Government Is Garnishing People’s Wages

Added: 2026-05-23

[00:00:00]Hello fam, it's your Uncle Tim.

[00:00:02]This is Uncle Tim Rants and Reviews, a channel where I rant and I review.

[00:00:07]People are fed up.

[00:00:09]Wage garnishment.

[00:00:11]You're basically killing people right now.

[00:00:14]People barely got enough and you're talking about but we want our money.

[00:00:20]Dude, you got all this predatory lending out here.

[00:00:25][ __ ] should have been abolished, banned.

[00:00:27]But you didn't give a damn. You took 19-year-old children and gave them ridiculous loans that you knew damn well in any given uh reality that they'll never be able to pay back.

[00:00:43]The purpose of loans is to have you on payment plans. It's not for you to ever pay it back.

[00:00:48]Because the interest by itself will kill you.

[00:00:52]Uh you got a lot of people out here saying that look, [ __ ] ain't right.

[00:00:57]They want servers to make you know, a regular wage, which I think they should. People who are waitresses and waiters, they should make a regular wage, not some weird base. If the average is like 10 or 15 damn dollars, pay them what they $15 an hour and let them get tips.

[00:01:16]Bro, you're making below minimum wage and you're expecting people to tip these ridiculous amounts.

[00:01:23]People ain't got no damn money and people going out people like if you don't have enough of money to tip 20% and I'm like tip 20% is 10%. You like 20%? You want somebody to go out and buy $40 worth of food and you want them to tip $25?

[00:01:38]Bro, come on.

[00:01:40]Look, you ain't going to become rich, I'm not going to be able to pay your damn bills. I'm just going to be honest, man. A lot of people out here are suffering. And see, everybody is discounting one thing. Everybody got their own [ __ ] going on.

[00:01:54]Bro, you're saddled with a bunch of student loans and then they telling you uh you are in a default. Now they want you to pay this [ __ ] back.

[00:02:04]Considering you graduated and you couldn't get a damn job. You working at McDonald's as a shift leader.

[00:02:11]Bro, you got a degree in biochemistry.

[00:02:16]Dude, I've been looking at [ __ ] out here that's just ridiculous. This is why I say pay attention.

[00:02:21]It will let you know everything that's going on.

[00:02:24]Our government, they don't want to be part of this.

[00:02:28]They're letting us know like yeah, this is not our fault that you going through this. [ __ ] yes it is.

[00:02:34]You put this out here. You made this [ __ ] so damn unattainable and people want to sit there and tell you go get a house, go get a car. Now you ass in debt up the ass and all of a sudden your job got phased out. Now you living the American dream.

[00:02:48]The American dream is you not actually paying for this [ __ ] The American dream is you just paying interest.

[00:02:55]Why you think they're raising those car loans?

[00:03:01]You know, the minimum used to be like three to five years back in the day.

[00:03:05]Then it became like five to seven.

[00:03:08]In some places they're talking about 10-year car loans.

[00:03:12]Because this is the only way you could get it down enough for people to be able to pay it.

[00:03:17]And plus at these dealerships, man, they're offering you all type of discounts and rebates because nobody's buying cars right now. Not in the amount or you know, perspective that people were buying before. You remember people were buying Lamborghinis and for Man, people ain't buying this [ __ ] no more.

[00:03:33]That [ __ ] sitting there. Poor people are not trying to live rich no more. Not like that to that extent. People are sitting back trying to watch where the next damn dollars coming from and starting to pay attention to how to come up. Dude, you know, like I said before, man, you know, we got it wrong. We so busy trying to tell people what I'm doing wrong, what you doing wrong, and I don't believe you doing any damn thing wrong, and I don't think I'm doing anything wrong. I think we are in a bad situation trying to make the best out of a bad situation, man. And you know what?

[00:04:07]This is what they doing to us. The American dream has become a nightmare, and it's all of a sudden is really, really showing itself, man. You know, you tired, I'm tired. I'm looking at the world for what it is, and I'm starting to pay attention to the fact that, man, maybe you know, we need to sit back and try to get [ __ ] together, bro. Maybe, like I said before, man, we got born into a corporation, we born into bondage, we born into shackles, we're basically slaves to the damn system. You get glimpses of what it truly supposed to be, but you know what? After that, you start seeing other [ __ ] that you like, that don't supposed to be there. Bro, in reality, you starting to realize that you can see past the veil a little bit.

[00:04:52]You can see that this world is just not right.

[00:04:57]It It have never been right. It don't feel right.

[00:05:02]Man, it just feels like we need to just come up with some [ __ ] that's going to work out for us, man.

[00:05:08]And you know, honestly, ain't nothing working out.

[00:05:11]A lot of people are just so fed up, they just out here going to [ __ ] crazy.

[00:05:16]They out here just stealing, they out here uh robbing, they out here shooting, they out here doing all type of [ __ ] Because not because they just, you know, doing it to be doing it.

[00:05:26]Man, they fake they angry. Dude, used to be you could have some money. It used to be dope dealers can make money off selling dope. That [ __ ] there done dried up just about. Them [ __ ] struggling over there. Anytime a drug dealer struggling, bro, you know it's some problems out there, bro.

[00:05:43]Hell, they basically took crack out the hood, man, you know?

[00:05:47]Now they put that crystal bath where you can't make that [ __ ] man. I'm sitting there you got to have a depth chemistry degree in that [ __ ] I'm sitting there thinking You ask everybody what the [ __ ] is going on.

[00:06:01]A recession.

[00:06:03]Anytime that you got a lot of people quitting jobs, you got a lot of people retiring Bro, people are preparing for some [ __ ] man. It's in the air, you feel it. It's all over the place, man. It's not like you can hide from it. It's every damn way. You can feel it in your bones. You like, man, something's off. I don't know what it is, but you like, man, something is off, bro. What What you think it is?

[00:06:24]You know, you sitting there trying to think to yourself, I wonder what it is.

[00:06:27]You know what it is.

[00:06:29]You can feel it. You like, man, I'm just as tired as just about any damn thing and you feel it. You like, yeah, this [ __ ] ain't working out, you know? I'm angry. I'm tired. And this is the America that we live in, bro. We been in situations where we just torturing our damn ourselves, bro.

[00:06:46]And now it's just like, really?

[00:06:50]Really?

[00:06:52]That's just what I'm thinking of now.

[00:06:53]I'm just like, really? I'm not really there anymore with a lot of this [ __ ] I don't feel it no more, man. I'm not even worried about it no more. I'm just tired.

[00:07:02]And I'm like, maybe, you know, moving on from a lot of this drama, man, will get us in a better situation. But yes, we're facing drama up the ass.

[00:07:11]And yeah, it's not looking good for none of us, bro. It's just what it is.

[00:07:16]Suffering, plain and simple, man. We've been suffering feel like for damn near eternity, you know, like you know, you sitting here thinking, you know, in the '70s and '80s when [ __ ] was really, really good you know, when jobs were just abundant and people kept like, new technology, new technology and people like, man, come on, let's not the self-serve gas station. And people like, no, I want I want to do my gas myself. I'm like, man, we constantly just dropping jobs, automatic gas station, I mean automatic uh what's that car washes and you know, automatic doors. Remember they used to have doormen and every damn thing. It was jobs out here, bro. People made it where there's no jobs anymore and they like, Yeah, but we didn't do that. Yeah, you did. You let a lot of this [ __ ] go straight through and nobody said nothing. This is what I'm saying. When you start raising the price on something and nobody say nothing when you raising it, you've got the price at like $10 at first and people don't say [ __ ] you know, then you raise it to 15, nobody say nothing still. You raise it to 20, nobody say nothing again. You raise it to 25, you thinking people just going to lose their mind. Then you finally raise it to 30, you may hear some hiccups, but this is why they keep raising the price.

[00:08:32]Nobody said any damn thing.

[00:08:34]They're mumbling among each other. Your mumbles are not loud enough. It needs to be heard every damn way.

[00:08:41]Man, please.

[00:08:43]People have left homes and now they're getting garnished for those damn homes. They're like, [ __ ] even though you surrendered the home, you're still on that loan. I'm like, damn. Bro, they ain't playing no more.

[00:08:55]They They're coming after you for every damn thing.

[00:08:58]Dude, I said it and then I'm going to say it again. If you looking at the home that you are in or you're about to get a home, make sure you understand what you're getting yourself into before you do it, man. It ain't like it used to be.

[00:09:10]You just get a home and you just happy to be in there. You just, man, I got a home, man. Y'all don't know, I got a home now, you know. Now you're looking at the fact that [ __ ] you don't know.

[00:09:19]You don't even know how long you're going to have it. You know, I was uh many years ago. I think this was like damn near 10 years ago, like around 2012 or something like that. This guy I knew was getting a house and he got it. It was a short sale. In like a little bad area, but still. He said, man, the house look good. The area ain't that bad. And he was like, man, talked to his ass like 3 months later.

[00:09:44]Man, I don't even know if I'm going to be in this house next year. I don't even know this this And I'm like, you just got in this [ __ ] What What's going on now? You know, you see where I'm going with this.

[00:09:54]Bro, there are bigger pictures. There are bigger issues that happen when you buy a damn house. It ain't always how they say it's going to be. Your your payment ain't going to look like what it always said it's going to be, man. [ __ ] go up.

[00:10:08]And sometimes when it go up, it goes up to a point where you just be like, [ __ ] this.

[00:10:13]This is why I say, man, make sure you understand what you're doing, bro.

[00:10:17]I stopped listening to people, listening to that dumb [ __ ] bro. I stopped paying attention to any of it. I stopped walking my ass off.

[00:10:25]Man, live your life. Your best life is you not paying attention to people and their [ __ ] If you turn around and a [ __ ] done had five or six different jobs, and you know, every time you turn around they're getting laid off, man, look.

[00:10:42]That's some crazy [ __ ] It's just at this particular point in time I'm tired.

[00:10:48]And man, we need to do better.

[00:10:53]We need to hold people accountable.

[00:10:55]But till later, peace out, fam.