YieldMight now has the Sharpe Ratio and total returns in the comparison section!

Added: 2026-05-15

[00:00:01]Hi, my name is Amy. Thank you very much for watching and let's make some bad financial decisions together. This is for entertainment purposes only. So, if you're entertained, please like and subscribe. I would really appreciate that. So, today we're going to go over a couple of new features that I put onto yieldmight.com.

[00:00:18]And first I'd like to let you know that I am the owner of yieldmight.com. I do receive ad revenue from that website.

[00:00:25]However, this video is not sponsored.

[00:00:28]So, now if you're logged in, you can go to the display options and go and click on the sharp ratio and it will show up.

[00:00:37]And the reason why this is good is it shows you the risk-free rate of return.

[00:00:43]And so, positive is good, more than one is a good sign.

[00:00:49]And this is the 3, 6, and 12-month sharp ratio.

[00:00:54]And you know, we we just had a pretty bad quarter, almost 6 months for a lot of these more momentum-based high beta stocks. So, of course you're going to see a lot of negative sharp ratios at the moment. However, this help lets you or at least aids in being able to compare the risk of these different asset classes and compare them side by side.

[00:01:28]And so, I have done where I have added the 3-month sharp ratio, so you can now it's sorted in what is the highest 3-month.

[00:01:44]Oh, sorry. This is the lowest. Let's go with the highest to lowest. So, these are the ones with the highest sharp ratios and you can see like ISSB is here and TD Ameritrade.

[00:01:56]So, this allows you to see to compare this side by side and across different things that don't necessarily have immediate correlation with each other.

[00:02:12]And so, this is just something that has been asked of me to add this as an indicator on Yield Bandit.

[00:02:22]And I also the other thing I wanted to show you was if you go into the compare funds, if you are a if you are a subscrip- scriber, um so, if you have a subscription, you can now see the total returns here.

[00:02:40]Let me make that a little bit bigger on the screen.

[00:02:43]So, before we had the the three-month NAV change, but I just added the total returns, which if you're not a subscriber, you can go into buy investing and if you're in- interested in specific ETFs, you can go into the detail section.

[00:03:01]This um automatically starts at $100, but you can change that to $10,000 and you can see the total return over here. So, if you're not subscribed, you can still get to the information. It's just not as convenient, so you could have it on two different tabs, whatever. But, if you're subscribed, then you can have the total returns here. This is for $10,000 and this is within this time period.

[00:03:31]And as always, you can sort like you can choose what you want here by um choosing different ways to select the ETFs.

[00:03:43]And you can always add whatever you want to the comparison funds and if you want to change these so that they're side by side, you can go ahead and and drag them and you can see uh what's going on, what is the NAV change, what is your total return of $10,000 in this particular time period.

[00:04:04]If it hasn't been around long enough, you'll see these dashes.

[00:04:09]And then at the bottom here, you'll also see, if you're logged in, the Sharpe ratio. This is that way you can also compare these side-by-side.

[00:04:19]And um get more of a feel and you know, more information is better in your pursuit of trying to find an ETF that suits your risk profile.

[00:04:34]And so, if you go into the favorite section here and this is for deluxe members, we have all of your favorites here and they have the distribution history over time. We have the price history over time.

[00:04:51]We have the NAV change, the um this is in percent and then this is in the dollar change over time.

[00:05:02]And then this is a table that just has the um tickers and the 3, 6, 9, 12-month uh total return over time.

[00:05:15]And so, uh we have you know, different warnings if it's too new, but um this is and we also have a a separate table for the Sharpe ratio here, so you can compare them 3, 6, 9, 12-month here.

[00:05:34]And it's convenient because they're side-by-side.

[00:05:37]And so, that's what I've been working on.

[00:05:41]I added the total return. I added the Sharpe ratio. I think just having more freedom for you to more information for you to get the information to the information that you need is good. We still have the build my portfolio which I have not done anything to lately.

[00:06:04]But um I still like this where you say I have a size constraint. I have, you know, $100,000 and I want you know, $4,000 per month.

[00:06:18]How can we go do that? I want to do a three-fund portfolio. This has broad index which includes the S&P 500 and the Nasdaq 100. So I want things like SDTY and XDTE um T-Schycs a little bit.

[00:06:39]And that'll be it, I think. Maybe some SPII.

[00:06:44]And then you go and click on the next and these are the broad the growth portions.

[00:06:52]So I would choose something like QLDY and QDT QDTY um XQTY which is the um lifted uh one from Neos. And this has the themes and it has the underlying and the issuers. You can click into the details to see what the distribution's like and where your total value is over time.

[00:07:20]This one's very new, but >> [clears throat] >> we got that going for us. We'll do TDAC, too.

[00:07:25]And you can just choose one, but I like having multiple things.

[00:07:29]And then this is the value. So we'll do, you know, the regulars QLDY, GDXW.

[00:07:37]I need to add MYNI, but uh we'll do ISBG as well.

[00:07:43]And then click finish. And so this automatically does the 1/3 into the commodity or the value, 1/3 into the broad market or growth and then 1/3 into the broad market. And you say, "Well, the goal here is 48%." And if you're like, "Well, there's no way I'm going to get a 48% yield." You can do switch here by yield and say my target here is a 25% yield. So we are getting a 25.48%.

[00:08:19]We are getting $2,213 per month. My goal is 2,083 per month. And this is all based off of the latest distribution. So we're having a 0.48% diff- difference, but um what you can do is say like I want uh 10% into QYLD and I'm going to lock that. And I want 1% into X QQQI because that is uh What is that doing?

[00:08:52]We'll do 1% into that. And then you can just once you lock it, it means that it won't um change the value that's in here.

[00:09:03]And you can get it exactly to your goal yield or say like this is good enough.

[00:09:09]And then um this has your portfolio concentration with you know the traditional allocation is 1/3 in each of those and this is what we have here. So um it's not forcing you to have 1/3 in each. It's just showing you that um how you're deviating or aligning with what's traditionally there. And you can add more um ETFs. You can explore. You can do your own conviction one plays, value growth.

[00:09:41]And I like the fact that I can save my portfolios and compare them later.

[00:09:50]And so, this is one of my favorite thing cuz I like modeling different portfolios and showing you all and everyone's following like read a Reddit post and I even use this when I want to get out of position like SLTY has a 70% distribution.

[00:10:08]And maybe I want to get out of it at least a little bit.

[00:10:12]Or actually, SLTY's probably a bad example. YCS Q. YCS Q has a 25% distribution. So, if I want to get out of the inverse of the Nasdaq 100, but I want to you know, have a diversified portfolio that I'm getting into on the long side, then I can use this portfolio builder to target the same amount of yield that I was getting from the other ETF and figure out what do I want to buy into for that portion of the portfolio. And that's what I usually use this for.

[00:10:46]So, hopefully, you like the new features, the total return and the um sharp ratio.

[00:10:57]And um my next to-do list is just adding a lot of ETFs.

[00:11:05]I'm going to add VOO and SCHD and miney and hopefully the Canadian and the European ones so we can be international.

[00:11:16]So, um that's what we're going to try to do before I um before the end of May. So, that is my goal. How um my question for you is the same every time that I do my Yield Might features, which is what would you like to see next? And hopefully I'll be able to get around to it pretty soon.

[00:11:38]And I really love to thank the members.

[00:11:42]You all are amazing and you really make it so that I can continue to do development on yieldmight.com and make these videos every day. And so, like to thank you all and have a good day. Bye.