide if you have a paycheck. Good morning, Jay. How you doing, image? How you doing today? Hey, we got Joanne here. Joanne and Pete, they're fantastic. Tomorrow's our call. Remember Joanne? Okay, tomorrow. Pete, your husband, what are we going to do? I'm going to convince you and your CPA and your tax attorney to take your LLC to an SC corporation because you have $112,000 a month now coming in, which is great.

[00:01:52]See, incomes are very simple. If you ever want to line yourself up with your LLC, your LLP, okay? Maybe your C corp nonprofit or PC, you could do that. Good morning, Kenfolk. How you doing today?

[00:02:04]Black Kenfolk's been a client for 30 plus years. His family about 50. I've been doing this for 50 years, six days a week, by the way. And he says, "Good morning, boss." Okay. Good morning.

[00:02:14]Always good. Thank you, Jesus. Jay, how you doing today? Well, remember our goal is what today? Let's focus what we're allowed to do. Unfortunately, what a lot of people do is they scroll we we we all the way home and they forget to understand something. A corporation or an LLC create income. Income is not taxable to you. You're profitable.

[00:02:35]Profitable taxable. Corporate credit allows us to use the credit to finance the business and offset the taxes. So, we could be like the big boys and girls if we could scroll and go we we all the way home. So what happens with most people unfortunately they basically just scroll and they pass their opportunity vibe. I'm online several times per day and got classes on Saturday for the last 50 plus years. They call me the godfather of credit that built 60 billion of credit for my clients and myself over the last 50 years. I've incorporated presidents Lakers Clippers and Dodgers and Angels. Good morning Mindy. How you doing today? It was fun having you on the Zoom yesterday too. I love the fact that people have questions. You see, what you have to do is realize something. You're trying to master. You're trying to master what you're trying to do. Unfortunately, the world didn't teach you what you needed to do in the first place, and you kind of get stuck. That kind of sucks. So, what do we get to do today? Let's think about something today. How many of you, if you had $100,000 today in the bank, what would you do with it? $100,000.

[00:03:36]What would you do with $100,000? All right. How many people would like $100,000 today? Hey, Kim, how you doing?

[00:03:42]So, who would like $100,000 today? It's a very simple question. Well, that's just me controlling 2.2 billion of real estate, by the way. 2.2 billion real estate. I had 2.6 billion of structure at least that time. That's only a,3 divisions. So, if you want to play how I wrote the division process in 1984 anyway, we get to play the game to win. How many of you like $100,000 in the bank? I mean, just a basic question.

[00:04:11]How many would you like it? Would you like that? Ken, would you like that?

[00:04:13]Mind you, would you like that, Jay?

[00:04:15]Okay. How would you like this? Come on.

[00:04:17]All right, James. Would you like that?

[00:04:18]Jamie, would you like the same thing?

[00:04:20]Now, my next question, if you say yes, you want 100,000 in the bank, my bottom line would be, what bank account would you like the money in? What account would you like that $100,000 in? Would you like it in your personal account?

[00:04:34]Would you like in your corporate account? What account would you like the money in? See, there's the difference.

[00:04:38]Money is great, but the difference is I tell you pays the bills. I don't love money. I just got to the point I got you and create millions and billions of dollars and I got pretty good at it. All right, I've been doing this for 15 years plus. So guess what? So if you had $100,000 in the bank, I'd tell you to put in the bank account for the corporation or the LLC. You see, money in the bank for the business, there's no tax need until we're profitable. Again, that's the goal is to not only to protect the money, but let's understand what we're trying to get you the money to do. Money should be the tool that turns into more money. That would be the goal because what it is. Money is basically what? If I had money in the bank, I would leverage it. Let's write down leverage money, please. Let's write down reference three time.

[00:05:25]If I had money in the bank and I have a real business, I'm going to reference the money. Reference three times five because I'm going to turn into more money. So the bottom line is tap the screen, tap the screen, share the live, share the live, please. I give myself some hearts. I like that. I kind of like me. I'm not stuck on me. But this bottom line is I had no choice. I'm stuck with myself. We are who we are. See again, if we have a business, we reference three times five. That's the first formulation to actually leverage money into more money. So if we do this correctly, we can actually win the game. See, to me, it was always a game in business. what we want to do. It's like anything else.

[00:06:04]See, those two cars are part of the 21 car collection. Okay, Lamborghinis. Real good Lamborghinis. That's the goal.

[00:06:10]Again, what do we do? The bottom line today, it's like anything else we're trying to do, accomplish goals. I'm going to tell you, it's going to take credit to finance your dream. Okay, I have about 1,200 cards here that I can use to reference for you if you want me to. But again, what do we do? Okay, we reference three * 5. when we make money to leverage money to more money. See, there's certain plateaus you get to that create money to do more money and as you grow it. So, borrow money is not taxable which is a gift. Okay, we use corporate credit like the ink cards. These are 50,000 ink cards. There's six of them here. Actually, there's more than that.

[00:06:49]300,000 here. So, if I use that to finance the business, what happens? An ink card is a Chase card under the LLC LOP and it gives me no basically interest rate up to 22 months which is an ideal situation. So if we don't pay interest on that card for 22 months, is that not free money to finance the business? See, the goal is to finance the business and offset the taxes.

[00:07:13]Unfortunately, what most people do, they steal the money for their family, which I don't really want you to do. I'd like you to think about something today.

[00:07:21]Maybe you took your personal money and you started your business, that's okay.

[00:07:25]Personal money to start the business, no problem. The money was taxed. Now you get the leftover. It kind of sucks. But the difference is if you're trying to run your business off the paycheck you have or your income or your house and your family, you're going to hurt your family. Nobody wins that way. Nobody wins with the structure literally from taken from their family to run a business. So what we had to do is let the business create its own credit files. In 1987 I helped to develop the credit refiles for Asperian Treasure and Equifax under tax ID. Now I actually did it because I was working with TRW and TWW became Experian. So again we look at credit reports under each division or entity LLC LLP whatever you got escort nonprofit PC there's only six types to pick. What happens is very simple. They have tax ID which allows an experience treach and that would be the goal. If we turn around and want to do this the right way again the goal is very simple as we play this game to win. So I'll get out your tablet and pen and quit scrolling and going wee wee all the way home and let's see if we can accomplish some goals today. For instance, when I wrote winning the game of business when I originally wrote the first version of that I was 14 years old. I invent invented something called carfinder. I wrote my first patent when I was 12 and a half years old and it freaked everybody out. I wrote a patent going to the library and I read what the book said, law and county. So I wrote my first patent and I basically sent it away in the mail and people offered money. They wanted to buy the patent and now it's okay. So they buy the patent and give me a license to fee. I don't know what I'm really doing enough because I'm just doing what I'm doing and people give me an opportunity.

[00:09:12]That's what I did. So when I invented Carfinder, I was about, you know, by the time I had that check in the bank, I was about 14 and a half years old. What do you do with the check? All right, I already started my first organization.

[00:09:23]If you do your homework today and you basically research Ray Reynolds, the Godfather credit, which is me in 1969, I set up my first organization in 1969. It cost me $10. That's what it cost to send it away. That was it. Just like that corporation today, it's $30. 1969 to today, the fee is $30. And what most people do is they spend thousands of dollars on a piece of paper with an attorney, CPA, Incorporating Service, and they don't learn W squat. What happens with me? I'm going to teach you the rules and tools, how to play the game because I study law accounting says practicing walk. And that's my whole thing about me connecting dots. See, I knew one thing. I love numbers. Numbers make sense to me. If you could scrolling wee wee all the way home, you could actually create numbers for yourself.

[00:10:12]And you can actually change your life.

[00:10:14]It's not hard to change your life in days and weeks on a year because all you have to do is follow through and listen and learn. I teach people six days a week in classes on Saturday the last 15 years. So again, you could listen, learn, and learn to play the game. I didn't know what I was doing. I was an amateur at the time like you. I think all of you make mistakes every day. I think you bring the pain home all the time, most of you, and your credit kind of sucks. What you have to do is repackage your credit file. I got basically put into a situation in 1977 that I got to train Ken Yarbor TRW. They had all these consultants. See, TRW was Thomas Ray Waridge. They made box parts in Sagon to California. They decided to get information business and they hired consultants for their opinions. I was one of the consultants. I did not know they were going to take all my rules and tools that I came up with and I literally said, "Okay, let's take the oldest credit card." Okay, the oldest card. Let's put back then it was dots and put stickies nowadays. All cards fluctuate but two. So if we want our credit score to be on track, we have to remember what I wrote even then it was 29%.

[00:11:25]See 29% is my suggestion and they actually took the suggestion. I said well because inquiry started credit files oldest card fluctuation 29% then we came over what's called rapid refresh that was in 78 rapid refresh is something you could block crap and push the score up to get the escro to close on the house and get a better interest rate and that's what happened back then from there all cards today fluctuate so we have to not think about 30 because that's BS we have to think about 29% 29% since se 1977 Seven is green. Okay.

[00:12:03]When it comes to 30%, that's yellow.

[00:12:05]When it comes to 50% on a card, that's red. See, they didn't really write the rules and tools down, right?

[00:12:11]Unfortunately, they don't teach you the real rules and tools. All cards fluctuate with these two. Golden Platinums don't fluctuate. And that's the gift. Okay? The gift is if you have an emergency, you jack up these cards.

[00:12:23]You don't jack up your personal credit because it makes no damn sense. If you do that, you just bring the pain home.

[00:12:28]And that kind of sucks. I don't want you bringing the pain home ever. It makes no sense at all. Why would anybody do that?

[00:12:35]Why would anybody bring the pain home to their family? Why would they take money from their family that's taxable paycheck? Start a business is bad enough. Well, if the business run itself from your paycheck and your money, why would anybody be dumb enough to take money from their family to run their business, which makes no sense because it all gets screwed up. It never works.

[00:12:58]99% of that fails. So if we have this here in my hand, there's 100,000 of credit. That's safety, too. See, my wife and I keep credit separate. She has her 100,000. I have mine. See, that's 71,000 of safety. We don't bring the pain home like you, by the way. There's no reason you did that in the first place herself.

[00:13:18]Unfortunately, because of the scrolling go wee wee we we all the way home. You don't pay attention, Jess. Okay. Most of you don't pay attention at all. Kim finally did. I love that. Kim's doing it all the time. So it's me, so it's Neil R.J. Jay and all these other people.

[00:13:31]See, I got basically 39 million people in my puppet master club. 39 million people and simple. I love the love.

[00:13:39]Thank you. Thank you. Here's Clara, too.

[00:13:41]What happens? 39 million people. Now, in 2009, I got to die in a coma. So, my basically my 39 million people and he got to millionaire status. It's called the puppet master club. you might want to join him someday if you want to because I would only do one thing. I would build you up to 100,000 of credit or as fast as possible and get you to understand credit finances to business and still stealing it from the family.

[00:14:06]When you take money from your family, I'm sorry, that's just called dumb.

[00:14:09]You're not dumb. You be dumb all the time. This is checkbook money. Every bank will give you 150 if you line yourself up right. So if you want to run that LLC correctly, okay, you're not going to get one in Miami. That makes no damn sense. Clowns do that. They teach you Wyoming and all these five corporations and these s corps and blah blah blah. It's a bunch of hoie. I don't like it. It's hoie. You see what happens really? One thing. You're going to pay tax where you live, where you're the resident. You know, you're going to pay tax in your state. No matter if you have Wyoming or anything else, that's a bunch of hoie. You're going to pay tax where you live. Period. Because that's where you're making your money. But again, what you should do is understand corporate credit.

[00:14:52]finance it because you're allowed to. No business should actually steal money from a person ever. That makes no damn sense since I set up the reports in ' 87 for TR became a spirit. So it's like anything here. What do we do here? It's very simple. If we do this correctly, for instance, when I wrote Winning the Game of Business, I was 14. I put in the public's eye when I was 16. See, this is not BS, which you watch these silly clowns out there all the time. They're phonies. I've never watched so many phony people in my life. I've never find one coach on TikTok yet who knows how to build your whole life, what needs to be done besides me. I do find 19 people about my books. Now they're experts in credit. Did you know credit repair is a fraud? Credit repair is against the law.

[00:15:38]Did you know that? Credit repair, they put on their makeup, they look silly, and that's okay. Be silly all you want.

[00:15:45]Credit repair is against federal law. So if we want to understand and rebuild our credit, there's a difference. Rebuilding is simple. We want to rebuild credit. We don't want to repair credit. See, you can't lie and say, "It's not mine. Never laid." They're taking my letters that I put in prove it or remove it years ago.

[00:16:02]And what they're doing very simple is they're actually rewriting their letters and they're lying for people. When I wrote prove it or remove it, basically because of what I felt guilty when I helped set up the credit system. So understand what that mean. I Ray Reynolds, Dr. Reynolds, Pastor Reynolds, okay, help set at the credit system because I got to be consult for TRW. So much Federal Trade Commission says it's against the law to do credit repair. I didn't say that. Federal Trade Commission said that. If you want your credit to go up up and be okay, look at the AB tie 99910 and they have the HR991.

[00:16:38]Understand? This is rules. This is the truth. So, if you want help on your credit, you want it back on track, let's rebuild it, okay? I've written 67 books so far. You might want to get a copy of Winning the Credit Game, one of my books, okay? Because it'll give you all the letters you want to verify information. Then, you're going to find out in the book, you'll find out real car collection, Lamborghinis and Ferraris and goodies. So, I had 21 cars in my car collection before I died in that damn coma. But again, God allowed me to die and to come and come back and my 3.7 billion was stolen. I had to rebuild it again. I got no hesitation to help people. Did it for 50 years. This is called starting out, right? This is what teaches the rules and tools for you and your kids. I wrote this last year for you. So, you might want to get some of the books because it makes sense. But again, everything else to me is a bunch of hoie. I don't like hoie. Okay. See, the bottom line today is simple. All right. If you have your LLC, all right, LLP, CC Corp, nonprofit, PC, I would tell you flat out to have 18 divisions.

[00:17:43]See, if you ever want to guarantee or guarantee for yourself, it's very simple. You could actually guarantee yourself today, okay, to $100,000 a month income. So, let's write down $100,000 a month income. What does that mean? 100,000. So, if you did it correctly today, that would be $100,000 income. Could be your LLC with your 18 divisions. Could be LLP, CC Corp, nonprofit PC, but it's a choice. When we look at these things that we're trying to accomplish and do, the bottom line is that corporation could get $100,000 of income per month. That's not you. It's not your money. You're not allowed to have the money, okay? Because what happens with you, you need a paycheck.

[00:18:26]Your paycheck should be your lifestyle.

[00:18:29]Lifestyle should be paycheck. Let's write that down. So if you let me, if you let me personally design you, I would I'd call you on the phone and we'd have an hour on the phone and we look at past, present, future. Would really restructure you the right way, my way.

[00:18:43]So give me that hour and believe me, I'll change your life. I'll guarantee it. I'll put in writing. I'll put in writing 100%. If you don't get what I tell you you're going to get, if you do exactly what I tell you to do, hell, I'm bonded for five million bucks. I give you back your damn money in a second.

[00:18:58]But I have a 97% success rate in for 50 years. 97%. The 3% of these turds that don't listen, you're not a turd. There's a difference. So if you wanted $100,000 of income per month, I'd help rebuild you. Okay? But it's not hard to do like anything else. Here's basically someone on Friday. I got him $22,000 card. This is a personal card. My cards are 20 to 50 to $100,000 each personally all the time. Okay. I got a client and put in a rapper rescore. The guy paid a,000 bucks. I gave him basically 10,000 back.

[00:19:35]Do you understand? For all my whole life, I've given up to 10 times your money back. And I guarantee what I do.

[00:19:41]See, I don't want your money. When I was 26 at 2.6 billion dollars of real estate and all these pieces, I offer do what I do for free. No one to one to play. So, putting money into a program. Don't be surprised I hand you back after 10 times your money back anyway because I don't want your damn money. Ain't that terrible? But I want to prove to you it works. But the people in this office need to get paychecks, too. So, if you ever want to play my way, you stop going scrolling, watching silly people that know what the hell they're doing anyway.

[00:20:12]Okay? It's like anything else. Joanne and Pete, okay, have 112,000 a month income right now. Income. All right.

[00:20:20]have a conference call with their CPA attorney tomorrow and I'm going to convert their LLC to S. Now they're Thank you for the hats. That's good.

[00:20:28]Cowboy hat. That's nice. Thank you.

[00:20:29]Thank you again. I'm going to convince them because they don't want to do it, but they're going to do it anyway because I said so. That's the goal.

[00:20:37]Okay. Yesterday we have an escro that closed. Simple. All right. They're 11,122 a month. Okay. They're not rich.

[00:20:45]I don't want you to think I want to be rich. No, you're not going to be rich.

[00:20:48]your organization like yesterday's escro the close they their income now in 42 days 42 days is 11,122 that's a division that division receives the money connected to the bank account for the corporation and they have an LLC like everyone else seems to want to have should actually be a C corp to convert S but that's okay so again what are we going to do so each escro closing is an automatic income automatically because that's what the person should actually do See, like today, we look at what we're trying to do. Today is basically the 19th of May. See, if you wanted to change your life, you get your act together and pay attention.

[00:21:28]Unfortunately, a lot of you just go wee wee we we all the way home. You scroll all the time. You don't pay attention and you bring the pain on because you don't know what you're doing. Amateur's over. Let's understand something. All right? If you took your LLC today and had 18 divisions, if you do what you're told to do, that's a guarantee of $100,000 a month income. Income a month.

[00:21:50]Okay, come on. Let's understand something. A month. So, what's your hesitation? Because you're going to go we we all you have to believe in you.

[00:21:59]That's how it works. Okay. So, let's understand. All right. Here's 2.2 billion real estate representing that which we had based on the corporate structure car collection. There's only two of the Lamborghinis in the car collection. There's 21 cars in the car collection. Why not? All right. I wrote winning in the game of business at 14.

[00:22:18]Put out there when I was 16. Okay. So, if we have my LLC, which you do and your nine divisions for lines of credit and nine houses or locations, you now have $100,000 a month income. It's not hard to do to understand how to focus, but you have to stop scrolling and pay attention. So, Bill here can change his life. So can Susie. Kim already is. Mindy is, Jay is.

[00:22:44]Okay. All right. Hollywood is. Okay. All right. No problem. Henry is. Again, they have to listen and learn because if they all fell through the rabbit hole, most of you did. I got an LLC. Good for you.

[00:22:56]In Wyoming, huh? What the hell's in Wyoming? If you don't live there, hell no.

[00:23:01]This is Ray Reynolds, the Ray Reynolds Blueprint Live. Welcome to Changing Your Life today. Simple. I'm not here to give you legal tax advice. I'm not here to be safe and attorney, but I'm going to educate you. Educational contact only, not legal, tax, or financial advice.

[00:23:17]Results may vary. Follow me on Tik Tok.

[00:23:20]This is my 26 weeks. 26 weeks on Tik Tok. 26 weeks. Wow. For 26 weeks. And understand for basically 50 years. Okay.

[00:23:30]I have written checks for millions and millions of dollars. Okay. weekly sometimes.

[00:23:37]It's like anything else. I'm online. I'm serious radio nationwide. All the other radio TV. If you follow me on TikTok today, I'll guarantee it in writing.

[00:23:46]I'll write personally. I'll sign it myself. If you do what you're told to do, I will get you $100,000 a month income if you do what you're told. I'll guarantee it. I care if I may or bond as well. But again, you have to follow me on TikTok and learn what to do and learn how to play. Later today, you might even want to call the office, be assigned to a specialist. Here's a specialist at 8002549506.

[00:24:09]They'll ask you 10 questions. They will help you get you where you want to go.

[00:24:13]They have no hesitation. Your problem is you got to stop scrolling and pay attention, John. It's simple. You know, I'm watching Pete basically and Joanne do things as well. And the main thing is watching people like yesterday's escrow.

[00:24:26]Okay? I'm not mentioning the person because he asked me, he just made a comment on the other dashboard. Do not mention my name. Okay, no problem. So, we have Joan and Pete. I always ask permission. Okay. And that's not a problem. So, again, it's like anything else when I build people credit like this is a 10,000. I'll block out their name. Like over here is 22,000. Okay? If they don't want me to mention their name because maybe their friends and family are watching. So, when I get you to minor status, I tell you to shut up.

[00:24:55]Quit telling your friends and family you got money. Never tell them because they have their hand out. Where's my cut? You do all the work. You You kill it and your friends and family got their hands out. Where's my guy? What are you crazy?

[00:25:06]These people are just nuts. So we have Joan and Peter. Simple. 112,000 a month.

[00:25:13]Is that good? I got another one over here. It's 11,122 yesterday. So we have May 19th. We could learn to play the game. and I'm going to tell you we fought through the pain. So, um you see like I listened to this person yesterday. He gave me all their damn excuses. I said, "Stop." Said, "Stop."

[00:25:32]Okay, we all go through crap. I've been shot. I've been kned and I've died in one coma and I got to be crippled in another. But I still like goodies.

[00:25:41]Anybody like good eats? Who likes good eats? Who likes Come on, tell me if you like goodies. See, we got to fight through the pain. This world is not easy. It wants to knock or you know watch over. And the bottom line is simple. See Jesus is not a drive-thru.

[00:25:56]Some people think he is. Let me pray to Jesus. Heal come out. I remember Ernest in a kid. I watch this ding dong on TV go hail come out. Heal. He hit him in the head. I mean that's not how God works. I'm a licensed pastor in California. People pay attention. Okay.

[00:26:15]Being a Christian is a way of life, not a moment in time. It's what it is.

[00:26:20]If you ask me how I'm doing, it's going to be very simple. I'm always say the same answer. Always good. Always good.

[00:26:24]Thank you, Jesus. You see, life is a mindset. If you mentally can see it, you can believe it. Go get it. Problem with you. And you get stuck. You're stuck because your head is like, and what do you do? Come on. You have the same rerun every day. How many of you get up every day at the same time, brush your teeth, go pee, look in the mirror, go blah blah blah, and do the same damn thing every day? Stop it. Tomorrow, get up an hour earlier. Find your me time. It's very important to find me time. I love my me time. I'm up every day at 1:45 in the morning. No, 1:15, actually. You ready to play yet? You see, 1:15 in the morning. I get here by 2 2:15 in the morning. Ready to go all day. Play with Ray. All I need is three to four hours sleep. That's all I ever did my whole life. I don't have any excuses. Why do you have excuses? You see, I want you to understand later on I'll be online today. I want you to call the office.

[00:27:25]All right, at a little after 6 a.m.

[00:27:27]Pacific Standard Time and talk to that specialist. But let's look at what time it is. It is 3:44. Okay, it's 3:44 in the morning. By the way, you can't roll out the Rolex. You can't ride the haircut, the chef at home or the wedding. Don't wear a different Rolex.

[00:27:44]That's my third car driving that day. I got them all.

[00:27:50]I don't have any hesitation, people. The reality is we got choices. It's God, family, money. It's about time you step up. God is always first. Family's second. Why? Husband and wife became one. Money. I don't love money. I just know how to make millions of billions.

[00:28:06]Okay? I got good at it. I can basically, you know, I can die in a coma, come back, and a million dollar credit in six weeks. Shouldn't you build a credit a million dollars in six weeks? Why not? I did. Why can't you? Let's teach you how to play. See, today you got choices. I would like you to take your LLC, 18 divisions. I like you to take your C corp, nonprofit, PC, whatever you got.

[00:28:29]18 divisions. Let's understand something. Could you please, please, and I'm going to ask you as nice as I can.

[00:28:36]Please do what I ask. They're like always begging people to do their damn job. It's like stop scrolling, pay attention, and do what I tell you to do cuz it works. I love it. It works. It works.

[00:28:48]You're going to replace yourself. First thing we write down on that piece of paper, that tab and a pen you have in front of you right now. All right. Is May All right, 2026. You write it down. Come on. I want you to start something. I want you to look at today's date. I expect you to do what I tell you to do for the next 12 months. We're going to look at time, money, and credit. Thank you, Christie.

[00:29:14]Time, money, and credit. What are we going to do? If we look at time, we're running out of time. We're getting older, slow. We're not as used to be.

[00:29:22]Sorry, none of us are. Time, money. I don't have enough money. What do I do?

[00:29:30]You get $300,000 of ink cards. You don't be a whiny baby. You offset the taxes.

[00:29:35]You do the American dream. There's a reason I was elected to basically incorporate Ronald Reagan twice. There's a reason I incorporated Bill Clinton.

[00:29:46]There's a reason I worked on the Palace Fies adventure out there, which was basically Marineland became Palace Fies and they turned it into houses and everything else and Trump bought it all.

[00:29:57]There's a reason I did corpse for him too or his attorneys and not him personally. That's another story. But again, why would you not want to listen to a guy that creates $60 billion of credit? Me for my clients and you. We could do it today. So, it's time, money, and credit. We run out of time. You don't have enough money or credit, and you're screwing up. Why don't you let me rebuild your life, and let's get you basically pass go now watch. Come on. I want you to replace yourself. What does that mean? I want you to quit stealing money from your damn family.

[00:30:33]Why would you actually take money from your family? Are you a crook? Did you rip off your family? Did you take your personal money? That's credit and start the business. I'll give you that. But to finance it, are you freaking crazy crazy?

[00:30:49]Stop bringing the pain home. It's right there. I guarantee you, IRA Reynolds guarantee you I will get you $100,000 of income. I'll guarantee it if you do what you're told. If you could stop scrolling and pay attention, okay? I will guarantee you $100,000 of income to your organization. I'll guarantee it in writing. I will say this is your income in 12 months from now. 12 months, okay, from now. And I will sign it with my signature right there. Auto income if you do what you're told to do. Who the hell guarantees that besides me? Nobody.

[00:31:31]But again, you got to stop scrolling.

[00:31:35]all the way home. Ridiculous. I've never watched so much dumb in my life. I'm sorry. You're not dumb. You just do dumb. Sorry. Now, today, you're going to become a puppet master. Write it down. I need you to write some things down. I need you to be very serious about this.

[00:31:52]Big goal is simple. I promise myself May 19th, 2026.

[00:32:00]All right. I will do what I'm told to do. I will as of today promise myself.

[00:32:07]Promise myself. Are you going to promise yourself? Yes or no? Are you willing to do what you're told? It's simple. You're going to make some promises. This is your pledge. This is the pledge I make everybody make if they join the Peppa Master Club. This is the pledge you're going to make every day and you're going to live by it every way. You're going to stop the BS. You are a puppet master in training. Write it down. As of today, what do we have again? We have May, come on 19th.

[00:32:38]Okay. 19th, 2026.

[00:32:43]Okay. 12 months from now. 12 months from now, I will have $100,000 of income. 12 months from now, I will have 100,000 income to my LLC.

[00:32:59]my LLP, that's what you have. CC Corp, S Corp, nonprofit, or even a PC, professional corp. If you do what you're told to do, write it down. I want you making a promise to yourself today. I want the promise kept. I will hold your hand for the next 12 months, okay? And I'm online six days a week, and I will tell you what to do every step. Do what I tell you to do and I'll guarantee in writing.

[00:33:29]In writing, I've done this for over 50 damn years. I got no hesitation. I can no control everything. Let's do this. I own nothing. I control everything.

[00:33:42]I have 18 divisions under my LLC. LLP, CC Corp, S Corp, nonprofit or PC. I don't give a damn what you got. I will basically have a reasonable paycheck.

[00:33:55]I will recycle my paycheck. On my paycheck, they tax the damn thing. The IRS took my money and I get it back on my house payment. I will do tax balancing.

[00:34:08]I will never bring the pain home because this is stupid if you do. I will honor God and I honor my wife. Can you handle all that? Can you handle the truth? Can you do what you're told to do? I'll guarantee it in writing for every one of you. I have no hesitation. Do what you're told. Then I'll guarantee it.

[00:34:27]Okay, this is simple. Understand something. I want you to do what you're told to do. I want you to stop the crap.

[00:34:35]I want you to understand something today. It's very simple. You have choices. Okay? You got to stop being a duck. All right? I need you to write it down. I will stop being a duck cuz hell, when they sue you, you got to damn well duck. LLC. Oh, that's tax ID. That's E I N. Okay. That's basically what? SS4.

[00:34:57]SS4. SS4. Wow. So, it's the same damn thing. A division has its own credit files. Line of defense. Your banks last year bankrupt 22,000 locations. 22,000 locations. And you didn't do a damn thing to understand it. You did nothing to understand it. You did nothing to understand it. You're going to learn to understand it. It's called a line of defense. Here's you and your family.

[00:35:28]The SS5 form. Okay. SS SN 1040 tax return. It's all the same damn thing. So this it's the same thing. This files bankruptcy. It's one of these. This files bankrupt. It's you. You brought the paint on, man. Ladies, you brought the paint on. It's called dumb. Stop being dumb. You're not dumb. What you're doing is following dumb. I got an LLC in Wyoming. Good for you. It's the dumbest thing you ever did in your life. You don't live in Wyoming.

[00:35:59]Take your picture. There's your future.

[00:36:00]There's your future. I will guarantee your future. I will guarantee every one of you to do exactly what I tell you to do. Take away the hoie and the stuff that you do today because it's a bunch of crap. Okay? I'm sorry. I don't like what you do. I think what you do is you bring the damn pain home every day.

[00:36:18]Why do you do that? Why do you do that?

[00:36:22]I don't know. I don't know. Reminds you when I was incorporating Bill Cosby. I didn't know he's a turd. We did the things in his comments. I don't know.

[00:36:30]The cookie. I don't know.

[00:36:33]I don't understand.

[00:36:36]Why would you take your LLC and do business? When they sue this, they sue you and your spouse.

[00:36:44]Why would you the LLP? Same thing. S Corp, CC Corp, nonprofit, PC. When they sue these, they sue you. Why would you do that? It makes no sense. See, a corporation should own pieces. It owns companies. No rich and famous person ever did what you do. You do what you do because you're trying to reinvent the wheel. I guess your lack of knowledge. I mean, I guarantee every one of you, most of you have three corporations or LLC's in different states. You don't know what the hell you're doing anyway. I got an LLC in Wyoming.

[00:37:19]Look in the mirror and say you're dumb because you are. You're gonna pay tax in the state you live in. Stop it. Stop the crap. Damn it. I've never watched so much dumb in my life. You're not dumb.

[00:37:32]This is your future today. You're going to write it down.

[00:37:38]Ray Reynolds guarantees me guarantees me the ability to change my life. who changed my life. Ray Reynolds, the Dr. Reynolds, Pastor Reynolds. Hey, you.

[00:37:50]Whatever you want to say today, it's very simple. We get to play the game. I am a licensed pastor in California.

[00:37:56]Okay. All right. My education is off the chart. I have recall in most things. I write both hands at the same time.

[00:38:06]People go, "Why do you do this when you're on the videos?" CUZ THEY MY WIFE.

[00:38:11]They don't stop. I stutter. I rhyme and put up with it. If not, go away. But I'll guarantee you today to do what I tell you to do. Okay? If you do what you're told, could you imagine $100,000 income income income per month? Your LLC, I don't give a damn what you got. I don't give a damn what you got. When I created the division process in 1984, I Ray Reynolds did that. I did that. I did that. not did that in 1977.

[00:38:47]I'm the consultant for TRW. I created the oldest card, the fluctuation rules at 29%. These idiots tell you 30. It's never been 30. It's never been 30. It's always 29%. I wrote it in 77. Damn these people are full of crap. I wrote the rules. The bad damn time you understand this is a division, a division, a division, division again and again and again and again and again. Damn it. Stop doing what you do. What you do sucks.

[00:39:16]You're bringing the pain home. What the hell is wrong with you? Your years don't freaking work.

[00:39:21]Here's a million three. When are you going to get off your budget? Go get your money. Go get your money. Go get your money. Go get your money. Now, now go get the money. Then get the honey.

[00:39:31]Take care of the family. It's about damn time. You take care of your family. I don't understand, dumb. I bought my first storage units for my ex-follin. I got 17,350 per month. So did he. It's a dummy proof business. Any ding-dong owning a storage unit is a dummy proof business. It creates a paycheck and then you buy again and again and again and again again. It's a dummy proof business. You don't have to do a damn thing besides the management company runs it for you.

[00:40:01]What's wrong with you people? I got cors. Fantastic. I got an apartment complex. I got Wendy's. I got Jack in a Box. I got a Burger King. No, I don't have Burger King. Carl's. I got some gold. I got some sail goody goody.

[00:40:15]Bitcoin.

[00:40:18]Borrow money is not taxable.

[00:40:22]What's wrong with you?

[00:40:24]Did somebody drop you or kick you in the chins or something? What's wrong with all of you? I don't get it. Why would anybody that's a grown-up a grown-up? You a grown-up. You're supposed to be a grown-up, right? You're supposed to be a man. You got a man up, woman up, right?

[00:40:39]You're supposed to be an adult. Is that right? Then why the hell didn't you learn about an SS5? That he told me? Who the hell told me? I wanted you know what it's like being used and abused as a kid. It sucks. Do you know what it's like finding a mom who put you in a damn trash can you born in a taxi?

[00:40:57]It sucks. Don't give me the excuses, people. It's about damn time you get off your assets and go get it. I don't understand. Dumb. I've never watched the consumers do so much dumb in my life.

[00:41:09]You listen. I got an LLC.

[00:41:12]I've been giving corporations for free for 50 years. Free. Free. You better fing go to class. You learn how to play with the damn thing. You know, Brian here spent 4700 bucks on a corporation with an attorney. And when I told his wife he didn't learn daily squad, yeah, it's true. She went like this. Well, whacked him ON THE ARM. WHAT THE HELL'S WRONG? That's our money. She wanted to kick her own husband's assets.

[00:41:37]You spend money to buy a corporation or you what dumb? They're free. I've been giving away for 50 damn years free corporations. You pay your filing fee.

[00:41:47]You go to class and I'll teach you real class. Don't don't listen to these clowns who bought my book so they think they're coaches. They don't coach crap.

[00:41:55]A bunch of phony ding-dongs. I don't understand it. You got to learn at no even the life coaches how to teach you mentally. Okay, let's teach you how to get the blueprint. Let's get you 100,000 a month. Let's go get the money. Get the money. Get the money. Damn people.

[00:42:13]Oh, get it. That's a mouse pad.

[00:42:17]When I send a million of these out and they cost me 10 bucks to send everyone out after basically the mouse pad everyone else, that's 10 million freaking dollars. How many do you know who would spend $10 million for people that are liy loose?

[00:42:32]Looks you. Most of you look this girl.

[00:42:38]Stop it.

[00:42:40]Would you like a black one or red, white, and blue? Which would you like?

[00:42:44]Doggy, I spend my money for you. You didn't do crap for me. None of you did.

[00:42:51]I'm spending my money to invest in you to get you off your butt. Then you can help me help you got it so far. We can stop the crap today. You want one link?

[00:43:01]Request one. But make sure you follow me. If you don't follow me, I don't want it. I'm not going to send it to you. If you're not going to help me, why would I spend my 10 bucks for you? You're not going to help me. Help me.

[00:43:13]Help me help you. Help people, too.

[00:43:16]Simple.

[00:43:18]It's easy. Come on. I mean, I don't get you. It's frustrating. It's the most frustrating thing in my life. You know, when you're on TV radio and all that good stuff for years and you're the number one consult worldwide and you come back from a coma, you create a million dollars in six weeks. You get back to million to billionaire structure. No problem. You probably bring your back. You have to go through that crap as well. And you're trying to help people and they're all scrolling watching like they're watching Tik Tok. We'll try Tik Tok. I'm on it 26 weeks now. What are we going to do? Huh? I wonder if you'd allow me to hand you $100,000 a month income. Would you allow me to put 18 divisions on your LLC? 18 divisions.

[00:44:02]See, it's nine lines of credit. Okay. It could be even American Express cards as an example. Can you count? How many of you can count today? How many would like one of these? Come on. Who would like one? I need you to tap the screen. Say, "Yeah, yeah, I like one." Let's tap the screen. See if I can tap it, too. Oh, I got my cell cards all the way on. You see, if we can learn to count three of these cards, they're $100,000 each paid over time limit. There's three,000.

[00:44:31]That's $30,000 a month income. Okay, here's six more cards. They all say revenues anniversary, by the way.

[00:44:36]They're not a bunch of BS. Okay, there's 600,000. That's 60,000. Oh, here's nine.

[00:44:41]There's 900,000. That's n That's $100,000 a month. Let's get an extra card for hell it. Let's get a couple.

[00:44:49]Every American Express card allows you what is called a blueprint loan. If we get the 10 cards per division that I like as an affiliate, you're going to have well more than a million dollars of credit. But again, how you multiply? You see, you were born. How many of you were born? You're born, right? Come on. We were born. We're a legal person. I'm a legal person. Flesh. Ow. Ow. Ow. I can hurt.

[00:45:15]Corporation legal person alone. Chapter 18. But I'm here to be safe and turn.

[00:45:20]I'm just going to show you exactly what you can do. You're a corporation organization.

[00:45:25]Get off its butt.

[00:45:27]George, you took money from your family to start the business. I'll give you that. You'd use your taxable paycheck to run your business. George, you're not stupid. You're not dumb, but you're doing dumb.

[00:45:41]Every entity is entitled to its own credit reports. I established it in 87 for everybody. Everybody.

[00:45:49]It's a credit report. It's a credit report. Son of a biscuit. Esperian business. Equifax business. Transusian business. What the hell's wrong with you people? Maybe these don't work. Let me get you some herinades. Okay, I don't know. What does it take? What does it take to take a line of credit? Bitcoin, gold, silver, stock trading, storage unit, Wendy's, Jack in a Box, Carl's Jr.

[00:46:15]Car Wire, apartment complex, borrow money is not taxable. If we could listen and learn, my God, what could we do?

[00:46:24]Father Jesus, please help these people open their ears. Please, dear God, please, dear God.

[00:46:29]You gave me so much in my brain to help people. I have an IQ off the chart. I rhyme with both hands and talk at the same time. I rhyme and sometimes I stutter too because the way you made me to help more people like what?

[00:46:43]How do you help people when they're not willing to listen and learn? How do you help them? How do you help them? How do you help them?

[00:46:53]I don't care what you have. I care what you do with what you have. and you don't know what to do with what you have and you're guessing all the time. It's ridiculous. And you bring the paint home. I don't get it. Son of a biscuit.

[00:47:06]What is wrong with these people? I don't understand dumb. I've never understand dumb in my life. I don't give a damn if you got an LLC, LLPC, corporate PC. I don't give a damn. I give a damn what you do with it. Turn it into money. You could have yesterday.

[00:47:24]Auto income with me is the only way you're going to play the game to get millionaire to billion if you want to play. How do I get you to listen? I don't know. I've been trying for 17 years now. I made my first million dollars again. I built that in six weeks coming out of coma. Fighting for my back. My 3.7 billion. My stuff. My belongs to the puppet master club. I get everything I want, but I haven't changed the world yet. That's the most frustrating thing for me. See, I don't need you and your money. I need you to help me get to the past. Go. I have everything I want. Doesn't matter if I got a million dollar roll record or not.

[00:48:10]Okay? Doesn't matter if I got millions and millions of billions of dollars. I do, but it's not mine. I'm a puppet master. Hell, I started a puppet master club 47 years ago. You might want to play the game with a guy who knows what the hell he's doing. Or you can just go all the way home and watch pony coaches.

[00:48:28]What you do today? Simple. I don't understand.

[00:48:33]I'm an affiliate to 119 creditors. I'm an affiliate 119 creditors. Let me say it again. I'm an affiliate 119 creditors.

[00:48:46]What does that mean? That means if you allow me to build you 100,000, 75,000, 50,000, 25,000, here's your LLC or whatever you have. I don't really care. I will build this, this, this. You pick the number you want. You pick the number you want. This is what happens all the time. You pick the number. This is a management company. And then we multiply it by divisions.

[00:49:14]Each division has its own credit file. I have six beautiful kids. Okay. How I set it up in the first place. You have kids, too, right? I'm sure you do. Okay.

[00:49:26]You're you're maybe you're the kid.

[00:49:28]Okay. So, let's see. Let's see if you really want to change your life. Okay?

[00:49:34]Because I'm going to call you out today.

[00:49:36]Okay?

[00:49:38]Here's,200 cards. I've been doing this since I was 9 years old. Here's 1,200 cards. When are you going to allow me to build your damn credit and knock off the crap and get you where you need to go?

[00:49:50]I'm the number one consult worldwide.

[00:49:52]Worldwide international. Cook Island, man. Panama. Look it up. I'll sell more corporations on this planet than anybody. Forget my wife. Simple. Try not to drop all of it. See, they're calling out you is very simple. When are you going to get off your butt? Listen, write it down and play my way because your way sucks.

[00:50:15]Every division under your organization under the damn what you have has a credit file. As a credit file what credit file I designed this in 1987 in 1987 I am the one that designed division process in ' 84. was 1984.

[00:50:37]Sometimes my hands don't work. If it wasn't Johnny crashed some sh shut down the window and crushed all my fingers or the knife that went into this and see I've been to hell and backs. Don't give me your damn excuses. Okay, there are no excuses. They're just lazy people and that's what happens. You're not lazy.

[00:50:57]Well, what you do today makes no damn sense. If we play my way to win to win to win the game of business simple Nate 1984 I didn't design division process division process I designed that I was assigned and I asked Sacramento a question could I create an entity under the corporation of franchise tax so that's what I did I set up nine divisions on purpose see I have my LLC's my C corp my PCs I got all this all the stuff like you today. But I did I knew how to play with it. But I was already doing $100 million a year of two corporate structure. See, in ' 84, I was the king of satellite television.

[00:51:39]100 million bucks in satellite business.

[00:51:41]Okay. But I own some shakies, 31 flavors, shops, some condos, and subways. I already doing other businesses. So I wanted to have auto incomes everywhere. That was the goal.

[00:51:51]Creating millions and billions of dollars. Okay. Sacramento said I had to pay a thousand bucks franchise tax. I didn't want to pay it. So ask the question to Sacramento, can I create an entity, an entity? Okay, you see, every one of these entities can own a piece of property.

[00:52:09]Okay, you separate liability. That's what you do. All right, if you have a tenant that slips and falls and sues you and screws you up, you and your spouse are both now in a lawsuit. You've been sued and screwed up. Okay? Everyone could be a piece of property. Separate liability per your location. Just like your banks do, your grocery stores and your cities do all the time. They do this in front of you. You don't pay attention. You never took the time to pay attention. Every one of these entities can get credit. Every these entities can have a jack in a box, a storage unit, a laundromat, a car wash, okay, an apartment complex, okay? The Wendy's restaurant. All right, the whatever you want here. Simple Bitcoin, stock, trading, whatever. Every entity is allowed to do its own thing like the banks do. Again, you're a management company here. You named your LLC after you. It's called dumb one. You name what it does dumb two. And you allowed to do business as dumb three. Nobody does this. You're trying to reinvent the wheel. The rich and famous people don't do ever at all because you don't know what you're doing anyway. Amateur is over. But it's up to you. Rich and famous people own companies. They own companies. You're busy doing you. How's it working for you? How's it working being you? Okay. I bet you being you sucks. Okay. I bet you bring the pain home every day. I bet you you're stressed out. You go, "What are you going to do?

[00:53:38]Stop it." Being a whiny baby. Men are always screaming inside. They're screaming their head out.

[00:53:47]The man screaming in his head. Happens all the time. But what happens? He's trying to accomplish the goal in the dream. He's got a wife, a dog, a cat, and a fish. He's trying to change the world for himself and his family, but he took the money from his paycheck to start the business. I'll give you that.

[00:54:05]Would you ever, ever take your money to run the damn company? You use credit to finance the damn thing the right way.

[00:54:11]You man up, you woman up. Everything with you is ridiculous. I don't get it.

[00:54:18]Why would you back yourself in the corn?

[00:54:21]You do it to yourself every day. Most of you, it makes no damn sense. It made no sense at all. I don't understand. I'm sorry. I don't understand, dumb. I don't understand why you do what you do today.

[00:54:34]And it sucks. Praise Jesus. Get these people to freaking listen. I'm so tired for basically 26 weeks getting them to quit scrolling and pay attention to a guy can change their freaking life.

[00:54:49]But they don't listen. We we watch the clowns. They're all over Tik Tok. They don't know what they're doing.

[00:54:59]They tail pieces. I'll give you the whole damn blueprint. I'll repackage your life my way. It really sucks.

[00:55:06]They don't call me the godfather of credit for an idiot. I built 60 billion of credit for my clients. I've incorporated three presidents in the United States of America. Lakers, Clippers, and Dodgers, and Angels, and all kinds of goodies. They listen better than you going wee all the way home.

[00:55:24]Here's your organization. Take a picture. There's your future. If you could ever stop scrolling and understand your LLC today should own divisions and have pieces of goodies. I don't understand why. Why?

[00:55:44]Why?

[00:55:46]Maybe someday.

[00:55:49]I prefer my radio, my TV. I prefer writing checks for millions of dollars because people listen. They do what they're told to do. Tik Tok. So far, 26 weeks. I'm doing my best letting God help me do the rest. I don't get it. I do not understand you doing it your way.

[00:56:12]Your way sucks.

[00:56:14]Your LLC needs 18 divisions.

[00:56:20]Your LLC is going to have a storage unit. Charging stations, laundromats, car wash, dry clean.

[00:56:28]Each division is going to have money coming in. And you're going to have $100,000 of income in 12 months. In 12 months from now, you do what you're told to do. Your division will have a forplex, apartment complex, apartment, fast food who it's going to be Carl's, Wendy's, Jack in the Box, a gas station with store.

[00:56:50]This is your future. See, you drive by this stuff every day. You drive by it every day. You don't realize, I should own that. Why not? Someone else does.

[00:57:00]Here's your problem. You don't understand how to play. You're not doing it the right way. Sorry. None of you are doing it the right way. You're making your money. You're paying your bills.

[00:57:09]You're not building legacy. Okay? When you pass a year from now, 50 years from now, 100 years from now, you left nothing. They're going to sell all your crap. Okay? Going to sell pieces for a dollar as they walk through your estate or whatever you got. And then your life is your name is your legacy. No legacy is your empire. The Kennedys, the Gettys, the Fords, the Hiltons, the Trumps, the Rockefellers.

[00:57:34]Where's your legacy?

[00:57:36]It should be this.

[00:57:38]It should be this. I don't get it. Why do you do it your way?

[00:57:45]American Express will offer you a line of credit for $250,000.

[00:57:52]They'll offer you $250 per card. They're gold and platinum cards only. They prefer the platinum. They will offer you $250,000.

[00:58:02]What would you do with the card? Would you the line of credit? See, here's the problem. If you have money, you will piss it away like you've been doing.

[00:58:12]Every one of you have brought the pain home to your families. I think it sucks.

[00:58:17]I think mentally you're stressed out.

[00:58:19]You don't have peace of mind and you're trying to find that peace of mind, get to the American dream and be an entrepreneur.

[00:58:27]Please don't bother.

[00:58:29]90% 99% are going to fail. I mean, you might as well just give up today because you won't do it my way. Your way sucks.

[00:58:35]You're hurting your family today. You know you are, and so do I. If we do it the right way, we get to win the game of business. Win the game of business.

[00:58:46]How many 14 year olds do you know that wrote that when they're 14 years old? I did. I wrote that. I put it out there when I was 16. So, I mean, you better think about listening to a guy knows how to do it. the whole blueprint versus going wee wee all the way home. That's simple.

[00:59:05]I want you to take your LLC and allow me to build credit to it. I want you to allow me to build your corporation for you with you. I want you to do what I tell you to do. What a concept. So, we're going to have our LLC, RRC Corp, RS Corp, whatever you have today. That's the three primaries anyway. and you're going to have a division that's going to spend $25,000 from that American Express card line of credit. I'm going to have you join my escrow. Your escrow for you will be basically me. I'm in every escrow and three of you will play with me in that escrow. Our income after the bills are paid, management will guarantee us between 2900 and 3,000. Let's write it down. So, you said 3200. No, I said 2,900.

[00:59:58]$2,900 to $3,200 a month for your organization under a division. You're not rich. I don't want you to ever be rich. I want you to play my way because your way sucks. Okay? I want you to have auto income.

[01:00:15]I want you to take 50,000 off that line of credit American Express gives you and invest 50,000 to get a return. You see, numbers never lied to me. They've never lied to me. People lie to me all the time. I'm going to do this right and then they screwed up. I built credit for a gentleman four times. He was going to do it the right way. And the fourth time he put it in his business again and again. Every time I bought him credit, put in his business, it was failing. He said, "It's failing. It's failing." I finally cut him. I said, "No, I'm not going to deal with you. No, you're done.

[01:00:48]I'm not going to keep building credit for to put in an escrow because I helped him get the money for the escrow, not to put it in a business that was failing.

[01:00:58]75,7500 $100,000. We took it from a line of credit. Borrow money is not taxable.

[01:01:05]Borrow money is not what? Taxable. Take your picture. There's your future. If you could ever quit scrolling going, you could change your life if you want to.

[01:01:18]Again, I prefer my radio and my TV because people don't even know how to listen. They don't listen. They're so busy going wee wee all the way home.

[01:01:29]That's the problem with people. I love people. I love helping people. It's been my destiny my whole life helping people.

[01:01:38]But again, how do you do this? It's like when I started helping hand industries.

[01:01:42]I mean, here here's the concept. I started Helping Hand Industries because I needed a helping hand. I didn't say for you. I did it for me. I said helping hand industries. I needed help. Helping hand. Help me. I need your hand to help me. It's how I looked at it mentally.

[01:02:00]But then it was helping hand for you.

[01:02:02]It's like it's both ways. That's how it works. Cost me $10. You got $10 a day.

[01:02:08]Actually, it's 30 bucks nowadays. Okay.

[01:02:10]Was in 1969.

[01:02:15]Could you imagine a kid born in a taxi, used and abused, don't give a about him ever? I'm sorry, poo poo. Don't want anybody get mad at me.

[01:02:28]But you have to deal with that mental crap reading that letter that says your mommy born in taxi put you in a trash can told the hospital baby in the trash can. Well, she said that it sucks. So, what do you do? If you turn around today, you could change your life. But, how do I get you to quit scrolling?

[01:02:53]I don't understand. Okay. What I don't understand is you not connecting the dots.

[01:03:00]What I don't understand of you not learning to play the game to win. What I don't understand you, you're a grown-up.

[01:03:07]You don't even know what an SS5 is. It's ridiculous. You don't know the IRS has this form on file with every one of us.

[01:03:15]I don't understand until I explain it to you. I mean, what is wrong with the grown-ups today? They want the American dream, but they won't do the damn work and understand how it works. They're sitting there go to ding-dongs. It's ridiculous. Sorry.

[01:03:29]Like ducks and sheep. Quack quack quack the IRS.

[01:03:37]This equals SSM.

[01:03:41]equals 1040 tax return.

[01:03:45]Your paycheck that is 64 20 or $10,000 $10,000 whatever it needs to be and ask what you want. They ask what you they pay your bills. You're supposed to be doing tax balancing instead. You'll listen to Susie who actually has a microphone in her ear who's still on my show. You'll listen to Grant.

[01:04:08]Don't sell the water to my house.

[01:04:12]Biggest Ponzi out there. You listen to Dave Ramsey. Dave Ramsey's been lying to everybody since he's been financing crap his whole life. But again, let's be broke or let's get the American dream.

[01:04:26]S4 * 100 SS4 E I N* 100 tax ID times 100.

[01:04:42]There's a hand 100 chances to try over here. You have one.

[01:04:48]You got one chance to try here and you allow the system to kick your assets and you won't learn to pay the game and you won't do tax balancing with the IRS because you don't know what the hell you're doing. You keep trusting other people. It's about time you learn how to play the game yourself. This is time 100 times you could try. 100 times you could try and long as you try you're not dying. One here you got one. You got one. Let's see. What's the odds of basically having one chance to try versus a hundred? I think we could win.

[01:05:21]What do you think? Whose chance is it?

[01:05:24]Yours? I don't get it. Why would you be you?

[01:05:30]Why would you be you? Stop bringing the pain home. Why would you not want 100,000 of income per month?

[01:05:40]Why would you not want auto income? Do what you do today. That's fine. I'll give you that. We'll create some auto income to the damn thing. Okay, I don't get it. I have a call with a gentleman today, okay? Years ago, he bought my books and he's got five laundromats and his stuff. He makes 200,000 a month. He lives bad damn time.

[01:06:06]All of you listen. Don't get it.

[01:06:10]You gave permission to the IRS to take money off your paycheck. You and mommy gave permission. You have no choice anyway. The hospital when you were born, mommy signed the SSI form. I signed mine when I was 14. No choice.

[01:06:27]14. 14.

[01:06:30]The house payment recycles your paycheck. See, they tax your paycheck today. They'll tax it. Okay, you got the leftover. We have to teach the world this. But if I have house payment for 24 years, that's interest only. I recycle my house payment to get my money back to my tax return on my paycheck. It's called recycling income. That's how it works. But again, I don't give a damn what you do with this. This is ridiculous. Here's your goal. Here's your dream.

[01:07:00]Every time an LLC screws up, they sue you and your spouse. S Corp, CC Corp. If you have divisions, they don't sue you.

[01:07:06]They sue the division. You disconnect the division. You isolate. You bankrupt the hell out of it. And you don't bring the pain home. Your banks bankrupt 22,000 locations last year. 22,000 in front of you. In front of you. You didn't do a damn thing.

[01:07:24]Working with Cosby. I didn't know he was a dirt bag when I was in the corpse again. What do we do? Credit cards build lines of credit. Huh. We could actually learn how to play the game. Hey Ray, what are we going to do now? Well, you already done. I don't get it. You want to help your credit? Simple. Winning the credit game. The first book I wrote was called Prove It or Remove It. When I got done helping TRA, the report's wrong. They had me sign an NDA. I couldn't disclose anything for years, and that's what I couldn't do.

[01:08:00]But again, I wanted to. I wrote a book under an alias. An alias because I didn't want them to know it was me because I couldn't let them know that. I called it prove it or remove it.

[01:08:12]You see, there has to be a counterbalance of law in my opinion. But I'm here to be safe in the counterbalance of law. If they can write it, they can store it. They have to be able to challenge it. The prove or remove it theory is very simple. They can't prove, they have to remove. That's okay. But understand something. credit repair.

[01:08:33]These people out there doing credit repair are going to guarantee you. Well, just look up the HR9991.

[01:08:40]Look up the fair credit reporting act repressive fraud. It's federal law. Do what you want to do. Get the book 20 bucks. It's worth it. It's all the forms you ever want in your book. It's simple.

[01:08:54]It's going to help you every form you got and then help yourself. You're going to have to hire credit repair, but it's up to you. You got choices how to play this game to win. See, here's you.

[01:09:05]Validations, disputes, and letters, credit bureaus, and creditors. It's all in the book. It's on the book. It's on the book. Dude, writing goes invention there, too. It's on the book. Ain't that fun? Ain't that fun? Who would like that? Good stuff. Good stuff. Good stuff. So, then you'll see some of my Lamborghini in the collection. Why not?

[01:09:27]You see, most people are full of doodoo.

[01:09:29]Me, I just tell you the truth. It'll set you free. When I wrote a book with Ken Yo in ' 87, we wrote a book called New Credit File. I didn't like it. When it was done, I didn't like it. This actually would help somebody set up a new file, not have to honor their own debts. I didn't like it, so I put it on the shelf. Old books back then would show me the highest kick on the planet, 13 ft. One of the Lamborghinis in collection, one of the mansions, one of the yachts. Hell, why not? So, I put this one on the shelf. I didn't like file segregation.

[01:10:01]It's It stressed me out. I didn't like it because I realized some consumers would rip off their creditors. So, I put it on the shelf. When I came up, prove it or remove it made sense. Then I updated it very simple. The first version of winning the credit game was a red book. Then I made it a chess game because why? I want you to win. I became a chess master at 13. Nobody would play with me. Isn't that terrible? Okay, because I get disqualified because I have recall. I kill off the charge. I rhyme and instead once a while too. Get the damn book 20 bucks now. Now, now cuz you need it. Quit high cray repair.

[01:10:46]Okay. Next thing is like for you and your kids. I've written 67 books people.

[01:10:53]I've got about 40 being edited right now. I write books all the time. See, I don't waste my time sleeping like most people do. I get my three to four hours sleep. That's it. I'm up at 1:15 READY TO GO ALL DAMN DAY. And then I go home, take care of my wife, my kids. Six beautiful kids. My first four daughters are grown. Married right. Education. 800 scores. Have the American dream. You want the same thing? Get the book I wrote last year. It's called Studying Not, right? It's for you and your kids.

[01:11:25]You get a copy, send it to everybody you know for free. Why not? I would. Simple.

[01:11:31]It's $9.99.

[01:11:33]It's simple. Get the book. Get the book.

[01:11:36]Get the book. You see, you got choices today. Now, here's a procedure I want you to do. Can you write it down, please? I would like you to take your utility bills and your credit cards and make automatic payment. Autopay.

[01:11:50]Autopay. Autopay. Autopay. Now, I'd like you to call the number to get off the national mailing list. 888-5678688 off the national mailing. That's what I'd like you to do. I'd like you to make an extra payment on your credit cards weekly or bi-weekly. I want them at 10%.

[01:12:09]You got to be under 29%. That makes it green. Anything above that is yellow or red. You got to stop that crap. You're going to opt out for five years because I told you to. Please do that today.

[01:12:19]Now, I'd like you to be in a rapid rescore. If you want your score to go up, up and away, it's very simple. Take a picture of this. Take a picture.

[01:12:28]A rapid rescore. I created this basically 1960 or 1978. So, we go back to the thing. 77 oldest card fluctuation rules and tools. No problem. 78 became a rapper rescore. People close escrow on houses. Rapper rescore. I love to give people money and credit all the time.

[01:12:46]Here's a basic cost about 500 bucks.

[01:12:48]Here's 700 bucks. You get 5,000 in credit. Yeah, I'll hand you 5,000,000 bucks. You get 10,000 in credit. The client here, I got him the first card for 2,000. And here's basically venture X. It's an X card. Okay. Okay. You still need 10,000. Is that good or bad? So, they spend a,000 bucks and they got 10,000 back. Actually, got 12. Is that good or bad? See, every program I give you or try to get you into, I want to get you 5 to$10,000 credit back to you.

[01:13:19]I always want to give you your money back to the credit personal business.

[01:13:22]Hey, I didn't want you to and complain because people do all that all the time, but I wanted to refund you anyway. That's how I worked at it. So, okay. So, it's like a blueprint call. A blueprint call with me is very simple.

[01:13:33]We get to play the game. We get to win.

[01:13:36]But understand something. your blueprint call in the near future probably by the first is going to be with one of the consultants, one of the specialists, everything else because here's my calendar. I'm pretty well sold out.

[01:13:49]There's a waiting list for me. I have one opening for coaching. I have one opening for a blueprint call. From there, you'll get somebody else. 30 minutes of my time is usually $5,000 an hour. But because this is my basically my hobby as my wife calls it, it's 500 bucks 30 30 minutes with you in your part of life, thousand bucks for an hour and 2,000 if you want 10,000 back to yourself. You take the picture, you call the office or you do now. Now, now it's up to you. I just want to repackage your life. Now, take a picture. This is my weekly schedule. I want you to basically put in your calendar and I want you to understand something. I want you to focus on my weekly schedule because you're entitled to everything I give you if you get into play with me. Today 3:15 in the morning, 2 o'clock facing blueprint on call and 4:00 that was Monday in the Zoom. Tuesday we got 3:15 this morning and 2 o'clock this afternoon. From there, Friday we have 3:15 in the morning, 2 o'clock in the afternoon class. And Saturday I have basic 315 goal setting specialty class level one two and three take a picture.

[01:14:58]So tap the live tap the live and you class real classes education. I'm not here to be safe and turn it but I'll change your life. I'll guarantee it. Tap that screen now. Now now give me some hearts. Give me some love. Please share the life. Share the life. Share the life. Share the life. Help me help you.

[01:15:15]That's the goal. But it's very simple.

[01:15:18]Good. On Mondays, I always have this basically Zoom meeting. You want to get into coaching, having some fun. We did one yesterday. It was kind of fun, too.

[01:15:28]8002519506.

[01:15:30]You call and talk to a specialist right away. Simple. What you get to do? You see, everybody's got an excuse. I was in I broke my toe. I had to blow my nose.

[01:15:44]I moved 24 times by the time 11 years old. A lot of crappy people going in the tax and mommy put me in the trash can.

[01:15:52]Nobody wanted you. You want to know how it feels to be a trash can and you're down to each pair and nobody walks by? I know how that feels. I was three and a half years old. I've been shot at the knife. I have no excuses. Neither do you. The only excuse you have is you're lazy. You're not lazy. But you're still following dumb. I don't like dumb.

[01:16:12]Simple. I died in 2009. Got to come back. my first coma at seven years old.

[01:16:17]So, no more excuses for any of you. No more excuses because guess what? Your goal is very simple today. Okay?

[01:16:24]Everything to me is a mindset mentally. I see it. I believe it. I go get it. I have no hesitation. But it's up to you. That's the world record in 1981. 13 ft light. The Guinness book records got pissed me off. Okay. I'm very good at certain things and that's one of my cradle. What do we do? You like goodies? Who likes goodies? Would you like some goodies? See, I got 21 cars in the car collection at the time.

[01:16:52]You like goodies yet? Lamborghinis, Ferraris, and helicopters. My mansion in the harbor. There's five houses on that.

[01:17:00]What do we do? What do we do? There's five islands. What do we play? You probably all five islands. Why not? It's half the fun. I like goodies. You like goodies? Yeah. I love goodies. Goodies.

[01:17:11]and goodies and goodies and goodies and goodies. I sold the mayor's founders kit blueprint and success of the Bonovich for 32 years. 5,000 subs. You might want a big building. You might want a Lamborghini, but it's not mine. But I got I don't own anything. I'm not dumb enough to own something. Only dumb people own things. Sorry, you're not dumb. You're just doing dumb. Every trust owns your house. Your car is not in the trust. It's the division. These amateurs don't know what the hell they're doing because when they sue the trust, they sue you and they take away your assets, too. We're going to play God's yard. Where do you park your mansions? Where you park your yachts and race cars. Where you park your duffies.

[01:17:53]I take my wife to Captain Jack's around the corner. That's a restaurant, by the way. I lunch, dinner, whatever.

[01:17:59]Romantic. I rob the duck. I can't the date. Simple. The yachts. Where you park yours? All right. They'll have me eat the buildings. where you park yours again. Helicopters race boats. All right. See, everybody goes through hell, don't I? I died and come 541 July 5th. Kind of sucks. You want you to have your life repackage and listen to me. 8002549506.

[01:18:24]Do yourself a favor. Follow me on Tik Tok. Follow me. Share. Follow. Share.

[01:18:31]Make sure you tap that button on the yellow in the bottom and you say, "I want to know when he's alive again and again. I want to know when it's live life again and again. Tap the screen.

[01:18:40]Tap the screen. Now, now it's a gift.

[01:18:42]It's a goal. But again, your ability is to change your life. Your biggest problem is you're allowing your family to be hurt. You're taking the money from family to start the business and run it.

[01:18:55]That makes no sense. That's a blueprint.

[01:18:58]That would change a lot. That would be the goal. But that's three divisions up to 30,000 a month. nine divisions up to 100,000 a month. What would you like?

[01:19:07]The mouse pad changes lives. Again, there's no excuses. Your excuse for you is you didn't want to play my way. What do we do? We get the credit. We build it. American Express gives us a blueprint loan for 250,000. They're not going to give it to you unless you line it up the right way. You want one of these? You want one of those? That's simple. You need $100,000 in the bank account. In and out, in and out all the time. In and out. 30 transactions. You don't have it. My people in coaching, 10% of them allow them to use my petty cash account. Petty cash. Petty cash.

[01:19:40]Petty cash. 10% of my people in coaching. I basically work with them, customize them because they're the ones I want to get to status. I allow them to use my petty cash with 42,000 last month alone. Would you like some help? Let me know. I'm the guy that has no excuses.

[01:20:00]And you have excuses every day. Stop it.

[01:20:02]It makes no damn sense. What do we get to do? We get to play the game. Let's play. We go to escrow. I got one of these. You got one of these? I show $10 million put aside, allocated. $10 million.

[01:20:15]So they pay attention when I close on escrow. When I basically close in escrow, I get past go. I have no hesitation. What are we going to do?

[01:20:24]We're going to play. If I built you three minutes and three months coaching, 38,000 bucks, 50,000, I'm going to use 25,000 in escrow. You're going to write a check to escrow. We're going to build the credit for division process. Again, what are we going to do? Simple. Six months of coaching, 11,000 bucks escros.

[01:20:44]Nine months of coaching, 15,000 escros.

[01:20:47]12 months of coaching, 20 grand escros.

[01:20:50]Calendar. And what do you get to do? You play the game. There's the schedule. You want to play yet? Let me know because I'm pretty serious about what I do.

[01:20:59]You're going to really be willing to listen and learn yet. Get into rap school. Make your score. Grow up 80 points. Get some new lights every day there. Do your debt to ratio cuz right now it's screwed up. Get in blueprint.

[01:21:12]Simple. Get into a blueprint call.

[01:21:14]Simple. Be an affiliate. Make up to 20%.

[01:21:17]Take away your excuses. Join the Monday Zoom. Maybe you'll learn a couple things too. It's only by invitation only.

[01:21:23]Everybody's invited. What do we do? We play. We play. You follow Ray Rules on Tik Tok starting today.

[01:21:32]Follow, follow, follow. Tap the yellow button. Share the light. Share the live.

[01:21:36]Share the light. And make sure you make sure you click that little thing that says, "Let me know when he's live again and again and again and again." It's very simple. We play 8002549506.

[01:21:48]I have no hesitation to guarantee what I do as long as you do what you're asked to and you follow through. It's not easy. Again, what do we do? We get stuck. Three divisions escrow. Well, the escrow would be let's get you the 25,000. Put in escrow. Remember, when you write a check and you have $50,000 line of credit, 25,000 in escrow, management company make sure the proceeds don't go to you until they pay the bill. They don't let you jack anything up. They will not let you screw it up. That's the goal. So escrow closes, the management company takes the payment off the proceeds before you get paid. They make sure you don't screw it up. Okay, that's the ultimate goal for all of this. We played the game. We play the game. We play the game to win.

[01:22:31]Nothing ever stops us. Okay, you are your in you're in charge of you.

[01:22:37]Unfortunately, what a lot of people do, they screw up. They take money from their family to start the business. I'll give them that. But to run the company and start running, no, no, no. It's credit. It's the dashboards I set up in 1987, right? In 88. What did I do in 86 and 84? All these years I did things and I kept adding more pieces to the way to do it. 87 we started the dashboard for divisions. What did we have? That allows tax base for credit applications and cards. All right, ladies and gentlemen, got to check 19 bank accounts and have some fun. All right, got to go in the other room. See if I go live again.

[01:23:14]We'll see that, too. We're going to play the game to win. The ultimate goal simple for you. 8002549506 to call the specialist. Uh I'd say an hour and a half, maybe two hours. It's only 4:40 in the morning. Can't ride through all that stuff. Can't ride the haircut, the chef or the wedding. It's a bunch of hoie. It's a bunch of crap. So 8002549506.

[01:23:40]Do your best. Let God do the rest. Amen to that, too. Never let the world beat you up. Always remember, God loves us all. The ability to play the game to win the ultimate goal.

[01:23:54]All right, YouTubers.

[01:23:56]Okay, I think I like YouTube better, but again, trying the Tik Tok thing for 26 weeks, all they do is scroll. They don't pay attention and they don't follow through as much. 20% of them do. The bottom line is the rest of them just basically go wee we we all the way home.

[01:24:12]All right, call the number. All right, about 610 or so. 8002549506.

[01:24:18]Okay, great live. Well, thank you, Henry. The reality is is tell like it is as we play this game to win. All right, ladies and gentlemen, always remember we do our best. God deserve the rest. Amen to that, too. Never fits.