Flare Merging Bitcoin and XRP Ecosystems?! | Ripple Top 10

Added: 2026-05-10

[00:00:00]What is up, guys? Flare network is bringing Bitcoin and XRP together like never before, and this is something that Flare is doing really, really special.

[00:00:14]Flare is building something truly unique, a programmable market where XRP and BTC liquidity can exist together.

[00:00:24]You have no idea how huge of a deal this is, guys. People are underestimating the potential of Flare network and what it is and what does it and what it stands for, guys. FXRP unlocks XRP fi.

[00:00:37]Meanwhile, FBTC can unlock BTC fi. We already know this. We already know this.

[00:00:42]We've talked about it time and again, but we never have spoken as vividly about a merger of both these defi infrastructures. What happens if they both exist together?

[00:00:58]Imagine the unlimited potential that they can bring.

[00:01:03]Together, they create the foundation for a new class of defi markets built around assets that were never originally designed for smart contracts. Imagine this, and these are not just any project, guys. We're talking about Bitcoin, the grandfather of crypto, of digital assets, and then we've got XRP, the phenomenal project. Flare can bring FBTC and FXRP into a programmable defi environment. Look at this. One one environment, we've got the entire defi infrastructure, the AMMs, lending markets, vaults, structured products, cross-chain defi. Imagine the possibilities.

[00:01:47]Look at this.

[00:01:49]Help me understand the benefit of having both BTC and XRP in one defi environment. Suppose, by the way, the Flare network team should answer these questions. I wanted to bring to this to your attention as well.

[00:02:01]That there are certainly some questions as well that people are asking. Suppose I own both BTC and XRP. I'm okay with using my BTC on stacks and using my FXRP on Flare. Is that bad? Am I missing out on something by not having both of them on one network? So, uh look at this. What is wrong with having more than one option? I'm okay with having my stocks on Fidelity. It doesn't mean that Robinhood or Schwab or anything else doesn't need to exist.

[00:02:31]They all offer different things and product suites. So, the community is really helpful Flare Network. I agree.

[00:02:37]They answered the questions. Imagine using your BTC with the same flexibility, speed, and transaction cost as an XRP transaction. You'll be able to send and swap XRP to BTC and vice versa seamlessly. I mean, this is huge, guys.

[00:02:55]It uh it does not get any bigger than this in the world of uh crypto.

[00:02:59]Meanwhile, Flare Network does not stop over here. It is being teased as an oracle killer that uh nobody's talking about, according to Peter. Chainlink is a $10 billion business built on one idea. Blockchains can't access real-world data and that they are bringing that data on chain. Protocols pay millions per year just for price fee feeds. Now, uh tool booth in the middle of DeFi. Meanwhile, Flare, it bakes oracles directly into the base layer.

[00:03:31]So, everything is enshrined. There is no single point of failure, no invoices, no intermediaries, no middlemen.

[00:03:39]Data providers incentivized by the protocol itself, decentralized by default, free by design, built for the XRP ecosystem. Now, this is what we're talking about. Meanwhile, they say we should cover Chainlink as well, guys.

[00:03:55]Chainlink is a phenomenal project in its own right. We should be happy about both of their futures. But, over here they say that Chainlink sells the road.

[00:04:05]Meanwhile, Flare is the road and a road which can merge both BTC and XRP as well together. This is huge.

[00:04:16]So, talking about the XRP Fi, what is the next phase, guys? This is the XRP Fi's next phase. F XRP answered it by bringing XRP onto Flare as active capital. It turned a held asset into one that could be deployed, lent, staked, traded, used as collateral, and routed into vault strategies. The first phase tested that thesis and the numbers held up. Flare is now the largest XRP Fi ecosystem in the market. We're talking about $200 million in XRP TVL anchoring a $440 million ecosystem, which is a 22 28% growth over the period and 3.4 million plus F XRP DeFi transactions across 16.5 K users since launch. This is what we're talking about, guys. And the next phase is the three unlocks. More vault choices, which means a new F XRP vault launches on Flare with multi strategy mandate that combines on-chain and off-chain return sources. We've got the F assets version 1.3. Direct minting. F assets version 1.3 upgrades the rails underneath F XRP. And then we've got the direct front end with a Flare smart accounts. A standalone dapp lets XRP holders sign in directly from their XRPL wallet, deposit deposit into FXRP vaults, and allocate to strategies in a single signature.

[00:05:58]This is what we're talking about. Flare network does not sit dormant, does not sit idle. It always works for that next phase.

[00:06:08]Meanwhile, look at this.

[00:06:10]Uh this is Hugo Philion who's answered or at least commented to this post by Ripple. This is a meaningful step toward 24/7 global financial markets by combining the XRP ledger with global banking infrastructure. This pilot shows how institutions can execute cross-border transactions in a single integrated flow. And what is that? This is the post over here, guys. Ondo Kinaxis by JP Morgan, Mastercard, and Ripple successfully completed a landmark pilot transaction connecting the XRP ledger with interbank settlement rails. We're going to be covering Ripple in a moment as well, guys, but Hugo has given a huge congratulations. The more XRPL becomes the de facto rails for on-chain finance, the more opportunity there is for Flare to enable additional value-added services.

[00:07:05]This is awesome.

[00:07:07]Meanwhile, FCC extends Flare from data into compute and capital. Look at this, guys. Data is the new oil, and Flare network is playing around with data.

[00:07:19]Native data, verified inputs, we've got the Flare data layer. It has got the FTSO, the Oracle data, FDC, the Flare data connectors, the Flare data connector attestations, verified proofs, we've got the FCC compute, confidential execution with FCC, instruction sender, TEE proxy, secure enclave confidential execution attested result verifiable output. We've got the agent wallets secure signing private strategy execution and on-chain actions.

[00:07:57]Uh what what does this uh summarize to?

[00:08:00]Native data plus confidential compute plus app level settlement equals flare expense from data into data compute and capital simultaneously. This is huge, guys.

[00:08:13]The partnership announcement over here, you can check this out. FXRP was built so XRP could participate in DeFi at scale.

[00:08:22]Uh what this collaboration does is scale both surface area and comprehension. We We're talking about the AI agent.run and Lumin I wallet, guys. So, good collaborations and partnerships are always welcomed. Meanwhile, this is a must-watch according to Quant over here.

[00:08:43]I think this Flare Builders as well and also Flare Systems, which you may want to look into, but my go-to is Cat Analytics.

[00:08:52]And just on another note as well, I think when it comes to supporting infrastructure providers, I think it's really important to support the builders, right? So, Cat Analytics Cat Analytics, for example, here are building tools that the community have access to. And say us with Digital Dynamics, we're trying to revive the NFT ecosystem. Or you have other entities that are maybe providing DeFi services.

[00:09:20]And this is how the ecosystem grows by supporting the builders. The builders get more income from the fees and then they use that capital to be productive and increase dapps or increase functionality on the Flare network. So, it's sort of like this uh, loop of prosperity where your delegation can directly benefit the network and also earn you rewards as well.

[00:09:45]This is great, guys. Now, let's head into what is happening with the Ripple Ripple ecosystem. XRP has been on fire.

[00:09:54]Look at this, CoinBureau. Ripple ranks top 10 in unicorn index. Ripple ranked sixth in the prime unicorn index with a valuation above 26 billion dollars, making making it the only and let's stress on this word, only crypto company in the top tier of private firms. The index tracks US private companies valued above 1 billion dollars, including Now, look at the names over here. I mean, this is insane. We're talking about SpaceX. We're talking about OpenAI.

[00:10:29]We're talking about Anthropic. This is, uh, the category that, uh, Ripple is fighting for. That's serious company Ripple is keeping. Now, this is what I'm talking about. This is a serious company Ripple is indeed keeping. Be becoming top 10 ranked. Huge milestone for Ripple being the only crypto company in the prime unicorn index says a lot about how how far this ecosystem has come.

[00:10:55]This is awesome.

[00:10:57]Meanwhile, in the education sector, guys, Ripple has donated 25 million dollars to teachers and schools across America, according to All In Crypto.

[00:11:06]With most of it delivered in RLUSD, its native stablecoin, it makes it one of the largest stablecoin nations to nonprofits in history. Why education and why now? The link between grade-level literacy and lifetime economic opportunity is well established. So is the gap. Millions of students across America still sit in classrooms that lack the basic resources such as books, supplies, technology that make learning possible. And this is what Ripple wants to solve. And we saw this in the flare area as well, the flare coverage. Today, MasterCard, Ondo Finance, Canaan Access by JP Morgan and Ripple successfully completed a landmark transaction connecting a public blockchain with interbank settlement rails. This is what is laying the groundwork for a 24/7 global markets that never closes. I mean, this is huge.

[00:12:10]Haters still calling XRP a scam. And meanwhile, MasterCard and the likes are rubbing shoulder with it. We're talking about Canaan Access by JP Morgan, Ripple, XRP ledger. This is huge to be very honest. Meanwhile, guys, this might be a match made in heaven somewhere down the line. We want something huge for both of these projects or both of their their collaboration. We cover both of them, Canaan Network and Ripple XRP. Look at this. This is crypto airy, topic tokenization, freedom for retail. Yes, however, Yuval says collateral management is the killer app. Stable plus mostly liquid assets. And this is Mike Higgins, Ripple Prime CEO.

[00:12:59]And we quote, we have some pretty innovative ways around taking XRP as collateral and using that to finance trades.

[00:13:08]By the way, this is source of Higgins quote. Mike Higgins and Jake Chlebowski recorded YouTube discussion. Date, March 16th, 2026. Timestamp, 3:22 to 3:33.

[00:13:22]Anyways, let's check this out. Yeah, I'm joined by Yuval Rooz, co-founder and CEO of Digital Assets. Yuval, thanks for joining us.

[00:13:29]>> Great to be here, Scott. Well, the topic is is tokenization. You're very involved in that effort. We're trying to understand what the best way to tokenize things for the derivatives market. We're very bullish on collateral. How do you see things playing out? Well, you know, everybody in tokenizations are talking about freedom for retail, which is is a great mission to have. But, I think about 2 years ago, I made a post that I think collateral management is the killer app for blockchain. So, as you can imagine, we're very focused on on collateral management. What kind of assets do you see are first movers that will help catalyze the transition? Sure.

[00:14:07]So, we we announced a partnership with DTCC recently to tokenize US Treasuries, US equities. We've also announced partnerships with JP Morgan, HSBC, Lloyds, LCH, and Visa around bringing money on chain in addition to stable coins like Circle. Um I think the combination of the most liquid assets plus cash instruments are going to be the most interesting assets to focus on.

[00:14:33]So, you've got a lot of the participants. You've been working on the technology for some time. You have been doing trades in in certain asset classes. What are the kind of the hurdles and challenges that we're going to be facing to get implementation?

[00:14:46]Sure. I actually think that, you know, when we explain the opportunity and the use cases, it's very easy to explain it.

[00:14:54]Better capital efficiency, if you want to trade 24/7, you must be able to move collateral 24/7.

[00:15:01]Actually, where the hard part is how do we move from today's world to tomorrow without disrupting that entire market.

[00:15:09]So, it's actually working with organizations like yourself and making sure that we don't have to reimagine the entire legal system and contract structure all the way from zero. It's working with a lot of the intermediaries that are doing some of the risk management Guys, I wanted to share this for a very specific reason as well that both Canton and XRP can have a very, very bright future together as well. Despite the differences that people talk about the privacy, transparency debate and everything being an open network and a lot of debates that people tend to have.

[00:15:45]Both of them have a lot of a lot to offer to the world of finance and together they can do a lot.

[00:15:53]Meanwhile, look at this.

[00:15:54]Ripple X Rakuten Wallet users in Japan can convert Rakuten points into XRP spot trade in app and spend across 5 million plus merchant locations. The the Japan hype is there and it is real, guys. The bond market going on chain in Japan is a big deal for XRP according to X Finance Bull. So, look at this. SBI integration XRPL already inside Japan 24/7 settlement built for instant finance. We're talking about banking momentum. We're talking about RWA expansion and enterprise validation which which Japan strengthens with Ripple's adoption. XRP's adoption.

[00:16:37]So, guys, what do you think about Flare XRP utility crypto? Do you think that Flare can do wonders by merging both XRP and Bitcoin and do you think that Canton X RP collaboration can provide something of value in the future meanwhile becoming a top 10 company in the unicorn index. What do you guys think about it?

[00:16:59]I would like your opinions. Do let the community know. And if you're interested in utility crypto content, do subscribe the channel and smash that notification icon. Until next time, stay blessed.