Earn 7.5% Risk Free in Mexico?

Added: 2026-05-18

[00:00:00]I've come to realize there's about two major investment options in Mexico and most of the people that move here generally do real estate, whether it's a home purchase for themselves or rental unit or or something in that real estate market. That's that's the biggest investment I see coming in from most expats when they move to Mexico.

[00:00:23]The the second opportunity, which I actually really like and I can I call it a risk-free investment, but obviously every investment has risk, but the Mexican government bond is now paying about 7 and 1/2% minimum.

[00:00:39]You can find certain banking facilities that will pay you more. Those bonds are called Cetes and you can buy them actually directly through the government bond auction platform, which is Cetesdirecto, I think, or directo. And all you have to do is, you know, have funds in your Mexican bank account, buy it, it'll take the funds out, you lock in your term, your rate, and then you get your collect your interest along the way, which is great because >> [snorts] >> I look at it this way. You can you're barely earning a couple percent back home in the US or Canada on on a similar type of bond, which would be the US Treasury market in the US.

[00:01:19]Um so, to get that big spread here is advantageous, but I consider it the risk-free rate because if you're going to make any investment in Mexico, and let's take real estate for example, and you have a rental unit, I would tend to think you should be able to make more than 7% on that real estate investment or or in my eyes it's not worth it because why take on the risk of putting all that capital into buying a property, maintaining it, etc. all the costs, etc. etc. when you can simply put money into a bond and earn that 7 and 1/2 8%? Hi, it's Vin Maru from Seeking Liberty's in Mexico and Financial Liberty's. And if you're interested in learning more about how you can earn a higher yield in Mexico, upwards of 8% or higher, feel free to contact me and we'll discuss your options. Take care and have a good day.