$220K In Student Loans! She's COOKED!

Added: 2026-05-06

[00:00:00]I have paid almost double what I even borrowed in the first place and I owe so much money. Look at that.

[00:00:10]Hey guys, Izzy here back with another one for you. Guys, these student loan debt videos, boy oh boy oh boy.

[00:00:16]You guys seem to like these a lot and guys they get worse and worse and worse and worse and worse.

[00:00:22]Guys, these chicks rack up all the student loan debt and they're cooked.

[00:00:26]They're cooked, right?

[00:00:28]They go to some wokey woke college, rack up the student loan debt. Guys, they're never going to pay it off.

[00:00:37]All this in a vain attempt to the all-knowing they to show that they're strong and independent.

[00:00:44]>> I am woman hear me roar, in numbers too big to ignore. Insane.

[00:00:49]They have to know that I can get MY DEGREE. THEY HAVE TO KNOW THAT I can Who is they?

[00:00:56]Who is they? Guys, here we have a chick right here. She has over 220,000 dollars IN STUDENT LOAN DEBT.

[00:01:08]Absolutely insane. Just to be a physician's assistant.

[00:01:14]She's not a doctor, she's not a surgeon, she's not a lawyer, she's a physician's assistant. Guys, PAs make really good money, but they don't make this type of good money.

[00:01:24]You know what I'm saying? Guys, this is a dumpster fire on this TikTok, right?

[00:01:28]Let's check this out. And of course guys, part of her whole like online identity is being broke cuz of student loans. Guys, let's get into this.

[00:01:38]I owe a mortgage amount of student loans. Look at that. Yep, that's how much I owe.

[00:01:44]And I have paid 165,356 dollars towards this amount, but here's the thing. When I started okay, I owed 96,000 dollars.

[00:01:57]So again, I borrowed 96,000 dollars. I have paid 165,356.46 cents and I still owe 220,810 dollars and 73 cents.

[00:02:12]Let me explain to you how I got in this predicament. I have a bachelor's degree I am a PA and I make good money. I'm not going to lie. Unfortunately, that good money is still not enough to pay this, right? And so I worked for a non-profit hospital for the first two half years out of school. My plan was to work for that hospital for a decade and apply for public service loan forgiveness, okay?

[00:02:38]I even asked our HR department, does this qualify? And they said yes and that numerous of my colleagues are also eligible and they have filled out the paperwork and they are working towards loan forgiveness. But for some reason, when I applied and I filled out the paperwork online, on paper, I did it literally eight times. That's no exaggeration.

[00:02:59]I got denied eight out of eight times to even make payments towards the public service loan forgiveness grant.

[00:03:08]The Department of Education decided that me and only me at my entire hospital works for a for-profit hospital, but all of my co-workers, they work for a non-profit hospital despite us working for the same hospital. Now, I called the Department of Education numerous times and I explained the scenario to them numerous times and I at one point was on hold for eight hours to talk to somebody and then when I finally got a hold of them, they said, "There's a glitch and I don't know how to help you."

[00:03:36]Cool, that's great. Thank you.

[00:03:38]So after 2 and 1/2 years of making payments and stuff and all of them not even being counted towards the PSLF, public service loan forgiveness, I thought, "Why am I working here? I don't even want to work here. I was only doing it for this reason and so I'm going to leave."

[00:03:54]Something I also failed to mention is that since graduating, my loan has been in forbearance. Um I never put it in forbearance. In fact, I even signed up for the income driven repayment plan. I signed up later for the save plan. I kept submitting my income. I have submitted my taxes. My loan has been in forbearance and I have been making these payments on my own because when your loan is in forbearance, you cannot sign up for automatic payments. You have to just keep dropping it on your own.

[00:04:24]Again, I called the Department of Education and explained this to them that I don't know why I'm in forbearance. I I'm trying to make payments. I am making the payments.

[00:04:33]Get the forbearance status off of my loan so I can sign up for auto pay so I don't have to log in here and look at this number and have a panic attack every month.

[00:04:42]They said, "We don't know why it's in forbearance and we can't get it out of forbearance. There's a glitch. That's also part of the reason you're not eligible for the public service loan forgiveness cuz you're in forbearance."

[00:04:53]I graduated in 2022.

[00:04:56]I have been in forbearance status for 4 years and I can't get out of it.

[00:05:00]Now, my servicer is Mohela, which has been sued for doing this exact same thing to its borrowers.

[00:05:09]I am trying not to cry at this point. I am going to just be in debt forever because I have borrowed less than half of this amount. I have paid almost double what I even borrowed in the first place and I owe so much money.

[00:05:26]I am running backwards at this point. Um there's I don't think I'm going to ever pay this off in my lifetime. And the Department of Education, Mohela, is literally making it so that I can't no matter how hard I try.

[00:05:41]For those of you who say that you shouldn't borrow money or, you know, whatever, if you can't pay it back and you guys don't believe in loan forgiveness and whatever because we borrowed it, I am telling you I want to pay it back.

[00:05:54]I literally can't. I have paid it back and then some.

[00:05:59]I can't do this and no matter what I do, I'm stuck.

[00:06:04]And I chose a career where I am a civil servant for the rest of my life.

[00:06:11]Does this mean I need to be punished like this?

[00:06:14]Also, if there's some kind of lawyer that knows anything about the whole Mohela's lawsuit and can help me out with how to be involved in it and how to, I don't know, put my name in for somebody who has been in this situation and literally can't can't get out of forbearance, can't pay it, uh let me know.

[00:06:34]Coach, now guys, I don't know.

[00:06:36]I said the whole forbearance, all that other stuff, I don't know guys cuz orange man signed the cough cough thing where there was the cough cough forbearance and then they had the the public student loan waiver where if you were working for the public, then all that cough cough time counts as payments.

[00:06:57]So if she graduated in 2020, then that means at least a year and a half was counted towards that time. So something's fishy about her story because I believe this though that she paid this much and then she owes this much cuz she was probably paying income based or whatever and guys that if you're not covering the interest, it's still compounding. Either way, she's cooked, right?

[00:07:20]Look at that.

[00:07:22]First it says, "My brother has been a teacher for 30 years, still owes 100k."

[00:07:27]He said he made the mistake with interest but haven't done a single thing to fix it. Guys, it's her fault for working for a non-profit. She should be working for a private hospital making as much money as possible, guys.

[00:07:42]That's how she would pay this off quickly. Barely pay anything, save up 220 grand and just pay the balance down.

[00:07:49]She's a PA. Private PAs who work for hospitals or doctor's offices, they can afford it. You know that if she was a guy, right? That's what he would do. He would make just enough to where this amount didn't change and then work all the overtime he could or work two jobs at the same time and save up 220 grand and pay it off in like 3 years.

[00:08:11]Look at that. 220k when you borrowed 90k will never ever ever make sense to me.

[00:08:19]Look at that.

[00:08:21]>> [clears throat] >> Student loans should be interest free.

[00:08:24]Please.

[00:08:25]Look at that.

[00:08:27]And guys, once again, women own 80% of all the student loan debt.

[00:08:34]We look at a study guys that actually shows that men are the only net taxpayers. When you factor in social programs, when you factor in the earned income and child tax credits where women will work at Arby's and barely make any money but then get 12,000 dollars back per year, right?

[00:08:50]Women don't pay taxes, men do.

[00:08:53]So guys, when they talk about student loan forgiveness, they want us men to bail them out. Guys, this is not going to happen. Not on my watch, right? We have to draw a line between us and these thunder headed broke 304.

[00:09:09]This is where we hold them.

[00:09:13]This is where we fight.

[00:09:16]THIS IS WHERE THEY DIE. [screaming] >> [laughter] >> GUYS, what do you think, right? She's cooked.

[00:09:24]She's never going to pay this off. Ever.

[00:09:27]Ever. Right you guys, it's AJ.

[00:09:29]Appreciate you guys. Like the video, share, drop a comment. Check out the playlist that's on the screen. Hit that join button cuz memberships really help.

[00:09:36]Guys, I'm out of here. Bye, guys.