The average American pays $300 annually in hidden bank fees, including $180 per year in monthly maintenance fees ($15/month) and $35 per overdraft transaction, with banks generating $11 billion in overdraft fees last year; switching to credit unions can eliminate these costs as they typically charge zero monthly fees and refund ATM fees nationwide.
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$300 Drained: 3 Hidden Bank Fees to Watch Out ForAdded:
The average American pays $300 a year in bank fees they never notice, and your bank is counting on you never checking.
Monthly maintenance fees run $15 a month at most big banks. $180 a year for keeping money they already have. But here's what most people miss. Overdraft fees average $35 per transaction, and banks let you overdraft by $3 and charge you that.
The fix is free. Credit unions charge zero monthly fees and refund ATM fees nationwide. Your bank made $11 billion in overdraft fees last year. Comment fees below if you're switching. Follow for more money moves they never taught you.
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