BRAD SAYS TRILLIONS COMING INTO XRPL - COINBASE VS RIPPLE ON AI! - FLARE $XX PREDICTIONS! XRP NEWS!

Added: 2026-05-07

[00:00:00]Hello everyone and welcome back to the common sense crypto channel. As with you always, this is Rich doing another video today on XRP.

[00:00:11]So I hope you're all having a wonderful day today wherever you are in this great great world. We're going to talk about XRP. And I got to start with this crypto news 700 jobs gone. Coinbase's brutal cuts signal something is wrong with the crypto market. But is there something wrong with the crypto market or is there something wrong with Coinbase? Brad Garlinghouse actually addressed this earlier today at Consensus. Take a listen.

[00:00:46]>> You know, part of what Brian Armstrong said publicly was about how AI uh is a factor in those layoffs for Ripple. Yes, we are employing and using AI across everything we do to accelerate growth.

[00:00:59]The addressable market, the growth opportunity is so big. We're not thinking about AI as a tool to reduce headcount. We're thinking about it as an unlock and enabler to go after more products, more customers faster. And I think we're at a stage of the crypto market that is just an accelerant, not a hey, we can save money over here. I mean, if you're a public company, maybe you have some different levers you got to think about. Uh, Ripple has the advantage of being private.

[00:01:25]>> So Brad just told you that no IPO is coming anytime soon in so many wards and they're utilizing AI to accelerate and that's going to benefit XRP holders at the same time. But Brad is telling you right out that it looks like Coinbase is using AI to cut their workforce. And I think that is just absolutely ridiculous. I mean, Coinbase brings in a hell of a lot of money. XRP leads weekly gains with 8.91% surge to a $141.

[00:02:05]Now, that surge, I wouldn't even look at it as a major surge. It is nice to see the price of XRP climbing up. But what they're pointing out here is that while XRP is climbing up, it's also outperforming a lot of other cryptocurrencies.

[00:02:24]And we are still following Bitcoin still. I like to point that out because whenever the price of XRP drops even in the slightest, people are like, why is the price of XRP dropping? Well, go look at Bitcoin. If Bitcoin's dropping, that's why XRP is dropping. We will eventually decouple from Bitcoin.

[00:02:45]Utility is what's going to cause that decoupling to happen. We're just not quite there yet. And this article also points out that there's resistance between a $147 and a$1.50. If we break above a $1.50, we can easily start to move back towards $2 once again. and I'm anticipating that happening very soon.

[00:03:13]Brad Garlinghouse today at Consensus said he expects over 30% of Ripple Treasury's $13 trillion to be on chain in the next 5 years. So right away people would say, well that's great. The price of XRP is not going to move for another 5 years. First of all, Brad threw out a random number. You'll hear that in this clip. And when they say 30% is going to come on chain in the next 5 years, it means it starts. And as that's happening, the price of XRP keeps rising along the way. It's not like this is just going to happen 5 years from now.

[00:03:54]It's going to happen over time. Take a listen to what Brad says. And it sounds like we're also going to start to capture a lot of these airlines at the same time. the American Airlines of the world. I mean, these are big, ranging from Fortune50 to, you know, midsize companies who are benefiting from a dashboard to manage their liquidity, to manage all of the interactions with bank accounts around the world. That's a great business that's growing, but it is bringing them along the journey gently.

[00:04:22]So, okay, you're making a your American Airlines making a fuel payment into the Provian Soul. Okay, today that's going to take you four days and it's going to cost you this much because there's only one correspondent bank that'll enable that. tomorrow it's like oh we could just in a UI in the interface of G Treasury now Ripple Treasury presenting hey we can do that in real time at this cost and having a treasurer who's managing that payment make that trade-off and it it's going to be crawl then walk and then run and those 13 trillion you know I'll go out on a limb and say 5 years from now you know I I'll say 30% of that in five years will be onchain in some way and I think that is the opportunity I think it's also the opportunity equinity like I I think the the powerfulness of like accelerating adoption by buying the largest I think transfer agent.

[00:05:11]>> So you heard how Brad said it. He just threw out a random number, but I think it's great that this is going to it shows you how these airlines can really benefit from Ripple's technology.

[00:05:26]Imagine waiting for days compared to it happening in real time. That's what Ripple a absolutely does the best. They everything is real time on demand liquidity through XRP XRP bridging currency so it happens even faster and that's the future and it's all coming together right now. Some people see it, other people just refuse to see it.

[00:05:56]Blair is miles ahead despite it being a newer blockchain. One talks, the other locks in. This comes from Hugo Filion.

[00:06:06]Cardono launched in 2017. Flare launched 6 years later. Ever since Cardono has been trying and miserably failing to copy our strategy. I'm personally looking forward to them getting into tease. Cardono has far lower stats across the board in DeFi than Flare.

[00:06:28]Despite having a massive head start and at least at some point a vast treasury, Cardono will not win Bitcoin. Flair will win by creating the unified DeFi layer for FXRP, F Bitcoin, FXLM, real world assets, stable coins, and the rest. Um, just look at how much better Flare is than Cardono. Imagine having a six-year head start and Flare is already outperforming Cardono. And people still don't believe it's a good idea to be buying Flare while it's sitting under a penny. Paul Baron points out this guy gets it. Take a listen.

[00:07:15]>> Flare. Flare. Of course, we had you gone yesterday. They're moving into a pretty accelerated mode in terms of being able to put XRP to work in DeFi through their F assets. You consider Flare and a handful of others that have kind of started in the space. XRP is still somewhat underserved in that space. Do you like that strategy or are you more on a traditional route?

[00:07:31]>> I do. I think people need to understand that what Flare is is really a backend backend tool. So what it allows people to do, especially large asset managers who historically couldn't have done this, is take something like an XRP wrap it and deploy it in different strategies and structures on other protocols, right? Volts are a great example. A lot of volts run off smart contracts. What flare allows is for XRP to be wrapped and put in a vault where I think we might see the future of asset management. Vaults allow for a lot of different things in terms of SMAs where we can get out of the legacy fund structures that make a lot of these things vastly more efficient. What Flair is doing is unlocking XRP's ability to participate in a lot of these things. So I think a lot of people thought, oh, I just wrap my XRP because FXRP and Yield is calling from the sky. That's the mindset we need to get away from and understand that this is going to link to different strategies and different managers to run different strategies that might produce an income on your XRP. But what Flair is doing is allowing and being the infrastructure to make that happen.

[00:08:11]>> All right. So when he's talking about vaults, I they're also getting involved with Uphold now and they want to bring all of Uphold's XRP over to Flare as well. So that DeFi, it could be utilized in DeFi and you could actually earn off of that one or two billion XRP that Uphold is also holding. And I knew it was just a matter of time. The road to a $50 flare.

[00:08:45]Everything is possible when you can connect everything. And you see it right here on this infograph. So a dollar plus establish strong DeFi and liquidity foundation. $3 plus reach Ethereum market cap through real usage. $10 plus become top smart contract platform for data and real world assets. $25 plus global adoption across industries and institutions.

[00:09:17]$50 financial infrastructure layer for the world. Now, if you had to put a time frame on a $50 flare, how quick could that possibly happen? I would say most likely conservative. I would say in this runup I think there's a good chance that Flare pulls at 2017 2018 XRP where it goes from where it's sitting right now to $3 plus. You look out a little bit more with institutional adoption coming and I think Flare could possibly hit $20. I'm going to say maybe end of 2027, early 2028.

[00:10:04]I would love to see that happen, but I think Flair is going to start to gain a lot of value in a very short period of time. I don't think it's going to remain under a penny much longer is what I'm saying. But this is the opportunities that are there right now and you got to grab them up while they're still there.

[00:10:26]The SEC picking on Ripple was a big mistake. They made a bad strategic decision. Take a listen to Brad here.

[00:10:34]>> One of the key strategic mistakes the SEC made was picking on Ripple because we were strong enough to stand up to them. It still took some to do that, but you know, I think uh they they made a bad strategic decision as opposed to building more case law going after weaker players and getting them to fold capitulate. So Brad, you >> remember back then they were going after all those smaller crypto companies and those crypto companies were paying fines back then and then they went after Ripple and that was probably the biggest mistake Gary Gensler ever continued on with. Jay Clayton started the battle.

[00:11:13]Gary Gensler lost it in the end. And everybody thought that Ripple was going to end up folding up along the way and XRP was going to be deemed a security.

[00:11:25]But Ripple went in a whole different direction. And I think the SEC underestimated Ripple in a very big way because Ripple ended up going global.

[00:11:37]They started building out everywhere else outside the United States and they were putting rail after rail in place for XRP to run on in the future. And now look at how big this network is and Ripple is just crushing it week over week. That's why I said the final pieces of the puzzle are being put in place right now. XRP bags pointed this out and I thought this was a great post. Things people said about XRP while I was buying. 2017, it's not even real crypto.

[00:12:13]2018, Ripple is centralized trash. It sounds like all the Bitcoin narratives from back then. 2019, this thing is dead. 2020, SEC is going to destroy it.

[00:12:26]2021, it's over. 2022, you're delusional. 2023. Okay, but it still won't do anything. 2024, just admit you were wrong. 2025. Wait, how much is it now? I didn't argue with any of them. I just kept stacking. And that's how it is as an XRP holder. Whenever the price is down, it's like all these people come out of the woodwork on X to just FUD on this cryptocurrency as much as they can. And every time they FUD on it, I was buying it. Every time the price was down, I bought more. I remember the SEC verse Ripple case more than anything because I remember the massive sell-offs that were happening.

[00:13:15]Everybody's like, "Wrap it up. It's over for XRP." And I was like, you know what?

[00:13:21]Gary's calling this thing a security.

[00:13:23]I'm buying more. I did the same thing with LCX. The second Gary called LCX a security, I bought LCX. It was like every time he would point at a bunch of cryptocurrencies, the first thought in my mind is Gary's wrong about all of this because I know deep down he's wrong about Ripple. There are moments before a crypto bull run begins where you're seeing signs, but you're not convinced yet. This is one of those moments. You know, everybody needs confirmation before they jump into this space. As long as you could do it without confirmation, you will beat 90% of investors in crypto. Most likely that number is even higher. probably more like 96 to 99%.

[00:14:20]All you have to do is know what you're holding when you hold XRP and take the opportunities as they come. But you could see the bull run already starting.

[00:14:33]And that excitement is already there, but it's not quite at the level of fullon excitement. It's like the early excited people. The people that deep down know the breakout is here. They're excited already. Soon everybody will be excited. It'll be so chaotic. Euphoria will start start to set in. And when that happens, you know that we are there. This is that moment we've been waiting for. But you got to capitalize on the red days to get ahead of the rest of the people in crypto. Most people need confirmation that the green candles are here before they even think about buying any crypto.

[00:15:23]But like I always tell you, until it happens, stay patient, stay positive, and let's get rich together. With that said, I'm going to wrap up this video. I want to thank you all for watching. I appreciate all of you. I'll see you in the next one. Have a great night.