Stellar Lumens XLM And Germany.... The Next Economy To Adopt Stellar?? It's Already Happening...

Added: 2026-05-19

[00:00:00]Welcome back ladies and gentlemen.

[00:00:01]Rupert here and today we're going to be going down a bit of a rabbit hole that involves the German government and Stella Lumens. Now just last week we saw Bermuda come out and say they're looking to move their economy on chain. In fact, they announced that they were going to do that on Stella. Now I believe more governments are going to follow suit.

[00:00:19]And today we're going to be talking about Germany and Stella Lumens and how actually Stellar is unbelievably well positioned not only having previously worked with the German government but issued um stable coins with their oldest bank and actually are now an investor in cash link which effectively um is the country's most prolific register as far as digital securities are concerned.

[00:00:47]Um, so we're going to be talking about Stellar and the German government. And I think to kick things off, this is an announcement that came out on the 30th of April. It says the Stella Development Foundation invests in Germany or German tokenization firm Cashlink.

[00:01:00]The Stella Development Foundation is investing in Cash Link, the German company responsible for some of the highest profile European tokenization issuances. Germany's electronic securities act ewpg allows DTbas based issuances of so-called crypto securities to use a registar rather than a central security depository and cashlink is the country's most prolific registar it has two licenses the second one is as a crypto custodian today most of cashlink's notable issuances have used the Polygon blockchain. Although the registar and this recent investment suggests a lot has always said um it is not tied to a single chain. Those issuances have included tokenized funds for Metsler multiple bond issuances for KFW which we're going to look at in just a second with more planned as well as a single bond from HellBuzz Bank and NRW Bank. uh the development bank of North Rine West Falia to date it has supported more than 300 issuances and transaction volumes have reached 850 million. With the Stella network global reach and our regulatory license in Europe, we are creating an interrop ecosystem that will serve 2 million investors by the end of this year. pretty huge said Michael Dutinger CEO and co-founder of cashling rather sensational and one of the banks mentioned there is actually effectively a state-owned bank KFW uh which is a bank um the basis of our activity and law concerning KFW as an institute under public law 80% of which is owned by the German federal government so they're now going to be using cash link that ultimately is going to use Stellar to do exactly what their CEO has just said. With the remaining 20% owned by the German federal states, KFW fulfills a steering role at a state level.

[00:03:24]Very interesting. We are required to perform the tasks set forth in the law concerning KFW which was enacted in 1948. That would have been post World War II. The law has since been amended multiple times.

[00:03:40]Pretty sensational. Um, we know that Stellar back in 2024 highlighted that they had actually worked directly with the German government. We'll go ahead and find that just now. The German government, Giz successfully piloted the Stella dispersement platform. Giz, the Union of Medical Care and Relief Organizations and Digi Bankank successfully leverage SDP to support payrolls for hospital workers in Syria, offramping through a network of vetted hala bill of exchange as a result of the initiative Giz and USSM noted at least um 25 savings in HR time to process payments and 100% satisfaction from participants. Now this was something put together by Giz and you can see it actually highlights what they did on page seven. If we look at page seven it says in Syria for example German international corporation has implemented a pilot project for the digitization of salary payment for medical staff. Decades of uh political instability have severely affected and in part completely paralyzed the banking infrastructure um of the country's um conventional transfer via intermediaries are often associated with corruption risks so on and so forth. It talks about the project introduced USDC coin USDC and stable a stable cryptocurrency ped one to one to the US dollar as a secure efficient and cost-effective alternative um in cooperation with global and local partners so on and so forth. So it was stellar that this was done on with the German governments.

[00:05:41]We know that bid bond and bank house von de height issued euro stable coins on the stellar network. So I believe this is Germany's oldest bank. Is that correct? Um or Europe's oldest bank. Not just Germany's Europe's oldest bank. Um, and we can see, you know, if we just quickly read through the first paragraphs here, it says, "Bit bond, Germany's leading tokenization and digital asset custody technology provider and bank house, one of Europe's oldest banks, have joined forces to issue the Euro stable coin on the Stella network. available today. The Euro DB B um stable coin is the first stable coin issued directly by a banking institution on Stellar and one of the first of its kind in the cryptocurrency market. Talks about in operations since 1754 has focused on serving institutional clients. Talks about benefiting DT technologies. Uh Stellar Rails can now do so.

[00:06:52]Pretty remarkable.

[00:06:53]This is from Denell Dixon. It says, "This is a testament to the way that traditional banking and blockchain can work together, bringing uh one of the oldest banks in Europe with a fintech startup to deliver exciting innovation in digital currency space," said Dell Dixon. Um, adding a high quality bank issued euro asset to Stellar is meaningful for our users and builders on our network. Um, powering a new wave of financial innovation leveraging immediately by Stella based app so on and so forth.

[00:07:33]pretty huge. And then of course we know German companies use Stellar blockchain to issue uh 24 million in terms of bonds.

[00:07:43]Um Vonava, one of the leading housing companies in Germany, announced that it has issued 20 million uh euros, so 24.3 million worth of digital bonds on Stella. The newly launched three-year bond will use Stella blockchain technology for transfer of real estate rights.

[00:08:07]Talks about the seller blockchain.

[00:08:10]So, it kind of seems that nations are looking to ultimately embrace DT technology.

[00:08:20]Actually, last week we had the announcement of Bermuda, which was pretty sensational.

[00:08:26]And if we look at what's happening in Germany, not only has Stella worked with some of the leading housing associations or housing companies, it's worked with the German government, it's worked with one of not just Germany, but Europe's oldest banks to issue a stable coin and has recently um just invest in Cash Link, which is the country's most prolific register as far as issuance on DTS for securities is concerned.

[00:09:06]I think when we look at Stella's positioning in Germany but more broadly across the world, it's set to enable this kind of broader transformation that is taking place. And this was an exciting video because we we we got the cash link news and we said, "Okay, this is interesting. This is kind of more cementing of Stellar's being foundational in terms of German's new economy or the German new economy. I think German is Germany is is the fifth largest economy in the world.

[00:09:36]Um but actually we knew that because we knew about a lot of these previous announcements. I don't think a lot of people do. And this recent news is just more confirmation that Stella is going to play a key role not just in Bermuda or you know some of these developing nations but actually the developed like Germany. Um and we can see that by the recent announcement on the 30th but the kind of announcements and partnerships that have came previously. Stella is just unbelievably well positioned and certainly can't be ignored at this point. There's few DLTs that even come close to it. Ladies and gentlemen, that's it for me. I'm going to love leave you all. Thanks everybody for watching. and see you all in tomorrow's