Effective financial management requires regularly reviewing and tracking expenses across all accounts to identify unnecessary subscriptions and spending patterns, which can be simplified using digital budgeting tools that consolidate financial information from multiple institutions.
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Deep Dive
Saying Goodbye to My Family After UNEXPECTED Surprise VisitAdded:
Guys, I'm out with Finn. He is so excited. We're in this new little area right here. And he's just running to all the trees. There's been some lizards.
Oh my gosh, it's so cute. See, I'm so excited to explore new places. Vinnie, this way. Look, he's just like, "Where am I? Where am I?" Good boy.
Oh my goodness.
Look.
>> Oh my goodness. Boy, >> this is the best morning ever.
>> Going to town, bro. Get it.
>> Oh my gosh. A pup cup.
>> Good boy.
>> We just got here. Well, we wanted to get lunch, so we decided to get donuts and stuff.
>> Yeah. Do you guys want to see what we're having for lunch?
>> Yeah. All right.
>> Really?
>> And we got all the food groups here. We got uh fruit, we got meat, we got dairy.
>> I'm going to have to go to.5 for this.
Oh, >> you did not get a dozen donuts, you guys.
>> What a gooey little >> Oh my gosh. Doesn't that look amazing?
>> Look at those.
>> Oh, Finnmons are bad.
>> Parlor donuts.
>> We haven't been here in forever. Some of the flavors. Blueberry, raspberry filled, strawberry, carnival, lemon.
This is Jared's favorite. Maple bacon.
>> Got two of those. You know, >> this is a new one. Honey, is that what you said? Honey, maple.
>> Yeah.
>> Chocolate churro. Maybe >> that one's vanilla with cinnamon sugar.
>> Oh, yeah.
>> Oh, now always the worst part.
>> The worst part.
>> Go see her. Need like suitcases. Are we going somewhere?
>> Oh, no. You want to go somewhere? You want to go, Dave?
>> Oh, you love Dave and you love Paige, huh?
Hello.
>> You guys said they're moving to Puerto Rico.
>> Surprise.
>> Surprise.
>> This jumps in.
>> They didn't agree. I'm excited for them.
A lot can happen in 24 hours, everyone.
>> When you're the eldest brother, you get to make decisions for your whole family.
>> Oh my gosh, you guys. We had the best time with these two right here. It was short. It was quick.
>> Unexpected, but so much fun. Seriously, >> they're the best.
>> The best host ever.
>> Oh gosh. I don't know about that, but we had a lot of fun. Finn's going to miss you guys.
>> He made cookies for us. A >> look at these two.
>> Bring your puppy.
>> We're staying, dude.
>> We're staying, bro. It's okay.
>> Bye. Love you. Love you.
>> Goodbye.
>> Goodbye, my love.
He knows.
See you guys.
>> Let's talk about my favorite subject, money.
>> Show me the money.
or lack of just kidding.
>> Oh my gosh.
>> Oh man, >> you guys, we were just doing our little weekly budget review.
>> I mean, budget review.
>> Yeah. Uh we're laughing now. Just kidding. We've actually gotten much much better.
>> It's true.
>> We should give ourselves some, you know, a little pat on the >> back. Cheat sheet with Monarch Money. So that's been a game changer.
>> Yes. And uh basically one thing I'm going to go ahead and just really make fun of myself here. So quick thing in case you guys have no idea what Monarch Money is.
Basically it's like a private adree platform that syncs up with like 13,000 plus institutions. So you can like link it up to a ton of different stuff.
>> So you can like just see at a glance like >> all your different finances, accounts, spending, all of that fun stuff.
>> Yeah. Everything >> which is super super helpful. So, someone like me who uh I did not realize this. I was signed up to three different Adobe subscriptions.
>> You were not. You did not tell me that.
>> I was I had no idea. And Monarch Money found it.
>> I had two subscriptions that were yearly. So, I was paying yearly things on those and obviously with yearly you just forget about, you know, and then I had a monthly subscription. I thought that was the only one I was paying.
>> Wow. So, you can never give me flat again. Never again, >> Mr. Being.
>> I know it pretty bad. But >> no, but it is so helpful just to see all like Jared said with not only things your subscriptions, but just what your money you're spending money on.
>> Well, now we've used it to like set up with like budgets and everything. So, we have like these budgets set up with like, you know, rainy day and like, you know, emergency and all this.
>> Jared's huge Amazon purchases, >> electronics, tech. Um but yeah, but it's nice to have like all that just consolidated so you have one easy to read platform. You can easily see like okay like this is how much money we have for the month. This is how much money is allocated to this >> is AI powered so their tech is awesome.
>> Yeah, it's that's actually really nice about it. And then it's nice also because like setting up is a breeze.
It's really simple. So literally anyone can figure it out.
>> I know cuz when I heard it when Jar was telling me about it first I was like oh that just seems like a pain to like go through. But they have it on the phone as well as on the mobile or sorry I said that backwards but the phone as well as the web. I like using the web just cuz I'm old school like that.
>> And I don't know if that's a good or a bad thing everyone. Is it good that I we can just look right at our phone and see it?
>> Yeah.
>> Are you teasing?
>> I think it's good.
>> It's a good thing.
>> But anyways, if you guys are interested in saving your marriage, I would highly recommend getting this. Um you can actually use our our own promo code. It's JB50. you get 50% off. And I know a lot of people watch on TV, so I'm going to put a QR code somewhere around here.
>> Somewhere around Jared's floating house.
>> I'm going to call it I'm going to call it the couch code.
>> I like that.
>> You like that?
>> Guys, comment down below if you're watching from your couch right now. I am curious.
>> I'm going to go ahead and call >> comment where you're watching from right now.
>> So you could What was that? Oh, that last part.
>> No, I was just saying I want to know where they're watching from. We've never done that before.
>> Yeah, I didn't.
>> Oh my gosh. Seriously, we've never done that before. And how many years of YouTube said, "Where are you guys watching us from right this second?"
>> Enough about money though. Just because you know want to save the marriage.
>> Stop you guys. The sun is out.
>> The sun is out.
>> The sun will come out tomorrow.
Who knows that song?
>> Wait, you know that song or that's from?
>> I do.
>> What?
>> Uh oh. Is it Little House in the Prairie?
>> No. Is it Gone with Wind?
>> No.
>> Is it? I actually don't know. Do you guys know >> it's from You guys comment down below. I know almost everyone's going to know this. Annie, the sun will come out.
>> Britney was born in a different era.
>> Honestly, I really was. She was just born in a different era.
>> I wasn't born in a different era. I just like old like classic movies and films.
>> Yeah.
>> Oh my gosh.
>> She really does.
>> Also, you guys look at our blue and >> we've been in bright colors today.
that bright pinkish purple tank top this morning and now this.
>> So Dave and Paige and they're officially gone, >> you guys. Yes. So they were trying to decide whether they should stay another day or not another night.
>> We kept telling them extend extend.
>> Of course Jared. Yeah, that's Jared's slogan with all of our guests. But my gosh, it was so fun having them here for a little bit. It was a quick trip, but so much fun.
>> It was so much fun. And it literally came out of the blue like we were just like chilling here and then all a sudden it's like we had a phone or like a text message like saying like hey like >> we're coming down like we'd love to come down and see you know it's just like okay >> it was so fun we were all joking we were like pretty much all we did while they're here was eat because last night >> we went to Louis Vosis >> which we J and I we haven't been there in months and months. It feels like >> it's been such a long time a long time.
I can't remember the last time how good that Italian food is. They like were I mean I had basically licked my plate clean. It was so good.
>> But even like Dave and Paige, they're like big foodies themselves and like they've been to Italy and what Anyways, but um they loved it. Absolutely loved it. It's so >> we get the spaghetti. There are certain dishes we really like. We haven't tried everything, but we get the spaghetti meatballs and it was really good.
>> We did that and then as you guys saw, we went and got gelato and then walked around the new river which is really fun. And then this morning, we started off right. We went to that cute new smoothie place, which was great. And then it's so close to our house.
>> It's super close to our house. We had no idea it was there. It's only been around for 3 months, which is really cool. The people were super nice. I gave Finn a pup cup. He was >> all friendly. Oh, Finn was acting like he owned the place. We were all laughing so hard. He was just like sprawled out.
>> It was so funny.
>> So cute. And then ending it right with Parlor Donuts, which they're still sitting on our counter over here.
>> I know. lunch. Uh, let's just say it got better.
>> Yeah, we might be digging back into these here in a little bit. We will see.
>> Yeah, >> but yes, you guys, such a fun, unexpected visit, but you know what?
Like, >> that was kind of It worked out perfect.
>> Oh, it was great.
>> We didn't really have anything going on and it just worked out great. So, seriously, so much fun.
>> Definitely love little uh surprises like that.
>> I know.
>> Can't wait for the next one.
>> And Finnie.
Hey Derek, you >> guys. Oh my god, you are so cute.
>> You look handsome, bro. Wave to the yellow taxi, even though it's super far away. No one ever waves back to me. It's okay. I've kind of come to grips that uh no one's going to wave back, but I'm okay with that. But on the docket today, it is uh back to work stuff cuz when they were here, we did nothing. We basically soaked up everything, pushed everything off, and so now we're going to work on it.
>> Yes.
>> So, I think that's actually going to go ahead and do it for us.
But we do love you guys. Definitely come on back. And we have something very cool coming up actually in a couple weeks.
And then something else is happening before that. And it's going to be pretty awesome. So, we love you guys. Oh my gosh.
>> What?
Oh, >> look at that.
>> Police.
>> I've never seen that before, >> you guys. That's what the police look like on the inter coastal.
>> That is so cool. He is flying. I wonder where he's going cuz >> Yeah, I wonder where he's going too.
>> I wonder if he clocked that boat cuz you have to go idle.
>> Yeah, >> in certain parts cuz he's slowing down.
>> Oh, he's slowing down. Yeah.
>> So, he might be pulling that boat over.
>> No way. Yeah. Was he going quick?
>> I don't know.
>> We're going to capture it right now live.
>> This is awesome. He is. He's getting closer to him.
>> Oh, man.
Well, there you go. A >> lot of people don't know that that you can't go fast in certain areas. So, kind of like just roads, there's speed limits in the inner coastal. And obviously, they were doing something they probably shouldn't have. So, >> on that note, adios, as this guy gets a ticket out there, >> this guy's getting a ticket right now.
>> That's crazy.
>> All right, guys. See you later. Byebye.
Bye.
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