SOMEONE'S MAKING MONEY, BUT WHO AND HOW?

本站添加: 2026-06-02

[00:00:02]Hey everybody, Dave Hodgeges here, host of the Common Sense Show. We are the show that's freeing America one enslave mind at a time, standing for God, family, country, and we're here to help you and your family as well as improve the country because we're going to talk about what's really going on in the crypto world with Bitcoin, all the rest.

[00:00:22]A lot of people are asking questions.

[00:00:23]There's a lot of speculation out there.

[00:00:26]So, from my digital money, we have Guy Gotlack on. He's the CEO and we're going to have a very frank discussion here.

[00:00:32]Now, I think the possibilities lying ahead are tremendous. I think the upside is unmistakably terrific. It's just it's hard to time the market. That's my perception. Guy, welcome to the show.

[00:00:45]Glad to have you back on. Um, and I just What do you think about my opening here and what I said? Do you have any comment on that?

[00:00:52]>> Yeah, and thanks for having me as always. Um, yeah, I think uh, you know, Bitcoin is is, as I always say on your show, is a really good alternative to the dollar. U, and it's more about protection, not speculation. And, you know, it's a fixed supply. Um, so there's a lot of reasons, you know, supply and demand. We can get, you know, deep into why I think that's going to make the price go up. So, it's just a matter of time. And, um, you know, it's it's one way to protect yourself. You diversify. And right now, we've been in a consolidation phase. Um, so Bitcoin went from 124, now we're at, you know, low7s. So, um, we've been consolidating for a while and, you know, it always goes back to where it was, right? So, um, you know, that's a 70% increase if we go back to where we were just in October. Um, and so, yeah, I I totally agree that, you know, it's a matter of time and, uh, you know, I think it's a good a good alternative to look at and to, you know, be educated on that.

[00:01:50]>> Guy, could I get you to get just a little closer to your mic? You're not coming in real faint, but just >> All right. Can you hear me now?

[00:01:56]>> Much better. Thank you. Um well, I think one of the things that's driving everything in including the Bitcoin world is the debt crisis and most of all the future of the dollar. I mean, we're in trouble oil wise and we're a petroleum based economy and this war is going on. Straight hormuz is closed and the dollar is really beginning to feel the stress. as the dollar stresses, what does that do to the potential for crypto and Bitcoin?

[00:02:26]>> Yeah. I mean, it is is exploding, right?

[00:02:30]In terms of the potential, I mean, you you know all the the stats. I mean, your audience is very familiar. Um, you know, our national debt uh you know, just in interest hit 1 trillion this year, right? And which is an all-time high. Um and it's on track to reach 2.1 trillion uh by 2036 in terms of just interest payments, right?

[00:02:49]um you know the debt we're like close to 30 trillion now it's 101% of of GDP um and it's projected to be 120% by 2036 right um and so you know if you're looking at the numbers um and and there's no real good way out of it um you know I think the the Fed's ability to fight inflation is constrained you know the more uh you know we go into uh the the debt raises right um and it it's basically a higher for longer inflation, the you know, essentially the Fed is trapped. You know, they have to print to survive or crash the system. Um, and so either way, the dollar loses. Uh, and you know, the case for alternative assets that have a fixed supply like gold and bitcoin. Um, you know, it it's really uh the one of the only ways to protect yourself uh from that. And we can get into kind of the supply and demand of Bitcoin, but I mean it's so constrained uh even compared to you know gold and other assets um that it has to be you know it has to go up um as this continues to you know to go downhill um this being the the dollar. So >> no I I totally agree with that. But I think the possibilities there are endless because people are also going to seek alternatives from something that is failing. And one of the things that scares me is is uh the DoddFrank law 2010 that says the banks can basically keep anything associated with the bank whether it's a retirement account like an IRA or 401k or they can just take your savings or they can bail you in at a percentage and it's now the law. And and I I I fear what the banks are going to do. In fact, JP Morgan right now, they're already uh uh cancelling accounts of people for social uh for what social media postings. So, the banks are beginning to exercise their authority. And to me, uh alternative investments from precious metals to crypto uh really provides an alternative and a safe haven from that, don't you think?

[00:04:57]>> Yeah. and and all around the world, right? There are countries where, you know, people just don't have access um and their currency is hyperinflated and uh so their only way to survive is through something like Bitcoin, you know, and all they need is a smartphone um to do it. They don't need, you know, uh you know, a fancy credit score or anything like that. And um it's just, you know, there's much more access. Um, and so for us, you know, people like you and me, it's easier to open a bank account, but still, like you said, there are risks there, right, of of our accounts getting frozen or closed. Um, and so this is an alternative. Uh, and I think it's important to adopt this um just to keep the financial system honest because if people have an alternative um then that takes leverage away, right, from the the people that control the the traditional monetary system. Yeah, it really does. And and I don't see I mean, let's just look at the crisis in the Iranian war. You've got the straight of Hormuz closed. The last tanker left arrived last week in America. Uh cuz you know those tankers can go 5 to 10 miles an hour. I mean, they're incredibly slow. And so now we're living on existing oil and the crude in our country, a lot of it's too heavy for our refineries. We export that to other nations and we have to import still for our oil needs. I know Trump likes to say we have more oil than we can use. That's true, but you don't have more usable oil than you could use.

[00:06:27]>> And so to me, the economic crisis is just getting started and I think people are going to swarm to alternative investments. Do you agree with that?

[00:06:38]>> Yeah, I mean it's a matter of time. Um, you know, I think shows like this will help help, you know, make sure that people swarm to it. Um, but I think institutions are the ones that are really swarming to it. Um, retail is not as dominant as it used to be. Um, if you look at institutions right now 18.6% of the entire supply is is owned by uh, you know, institutions uh or or government, right? Not not retail individuals. um and that is increasing every single day um at a crazy rate right and I'm looking at projections here and uh over the next six years uh the demand is projected to reach 3 trillion over 6 years um which far outpaces the the amount of new bitcoin that's produced um there's going to be about 700,000 bitcoins produced over that same period so that's about 70 billion versus the 3 trillion right >> and then you know if you look at all kinds of data um like the survey I have here, it says 68% of institutional investors now either hold or plan to invest in Bitcoin. Um and if you're looking at all these other, you know, there's a bunch of big institutions that uh have published their plans in terms of how many how much Bitcoin they're going to buy, right? And so this is uh not even speculation. There's data to show that uh institutional demand is increasing um way faster about 2.8 right now. It's up 2.8 8 times the new mining supply. Um so you know that that's where I think uh the big price surge is going to come from the the institutions.

[00:08:15]>> Yeah. Well, that supply and demand you just mentioned that that two and a half time demand over supply is fantastic in terms of investment potential and and I I couldn't agree with you more. And even if the war were to end today with the straight of hormuse problem, we still have 3 to four months of real difficult times to go through because that's our catch-up period.

[00:08:36]>> Yeah. And and even aside from the war, I mean, it's it's a cycle. Our you know, debt continues to rise um regardless. Uh yeah, the war makes it worse and I think uh this is a good time to buy because of that because the price is going down and you're really buying at a discount. So it's a good time to get in. But long term, you know, even if the war ends and um you know, we get into a favorable situation, it's all temporary. I think our monetary system is built in a way that you know, you have to to look at these assets, right? Um, and it's, you know, a lot of times we call these types of assets, uh, here internally like a schmuck insurance. You probably heard, um, it's like even if you just buy a little bit, right? Um, you know, in 10 years if it goes up times 10, at least you're not kicking yourself too hard.

[00:09:23]Um, so, you know, at least buy what you can afford to lose is is, you know, our belief.

[00:09:28]>> Well, I I I totally agree. Some of that discretionary income needs to go to this. There's no question because I I look at the government and their actions. I see two things here. Let's talk about the first one. You got uh the new Fed chair, Mr. Worth.

[00:09:43]>> Mhm.

[00:09:44]>> And he's saying, "Yeah, we got to deal with this debt." Well, the way to deal with the debt, according to him, and he doesn't say it this bluntly, but this is how he ends up, is that we have to inflate the economy to make the value of the debt go down in real spending power.

[00:09:58]So, inflation goes up, what are people going to do? They're going to look for the alternative. And I'm saying if people get into crypto and other things that are alternatives right now, they're going to be way ahead of the game because they're going to beat the rush, >> right? And he hasn't been sworn in yet, but he will be sworn in soon. And and you know, while in June there's a Fed meeting and and most people think, you know, the rates will stay the same. He's likely to reduce the rate at least one time this year >> because he's pretty dovish. and um going forward right he that's how he's going to you know deal with the the problem right is reducing uh the rates and essentially u contributing to inflation so I think once that one rate cut comes you know that's that might spark you know that spike that you're talking about I think so too and and then the other thing that I look at here is I always wonder too what does the Trump administration know that we don't yet realize and I think when they went to stablecoin and they've endorsed the use of crypto officially after the government used to put people in prison for it. Um, now they're endorsing it. They know something we don't. I I think we're going to see more emphasis on digital and that that's going to enter into the crypto world too, isn't it?

[00:11:14]>> Oh, totally. Yeah. I mean, since we passed the Genius Act last year, uh, where stable coins are are more regulated, um, I don't have the numbers in front of me. I probably could find them, but the the volumes are, you know, really gone through the roof. Um, so adoption is there. Oh, I see. Okay. 33.

[00:11:31]So, transaction volume hit 33 trillion in 2025. Um, up 72% year-over-year. Um, analysts project another 56% growth in 2026 to roughly 420 billion in supply.

[00:11:45]Um, and also there's another, now that you mentioned stable coins, there's another interesting story. You know, I'm sure you hear all the hype around AI, right? Um, there's AI agents that are, you know, doing all kinds of automatic work. Um, and the only way for them to transact is they can't open a bank account, right? They can't, they don't have a passport. They can't, you know, pass know your customer. Um, but, uh, you know, they can use crypto. That's the only way they can transact. And so you have AI agents already, you know, they've already executed 176 million blockchain transactions in the past year. Um, and that's going up. And, uh, the reason why this matters is that this supply demand I was talking about, it's going to be there's going to be even more demand because of these AI agents.

[00:12:33]Um, and I'm seeing McKenzie projects uh, they call it agentic commerce will reach 3 to 5 trillion globally by 2030. And if autonomous agents eventually outnumber human transactors, which many in the industry now predict, the total volume flowing through crypto rails could dwarf the their current levels. Um, so basically there's an entire new buyer class that we're not even factoring into this supply uh demand that you and I were just talking about. Um, so that's something to to kind of think about as well. If you're really thinking long-term, right, you're thinking, you know, you want to invest for the next 10 10 15 20 years in an IRA. uh you know that's something to take into account right and then there's also this whole thing of tokenization which we we can get into if you're if >> yeah let's do that let's go there >> yeah so the AI agents is one thing that's I think going to really increase adoption of Bitcoin and now tokenization is another and I might have talked about it in in the past on your show but just to remind everybody um real world asset tokenization it's basically uh taking real world assets like real estate uh treasury bonds hold private equity um and putting it onto the blockchain as digital tokens. Um so think of it as like a deed or a stock certificate that lives on the blockchain. It's like a you know digital ledger. Um and it can be traded 247 with no middleman. Um and so you already have uh US treasuries that's the biggest use case, right? Um there's about 19 to 36 billion dollars uh already of uh of US treasuries um out there. So uh you know this is a real thing that's happening. Uh there's 420% increase uh in since January 2025 in tokenized assets. Um so this is something that's you know increasing um as we speak. So yeah, this is not to be discounted uh in terms of you know demand for Bitcoin and for crypto in general.

[00:14:34]>> You know some of our friends from the World Economic Forum want to tokenize everything including the ground you stand on and the air you breathe.

[00:14:42]>> I'm not joking when I say that.

[00:14:43]>> I know >> I I don't think that's going to happen anytime in the near future, >> but this is the mindset of the uh what they think are the ruling elite. So >> yeah. And by the way, I was wrong. It's not It wasn't 19. It's uh basically US treasuries went from 3.9 billion to over 15 billion.

[00:15:00]>> Wow.

[00:15:01]>> Um in the past uh where is it in the past year I guess. So uh yeah I mean I mean there there's real use cases for you know US treasuries. I mean if you're if you're on the kind of a blockchain you're doing all kinds of DeFi stuff uh which is like you know you could do a decentralized loan you can use it as collateral and still earn the four to 5%. Right? And then you can also transfer it uh within, you know, instantly to somebody else. Um so there's real reasons to have it. You and I probably don't need it right now, but um there's a whole world out there of of people transacting in crypto that do need it. Um and that's only increasing.

[00:15:40]>> Well, you mentioned earlier about institutions acquiring and my and my favorite story is Jamie Diamond, the CEO of JP Morgan. Uh, and he would one time say, "I'll fire any of my employees I find out that are in crypto." And now they're the banks are gathering crypto like there's no tomorrow.

[00:16:00]>> Yep. Totally. Um, yeah. And and that's why, you know, it's you watch what they do, not know what they say.

[00:16:06]>> Yeah. Exactly.

[00:16:08]And yeah, it's you have these uh a lot of corporations are are doing the micro micro strategy um strategy of of holding Bitcoin on their balance sheet. Um so that's happening more and more. So uh you know that's that's contributing.

[00:16:25]>> Do you think with the AI agents that you mentioned are are the crypto transactions are they AI to public and private or is it AI to AI or how does that work?

[00:16:36]>> I mean it's both. It's, you know, it's for any reason you can think of. Um, like I'll even give you a a, you know, an example. Uh, I don't know if it's the best example, but it's, you know, an AI agent might need to access the weather for for whatever application it's doing, right? And so, it needs to, you know, uh, use an API, a weather API, and it needs to pay for it. Um, and it might not be worth it to do it with a bank transaction because it might get charged 30 cents for transaction, but if it's paying three cents for a weather API, it doesn't make sense to pay 30 cents. Um, but with crypto, um, it's a fraction of the cost. So, um, you know, these are the types of use cases where, you know, it's just accessing other software. It needs to pay because it it's a lot of the software models, it's like you pay per usage. So, every time I want to get a piece of data, I have to pay for it.

[00:17:27]And so, um, that's that's what's driving a lot of it is is just, you know, these AI agents needing, uh, access to services.

[00:17:36]>> Yeah. I've tell you another thing I'm really concerned about, and I'm concerned about it more for other people than myself because I haven't let myself enter into this, but there are a lot of people out there that have 401ks and IAS, and uh, I'm very concerned about how solid they are going forward. And since the banks can control them, if you allow that to happen, uh then of course even maintaining the value and keeping control of it becomes an issue. Uh does Bitcoin have a relationship at all with IAS and 401ks?

[00:18:10]>> Well, with my digital money, you we do uh allow you to purchase Bitcoin within an IRA. Um so that risk is still there because that IRA it's basically owned by our partner Equity Trust. They've been around since 1974. So, you know, what you're saying, there's always a risk that they can, you know, freeze an account, but it's never happened in history. And I think that's going to be the last uh account to, you know, to be uh frozen, right? They'll freeze your regular bank account before they'll freeze your IRA. It's >> they'll go out of business if they did that.

[00:18:42]>> Yeah. It's more protected. And and uh Yeah. And but the key thing is that a lot of IAS and 401ks um they're investing in you know mutual funds or you know ETFs um and those things you don't actually own the underlying asset.

[00:18:55]So if there's a financial collapse or you know something happens um you're way more at risk because you don't actually own the asset. You know with us you you actually legally own the Bitcoin that's in your portfolio. Um, so you know, they can't just take it away u because it's decoupled from their business operations, right? It's because you actually own it. Um, and so that's the big difference here is that >> you know you in our IRA, you're you don't own a Bitcoin ETF. You actually own a Bitcoin or Ethereum or any number of uh cryptocurrencies we have available.

[00:19:29]>> Yeah, that's a really good point. I think that's a great point. Uh, you just hit some of the benefits and risks. That was going to be my next question on that. But you you absolutely did. You know, here's something that people will ask me for my audience because occasionally, you know, I'll talk about crypto and the opportunities and so forth and and they'll ask me questions like, "Okay, so if I go ahead and and get the crypto and it's gone up tremendously and I do need some operating money, okay, and I don't want to spend crypto or not everything I want to spend it on takes crypto, how do I cash it in?" What do you tell people about that?

[00:20:06]>> Um, yeah. So, if if you want to cash it in, you let's say you have it in an IRA, then you have to sell it. Um, and then you have to take a distribution. There would be, you know, a penalty. Um, but if you have a regular cash account like, you know, you can have with us as well.

[00:20:22]Um, you sell it, you would have to pay capital gains, uh, taxes on it, but you essentially then just withdraw it, um, into your bank account. Um, and then you can use those funds. Um, so it's just like, you know, any account that you might have with an exchange, you log on.

[00:20:38]Um, you click on the asset and you sell.

[00:20:41]Um, you can choose any dollar amount and you could take the money out. But, you know, how the taxes, it really depends if it's an IRA or if it's a Roth IRA, obviously there's no taxes. Um, but you might, you know, have a penalty if you're taking it before retirement age.

[00:20:58]>> It's not if it's just a a regular cash account. um um a liquid account. Uh does does do crypto companies typically buy back if people want to cash?

[00:21:12]>> Um yeah. Yeah, of course. Yeah. I mean you you could sell at any time. I mean these are all highly liquid. So you know Bitcoin or any cryptocurrencies you can sell >> at any time. You can go on our platform and and you know trade 22 22 hours a day. Um and so yeah, you could sell it.

[00:21:30]>> Okay. But the companies like my digital money, they'll they'll actually buy that back.

[00:21:35]>> Yeah, absolutely.

[00:21:36]>> Because that's a question I get a lot and and that's the answer that I've given and I'm glad you confirmed. I was telling the right thing, but I started thinking the other day, am I really right about that? So, I made a mental note to to ask you.

[00:21:48]>> It it also depends on the cryptocurrency. So, all the cryptocurrencies that we hold, you know, you can buy uh you could sell it. Uh there's no issue. But if you're buying like a, you know, new cryptocurrency, it's very speculative. Um, it might be harder to to sell, right? Um, but yeah, everything that we have is is something that is um IRA compliant, so it's been vetted.

[00:22:13]>> Um, okay.

[00:22:14]>> Meaning there's there's sufficient liquidity and, you know, there's uh it's been around for long enough, the technology is solid. Um, it's not like a fly by night uh cryptocurrency.

[00:22:24]>> Okay. And so if you were to look at crypto world right now and and I'm seeing signs I think it's really going to start to come out and explode. Um which brands of crypto and Bitcoin do you think are going to do well early on?

[00:22:42]>> Well, so Bitcoin is is obviously the best one and um I think that's the safest one. Um there are ones that might grow at a faster rate um but you know they they don't have the same uh longevity but Ethereum is always the is always a good one because it's the second XRP is one that you know it's really embedded within institutions right and it's uh essentially uh positioned as a replacement to swift right which is the international u you know transfer protocol um so that one because it has institutional adoption um it's slated to do really Well, uh, and there's a lot of reasons, a lot of partnerships and a lot of, uh, events happening around it. Um, you know, which, you know, is a reason why people think it's going to do well. Um, and then there's other ones, you know, there's, uh, Stellar and, uh, Polka Dot.

[00:23:33]There's there's a bunch of them, but I I think that, uh, those three like XRP, Ethereum, and Bitcoin um, are ones that, you know, I think are going to do well.

[00:23:42]Yeah, XRP and Bitcoin would have been the two that I would have mentioned just based on what I'm hearing anecdotally with with investors. Um, do you think that what's going to happen first, the anticipatory buy of real big financial problems in America? So, people are seeking an alternative and they go to crypto. Uh, is it going to be that or is it going to be, oh, we start to experience at least a semi-reession or a crash of some sort and then people do it as a reaction? Which which do you think will mostly come first?

[00:24:15]>> I think the first one I think um you know I'm I'm and again I think it's institutions that are really smart. Um and so they are already doing it. Um I think with retail people are more reactionary. Uh unfortunately um >> yeah I would agree with that.

[00:24:32]>> They might wait for a crash but I think institutions are not going to wait.

[00:24:36]they're going to um you know and and that's why like this is a good opportunity because um it's not fully mainstream on the retail side. Um and so I think uh if you're smart enough to get in especially now um then you'll benefit >> MSN crash, right? Don't wait for the crash.

[00:24:57]>> Yeah, exactly. Ask people in 1929 about that. My own family included. Um, Bill Gates came out this morning on MSN and he said, you know, there's only going to be about four or five careers left because of AI. Now, first of all, I think that's an exaggeration, at least early on, but let's assume he's right for a second. Do you think that's going to make some people cuz I I got to admit maybe I'm a little paranoid, but I'm thinking right now I know people are going to flee the dollar as trouble happens and if only about five careers are left or even 25 careers are left, uh you're going to create a desperate situation from retail consumerism and so forth. And there's going to be people like me sitting back and said, "Man, I need to jump out of this boat right now before it sinks." And if it's really going to all come crumbling down, I better get into crypto and I better do something about it so at least I have a rising income in response to the disaster and I'm not left holding the bag and sinking with everybody else. How how realistic is that viewpoint?

[00:26:05]>> Well, first of all, if you do believe that, then Bitcoin is good because then you're going to have a bunch of AI agents, like I said earlier, and the only way for them to transact is in crypto, right? And so, um, that's another reason why, you know, it would be good to buy it. Uh, but, uh, I don't I do think it's exaggerated. I I think, uh, you know, if you have a physical job, obviously you're more safe than if your job is digital. Um, because it's going to take much longer to replace, you know, any physical job uh that has to do with, you know, whether it's electrician or, you know, HVAC or, you know, construction. um those are going to take you know way longer. Um digital is much easier to replace um you know if you're doing something in software or anything on the computer. Uh but you know I I don't know I think it's exaggerated. I think at some point you know people might get sick of uh AI a little bit and value that that human u touch as well.

[00:27:06]>> They already are there. You may have seen the protests around the country against the data centers eating up the electricity, driving the rates up, taking the water and so forth. And it's a big controversy right now uh with AI.

[00:27:19]Uh the government's getting a lot of pressure to act on it. They're getting pressure from the other side to leave it alone. So it's >> I mean like for example, I I get uh sold on all kinds of software as a as a business owner. You know, I have vendors uh that are reaching out and trying to sell me things. You know, a lot of times I see their powerpoints or I see their proposals and they look AI generated.

[00:27:39]Um, and I'm just like, give me something, you know, that looks like a human generated it. I, you know, I value that.

[00:27:46]>> No, no, I I hear you. And I do agree with what you said earlier. I just having a discussion with somebody about that recently. You know, if you're a plumber, a carpenter, and some of the other things that you mentioned, it's going to be hard for AI to touch that for a long time.

[00:28:01]>> Yeah, for sure. For a long time. Um but I do think the you know the landscape will change and there will be some job losses but I think there will be a lot of gains too. Um you know there's a lot of opportunity uh and so I think you just have to you know be informed and one of the opportunities is to invest in crypto and um invest in AI you know and AI companies uh as well. Um I think you know that's one way to to adjust.

[00:28:28]>> I agree. Well, let's talk about um because I tell you there's more and more people getting convinced that they need to look for alternatives and this is another reason why I think crypto is going to see a huge upsurge. So, if uh they want to come to my digital money, what would you tell them about getting started? Let's walk the novice through the process.

[00:28:47]>> Yeah, I I would say you go on mydigitalmoney.com. Um you click get started. It's about 5 minutes to fill out an application and we have a US-based team that you can also call if you have any questions as you're going through it. Um, essentially you're opening up either a self-directed IRA, um, which lets you hold Bitcoin outside the traditional banking system, uh, with t the tax advantages of an IRA or you can do regular, uh, cash account as well. Um, you can buy fractional gold and silver in there. So, it's different than the physical gold and silver, although you can redeem for gold and silver later, but it's much more uh liquid, right? So, you can buy and sell quickly if you want. Um, so it's basically digital assets in an IRA. Um, and uh yeah, once you get your account, you basically just log on and buy and sell anything. Uh, and again, you can call us and we'll help you buy and sell if you have an issue, but it's really simple to use. Um, but you know, it's it's a kind of a hybrid like you know, you're not completely on your own like you are with companies like Coinbase.

[00:29:46]Um, we're there to to you know, um, answer any questions you have.

[00:29:51]>> No, I know your customer service is really good and the fact that they're based in America makes it a lot easier.

[00:29:57]I I can't tell you the and no offense intended, but spending time with uh customer help, customer service, and it's overseas, and you're really having a hard time understanding. No insult intended, but it's so frustrating to deal with. I'm sorry. I couldn't understand what you were saying. Can you repeat that? And you might say that 10 times in a discussion about your computer, >> and it's it drives me crazy. This is one of the things I appreciate about what you do. this is really this is really the time in my humble opinion to get involved and you know we're having that discussion in our family right now to the positive. So, uh, let's give out.

[00:30:35]>> And I think to mention also one thing just before I forget, uh, the cold storage is a big thing. Um, where, you know, your assets are offline. And the reason why I say that right now is cuz one of my friends is true story. um she she was holding her crypto, you know, outside of a exchange, like you know, in a wallet, which has its mares as well, but um some someone, you know, pretended to be Coinbase and basically uh h, you know, hacked into her account, into her wallet. Um and it's a hot wallet, right?

[00:31:07]But if it was a cold wallet, it wouldn't have happened. Um and so she got, you know, scammed out of her, uh everything that was in her account. Um, so with us it's very safe. We do it in a safe way.

[00:31:18]Um, and I think, you know, with all the scams, it's worth mentioning.

[00:31:22]>> Yeah. I you you just made me think of that CIA agent that was just arrested for having what, $40 million of gold bars in his house. That's the guy that'll hack your account and take it out of hot storage, out of the wallet.

[00:31:37]>> Uh, that's why I would never do crypto without cold storage. I think that's absolutely the most safe alternative.

[00:31:44]>> Exactly. So, I think it's very possible to do when you're doing it within a retirement account because you don't need to buy and sell every day. Um, you know, the downside is it takes a day to settle, right? Or but a day is is fine if you're not day trading like every hour. You're buying, selling, buying, selling, you know. Um, >> you can't do that with crypto, guy. I don't I know I don't need to tell you that. I'm saying it for the benefit of the audience.

[00:32:05]>> Yeah.

[00:32:05]>> But it's not the stock market, you know.

[00:32:07]You're you're not a hedge fund guy. This crypto runs in waves, you know, and you got to ride the w you got to ride the wave.

[00:32:15]>> Yeah. I mean, you could do it if you're a day trader, but you have to really like look at technical analysis and that's not our customers. Our customers are there to believe in the longevity and >> Exactly.

[00:32:24]>> and Yeah. And and I think that allows you to take advantage of of doing it securely. Uh the cold storage, right?

[00:32:30]So, >> no, I I totally agree with you. And e even if the Democrats were to win both houses and the presidency in 2028, I don't see uh this changing because what do you want to do? No, we want to stay with what's failing, >> right?

[00:32:48]>> That's not going to happen.

[00:32:49]>> There's no way to reverse it now. Um >> you know, people have spoken the you know, the institutions are in. So, >> uh yeah, even even now like the you know, the uh clarity act, right? It's it's the the next bill that's going to be approved that really uh tells you what is a security and what's a commodity and who's governing uh each of those. Um that just passed the uh the Senate and you know you had uh Democrats uh you know getting on board. So it's really become bipartisan and hopefully that fully passes uh sometime by the end of the year that will also help uh adoption. So get in before that happens and before you know the rate goes down and before the crash. Um, you know, it you got to get in while it's boring.

[00:33:40]It's It's been moving a little bit sideways. So, this is the time.

[00:33:44]>> It really is >> financial advice here though.

[00:33:46]>> No, I know. But, you know, I'm going to tell you one thing that I've seen and and and I understand why Trump did it and I would have probably done the same thing, but he keeps talking there's going to be a peace deal with Iran and he's done it three times now.

[00:33:58]the futures market which has kept the daily price of oil down significantly.

[00:34:04]But how many times can you cry wolf before people say I'm not listening to this guy again? Um because there's probably not going to be a peace deal in the near future. So you know really folks this problem in the Middle East is not going to go away. And even if it did go away the effects are going to be with us for a while. I read an account from the Wall Street Journal. They said that uh from the time that we stopped the war, they estimate 64 weeks of recovery.

[00:34:30]>> Yep.

[00:34:31]>> That's that's just amazing. That's why people need alternatives. Let's give out the contact information for my digital money.

[00:34:37]>> Yeah. So, it's my digitalmoney.com or you can call 83363620008.

[00:34:44]Um and again, it's uh 833mdm20008.

[00:34:48]>> Yeah, I love I love the two Yeah, the last we talked about that before. Yeah, exactly. Exactly. Well, guy, it's been very informative. I appreciate you coming on and I feel like we're just beginning to see the rise and we're going to see a tsunami, I think, of crypto investment coming up in the near future. So, I I think people who listen to this broadcast are benefiting because you're getting the word before it hits the streets.

[00:35:13]>> Absolutely. And >> Okay. Well, thanks for joining us.

[00:35:16]That's been been very >> Take care.

[00:35:19]>> All right. Have a good one.

[00:35:21]>> You too. Bye.