ZBCN HOLDERS PANIC?! The Truth About Zebec’s 50% Treasury Revealed

Ajouté : 2026-05-09

[00:00:17]Welcome back all my freeth thinkers to another episode of the Grow Rich Grow Happy Crypto Show. Guys, do me a favor on the way in. Smash that like button.

[00:00:26]Consider giving this channel a subscription. Subscribe to the channel, guys. Get a lot of views, a lot of returning views. 25% of you guys are returning. Just go on and subscribe. I'm consistent, but one thing I am, I'm direct, and I'm going to rip the band-aid off and I'm going to give it to you straight. I'm very transparent here.

[00:00:50]But in this particular episode, uh, this was an interview that had that was had earlier this week between Zack Recctor and Simon Baba. I feel like it was a great interview mainly because of the questions that was asked of Simon and how he answered them. And I've seen a lot of different uh comments down throughout my Zebic videos where some of the community members, you're a little bit confused on how their tokconomics work. And one of the big things that's going to happen in this, we're going to be talking about the Zebic network treasury that they hold. And that confused some people as well. So, we're going to I'm going to explain a lot of this to you in a way that you can get it. So, also guys, swing over to growgrowhappy.com.

[00:01:37]Check out my book, Overcoming Self for Crypto Wealth, so you will know how to evaluate some of these projects yourself and do it in a way that increases your conviction so that a lot of the FUD and different things that's out there in some of your projects don't affect you.

[00:01:53]So, check that out. Got a paperback and a download over there. So, I'm going to jump right into this, guys. Smash that like button. Also, consider hyping this video, too, so we can get out in the algorithm. Let's Let's do it. And as I said in our last interview, I've been blown away. I've been so impressed. And what you guys did was double down on adding the utility to the Zbec token, right? This this is not just a solution that folks can use that doesn't drive value back to ZBCN. In the updated tokconomics, you explained how even payments in stable coins, it's going to be driving value and fees are paid in ZBEC. So, can you explain that for the audience as well?

[00:02:32]>> Yes. So for all of our payroll products, fees are always paid in the ZBCN token.

[00:02:37]And if you don't have the ZBCN token, what it will do is convert your stable coin balances to ZBCN and then use that to process the fee transaction. Um, similarly, when we work with other chains and ecosystems like XRP for example, XRP would also be used alongside Zback in processing transactions. So it is also beneficial to the broader ecosystem to see their token used as transactions grow. Now, what he just explained is something that I've been telling you guys, and I recently did a video on the partnership of Zebic and Ripple, and I explained to you how this really benefits XRP as well, because they're going to need to be paid. A lot of this settlement and things that go on over on the XRP ledger is going to require some XRP, which is going to help the XRP price go up as well. Well, this the language that Zach is talking about as far as Zebic Network doubling down on how ZBCN is going to be mandatory and required for a lot of these enterprises to to use to the tune that even if they are not using ZBCN to within their purchase or whatever it's going to be converted over and buy ZBCN tokens. for that usage. All of this goes back to help us the ZBCN coin holders. So, also check out last episode that I did on the Canton coin because um that as well with their Canton coin ETF now and Zeb already talked about getting an ETF as well. It all goes back into what I've been telling you guys.

[00:04:28]It's going to happen. All of this is going to happen and the elites, I told you, they don't care nothing about us and getting rich. This is for smart money, not financial advice. The people who are going to see this things with the the value of something like this or canon coin, that is smart money. Those are people who can follow the breadcrumbs. Those are people who subscribe to grow rich, grow happy. But enough with me. Let's let's continue.

[00:04:54]So, what I'm going to do to here, I'm jump over to this next point where I wanted to show you guys because this is talking about how they won't reveal. This is something that little Eddie, I got to call him out. Little Eddie always following me over on X and torturing me over here on YouTube. But, you know, even though he's trying to fud me, I'm going to explain to him too what's going on.

[00:05:22]Let's go >> for me, Simon. Please, >> we are rebuilding our tech on the XRPL.

[00:05:27]So, it's all fresh and new.

[00:05:28]>> It's similar and inspired by what we built on Salana, but it is going to be all brand new for the XRPL.

[00:05:34]>> Okay, great. Great. Now, last time we spoke, I asked you to reveal some of the companies and institutions that you've partnered up with. You explained to me that most of them are not ready to reveal, but you explained uh a couple you had a school I think in California that you'd mentioned a charter school.

[00:05:53]Can you can you give us any other give us any give us something Simon give us somebody?

[00:05:58]>> We have some we have some very big ones actually that are going to be announcing publicly soon.

[00:06:03]>> Um so we have a large European bank that is going to be publicly announcing that they are now running payroll um on Zec using stellar rail. They're going to be our pilot and our first client on the new Stellar product which is going to be live at the end of May. So, we're super excited about that. And then in the pipeline, we have some even larger companies with larger global workforces.

[00:06:24]We have some tech staffing companies that are on board and we'll be deploying hopefully on Stellar or XRPL if the product is ready by then. So, stay tuned for those.

[00:06:34]>> Simon, you don't need to check with marketing and legal. You can drop that here on our show today. Come on. Look, I've learned my lesson the hard way too many times. So, >> notice what Zach Rector said. You don't have to check with marketing and legal.

[00:06:50]And what a lot of people, mainly the fusters, they like to say that Zebic does not there's nothing saying that they can't release the names of companies that they are working with.

[00:07:05]You cannot guys and I'm speaking to the freeth thinkers out there which some of you know this understand the companies that you hold but not only that understand the laws we're talking about payroll something that's this big to the tune of 11 trillion and we have to remember that a lot of companies out here they still have a little bit of apprehension when they're testing out things when it comes to payroll because they don't want for one shareholder backlash. cash and and a lot of these companies are still afraid of the volatility of crypto because they don't understand how stable coins work yet. So when Simon says something like, "Yeah, I'm not going to name any of those companies." That's smart. That is truly smart. It's only us, the retail, who want to sit back and say, "Oh, they can do it. They can announce it."

[00:08:01]Little Eddie. Shout out Lil Eddie or White Lightning or whatever his name is.

[00:08:05]But yeah, guys, when you look at stuff like that, you just go out and do your own homework.

[00:08:10]It's legal. Legal can hold up a lot of stuff. And when Zach says what he said, well, you don't have to worry about that. He's being funny because he even knows that it's a big deal. if Simon releases a lot of these company uh names that they're working with, a lot of these major companies or that these companies might be actually uh working in a sandbox or something kind of like Metallicus.

[00:08:38]They have a lot of these credit unions that is working in their sandbox trying to determine if they're going to use their networks. But you don't see Metallicus giving out those names.

[00:08:48]They're not going to give out those names because that's confidentiality.

[00:08:52]Anybody who's ever had a clearance of any type, you understand how that work.

[00:08:55]You can't even allude to sometimes those companies. So guys, use common sense when it comes to this.

[00:09:05]We're going to continue cuz this next point I'm going to jump to, I want to show you something with ADP. This was a good interview. I really I I gotta get credit where credit's due. Check this out, guys.

[00:09:16]>> With industry incumbents and leaders like ADP. Now, what was fascinating to me when I first researched your project is you have like one or two people that are actually from ADP on your board if I'm not mistaken.

[00:09:30]>> More than that even.

[00:09:31]>> Yeah, more than that. Okay. And is ADP the leader in the world in payroll right now? And can you just elaborate on how you plan on working with them and others in the industry already?

[00:09:42]>> So ADP is of course the market share leader in the US. The US is the largest payroll market in the world doing about 11 trillion in annual payroll volume which when you think about it is multiples of the size of the big crypto industry. So the payroll opportunity is massive and from the beginning we always sought to work with the market leaders rather than disrupt the market leaders.

[00:10:02]Companies like ADP boost those paychecks they don't have the in-house expertise to build smart contract streaming infrastructure and Zbec frankly is really the only one in the world doing it. So our plan is to work alongside these networks just like we are working with Ashure HCM right now which is a little bit smaller than ADP but more of a mid-market player. We plan to bring on more ADP folks to the team and get deeper into the payment and the payroll ecosystem. As I'm sure you remember we work very closely with Nacho. We're a member of their alliance program. They govern the AC network and that's how about 95% of payroll in America's process is process on AC on a there at their side advising them on stable coin adoption and how to modernize their rails to closer what we're doing as a back >> boom right there guys. Now, for a lot of you or for some people, this was confirmation that oh, ADP is in the picture. But if you following this channel, Grow Rich, Grow Happy, you'd have known last year, actually. And and I talked about this in the last episode I made. I flashed it up here. Look at this. Lisa Robbins, George Stardert, and Tom Lutz. You have three people right there. Plus, it's probably more. But these are their advisors. So those that was following the breadcrumbs, you didn't even need to hear Simon say that because you've known this because this has never been hidden from the public.

[00:11:25]You just had to do a little bit digging, turn it over some rocks or better yet picking up some breadcrumbs. You'd have seen that. Well, damn. If they got this person, the former CFO, this guy right here, and this guy right here, Tom Lutz, then obviously they got the inside track and it's more to follow from them. So, okay guys, I'm going to finish this video off with this last section right here I got queued up. And the reason I got this queued up, guys, is because I always, you know, I listen to the community out there. I love you guys. And I got a great question here from community member AMF177 and they raised a great valid point.

[00:12:07]Some of you other community members did too. I'm going to fit that in. But this particular person says, "Thanks as always. I love the project, but I was slightly confused on something Simon said in the interview. While we are told all the tokens are unlocked, it seems Zebic has 50% of the supply in their treasury. I appreciate the need for them to hold a large amount, but how does that fit into the new commodities framework regulations between the SEC and the CFTC?

[00:12:40]Valid, valid point. And I remember commenting on that and I said, you know, I'm going to look at this video in its entirety so I can help you better understand and maybe I can get a little bit of understanding too. So, first I'm going to play the the the issue here.

[00:12:57]Listen to this guys.

[00:12:58]>> Behind the buybacks that you guys have been conducting and the plans for that going forward.

[00:13:03]>> So, the buybacks so far have been run out of the Zbec card program revenue. uh the buyback program is growing as we see cryptocard and zebec card uh volumes increase as well. We may further expand the buyback program to other sources of revenue from ZBEC. You know example from our white label program. Um so we do expect that to take more and more tokens out of circulation and as you mentioned at the beginning of the show we did stop our vesting um as of March. So, no new ZBCN token will ever hit the market, which is really a great point for us as a company.

[00:13:36]>> And where can I find an updated um pie chart on on Coin Market Cap, but there's not really one I don't see of kind of that explains where the holdings are at, right? We we've added so many tokens in the past year.

[00:13:51]>> Is that you know, most of that being held at your guys's treasury? Can you explain where where are the tokens at?

[00:13:58]>> They're all over. I mean, the beauty of us right now as a company is that we're very widely distributed. So, primarily we're held by investors and holders around the world. You know, there's a few entities that control a lot of the Zbec tokens, but most of them are actually exchanges. They're companies like Upold, for example, like Crypto.com, like Caleb and Brown. All folks that we met at the conference. Um, and you know, we can probably put that together as a company. I don't have the exact numbers off the top of my head right now. Uh, but that's that's certainly something that we could put together.

[00:14:27]Can can I ask you how much is is your company holding >> um of the tokens right now?

[00:14:34]>> Yeah, >> approximately in the range of 50%.

[00:14:38]>> 50%.

[00:14:40]>> Yeah.

[00:14:40]>> Okay. Right there. So, some of you community members also pointed out that Simon seemed unc comfortable answering that question. I understand because when you're talking about regulators and the SEC, CFTC, and all of them, you don't want to say the wrong thing, especially when you're talking about how many tokens you guys hold in in the treasury because you don't want to get caught up caught off guard and something you say could come back to bite you. Well, with the way things are in the howi test and they are trying to weigh uh you know what exactly is your token, especially if you're claiming to be decentralized, the last thing you want to do is put yourself in hot water. So, I I get the navigation of that. He was actually put on the spot, but I understand. So, the difference is, okay, they say Zepic has told us that 100% of these tokens have been unlocked.

[00:15:39]Well, there's a difference between unlocked and circulating supply. What they basically mean when they say 100%, they mean that there's going to be no new tokens inflating the market or or or put into circulation. Everything is out there. That doesn't mean that everything is owned. As you see, Uphold holders holds a large amount so that they can sell them. Then you got Crypto.com. Then you got all these other people that or some other people out there that may own them. Not to mention we own some as well. But but Simon is saying that they have 50% of the tokens. Now that's where the hot water can come in at unless you have a something that you can, you know, push back against regulators and say, "Well, this is why we're holding such a large amount." And I checked into this. Now, their strongest argument, Zebic, is when it comes to ZBCN, is utility. The utility of the token itself, and I'm giving you reasons on things they could push back against regulators for on why we owe why we hold such a large amount.

[00:16:47]Not to mention this is still being settled that amount might decrease from 50%. But their pay infrastructure, their payroll usage, their staking mechanics, because you remember 15% that's a large amount of Zebic, the total circulating supply is being staked by people like me and freethinkers and everybody out there that are staking for passive income. So they need tokens to be able to, you know, satisfy that and pay you your tokens. They got a fee system again that tokens have to be used and they got real world integration. These are just things these are just in the short term just right now currently things they could push back against regulators and say well this is why we hold such a large amount but I don't believe that amount that they're holding right now and I'm going to jump over here with you. I don't believe that amount and uh ZBCN that they are holding 50% is going to stay at something like that. You can jump over and look at uh XRP. You can look at Ethereum and they have uh treasuries as well. But I get what you're saying uh community member down there where your worry comes in with such a large amount. But I believe that it's necessary for them at least right now. Remember we're still early.

[00:18:06]Remember things all of this they just came out that new tokconomics of the token when it came to March when they released everything. So I believe a lot of this is still building just like it's building with the Canton network. Guys, let me know down below what do you think of this this breakdown that I did. Let me know if there's any more questions out there and concerns. Not fudsters, not fuders, true concerns. And um what you are looking forward to when it comes to uh ZBCN and just this year alone.

[00:18:36]Till next one, this your boy. Have a great weekend. I'm out. My heart rages around like an ocean in my head.