How to save $1000 when you don't make a lot of money

追加: 2026-05-25

[00:00:00]First and foremost, I always take a look at your discretionary spending, like what kind of subscriptions do you have coming out of your account regularly that maybe you don't need anymore, and that can help you save money.

[00:00:11]What kind of like spending are you doing? Like how often are you eating out? How often are you preparing meals at home? Cuz that's definitely a way to expand that savings as well. Also think taking a look at how often do you need to replace things? Can you get things cheaper by thrifting, trading, or even selling some of the things you no longer need online?

[00:00:30]Obviously taking advantage of our coin machines here at the credit union, you have a a bucket of coin, bring it in, that definitely adds up and adds up a little bit more than what you think it would.

[00:00:40]I think too setting a goal for yourself, so taking a look at some online options that you have and saying, "Okay, for this month, can I just save $100?" And then once you've met that goal, increase the goal a little bit every month. And I think once you see that you're on track, it's super motivating. And then you find other things that you decide maybe I don't need to spend so much on that, and I can save money in another way.

[00:01:01]I also think too, if you want to come in and see any of us at SunWard here at the Paseo location, any one of my team members would be happy to help you and sit down and help you create a budget and have a goal conversation to help you get to that savings that you wanted to build.