XRP Most Holders Will Make This CRITICAL MISTAKE

Added: 2026-05-26

[00:00:00]Welcome everyone. In this video, I want to talk about some of the hidden dangers that XRP holders are exposed on a daily basis. Some of the future mistakes that can wipe out 95% of XRP holders. And no, I am not recording this video with the intent to create unnecessary fear. I'm just talking about some real scenarios that I believe can happen in the future.

[00:00:27]And before we get started, I highly encourage everyone to subscribe to my substack. YouTube has not fair policies.

[00:00:35]Actually, they have removed my last video that I recorded together with Versan. And listen, this situation is becoming extremely frustrating. I have been reaching out the YouTube supports and honestly they are not treating their creators in a fair way. I mean, I bring tons of revenue to YouTube and honestly, they couldn't care less. So, this treatment for me is unacceptable. By the way, I did this live streaming together with Versan. The live streaming is still live on his YouTube channel. The live stream is also live on my Subtock, so I don't really see any violation of their guidelines. In the past, YouTube has even removed my channel. Later on, they admitted it was a mistake. And honestly, YouTube, this is unacceptable. So I highly encourage everyone to subscribe to my substack. It really seems they don't want the masses to get access to certain type of content. Usually they use the excuse of AI automated decisions which is quite frustrating for a YouTube creator like myself. So have this in mind. There is a lot of censorship when you try to put out decent information about XRP digital assets global finance.

[00:01:47]And honestly, in the perfect scenario, they should be leveraging their AI systems to actually ban the fake accounts, the bad actors in this place.

[00:01:55]But that's not the case. As far as I hit the upload button, you're going to find hundreds of fake boat accounts in the comments of this video. They're going to be trying to scam my audience. So, I also encourage you to report when you see those type of fake comments. They usually promote fake cryptocurrency platforms. YouTube is filled with bots and they don't use their automated decisions to actually ban those fake accounts. This feels intentional. Now, let's come back to crypto and what really matters. So, here's the first hidden danger for XRP holders. I have been discussing this in my recent video with Fraser, my dear Spanish friends.

[00:02:32]And here is the number one hidden danger, the introduction of wholesale CBDC versus retail CBDC. If wholesale CBDC gets implemented before retail CBDC, you might see huge price appreciation for your digital assets, especially utility assets like XRP that are set to be the whole basis of the entire CBDC's infrastructure. XRP is really designed to be the invisible plumbing of the new financial system.

[00:02:59]So, think XRP as the pipes of the financial system. There's not yet enough water flowing through the ecosystem.

[00:03:07]Once there is enough water flowing through the tubes, the tubes need to expand. Think this expansion as price appreciation.

[00:03:15]A higher price is a better vehicle for payments. So as liquidity increases in the ecosystem, price needs to adjust upwards. And here is the big issue that nobody's paying attention. Once the gates for institutional capital are literally open and liquidity starts flowing through the ecosystem, there is a massive hidden danger. At this point, there is a huge chance we're going to see a global monetary shift in the financial system. And this translates to XRP adoption. And here is the exact scenario that I can visualize playing out. XRP holders are going to see the numbers increasing in their portfolio.

[00:03:52]And to some extent, many of them might be feeling like millionaires. Many people are not used for XRP to be trading above $3,5 or $10. So, I can see a vast amount of XRP holders potentially becoming millionaires. By the way, I don't want YouTube to misunderstand my words. By the way, this is not a financial advice. This video is in fact for entertainment purposes. This is a hypothetical scenario. I'm not saying this is going to happen. So, YouTube, you need to understand this is a hypothetical scenario. The moment they convert XRP to fiat currencies, there is a major hidden danger that can actually affect 100% of XRP holders taking this decision. So from my perspective, XRP price appreciation is highly correlated with a global monetary shift.

[00:04:42]In other words, XRP will not be trading at higher prices if there is not a major change in the financial system. The geopolitical fragmentation also plays a pivotal role in this transformation.

[00:04:54]Think about a multipolar boards. So essentially a neutral bridge asset that can't be controlled by any sovereign nation is actually at the epicenter of this transformation. And sadly XRP adoption is also highly correlated with artificial intelligence and massive layoffs at a global scale. And here is what you need to understand. As unemployment levels rises exponentially at a global scale, governments are going to be obligated to come out with a solution. This is the classical scenario problem reaction solution. They have created the problem. Now they come out with the solution which happens to be UBIS universal basic income. So with a huge percentage of society becoming unemployed, the government needs to find a way to make sure those people will not rage against the system. So they're going to lay out this universal basic income system which is going to 100% run on top of blockchain technology. And here is what you need to understand. This is not going to be free money. This is going to be a conditional and programmable form of digital money. And here is where it gets dangerous for XRP holders. You might see your wallets increasing. You might see your portfolio going up and then you decide to take profits. And remember, if XRP is going up, that is an indicator there is a major shift on the financial system. And this is the critical moment because if at this point you decide to convert your XRP to fiat currencies or even worse XRP to stable coins which by the way are subject to the clawback features your wealth is now suddenly at risk because you are falling for the mistake to convert XRP to fiat currencies in the moments of transition.

[00:06:38]So if wholesale CBDC implementation comes with our retail CBDC, there is a high chance you're going to see massive price appreciation for your utility tokens. So this is the dangerous part because now you see your portfolio rising in numbers and you feel temptation. You now feel temptation to convert your precious digital assets into fiat currencies. By the way, don't get me wrong. There is nothing wrong with taking profits. What I am arguing here is that it's not a wise move to be selling a vast amount of your portfolio.

[00:07:09]If at this point you sold 100% of your holdings for fiat currencies or even worse, stable coins and now this is a programmable form of money. And here is what you need to understand. Focus on this part of the video. I don't care if you became a multi-millionaire on numbers. I care about your purchasing power and your sovereignty. If you have one, five, 10, or a hundred million dollars, but you can't spend this money as you wish, if you don't have autonomy over the wealth that you just built, that is a wasted scenario. Because if at this point this becomes a programmable form of money that the government can seize and confiscate at any time or determinate how you spend it, that doesn't make you rich. This is not generational wealth. This is why I focus on the long term. I want to position myself as an equal to the banks. I want to embrace the decentralization aspect of crypto, which by the way, it's a double-edged sword. Crypto can be highly decentralized if you know how to operate, but it can also be highly centralized. For example, if you don't own the keys for your own digital assets, this is another fatal mistake.

[00:08:21]This is highly centralized. Now, if you own the keys for your digital assets, you are actually exploring the decentralization aspect of digital assets. Make sure you are well positioned and here for the long term.

[00:08:33]The idea is to position yourself as an equal to the banks. My whole XRP plan has never been about selling XRP, but living out of the yield that XRP can potentially generate in the future. Once regulated lending platforms allows you as an XRP user to lend your XRP in return for yields. This is why for me it has never been about selling XRP. Think about real estate investors that made fortunes. They usually didn't make fortunes by simply buying and selling the real estate. Wise real estate investors actually reinvest the money to get more and more real estate so they can live off of the yield. Now the same principle should apply for digital assets. For me the whole point has never been about buying and selling and making some profits out of the price volatility. It has always been about perpetual yields because I fully understand the financial transformation that's taking place in real time. So just imagine you sell your XP for fiat currencies and now congratulations you own a programmable form of money. CBDC's are not about freedom, but also there's no reason to be scared about CBDC's if you are positioning yourself and owning the rails of the new financial system.

[00:09:47]Just like the banks are actually going to benefit from CBDC's because at some degree it removes the friction in the financial system, CBDC's are going to save banks billions of dollars in fees alone in just a monthly basis. But you can be sure the average user is not going to benefit from this transformation. Quite the opposite. So the whole point is to put yourself in the same position as the banks. And this is the most critical part as an investor. You need to be pragmatic.

[00:10:15]Forget about emotions. Forget about being dramatic about the transformation.

[00:10:19]I know it sounds horrible, but prepare for this transformation just like the banks. You need to own the actual infrastructure of the new financial system and position yourself as an equal to the banks. It's that simple. because at the end of the day, I choose to be an early investor rather than a late adopter. And this is my final piece of advice. Don't try to convince others to buy XRP. Most people simply can't get it or it's just not meant for them. If by the first time you told them about XRP, they got interested in learning more about these digital assets. This means XRP is meant for them. Otherwise, they are simply not meant for XRP. I'm sorry, there's no other way I could put this into words. So under any circumstances, try to convince or persuade them into buying XRP. I think that's a huge mistake. I have done that in the past.

[00:11:09]And simply understand XRP is not meant for everyone. Let me know in the comments if you watched this video until the end. I want to know who are the real ones. And I'm going to see you in the next