$39 Trillion in Debt… And Most People Still Don’t Get It

Hinzugefügt: 2026-05-22

[00:00:00]But people don't really be looking at it. Like America owns the majority of American debt. So in the countries that own the American debt, they can't get rid of it like they want to because if you get rid of it, you lose billions and billions of dollars. You can only sell so much.

[00:00:15]All right, so here we go, man. Since March 30th, and I want to see something right quick, y'all, because I just put something up and it made me think about something.

[00:00:25]Let me see something. It made me think about something, bro.

[00:00:32]Okay, that works. All right, so since March 30th, um the S&P 500 has rallied 16%.

[00:00:41]But here's the crazy part. Just 10 stocks drove 69% of the rally, right?

[00:00:47]That entire rally. So, Google, Nvidia, Amazon, ABGO, Intel, MU, um, Apple, AMD, uh, Microsoft, and SNDK.

[00:01:02]The other 490 stocks only represent 31%.

[00:01:06]Now, remember, that's just talking about the S&P 500. So, if you talk about some, well, trap, this company and this, they're not on the S&P 500. You got to remember that these indexes are split different ways. So, the S&P 500 contribution since March 30, 10 stocks drove 69% of the rally. Uh, 69% of the 16% rally. So, 490 stocks only made up 31% of the rally. Well, here's why I'm not mad at that. And I'll be honest with you, because the market don't move without tech.

[00:01:41]So, when people be saying that, I'll be like, bro, so what? I don't care what the other 490 doing. If this is doing it, that mean the other 490 doing their job. Like, think about this. When you say Tom Brady won the Super Bowl, how much of that Super Bowl was on Tom Brady's arm?

[00:02:01]How much of that Super Bowl was on Tom Brady's arm?

[00:02:05]Right. When you say Oklahoma won the finals last year, how much of that was on SGA?

[00:02:15]Right.

[00:02:17]When Golden State won championships, how much of that was on Steph? Don't get me wrong, the other team make up, you know, that five, four players probably make up 69% of the rest of the beat, but how much of that is on that?

[00:02:41]Am I making sense or am I tripping?

[00:02:46]Right? So, there's always going to be outliers. So, I don't be caring about when they do stuff like this. Like, oh, this is me got you know what I'm saying? Like, bro, that's the Spurs might win a championship this year. How much of that is going to be on Wembley?

[00:03:03]59%.

[00:03:07]64%.

[00:03:10]He's 74 with the wings banging of the Empire State Building.

[00:03:18]What are you talking about? He can shoot the three. He can dribble. He take up a BUNCH OF SPACE. HOW MUCH OF THAT GOING TO BE ON HIM? I'm just saying this what leaders lead.

[00:03:28]It's what leaders do.

[00:03:32]Why we acting like this ain't what leaders do? Like one of the things I don't be liking about the market is like people that be saying stuff is like they try to implement like so the market is ever evolving, right? And so what I mean by the market is ever evolving is we can't always use the old frameworks that we had for a new market. So it's like this is the first time we've ever seen an IPO this big at $1.2 trillion. It's also the first time we ever had a $5 trillion company pushing six trillion.

[00:04:01]It's also the first time we have three companies at $4 trillion. It's the first time you got 10 companies in a trillion dollar. What are we talking about? Of course, they only get bigger. When Apple was the first company to hit a trillion, what did we say? This is the first company to hit a trillion dollars. Of course.

[00:04:17]What do you think is supposed to happen?

[00:04:20]So, I kind of just know what I'm saying.

[00:04:26]That's what leaders do. Leaders lead.

[00:04:29]And the more we live, I can promise you, if we live long enough, let me say this, if we live long enough, us who are right here watching this right now, somebody on this chat going to see a company be worth $8 trillion.

[00:04:45]Ain't nobody going to say this is the first company ever. Of course, that's growth, bro.

[00:04:52]What do you think Noah said when he saw rain? Damn, what is that? It's rain.

[00:04:56]I've never seen that before.

[00:04:59]I've never seen it before. It's rain.

[00:05:04]So, I mean, the three from the logo is crazy. So, you tell me we ain't never seen Steph do that, though?

[00:05:17]We ain't never seen Steph from that far back.

[00:05:24]We ain't never seen Steph. Now, we can say, "Bro, he a big man." That's true.

[00:05:27]Got to give him credit for that. But think that's how the evolution of the game go, right? Steph made it cool to shoot from that far. Bird made the three cool then from birds you get and then people start pushing it back. So now you got a big man.

[00:05:43]Guess what? In about five years we'll be like, "Bro, we got a 6 foot eight guard like what this what happened WHEN WE SAW SHAQ FOR THE FIRST TIME." YOU LIKE, "BRO, I ain't never seen like Shaq before.

[00:05:57]Come on, man.

[00:06:01]Then you get LeBron, you like, "Bro, I've never seen nothing like this before." That's evolution, man. So anyway, let's go a little further.

[00:06:14]He said, "Bro, he pulled that with confidence for sure." But guess what? I can promise you that was his first time pulling that. That why he pulled it with confidence. That's why I keep telling y'all pull that damn trigger.

[00:06:27]I keep telling you, pull the trigger in the market so you can pull it with confidence.

[00:06:32]Yo, when I pull the trigger, I pull it with confidence. Whether it's a quarter brick, half a brick, old brick. Hey, I'm pulling with confidence. Boom.

[00:06:46]They say Dirk was shooting. That's a fact.

[00:06:49]So, the game keep evolving. Dirk was what? 7 foot n bro. having five.

[00:06:56]This is the game. Anyway, selling with volatility raise, selling when volatility rises has been damaging to your wealth. I want y'all, and this is something I keep telling all my people like, bro, like listen, I want y'all to understand this. I want y'all to understand, understand, understand. If you play an options market, like your key levels is what you looking for. One thing I can say about myself, bro, I ain't built like that. Cuz I'm authentic, bro.

[00:07:24]One thing I can say about myself is, bro, like I'm so authentic. Nobody can never say trap, do that. I got my own I don't want to say my own style because I just trade market structure. I trade leaps. I trade swing trading, but I trade the way I trade. Win, lose, or draw. US national debt has officially surpassed 39 trillion with the Treasury now paying nearly 3 billion per day.

[00:07:49]Damn, bro.

[00:07:52]That's a lot of freaking money.

[00:07:55]Rising debt levels and higher interest rates have pushed annual debt servicing expenses above programs like Medicare and Medicaid. With total interest payment projects to exceed one trillion for fiscal year 2026, what do you think happens if the US debt interest payment keeps rising at this pace? We collapse.

[00:08:17]I mean, we collapse and that's it right now. Currently running.

[00:08:26]That's it. It don't stop running, bro.

[00:08:28]39 trillion.

[00:08:31]39 trillion, dog.

[00:08:34]Damn.

[00:08:38]But I will say this, this is 100% why you need to be trading the markets.

[00:08:45]Cuz ain't nothing else you going to do that's going to keep up with this. The return of the 5% monster. This is big.

[00:08:53]For the first time since 2007, the US government saw the 30-year Treasury bond yields move above 5%. forcing Treasury to issue long-term debt at levels not seen. Since before the global financial crisis, Treasury yields mean investors now demand much larger returns to lend money to the US government, reflecting concerns over persistent inflation, massive federal deficits, elevated interest rates, and growing debt issuance. The move also increases borrowing costs across mortgages, corporate debt, and credit markets, putting pressure on stocks, real estate, and highly leveraged firms worldwide.

[00:09:31]This is where we at right now, y'all.

[00:09:34]This is where we at right now, y'all.

[00:09:37]Here's something that you got to understand, bro. Like, we had a bad CPI report. We had a bad PPI report. As long as we in this war, we not going to feel it right now, which people are starting to feel it. But this is why prices and stuff is starting to go up more. Now we getting into the lagging, you know, part of this. And remember I said like he going to start threatening and that's what he started to do. He's starting to threaten. He started to threaten. He started threatening. The war is probably why we'll go through this tough turmoil for the next couple weeks, I think. So I think we just got to be mindful of that.

[00:10:13]All right. So, two small operations, one big liquidity wave. The New York Fed will conduct two routine Treasury bill purchase operations this week scheduled for Monday, May 19th, and then Friday, May 22nd. On Monday, May 18th, the Fed purchased up to 6.7 $6.5 billion in treasury bills. On Thursday, May 21st, the Fed repurchased up to 3.2 billion in treasury bills. Combined, these two operations will inject approximately $9 billion in liquidity into the financial system this week.

[00:10:47]These purchases all part of the Fed's regular Treasury bill purchase. I want say you again this this regular. So this is not irregular. This is regular, right? This is regular. Uh uh okay. uh aimed at maintaining ample reserves in the bank system and offsetting routine liquidity drains such as treasury settlements and tax flows.

[00:11:20]Um, so yeah, when people talk about, so what people don't know, and people always be like, "Man, China and Japan own more treasury than us." And I always say, "Bro, America owns the most American debt.

[00:11:40]America owns the most American debt.

[00:11:48]So what is that? So it's like we that's I'm gonna be honest with you. That's why the debt thing don't bother to me. And I know and I'm saying that with a sense of with a grain of salt. Take that with a grain of salt. That's the word I want to use right here. Take that with a grain of salt.

[00:12:08]If America owns all the debt, majority of the debt, how can it go broke?

[00:12:22]This is why they keep attaching it to the petro dollar. This is why they keep like that's what I be saying by like they be like social media be pushing stuff but people don't really be looking at it. Like America owns the majority of American debt. So in the countries that own the American debt, they can't get rid of it like they want to because if you get rid of it, you lose billions and billions of dollars. You can only sell so much because you bought it at different prices.

[00:12:51]You bought it at so you you so like let's I don't want to sell this at a loss. I still got to run my country, right? But this why America you forget we got Venezuela. So it's going to take five years to get that. Well, you're not gonna go broke in five years. You already broke.

[00:13:08]So, you're not gonna collapse though.

[00:13:10]So, you got that Venezuela. Oh, so what is that? That's leverage.

[00:13:14]That's leverage.

[00:13:16]This is why you doing certain things with rare earth minerals and you doing certain things with these companies.

[00:13:21]This is why the AI, this is why uh these technology companies are so don't these technology companies are leverage for America as well. This is why it's important for you to be in front of the AI race. And whoever's in the front gonna leverage it to take over. And this is why America keeps on like this is why they took all that Venezuelan oil. This is why they glad that Saudi Arabia I mean UAE got out of the OPEC thing, right? Cuz now they don't got the power no more, right? You take UAE out of it, they like, "Hey, we going to do our own thing. We can cut deals like like we want to cut deals." That's cool because it gives America more power.

[00:13:58]Right? And I hope that ain't going over people head right now.

[00:14:03]Right? So stop letting people trick you with the oh man America. But man, bro, listen to me. I promise you. I promise you we won't be here.

[00:14:16]When when that thing finally like belly up, man, we not going to be here, man.

[00:14:20]All right, let's go a little further. So let's look at this. Watch this. What income level actually means? So, lower income under 1,500 a month. Every expense, watch this. This is not me.

[00:14:31]This is based on the data. Watch this.

[00:14:33]Under 1,500 a month, every expense feels urgent. Planning feels impossible.

[00:14:39]Stability is fragile. Money here is about getting through the month. Stable pay. Stably paid. Anywhere between 35 3,000 to4500 a month. Needs are covered.

[00:14:54]Progress feels slow. Saving feels difficult. You're surviving but not building. All right, let's go a little further.

[00:15:02]Middle class. Look at this. Between 4500 and 6,000 a month. This is me. This is the numbers that they came up with.

[00:15:09]Routine expenses are manageable.

[00:15:11]Lifestyle inflation creeps in.

[00:15:14]Raises don't feel lifechanging. Money stress shifts but doesn't disappear.

[00:15:20]Okay.

[00:15:22]Comfortable. would probably be 6,100 to 9,000 a month. More flexibility, more decisions, more responsibility.

[00:15:32]Money becomes about balance and not survival.

[00:15:42]Upper middle class 9,000 to 12,000 a month. Optionality increases. Time becomes valuable.

[00:15:50]Financial mistakes feel expensive.

[00:15:53]Um, income improves, complexity increases.

[00:15:57]>> This is what we was talking about. This is the number right here. What I was talking about as far as retirement dollars, >> the nine or 12 a month.

[00:16:04]>> Yeah. Cuz I had said, "All right, conservative 10."

[00:16:11]I can see that though. Like I I can see like if you retired and let me say this too, bro. Like your goal wasn't too big, bro. Your goal wasn't too big. I was really just like creating a conversation.

[00:16:25]>> Um, but I think you could retire and you could do somewhere between like 10 to 25 grand a month.

[00:16:32]>> I think that's good.

[00:16:34]>> That's that's amazing. Retire.

[00:16:36]>> I think if you could do between 10 to 15 grand a month at retired off passive income, you should be able to sustain that till you go to your till you go to your coffin. So wealthy 12,000 to 25,000 a month. Lifestyle is no longer a constraint. Focus shifts to structure and efficiency. Taxes and decisions matter more. Money becomes strategic.

[00:16:56]All right, let's go a little further.

[00:16:58]All right, rich. Look at this. 25,000 to 80,000 a month is rich. Income is no longer the focus. Preservation replaces accumulation. Control matters more than growth. This is where perspective changes.

[00:17:18]1 million to 2 million a year. Capital works harder than labor. Decisions matter more than effort. Risk becomes asymmetric. Money is an operating system.

[00:17:28]Let's go a little further.

[00:17:31]Multi-millionaire 2 million to 30 million a year.

[00:17:35]Sh.

[00:17:39]30 million a year ain't bad.

[00:17:46]30 million a year is different. I remember a man told me something, bro.

[00:17:49]He said uh he said there's a difference. He said that there's he said there's not too much difference between um 10 million and 30 million. I said you a damn lie.

[00:18:02]That's a $20 million difference.

[00:18:05]What are you talking about?

[00:18:08]What are you talking about?

[00:18:10]You out of your mind.

[00:18:13]30 million, you can go buy a $10 million yacht. 10 million, you're out of here.

[00:18:18]It's a big difference, bro.

[00:18:20]>> It's a big difference, bro. But he told me something that was real uh real dope. He said there's nothing, he said, there's nothing that a person that's making $10 million a dude can't do in his normal life that a person that's making 30 million can't do.

[00:18:42]Right. like just in essence like we we can set the same hotels, we can take the same trips, we can do the same things.

[00:18:48]He said the things doesn't change until you get to like a 100 million.

[00:18:54]He said, but at the same time, there's no difference between a person that's making 1 million and 10 million.

[00:19:00]He said, so one and 10 is the same bracket. 10 and 30 is the same bracket.

[00:19:04]The brackets don't change till you like hit that 50 or better. I was like, damn.

[00:19:12]Mind you, he was worth nine figures.

[00:19:17]He was worth nine figures. So my question to him was, well, why you went and got nine figures then?

[00:19:22]He was like, I didn't go get nine figures. The business earned nine figures.

[00:19:26]I said, but you put, he said, nope. I put a system in place and the system consistently with the right people, the right systems accumulated that type of work. I said that makes sense.

[00:19:39]You see, the goal for me wasn't nine figures. It was to build a successful business and I kept learning. I kept evolving. I kept growing. But it's never to get that. He said, "I'm telling you like from 1 to 5 is, you know, 1 to 10 is like almost identical. It doesn't From 10 to 30 is and then from 30 to 50 then it starts to change." I was like, "Damn." Okay.

[00:20:02]I don't know how I feel about that.

[00:20:05]Still think it's a croc. But you call it a crocco.

[00:20:10]But it sounded cool.

[00:20:13]Anyway, let's go a little further, man. Money is a tool at 1 billion and two billion, bro. Shut up.

[00:20:22]30 billion, bro. Wealth preservation, growth, systems manage, complexity, time, influence matter more than returns. Money is a tool, not a score.

[00:20:31]Focus shifts to legacy and leverage.

[00:20:33]Bro, the focus shifts to legacy at 2 million.

[00:20:39]What is we talking about here?

[00:20:43]Talking about you way a third you wait a one billion to shift the legacy. N fam legacy start legacy.