XRP WE HAVE PROOF?! (XRP ABOU TO RIP!?)

追加: 2026-05-31

[00:00:00]Technology is evolving faster right now than any other time in human history.

[00:00:05]And we understand that blockchain technology will be the new financial plumbing of our global financial systems. And there are certain crypto assets like XRP, like XLM, well that will be the heartbeat of those financial systems to help value move seamlessly across the world in zero to 0 to 3 seconds for little to no money. Ralph Paul has one of the best strategies every crypto investor should be following right here. I'm going to play the clip, but I also want to get into the two sides of tokenization here. The one the dark side, why elites want to tokenize everything right now and what you might personally lose, as well as what's the elites plan after all these assets are tokenized. How do they plan to use these assets as well as reuse them over and over again? Felt this is going to be a really fun video, guys.

[00:00:53]Stick with me through this whole thing.

[00:00:55]Let's have a little bit of fun. Make sure you support the content. I'd really appreciate that. Also, there are several fbombs in this clip. If you're listening in the car with kids around, you might want to mute this part of the video.

[00:01:05]Just want to be respectful of your family. Going from $2.5 trillion to hundred trillion, why the would you ever sell anything? I mean, that's that's what I keep getting into my head is like, unless you have to or want to, you literally wouldn't. you would just keep finding opportunities where it gets oversold to buy more because that's where it's going. And you know, if we think about the agent economy and its infinite tan, we think about the clarity act getting passed. We think about the entire financial system building on on crypto rails. Think about ID. Think about aentic ID, robotic ID, human ID.

[00:01:40]Think of all of these things and you're going to sell it because R and Julian thinks the liquidity cycle is going to slow down for a bit. is bananas. And I I I'm kind of I kind of get pissed off with it now, even though I understand people need it, but I'm just when I look at the opportunity and I present it and I talk about it and we're at this moment in time, the fastest acceleration of technology in all of human history and we're trying to time technology is stupid. That's anyway, that's my rant over. I think what he's saying here, unless you absolutely have to sell your assets that, you know, don't because they're going to be worth more down the line here as the entire world figures out that blockchain is the future and how our money will move will be simply through the XRPs, the XLMs, the chain links of the world. That's really the infrastructure that all of these private institutions will will want to use or have to use. Right? Imagine that right now the the world is a walled garden that every big bank has their own walled garden where they're using their own infrastructure and other banks go to their bank to use their infrastructure.

[00:02:43]Smaller banks do, right? when you kind of democratize global finance here, everyone will have access to, you know, Ripple's technology or or Uphold's infrastructure or whatever it is, stable coins, tokenization, and that really will help level the playing field, but it will also have, you know, everybody, every bank, every institution, every custody provider, everyone at the same time will need the technology and everybody will be competing over and against each other. And when you have this digital arms race, this rush of people, this rush of businesses, the rush of the the biggest banks in the world, all needing to use blockchain rails to move value in between these private networks, you need those public blockchains. That's where the XRP comes in. That's where the XLM comes in. Uh updating information between legacy systems and blockchain systems. That's where chain link comes in there. I mean, this is it. We are entering that arena.

[00:03:35]And if you sell your assets now, you might forever regret that as we go through this transition. I think that's what Ral was trying to say there. But let's continue. Let's move on. I got so much more to give you.

[00:03:45]>> What can you tell us about today and how things are changing? Because you've talked about tokenized securities.

[00:03:50]You've talked about bringing the NYC into blockchain and all these new areas.

[00:03:54]How will the financial services segment change? I think what is really going on is that people want access around the world to these markets. And with the explosion of the internet, it's no longer private wires and private networks and brokers in suits and fancy offices. People want access to these markets. And what tokenization is going to allow us to do is go 24 by7 365 via the internet distributed everywhere in the world. Move capital as you and I sleep. We're going to have to change not only the technology but the way our legal construct works, how these things will settle, what will happen in a bankruptcy. But we're globalizing these markets. We're globalizing these markets. Yes. And Ripple has connections and partnerships with the largest financial institutions in the world including Black Rockck and Vene. It has been uh you know written in the test of time here. Ripple is one of the leading blockchain infrastructure companies on the planet. Anytime regulators are trying to figure out regulations in their country, they give a call to Ripple and they're in the room to help guide them. They were just in the UK helping the UK kind of set up their regulatory perime perimeter. They've been here in the United States. They've been in Japan. They've been everywhere.

[00:05:03]All right. And then also, we just got this incredible news that Stellar and the DTCC just announced on a partnership to tokenize assets on the Stellar blockchain. And this will happen in the first half of 2027. That's why Stellar is pumping right now. We're talking about real world asset instant conversion, full life cycle management, deeper liquidity with blockchain rails.

[00:05:20]The interim focus will also include Russell 1000 stocks, major ETFs and US treasuries. Guys, it doesn't get any bigger than these connections. Now, we all hear about the great things about tokenization and how this could maybe change our future forever if our assets are used on a global scale to move trillions of dollars. But there could be a darker reason that institutions are pushing so hard right now for tokenization. And Versan from Black Swan Capitalist does do a good job at covering those darker reasons. Let's jump into it.

[00:05:50]>> Why are they rushing it? Why are they like pushing this wagon so hard and fast?

[00:05:56]>> Tokenization is being sold to the public as innovation, liquidity, and democratization, which it is to a degree. But if you look at the deeper reality behind tokenization, it's actually far more concerning. Why?

[00:06:10]Because it's becoming one of the most sophisticated mechanisms for the financial elite to achieve asset control. Essentially, it's quiet confiscation. Why are they rushing?

[00:06:21]They're doing this because they need collateral. If you look at the broader economy, the traditional system is actually drowning in global bad debt.

[00:06:29]And that's why governments and large institutions desperately need high quality assets so they can back their new lending and back their leverage positions. Tokenization is actually going to let institutions gain institutional custody over your assets and they can apply the programmable controls that are being pushed by the bank for international settlements.

[00:06:52]Really, they're the ones influencing the regulatory frameworks. So tokenization will help the institutions create the illusion for the masses of ownership.

[00:07:03]But the truth is you lose full traditional property rights. And that ties into the great taking really.

[00:07:09]>> This is why I teach people self-custody.

[00:07:11]This is why I teach people tangible assets holding physical assets like gold and silver. They're actually promoting tokenization in the ecosystem, but they're completely unaware of how dangerous this path truly is.

[00:07:24]Tokenization is the very definition of you'll own nothing and be happy. And it turns out it I was not being a conspiracy theorist even back then.

[00:07:32]Turns out I was actually previewing the exact mechanism I just explained to people. So kind of talking about, you know, when you have your crypto on an exchange and it's not your keys, not your crypto. Something very similar could happen with the your your tokenized stocks and your tokenized bonds that will be custodied at certain institutions. Something happens to those institutions. You need to understand and find out what happens to your assets. Do you own those assets even though they're being custodied by this this new entity?

[00:08:01]I guess that's a conversation that everybody needs to have and we'll explore that as we get more information as it moves forward. But I thought that was a great uh clip to have before we have this one. So this is the kind of real plan on why institutions are interested in tokenizing assets and what their plan uh is going to and how they can reuse this over and over again. And I thought this is the crux of the piece.

[00:08:22]The general way I think about the world is I try to approach it from first principles wherever possible. Right? And blockchains enable instant settlement.

[00:08:29]They enable programmable money. And so when you start thinking about the benefits of blockchain, the global access to capital and how that can start to create value. I think it's both in terms of assets that require large amounts or can can have large amounts of looping where basically you're depositing the asset, borrowing against it, depositing the asset, borrowing against it, doing this in a permission and multiple time way. That is a really really powerful primitive that for the average person is not at all possible to achieve in the current financial system.

[00:09:00]And even for institutions they might have caps or limits or certain margin requirements that may be quite ownorous based on the current regulations. I think here what happens in crypto is I can programmatically loop an asset three four five times and just by default I am now going to be able to get a higher yield on that asset relative that if I had it in the traditional financial system and so like taking a step back assets are not going to come on chain.

[00:09:27]We are not going to have trillions on chain if that if uh institutions and people can earn better yields and better returns elsewhere. Right? So we need better riskadjusted return. One of the ways to do that is to loop a low volatility asset a number of times. The reason low volatility is important is most of the loans today are overcolateralized and so if it has low volatility you'll be able to borrow more against the notional value of that asset. We see this with assets like stretch today that are very low have very low volatility but they yield 10 plus%. And so you can use platforms like Saturn and others to basically loop this a number of times and you're driving better returns on stretch in DeFi than you can in a traditional system today.

[00:10:06]So that is one end of the spectrum.

[00:10:08]Extremely powerful looping and using it as pristine collateral for basis trading and other sorts of automated strategies.

[00:10:15]You want those assets. They're really terrific to put on chain. And by the way, history has shown that if you look at the largest asset classes on chains, it's tokenized money markets and stable coins. The lowest volatility assets. But then when you start to look at the other side of this, blockchain enables massive amounts of innovation and programmability. And so what happens?

[00:10:33]Well, now when I have an asset, you know, we always see like Trump tweets at Friday night or Saturday night. If you're a traditional trader, you're now trying to hedge your risk over the weekend or trying to get out of it via some OTC deal. Well, in crypto markets, that's not an issue. That's why so many traders made money on oil using Hyperlid and decentralized perpetuals because they could trade immediately. So that 24/7 access, global capital formation, the ability to also have really sophisticated uh liquidation engines. So if you do take on too much margin, the ability to immediately sell off that asset to a number of different biders for the highest value, all of these primitives are really only possible on blockchains. And so the high volatility assets where you want the risk, you actually can in some ways take on less risk because you can get out of your position quicker and be able to buy other people's liquidations at lower prices than you might be able to otherwise in the traditional system. So that ultimately leads me to this barbell approach. And again like people in crypto love to go to the gym. So barbells are a very common framework that people use. But I think volatility, a volatility barbell is the right way how I think about the tokenization premium. And to focus on the middle, this is the hardest and least interesting. Again, if you have an asset like gold or equities or or crypto, these things have these things have almost 24/7 or near 24/7 oracles taking place. So you can always understand what is the risk, what is the position that I'm in. But if yeah, if you look at things like real estate, private equity, even venture capital, we only do marks every 3 months, right? We do quarterly navs of the fund. And so with those assets, you sure you can tokenize them, but you can't borrow against them very effectively because there's not a real term a real-time price that you can always reference to understand the value of your assets, be able to start doing the looping or other types of benefits.

[00:12:22]So I think that middle is a pretty tough spot and it doesn't mean there's there isn't amazing things going on there. In fact, when native issuance really starts to take off, they're going to go after this middle wedge and start to do very well in things like the PayFi ecosystem and new forms of onchain credit. But for the next one or two years, and when you talk about what the SEC is enabling, I really expect the edges of volatility to get the most benefits.

[00:12:45]>> People are raving about Uphold's latest technology, allowing you to do even more with your crypto. The next latest and greatest that Uphold just launched was flexible staking. It is live on Uphold.

[00:12:56]I'm staking a million flare on Uphold and keeping track of how much I am making. I'm going to have Nancy, the US president of Uphold, tell you why this is such an important feature and how you can use it.

[00:13:07]>> So, one thing that we've launched for our customers is staking. So, we have two types of staking. We have flexible staking where you get opted in to staking your assets. It's almost like an auto earn program where your assets will begin to earn return for you immediately. The other staking we have is boosted staking. So you can choose a longer wait period in and out of that digital asset and you'll earn even higher rewards.

[00:13:37]>> And now the CEO of Uphold, Simon Mclofflin, has stated here, we offer staking on 22 digital assets right now in two forms. Remember there's the flexible staking allows you to sell or trade your assets at any time and still or earn rewards. And there there's the long longer bonded staking where you lock your assets up for a certain period and you can learn more about staking on Uphold's website link in the description. All right, there's a lot of really good information there to better understand how this new system is going to work and why what the value is going to be to institutions to move faster.

[00:14:10]And of course, we did talk about the DTCC and the Stellar Development Foundation. That's really big news. Rob Cunningham did say the simplest way to understand DTCC, XLM and XRP's needs, the two systems can evolve adjacent problems extremely well without solving the exact same problem at the exact same scale. That is where many people get confused when comparing depository trust and clearing corporation stellar and the combined Ripple and XRP ledger stack.

[00:14:35]They are not necessarily competing for identical roles. The key distinction stellar XLM excels at accessing and moving value efficiently. Historically stellar or focused heavily on lowcost issuance, lightweight transfers, remittances, retail access, financial inclusion, simple crossber movement.

[00:14:53]Think get money from point A to point B cheaply and efficiently. That is enormously valuable especially for consumer payments, NGO distribution, aid payments, mobile wallets, smaller banking corridors, underbanked populations. And DTCC's core plumbing is different. The DTCC is not a primary solving. They're not solving remittances, retail remittances, customer wallets, simple payment transfers. The DTCC's world is quadrillions in annual transaction processing, security settlement, collateral movement, treasury settlement, derivatives reconciliation, institutional liquidity, clearing obligations, multi-party netting, capital efficiency, and systemic risk containment. That is entirely different level of complexity. Layman's anal analogy. Stellar XLM is like a credible, efficient highway system for cars and delivery vehicles. Fast, cheap, elegant, accessible. Ripple and the XRP ledger is built to be the synchronized operating system coordinating the ports, railroads, airports, freight exchanges, custom systems, reserve liquidity, and settlement finality of the entire global trade network. Not merely movement but coordination, liquidity synchronization, institutional grade settlement, atomic reconciliation, interoperability, treasury efficiency, systemic balancing.

[00:16:11]These are the two different categories of the infrastructure. Why the DTCC could need XLM like functionality?

[00:16:17]DTCC's absolutely benefits from fast token movement, lowcost issuance, efficient transfer rails, programmable assets, retail accessibility layers.

[00:16:26]Those are real needs and stellar style architecture can contribute meaningfully there especially if the issuance frameworks token distribution access layer connectivity and interoperability edges. Why DTCC will never depend entirely on seller because the DTCC's extensional problem is not merely can assets move. The real problem is can the entire institutional financial system reconcile net collateralize exchange settle and source liquidity globally in synchronization fashion with minimal systemic risk. That is the far bigger problem. The missing piece is liquidity architecture. This is where XRP design differs. XRP was orchestrated around bridge liquidity, intermediary settlement, capital efficiency, multicurrency routing, atomic FX conversion, institutional liquidity sourcing, not merely token transfers.

[00:17:16]That distinction matters enormously in simple plain English. Suppose 40 countries, 12 reserve currencies, 9,000 institutions, tokenized treasuries, equities, bonds, derivatives, and collateral obligations all need synchronized movement simultaneously.

[00:17:30]The problem is no longer can money move.

[00:17:33]The problem becomes where does the liquidity come from and connect everything instantly without tapping trillions in dormant reserves. That is where the bridge liquidity thesis why XRP was designed uniquely and what XRP model solves at scale. Liquidity fragmentation traditional finance requires preunded noro accounts no vostal reserves trap capital everywhere.

[00:17:54]XRP role is a neutral intermediary asset that can solve liquidity between both sides and discontinued markets or disconnected markets. So instead US dollar sitting everywhere, euro sitting everywhere, Japanese yen sitting everywhere, DTCC can use one neutral bridge dynamically sourced atomically settled. That is a different architectural ambition that simply is the new payment transfer system. And so this is kind of what he had on here.

[00:18:20]Accounting, messaging, transfer, exchange, swap, and settlement. And of course, Stellar and the XRP ledger. And so this was a very good visual of kind of what we just went through. If you want to pause and take a look at that, please do. All right. I did have one or two more things I wanted to show you here.

[00:18:32]>> Tell us a bit about your digital asset strategy.

[00:18:34]>> Three years ago, we started with thesis statement. You know, our clients came to us. They wanted 24/7 365 realtime liquidity and payments. So, we looked at a multitude of different technologies, not only blockchain, but we recognize they don't want just a single bank token, right? They want multi-bank. And blockchains are really good at connecting disparate parties to one another. So, we started building out our tokenized deposit solution. Then we've been, I would say, scaling for like the last year and a half where we now processing billions, but we're seeing more and more adoption on the platform from a multitude of different clients.

[00:19:08]We just added additional currencies in Q1 this year. So now we have USD and Euro. We added Dublin. We continue to add more branches to the platform. And the way that we've built it is we fully integrated into our technology stack where like if you log on to City Direct, it's a drop-own box. like you don't have to have a wallet, you don't have to host a node, you don't have to manage keys.

[00:19:28]Like we completely offensiscate the complexity of a blockchain. A lot of like enterprises aren't set up for it, right? And they don't want additional operations. They don't want additional governance and reporting and have to convert tokens into that, you know? So, it's very difficult. So, we want to make it as seamless as possible for them to integrate into their stack.

[00:19:46]>> All right. And then one more thing I wanted to show you here. Of course, we know markets are moving on chain. 127 trillion >> that, you know, trusted agent as they navigate into this this new world, this really exciting new world, right? We're about to tokenize the $127 trillion equity market cap. You know, the world is going in that direction. How's that going to work? How are you going to pay for that stuff? What are the rails that are going to live on? What are the new opportunities that you're going to see?

[00:20:12]And so, you know, we've been in this space for a long time. We've been immersed in this in crypto up to our eyeballs for for years and years and years. And so hopefully we can lend our expertise, you know, not only our expertise in crypto, but our our expertise in in in traditional markets.

[00:20:26]Pretty much everyone on the team has some kind of background in traditional markets as well. So I think the goal is to kind of be that Rosetta Stone. Uh be able to translate and be able to explain and and and make it easy uh for >> guys. The the world is changing so quickly. You're going to need a lot of information as the time goes on. Make sure that you're subscribed to the channel. I'll always bring you bring you the latest and best news across the crypto space, especially around assets like XRP, XLM, HAR, Flare, and so much more. Thank you. It's always an honor to spend this time with you. Have a great weekend ahead. And if you get some time on Friday, I'll be sitting down with the president of Uphold, Nancy Beaton.

[00:21:01]That's at 6:00 p.m. Eastern time. Please join. I'm so honored to be uh be able to interview somebody of that caliber, and I can't wait uh to to have a conversation with her. All right, I'll see you guys. Aloha.