XRP: "EXTREME UNDERVALUED ZONE FOR XRP" On-Chain Analytics Firm Reports

Added: 2026-05-27

[00:00:00]Hello, this is Matt on the Moon Lambo channel. XRP is mispriced. In fact, it's very clearly oversold and I'm going to share some data with you, but it it has not been this oversold in years. In fact, to the point where now separate from that, just a little bit of correlation here, a little bit of confluence, we have a respected onchain analytics firm saying that XRP is uh in and this is a quote extreme undervalued zone. I'll share with you exactly why they're saying that. But um whether this is the literal bottom or we have to go a little bit lower first before we go way higher, whatever it ends up being, this is so obviously the end of a serious accumulation zone. And I've seen this multiple times having been in crypto for almost a decade at this point. There are always these moments where either you get a serious pullback, a midcycle correction, or you're coming out of a bare market and you do start to ramp up and people are just in disbelief. Oh no, it can't be happen. This is a fake rally. The bears the bears are still going to win. What are you talking about? And they're wrong. When the signs are there, as obviously as they are right now, you know, by a lot, what is most probable is that we're just going to ultimately rip higher and the bigger picture expectations from the bears just don't come to pass. The best is yet ahead. So, I'm going to highlight a bunch of reasons why. I got some good stuff for you. But, uh, before going further, I do want to be clear. I do not have a financial background of any kind.

[00:01:22]I am not offering financial advice. And you definitely should not buy or sell anything because of anything I say or write. I'm just an enthusiast who enjoys making YouTube videos about cryptorelated topics, but just as a hobby and just for fun. As I record this video, it is 10:06 p.m. Central time.

[00:01:38]Tuesday, May 26th, 2026. We have XRP at $1.33. Bitcoin at $75,817.

[00:01:47]So technically, the market's down a hair. Eh, whatever. We're ranging. We're just ranging. Uh nothing real big going on here. Within the last day, X, you know, XRP was up to what' it get up there? A buck 30. Actually, don't remember. The last 24 hours is a buck 36. You know, Bitcoin got up to aboutund uh not 100 uh $78,000 right around there. We're just still ranging here, but we cannot and will not stay here forever. And what happens when uh when there's an asset that's undervalued?

[00:02:15]What What happens after it's extremely undervalued?

[00:02:20]It's just with think about the way all of the macro conditions have perfectly aligned. You see these oversold conditions. You see even with this other metric I'm about to highlight that's uh shared by onchain analytics firm Santon.

[00:02:32]You put all of this together. How could you not be excited if you're an XRP holder? But anyway, so here here's what Santin had to say here. And the chart here titled XRP average trader returns now at lowest point since 2020 creating historic dip buying opportunity.

[00:02:49]The average XRP trader that has been active in the past 30 days is down a whopping 47% with many selling at the bottom. So, I'll just pause to say here this is another reason to just be a hodler instead of a trader. Data shows that somewhere between 90 to 90% of tra 95% of traders lose money. And those that make money, it doesn't even mean they're necessarily making a fortune and they're spending an exorbitant amount of time if they're actually doing it. It's it's going to be highly stressful. Uh, I just I don't think it's for most people. It sure as hell isn't for me. That's I just I I've never tried it. I'm not never going to try it. I don't need more of my uh time like I already spend enough time every single day in crypto and I love it. I don't need even more time spent on crypto, but then with this ridiculously stressful thing that may or may not work when I know that hodling already gets me life-changing wealth, like duh, why would I even waste my time with that?

[00:03:39]That's silly.

[00:03:41]Um anyway, then they say historically MVRVS, the average trading returns will always average out to zero, making this current time an extreme undervalued zone for XRP. That's right, folks, an extreme undervalued zone for XRP. And again, this is coming from an onchain analytics firm, uh which does not use hypy language. They have historic data and then they state what that means historically.

[00:04:08]Then they write, "The chart shows that XRP's 30-day MVRV has now fallen to its lowest level since December 2020, suggesting that fear and frustration among traders have reached rare extremes that have historically preceded strong rebounds." So, I'll pause. Of course, it's not a guarantee that right from here we go up. I recognize that. But you can't deny history does tend to rhyme with itself, right? Which way are you actually thinking is most probable at this point after after the way crypto's been beaten down for eight months? What we just we get beat down like even more and for another like what year? Like the bears are calling for and then we maybe we finally bottom out.

[00:04:51]Okay. Or or actually it' be more than that because a lot of those bears think we're going to bottom out the end of the year. So you'd be looking at a year and a half from now hitting the bottom. I I Okay. And then and then from there you can start to form a base and then see in 2030 maybe we get some new alltime highs. I just I don't buy that because we had a midcycle correction, not a bare market just now.

[00:05:09]Anyway, and then they wrote, "Despite the major price retracement that has seen XRP lose over half its market value since last summer, patient investors still have optimism." That would be me, folks. Hopefully you guys, too, uh, surrounding regulatory progress, ETF speculation, and Ripple's long-term adoption narrative. XRP rallied aggressively in late 2024 and early 2025, uh, which left many traders buying near local tops before momentum cooled off. But since then, repeated sell-offs have pushed many short-term holders deeply underwater. So, I will say here, even outside of trading, I I've said this many times before, but just to reiterate, if if you're frustrated because you've been holding at those types of levels that we've seen over the last, say, year and a half, if you're one of the people that's underwater, well, I I can't and won't tell you whether you should buy or sell or hold, that is up to you. I don't know what's best for you, but I will just speak for myself. I was underwater or at about break even for the first few years that I held XRP because once you buy and and you know there's a blowoff top and then it comes back down there. I know there hasn't been an alt season yet, but it the point I'm making is if you're buying in a in a certain type of range and XRP did move up off of a floor, you know, where it was it was closer to like 40 to 50 cents. you know, if you're buying in a range down, whether it's down there or slightly above, uh, it's very easy for dollar cost averaging in to end up having your investment for a prolonged period of time underwater like that.

[00:06:39]That's just what's happened to me. But then once you actually complete a full market cycle, uh, even after the prices come back down, you're on a new plateau and then if you pick the winning asset, then you're probably fine. Uh, and so that's that's been my experience. That's been my the case with Bitcoin, Ethereum, XRP, Cardano, Chain Link. This has been my experience with these coins I bought way back in 2017. Now, there are certain coins, a lot of coins that I've I bought over the last few years, and since we haven't yet had an alt season on a lot of those coins, I'm underwater still.

[00:07:07]So, I'm right there with you in this crypto experience. That is what it is.

[00:07:11]And it makes people feel like it's never going to happen. I bought some stupid stuff, this or that. Uh, feel however you feel, but uh I'm just telling you that that in and of itself is not an indicator of whether or not the market's going to rampage higher. So, since I just want the exposure because I believe the asset class does keep getting bigger, I ain't freaking out about that.

[00:07:28]I think that a lot of the positions that I'm in right now that are underwater uh are going to flip as soon as we go back into alt season. But alts, as I keep highlighting on the channel here, they've been falling against Bitcoin for half a freaking decade, but markets find bottoms.

[00:07:42]So, just saying. So, yeah, that's what I said here again. But since then, repeated selloffs have pushed many short-term holders deeply underwater. I feel you, man. I get it. I'm right there with you on on certain coins, not XRP.

[00:07:58]I've been holding that long enough. My dollar cost average level was low enough that I'm doing just fine on that. My my average buy price for XRP was like 25 cents. The lowest I ever bought XRP for was 15 cents. But I was underwater for and I spent a lot of money on it. And I was underwater for years, literally.

[00:08:14]Then we had the lawsuit come. It was a whole thing. So, it's been quite an experience. But it just seems to me very obvious XRP's fundamentals have never been stronger. I think the market's going to catch up and uh properly price that right now. I mean, it's it's fair to argue XRP's mispriced.

[00:08:28]Well, yeah, it's been artificially suppressed. You can look at the utility.

[00:08:31]I'm I'm right there with you. That's why I continue to hold it. I think it's going to be worth way more. Anyway, then they wrote the deeply negative MVRV zone that we're seeing for XRP now tends to appear when retail traders have largely given up, creating conditions where even small positive catalyst can trigger strong recoveries, while weak MVRV readings alone do not guarantee a reversal. They often signal that the majority of panic selling has already occurred and downside risk becomes more limited compared to potential upside.

[00:09:02]Exactly. There you go. So, it's not a promise of what's going to happen.

[00:09:05]But historic Preston and folks, I'd be more optimistic than pessimistic. I'll just say that. Uh then there was also this as shared by Cointelegraph. And I I actually mentioned this in a video the other day. Um so I'll just be brief with it, but look at this insight. XRP liquidity on Binance has fallen to its lowest level since January 2020 for Cryptocoin. So that's another onchain analytics firm. And you can see what they're talking about on the screen. You know, look at these levels back in back in 2020. uh lower and the fact that we've come anywhere even close to that level is just astonishing because you know Binance they're the world's largest cryptocurrency exchange by volume. So that's kind of telling. So I think it's just it's it's not the end all be all but it's one more point of confluence.

[00:09:51]What do you think that means? This is the type of activity that you see before burst. Now it doesn't mean it has to be immediately. What if we do have to wait half a year or who knows how long? But this is the type of thing that you would expect to see historically before you move much higher. It's just I think what might have been unexpected is the degree to which it came down. But that just shows you I don't know. I mean, you tell me what you think, but I to me it just seems like it shows the degree to which a lot of people have truly capitulated. Uh there was this post from chart analyst Mikey Bull Crypto uh XRP here. And on the left you can see there's an XRP chart from 2024 going into 2025. Uh that's when we hit blastoff zone finally. XRP went from like 49 cents up to well you know what happened I got to tell you guys uh I mean you can see what happened leading up to this you can see that the momentum indicator the MACD down here I'm moving my mouse it flipped and what happened just rocket town right after that right well he's kind of arguing that something similar is playing out so on the right that's where we are right now he's he's saying this is a similar situation so Mikey Bull Cryptoh shared that and you can see that uh and this is a oneweek chart isn't yeah oneweek chart So you can see we've already flipped. So it doesn't mean that we instantly rocket necessarily, though that's not impossible. Um, but it does show you like things are lining up the way you'd hope and want, right? And so he said here, XRP break out and consolidate on the retest before a massive bullish rally. Currently on consolidation, the next phase will be a bullish move. So he's certainly optimistic. Um, then there is this from uh from chart analyst Kal. He wrote, uh, "People are still underestimating Ripple." He really needs to stop conflating these two things. XRP and Ripple are not the same. He has publicly acknowledged he knows the difference. I do not understand why he does it. It does not make any damn sense. It makes it look like to anybody who doesn't know his work. And I'm more I'm new. I just recently learned of him and I'm and I'm just so far seems like a level-headed guy. Um, I just I don't get that part of what he's doing here. Uh, that really grants my gears. So anyway, we're going to see um how uh his perspective plays out, but he seems to be getting things.

[00:11:59]So um I'll still share what he has to say with you. It's good to have diverse perspectives. Um but he says, "People are still underestimating Ripple. The strength behind XRP is becoming impossible to ignore. If the market enters a true euphoric phase, I believe $17 is achievable. And yes, Ethereum's ETH ranking may finally be challenged. Come back to this post later. Okay. Well, the rest of it's perfectly reasonable. I don't know. I don't make price predictions, of course, but uh him predicting that we're, you know, or at least stating that we may hit $17.

[00:12:36]Totally reasonable. That's that that'd be a very normal thing to happen in crypto, especially for a coin like XRP, which has been artificially suppressed for so long for because um we have not had an alt season. um in uh you know half a decade and that's when XRP runs is during alt seasons.

[00:12:53]So uh if we're going to get a proper alt season here which I certainly anticipate will be the case I think uh much much higher and then I think we can go back to this dynamic that we did have in 2017 and 2018 where XRP does come for that number two spot and XRP has been number two in market cap several times uh during that that period of time. So to think that it couldn't ever happen again is silly nonsense. just because it's behind it'll just never catch up and because reasons Ethereum's just always number two. Yeah, I don't think so. I don't think that's I don't think that's a reasonable thing to to suspect is the case. So then you can imagine, well, what's what's it mean if uh if Ethereum even just goes back to its all-time high and XRP matches uh Ethereum's market cap? It's just like so Ethereum again close to $5,000, a little shy $5,000.

[00:13:38]That's where Ethereum has gotten to.

[00:13:40]That that was close to the peak last cycle. If XRP matches that market cap, I mean, you're already looking at $10 XRP right there roughly. So, what if Ethereum doubles compared to the previous cycle and does closer to $10,000 when you got $20 XRP if it matches that spot? So, that's why I say folks like this is normal in crypto. I know anyone outside of crypto is going to be hear this for the first time and be like, "That's completely bananas. I don't believe it. It sounds like a scam." But it's actually not. The reason that this is possible is because there's not these markets aren't liquid. There's just not that much money in these markets. It's it's a global thing that trades 24/7 365. So when you get these moments of tons of money flowing in when there's normally not that much money, then it doesn't take much flowing in to an individual coin like XRP to get it to double or triple or quadruple so on and so forth. This is real life in cryptoland. But those moments are few and far between. And uh either you have exposure to the asset when those exciting moments happen or you don't.

[00:14:38]And that's all you can control really if you're a hodler. You just are you going to be there when it happens or not? That that that's it. You can't control when it's going to happen or how high prices will go and you can't control how how far down they're going to fall because invariably, of course, you're going to enter a bare market. You're going to see some major ridiculous pullbacks after the peaks. Uh you can't control that stuff, but as far as I'm concerned, the opportunity is there. So, I'm just going to continue being patient, but I firmly believe that it's coming. The best is yet ahead for XRP. Uh, here's a post from chart analyst Austin. He wrote, "Is the bottom in or will this time be different for XRP?" Well, I don't think this time will be different for XRP, but look at what he's highlighting here. All of these moments where uh where the RSI for XRP has been particularly low. And there are a couple other ones that he didn't mark with these vertical dotted lines um which you could site. Right? I mean, for instance, there's one right here in 2017, obviously, but so say there's like six or seven moments where throughout throughout history where uh the RSI for XRP has gotten roughly this low, meaning it's in oversold territory.

[00:15:47]Well, every single time you've gotten down there, uh, with I think no exception, you know, going back to 20 2013, late 2013, every single time you've ultimately ended up having a rally, like you you you just you did. And so depending on what point of time you're talking about, that depends on to what degree it's a burst because you have had pumps before the actual alt season. So those ones are going to be weaker than what happens during the alt season. also what happened during the SEC lawsuit that's going to be suppressed compared to what you saw the cycle before that. So there are, you know, dynamics to consider. But it is true that when XRP has been this oversold, doesn't mean it happened the next day, week, month, so on and so forth. But it does mean it always happened. You you always did get something. And to think that's never going to happen again when XRP is the strongest it's ever been. It's just utter nonsense to me. But I can't control when it's going to when we're going to get that excitement, which is why I keep saying I'll just make sure I have the exposure. All I can do to make sure I get that is sit here patiently and do nothing and not tinker with my position. Literally be so patient I don't touch it. That's it. That is my job here. Uh here's a post from chart analyst CW. Open interest of XRP is decreasing while the net position delta is increasing. Short positions are closing. Bearish bers are ending their bets. Short investors are giving up. So that's a little short-term perspective there. Uh, that doesn't sound too bad either. Here's a post from Crypto Insight UK. He says, this is just this morning. XRP hourly liquidity certainly suggests $122 is possible. The daily, however, suggests if we can start getting daily closes above $154.

[00:17:30]This could catalyze quite an aggressive short squeeze. Okay, so depends on who you ask. Most of the analysts that I'm following are not suggesting they're not posting about the concept even of XRP falling like below a dollar and and Crypto Insight UK isn't. A few are uh and then there are a few additional analysts who have warned we could have a little pullback something like this. Not crazy about a buck 22 and then maybe the whole crypto space would take off from there. XRP being a part of it. Um, I just, man, I'm just telling you, I I won't I won't go so far as to say it's impossible, but the idea of it getting like deep way beyond that without some severe black swan event, I I got to just tell you, I'd be very surprised at at a minimum, I'd be very surprised. I know when it comes to crypto, I try to never say never, but in in terms of probability, is is that the most likely thing? I I doubt it personally. Uh, here's a post from Chart Nerd. He is one of the guys that has been warning about XRP potentially falling below a dollar.

[00:18:29]And he wrote here, "XRP just printed a two-week 2050 EMA death cross, meaning if we do not drop soon, even if we do witness a rally into these EMAs, $1.70, we still remain under heavy macro resistance." So he says above the 2050 equals uptrend, below it downtrend. He says no need to over complicate. So, we'll see, folks. I I'm I'm definitely more of an optimist here. And even if we get pullbacks along the way, fine. I don't get to control that anyway. I'm just on the roller coaster ride like the rest of you. I don't know for sure what's going to happen when, neither do you. Neither does the best chart analyst on the planet. But if you want to glean some some things from history, that that's useful. If you want to find out uh you know, if history rhymes with itself roughly, might what might what might that look like? That's reasonable.

[00:19:21]I do that all the time. And in doing so, I just it makes me very optimistic for the for the certainly for the midterm and the long term especially very obviously the best is yet ahead.

[00:19:34]This is the best time there's ever been in history to be an XRP holder as far as I'm concerned. I'm not a financial adviser. You should not buy or sell anything because of anything I say or write. That would be a very, very, very bad idea. Until next time, to the moon Lambo.