XRP 6X INCOMING Why XRP Will Completely CRUSH The Entire Crypto Market Cap Generational Wealth ST

Added: 2026-05-23

[00:00:02]Welcome back to the show, ladies and gentlemen. Check it out. We are talking today about why XRP is about to six times the entire crypto market cap. And I'm going to prove it to you. And then on top of that, that is going to set us up for where we're headed to an XRP price revaluation as well as, you guessed it, generational wealth. That's our path, ladies and gentlemen. And we're getting into it right now.

[00:00:28]Somebody hit that intro. Roll that beautiful intro.

[00:00:38]>> Digital Perspectives with Brad Kime.

[00:00:41]Come on in.

[00:00:48]Welcome back to the show, ladies and gentlemen. Let me get my picture up here. Good morning, good afternoon, good evening, wherever you are. It's $2.66 66 trillion market cap for crypto. And I'm about to show you the path that XRP is on, not only to take us to generational wealth, I believe, but also a repricing of XRP. And I'm going to prove it to you, I believe, today. $2.66 trillion uh market cap for crypto. The market's up.3 77,400 plus for Bitcoin, 21,00 for Ethereum. XRP is a$136 is number five spot. Looks like we're flat on the 24 and we're off 7.1 on the 7day. Ranging between 135 and 138 right now. We're sitting at 136. We will keep an eye on it. Let's get into it right here. First thing I want to tell you about is Kevin Worsh, crypto holder, is now the new Federal Reserve chair. He will be officially sworn in this morning. very big step forward and can't wait to see what he does next as soon as he takes the seat. And then here we have some ETF updates for you. Let's listen to James Seafford talking with uh Scott Melker here about the inflows and outflows.

[00:02:02]>> There's really nothing else going on there. The one thing I would say is like we're we're the Bitcoin ETFs kind of got near their all-time high of 62 billion in net inflows. They just had a billion of outflows in the last week or so. Um, but Salana and XRP, they're not seeing tons of inflows, but they're seeing trickles of inflows every basically every single day. Um, so, but yeah, there's just not much to write about on what's going on there.

[00:02:24]>> There you have it, ladies and gentlemen.

[00:02:26]Even in a down market, you know, this tells me that we're near a bottom, right? Is what it tells me. Trickling inflows. We're not seeing outflows on XRP. That really kind of leans into that. Okay. Is this institutions realizing where things are going to be on the other side of the clarity act, the Fed master account access, the national bank charter? I have to wonder.

[00:02:50]Well, there's some other stuff we're going to take a look at and we don't have to wonder about that. I think this sets the tone perfectly for where we're going. Listen to what Raul Pal says here. It's powerful.

[00:03:05]All wealth compounds over time and everybody desperate to trade it, it's going to [ __ ] it up.

[00:03:11]>> Yeah.

[00:03:12]>> It's just it's the biggest opportunity we've ever been given. We've said here is the infrastructure, the substrate for all economic coordination for the digital age and people are trading it [ __ ] bananas, right? It's stupid. And that's what I'm starting to realize is like it's now become really obvious to me where this is all going. Um that you just think, well, you just have to keep participating. Buy a few highquality top tier tokens that are proven. I prefer layer ones because they're not complicated. You can measure the economic activity. I think there's only three that matter right now. Somebody else may have another. You know, I wouldn't choose like Hyperlquid liquid because that's a specific case token.

[00:03:54]Now, can that be in your portfolio? Yes.

[00:03:56]But just simply to capture the infrastructure layer, you need three to five layer ones and go to the beach for 10 years and come back on your private jet from the beach.

[00:04:09]>> It's as simple as that. Really, >> it really is as simple as that, right?

[00:04:13]That's how early we are. You could almost throw a stone and hit generational wealth, right? But it is taking some measurements, right? It it it it matters to take measurements. Now let's understand to the macro point that Raul was making. 16 assets have been classified as official digital asset commodities.

[00:04:38]There's a start to your list. Then drilling down on which layer ones have the most partnerships and affiliation with the traditional financial world to give you any kind of signal to about where the market will be going after we get clarity.

[00:04:57]That's what we're talking about here and we're going to drill down further on that today. And we're going to start with reminding everybody about this little fun piece right here, which is in fact the DTCC and the Hidden Road, now rebranded as Ripple Prime. Stay with me.

[00:05:12]I know you know this, >> but stay with me because I'm about to show you something. I'm going to show you this information in a way that I've not heard it talked about before, but we're going to do it today. Come on in.

[00:05:25]Uh, Ripple Prime, I'm sure it's nothing.

[00:05:29]if you were unsure like, "Hey Brad, uh why don't you show the DTC telling us that Ripple's in the deal?" Okay, there it is right here. And there it is right there is right 114 trillion. They're going out with the pilot in July or the test run in July with 50 Tradi and crypto firms. Yes, Ripple Prime is one of them. The full launch of the 114 plus trillion tokenized in October. Now, we're all wondering what that really means or what that looks like. Well, let's start to unpack it a little bit.

[00:06:01]Let's listen to this fresh clip from Naen Chakar from the DTCC. Take a listen to this. We're laying out some of the most innovative technology that's out there. Now, it does take a village and we're working with different L1's and L2s to ensure that clients can seek the liquidity they needs on the chains that that are mo most appropriate for their own use cases. And then Chris, I think you're familiar with something we call the great collateral experiment. So that hopefully will come on board towards the latter half of the year where we need to give these tokens value for our client.

[00:06:34]Right? So our ambition someday is to tokenize all 100 trillion. We're starting very small right now with the Russell 1000 ETF >> with the Russell 1000. Okay, remember that. We're going to go into how small that isn't >> tied to major indices, treasuries, and other fixed income. But that's a nice cross-section. But one would say, great, you've tokenized all that. So what the so what is really up to our clients to figure out what they want to do with these tokens. There's loads of DeFi instruments and strategies they can invest in. Obviously there is wellproven abilities of reducing cost and managing capital and the collateral platform that we're rolling out. Again we're not providing collateral management services. We're providing a platform where clients can meet and exchange collateral at the speed of the network.

[00:07:20]hopefully reducing friction and simplifying collateral management, trading and operations and all that good stuff.

[00:07:27]>> Well, all that good stuff when you hear her talking about, you know, picking which layer ones and twos, right? Uh, well, that's exactly what I played yesterday from the CEO Jack Lasala from the DTCC encouraging all the clients to pick their layer ones, layer twos they're going to be using. This is a key point. And then we're talking about the Russell 1000, right? Where they're going to test all of this in a shallow kind of test market. Well, this is how shallow it isn't. The Russell 1000 index here is uh talking about basically the size of this being uh every day daily dollar volume 5 to600 billion dollar every single day.

[00:08:12]Think of that for a moment. Well, 500 billion. And I mean just call it 150 trillion over the year.

[00:08:19]Small sample size they say, right? Then going back to the point about the layer ones and the collateral management which the DTC does not do. What do we know? Who does do that? Oh, that's right. We do know who does that, right? It is in fact Ripple Prime does that. Right. Ripple Prime does that right here. They do collateral management. I just went over it with you guys. They could hold XRP or other assets in one single pool and leverage them against their CME position or for futures or OTC swaps or FX derivatives on chain obviously. But nonetheless, this is where the world is going where XRP could be used as actual collateral.

[00:09:12]Think of this for a moment. Collateral margin. This is an a use case we haven't seen for XRP. And it's at the institutional level serving markets that are hundreds of trillions of dollars deep.

[00:09:31]You tell me what the demand's going to be. Right. Well, I'm I'm not done with you yet. No, no, no. So, we know that that little sample size market is very, very big comparatively.

[00:09:45]Here's what else we know. Shout out to Chad Steinrober right here. Give him a follow. He says, "When it comes to basically understanding how these clients and firms connect to the DTCC and the Canton network, they still have to have their own network they're going to use. And that's where it comes down to the TAM inside the DTCC, the total addressable market. How many of these little clients, which aren't so little, are going to turn and use something like XRP over another layer one or another chain.

[00:10:23]That's where we're at now. So, trying to understand how this goes, we need to understand this the way Chad has broken this down. Imagine the DTCC and the Canton network as one big mall with lots of individual stores in inside of that mall. Each store inside deals their own way independently, especially when it comes to collateral management because Naen just told us they don't do that part, but Ripple Prime does.

[00:10:53]So now you understand that each one of these little stores inside the mall need their own way to deal with collateral.

[00:11:00]management and how they're going to tap into the Kant network by the DTCC to make a complete full circle on this whole digital onchain economy clearing and settlement. This is exciting to me because it leads us to much bigger conversations like this. Recently, Ripple Prime just announced in the last couple days that they connected to EDX markets that does 685 million in trading volume daily.

[00:11:32]Do you see what's happening in in in this? So, Ripple Prime has plugged into a $7 trillion asset under management EDX markets.

[00:11:43]again going to the bottleneck of the industries of tradi and supplying these tradi traditional financial customers and institutions with access to Ripple prime which gives them access to the digital assets like real USD XRP and other assets.

[00:12:05]This is what we're talking about. Mike Higgins of Ripple Prime has confirmed that Ripple Prime is connected to both the DTCC and EDX for settlement and clearing of institutional tokenized assets. EDX again, 7 trillion assets under management.

[00:12:21]And this doesn't even talk about the acquisitions that Ripple have, which we're about to break down for you cuz it's big.

[00:12:30]The official post here from Mike Higgins from Ripple Prime. Tokenization just another step towards mainstream market infrastructure. Appreciate the DTCC convening 50 plus firms to advance tokenized securities into live workflows. This is how traditional finance moves from pilots to scale.

[00:12:47]Excited Ripple Prime to be a part of it.

[00:12:49]No question about it. Ladies and gentlemen, this is about to get very big. Again, Ripple bottleneck theory.

[00:12:58]See, Ripple is going to the bottleneck that is in fact traditional finance, whether it be the banks, the DTCC or Swift. We're talking about those bottlenecks where all the money meets, clears, and settles and moves.

[00:13:17]That's why we bought Ripple, bought Medicico, a standard custody and trust for custody. That's a foundational layer. The institutions need custody for these digital assets.

[00:13:28]payments and settlement. You have Ripple themselves, Rail Financial, Hidden Road, then Corporate Treasury, G Treasury, right?

[00:13:38]This is all set up to service the traditional financial institutions and give them access and the tools they need so they can plug and play in the new digital onchain economy. Don't believe it? It's still true.

[00:13:52]Now, before we go on, we are talking about generational wealth. It's crypto trust. It's XRP attorney.com.

[00:14:00]Crypto trust planning for wallets, exchanges, and the people who may need to step in later.

[00:14:07]Click the button underneath the description box and go to xRP attorney.com and start finding out what the most affordable solutions are for how you can protect your family and your assets for the future. That's what we're talking about here. You tell them DAI and Brad Kim sent you. Now, let's get into where we're going versus where we are. I want to play this clip right here for you because we've heard Brad Garlinghouse talk multiple times about how Amazon and Ripple are very similar.

[00:14:41]How Amazon started out as books and then expanded to Amazon Prime, which is everything. And Ripple currently started out as Ripple crossborder payments and now Ripple is expanding out into many other different use cases. As you can see, we're discussing all this with the bottleneck theory and what they're doing from A to Z to serve their customers as a one-stop shop. Take a listen to this and tell me if it feels similar.

[00:15:07]>> Here's the thing I don't understand.

[00:15:10]>> The company is worth billions.

[00:15:13]>> Yes. And every time I pick up the paper, each year it loses more money than it lost the year before. The company's never made. And >> doesn't that doesn't that sound like uh good news and the XRP price doesn't go up? Take a listen.

[00:15:26]>> That's right.

[00:15:32]>> Now, why how does it why? How does that why?

[00:15:34]>> Seems like a new math, doesn't it? Yeah, >> it does. I mean, it's to someone who doesn't know anything about this, it's amazing. You know, we lost 12 MILLION LAST YEAR AND WE'RE DOING GREAT.

[00:15:42]WELL, there a whole series of Dunesbury cartoons about this. This is this is not a new phenomenon. We are a famously unprofitable company and we are investing in the future. It's not which isn't unusual. Companies have done this before. What's a little surprising about Amazon.com is the scale to which we're doing it. We're doing it in a big way.

[00:16:00]>> I see. So, you just keep reinvesting.

[00:16:02]>> Fast forward five years. Where are you?

[00:16:05]Well, I think the overall crypto community will continue to grow at really impressive rates in five years from now. You know, I don't I don't I don't know exactly how to think about that, but I I think within crypto world, I I think Ripple will continue to grow and take market share. Uh but that will probably be you focus on crossber payments today. I think we'll look at other use cases as I kind of alluded earlier. And you know, I hope that in 5 years we've got a uh we're not just Amazon books, but we are uh Amazon.

[00:16:35]>> There you have it.

[00:16:36]>> Books, but we are uh Amazon. Uh we're not just Amazon books, but we are uh Amazon.

[00:16:43]>> And isn't that exactly what we're seeing play right now? Isn't that exactly what we're seeing happening with the acquisition of Hidden Road, G Treasury, Palisades, Rail Financial?

[00:16:57]And let's not get lost on the idea as I asked Grock, is there another layer one with a built-in DEX other than the XRP ledger that can handle the DTC clearing and settlement the way the XRP ledger is positioned to? The answer from AI and Grock is no.

[00:17:15]No other major layer 1 matches the XRP ledger exactly in its positioning for the DTC style clearing and settlement though a couple come close in specific aspects. They highlight Hyperlid which we all know about Injective and then they go on to talk about Sooie Aptos Avalanche which are kind of similar but not really because again they're on a contract uh level smart contract level rather than a ledger native. So XRP is positioned to handle this move from Amazon books to Amazon Prime. This ledger is equipped to take us from Ripple crossber payments to Ripple Prime to Ripple one-stop shop everything.

[00:18:02]That's what I'm seeing happen here. And to build on that idea because we know we bought Hidden Road and rebranded to Ripple Prime for 1.25 25 billion and they settle three trillion a year. We also know that G Treasury has 13,000 banks connected to it and they settle 12.5 trillion a year. That's 15.5 trillion. Now whether you want to call it 15, 15.5 or 16 trillion, it really doesn't matter to me. What I want you to do very quickly is entertain me now and listen to this clip that you've probably seen before from Maria Barto Romo and Brad Garlinghouse. For Ripple at our core, uh we've been on a tear. Uh our business has been growing very quickly.

[00:18:50]Uh we do care deeply about the health of the crypto markets overall, but to some degree, our technology, it's just a piece of our technology. And so we made two big acquisitions last year uh both for over a billion dollars and both those have really overperformed our expectations. Uh a company we bought now called Ripple Treasury which is a treasury management platform. Think of it as a a dashboard for CFOs. The ability to manage liquidity around the world that is way ahead of our forecasts for both uh the end of last year but also even Q1. We're going to have a record quarter. And then we bought a prime brokerage business. the largest non-bank prime brokerage business. It was called Hidden Road, now called Ripple Prime. They also have tripled their revenue run rate since we announced that acquisition. So, super happy with both of those. But all of that is in service of how do we make XRP as a digital asset more useful, more trusted with higher utility. Uh you know, that is our our north star of how we think about the world. Let me go back to some of those acquisitions because you are expanding your business with all of these different revenue lines right now and giving you this moat. This is important.

[00:19:56]>> Giving you this moat, she says. Well, how about a bridge to a moat which is traditional finance? How about more likely to say that the moat is traditional finance and Ripple is bridging that moat and bringing them and giving them access to unlock the potential of the new digital onchain economy >> important to investors. Tell us about the um how CFOs are reacting uh to treasury ripple treasury and and also in terms of uh prime brokerage. I mean this gets you in a completely new business.

[00:20:30]>> Yeah, for sure. So Maria, I think it is a fascinating time and place and in part because of what's going on with stable coins. You have boards of directors and CEOs at companies whether it's Fortune 500 or Fortune 2000, they're asking their treasures, they're asking their CFOs saying, "Hey, what are we doing with stable coins?" Last year, G Treasury, the company we bought, now Ripple Treasury, they orchestrated 13 trillion dollars of payments. 0% of those were through a stable coin or crypto. That's the opportunity. And as we slowly integrate the ability from those dashboards, say you're making a payment to the Philippine peso, you can send it to the traditional rail, it'll take three to five days, it'll cost this much. Or you can send it will be there in one minute.

[00:21:13]>> And he's being very gracious. Ever North just said they did a transaction use settling US treasuries across the globe off bank hours and they did it in under five seconds. Come on in.

[00:21:27]See, you know, when you look at Hidden Road clearing three trillion a year with over 300 institutions, or you look at G Treasury and the 12.5 trillion they do a year and the 11 or 13,000 banks they're connected to, or corporates they're connected to, what what am I really talking about here? Right.

[00:21:55]And and and what I am talking about here is very serious because what I'm really focused on here is the understanding that we have 15 to 16 trillion dollar plugged in humming and waiting to take advantage of real USD and XRP. But not just for payments.

[00:22:20]No, no. We're talking about to be used as locked up as collateral and margin against traditional financial products like CME futures, OTC uh swaps, FX derivatives.

[00:22:34]Think of this. These are use cases that have never been explored before or had the advantage of because we don't have the clarity yet.

[00:22:44]See, when I break down and I say that XRP is headed for a price revaluation, there's a reason why I'm saying it.

[00:22:53]Because at the end of the day, there is going to be a price revaluation. I believe, let's recap here what we've really gone over here. I've just shown you 15 to$16 trillion just in the acquisitions that Ripple has made between Hidden Road, now Ripple Prime, G Treasury, now Ripple Treasury.

[00:23:16]15 to$16 trillion waiting for access to use real USD and XRP.

[00:23:24]That is five to six times the current market cap of the cryptocurrency space I just told you was 2.6 trillion.

[00:23:35]How in the world can you have that kind of demand for XRP and it not be revalued or repriced based on institutions and market maker demands every single day once the legislation's in place once the Fed access is there to the master account the national bank charter how are we going to be able to understand what is really coming when there is five to six times the volume of the entire cryptocurrency market cap now connected and plugged into Ripple waiting for access to real USD and XRP.

[00:24:17]Five to six times the size. I'm not even talking about the size of the DTCC and what they may capture there.

[00:24:27]I'm only talking about the two companies that they purchased within the last year.

[00:24:34]Now this goes on to also speak to the importance of what digital asset stockpiles and strategic reserves for digital assets.

[00:24:43]Why? Because if these assets are going to be used to the level to solve and move effectively and efficiently 15 16 plus trillion and even more count the DTCC quadrillions over time. You tell me how the US government can't afford to put these assets in a stockpile because they will become just as important as rare minerals of the earth, just as important as gold and oil are as commodities in our economy today.

[00:25:21]You don't believe me? How important would a token be if there was a token for for the email protocol SMTP?

[00:25:30]of the internet. How important would that token be worth based on the billions of emails that go back and forth every day between people?

[00:25:39]You tell me then. You tell me. That's what we're talking about. These new protocols have tokens with them and they move actual value.

[00:25:48]So, gathering these assets in a stockpile and strategic reserve is a next logical step. And then to go one step further than that, that leans into how do you gather those assets without costing the taxpayer a penny? Well, a year and a half, two years, probably going close to two years now, I've been calling for a US digital asset bond issuance.

[00:26:16]You issue bonds for these important assets of the future and you revenue share by paying three to four or 5% whatever it is on the bond.

[00:26:28]The US buys the bond issues you the or buys the asset issues you the bond. The person gets the return at maturity. US gets the asset. This is the fastest way to do it and profit share with your citizens. And on top of it, I don't mind saying, create a deep sense of American patriotism because we're winning together.

[00:26:50]Don't believe it? It's still true. It's exactly what they did with wartime bonds. It's where I got the idea from back in World War II.

[00:26:59]All of this that we've gone over today, I believe can take us to what we hear about so often, which is an XRP supply shock.

[00:27:10]Think of it. For the first time, once we get legislation and all the clarity needed, we're going to see these institutions use and mass these digital assets. They don't want to wait one to three business days, sometimes three to five, go through four different chains of correspondent banks, can't track it, don't know where it is until it gets to the other end at most most cases.

[00:27:36]Or get it done in under five seconds.

[00:27:39]That's what we're looking at. So, this is quite likely to be that we do see ourselves leading to some kind of XRP supply shock, which would send us to a revaluation of XRP based on the new use cases that have not been exercised or taken advantage of up until now because they don't legally have the ability to.

[00:28:02]And that's where the Bitcoin maxis come in and say, "It's a crap coin with XRP.

[00:28:06]It'll never be worth anything because they're not thinking beyond the legislative clarity and what it is going to truly unlock, which is the bottleneck of finance. And as far as I can see and with the diagram that I showed you today, I can't see anybody sitting at that bottleneck waiting to serve traditional finance no better than Ripple could with real USD and XRP, which would in turn make them going from Amazon books to Amazon Prime.

[00:28:40]And I think that's exactly what we're on the path to do. So, at the end of the day here, the only questions left are how long can you hold on for? You going to get frustrated? Are you going to create some pseudo timeline about when it should happen?

[00:28:58]Are you going to create some price point that if it's not there by the end of year or end of summer or whatever timeline you put on it, you create some kind of suffering within yourself and then you end up selling based on some psychological game you've been playing with yourself or are you going to sit back and do what Raul Pal said and just know that if I have a position in the space and I feel good about that position, all I really need to do is go live, touch grass, go sit on a beach, go hiking, fishing, whatever your thing is, and come back in 10 years in a PJ, the old private jet, and see what the balance is.

[00:29:43]You know, you know, I don't know the answer of how fast or how far this thing goes. I have no idea. And one of the exciting things about being an investor in this space is being here to watch it happen.

[00:29:56]Because the truth of the matter is what we are watching happen isn't just watching your favorite asset go up in price or go down and go back up or whatever. That's not what's really going on here. What really is happening is we are witnessing the birth of a new asset class. And from within that new digital asset commodity asset class that's being born and birthed right before our eyes, I believe XRP will continue to rise out of that asset class and become money.

[00:30:31]Not financial advice for me or anyone else. It's just my digital perspectives.

[00:30:35]We're going into the freedom zone, ladies and gentlemen. I hope you will join us.