CONFIRMED! XRP Will Power A $320 Trillion System

Added: 2026-06-01

[00:00:14]$320 trillion.

[00:00:18]That's not a meme number. That's not crypto Twitter hype. That comes straight from the Bank of International Settlements, the Central Bank of Central Banks. And that is the projected size of crossborder payments by 2032.

[00:00:35]And right now, while most people are watching Bitcoin ETF flows and getting distracted by drama, the actual infrastructure for moving that money, it's quietly being assembled. And XRP, it's sitting right in the middle of it.

[00:00:53]Welcome back everyone. If you're new here, I'm glad you found me. Happy Saturday. Good morning to everyone.

[00:01:02]This is gonna be a good one. This is gonna be a real good one.

[00:01:07]You can tell by that starting number.

[00:01:10]Got you intrigued, didn't it? Did didn't it? I know it did. You're going to want to stick around to the end. As always, please do me a solid. Hit that thumbs up. I know everyone says it, but man, I'm telling you the real reason it matters because the algorithm literally uses that signal to decide whether to push this content to more people. I appreciate each and every single one of you that come here every single day and hit that thumbs up button for me. Let's look let's have a quick look at the prices before we jump into it. I really want to focus on XLM right here. Looks like it peaked up around 29 30 cents depending on where you looked at it. The retrace is back on at a key resistant level right here sitting around 24 cents. Let's see if it's going to turn 24 cents into the new base or if we're going to see a full-on retrace from this news. I hope we don't, especially for all those people that sold their XRP to buy XLM.

[00:02:04]That would be absolutely devastating.

[00:02:07]But let's talk about this suie.

[00:02:14]a lot of hype around it as a high performance blockchain. It just had three network outages in two days.

[00:02:23]Three outages in two days. If this was the XRP ledger, Twitter would have been off their chairs, off the chains, off the rocker. We would have heard nothing but, "Oh, Ripple can't keep up the ledger. This blockchain sucks." But since it's suie, everyone's like, "Who cares? It's all right.

[00:02:45]This doesn't really matter. Why? Why doesn't it matter? Are people not using Sueie? No one really cared.

[00:02:52]Now, look, I'm not I'm not here to pile on Sooie. I think Sue is going to do very well.

[00:02:59]I would have swapped Sooie for a lot of different assets I have in my portfolio, but I didn't. And I won't.

[00:03:10]I think Suie is going to be a monster. I really do. It's an interesting project.

[00:03:14]The the tech the tech's great except for the outages. We're we'll figure that out. But this is exactly why the conversation about reliability keeps coming back up. Whenever institutions are evaluating which networks they're actually going to build on.

[00:03:32]Now, think about it from the institutional side. You're a bank, you're a payment processor, you're a custody provider.

[00:03:41]You are moving real money for real clients. The absolute last thing you can afford is for the underlying infrastructure to just go down and multiple times within 48 hours.

[00:03:56]This is why Ethereum, despite being slower and more expensive than newer chains, still commands so much institutional attention. It have years of battle tested uptime.

[00:04:09]It has a track record. It's boring in the best possible way. And here's why.

[00:04:15]You say why? It's just like here's where this connects directly to XRP.

[00:04:20]The XRP ledger.

[00:04:23]It's been running constantly since 2012.

[00:04:27]No outages, constant settlement, predictable fees. That track record is not an accident. And it's not a small thing because when the Bank of International Settlements is talking about moving hundreds of trillions of dollars across borders, the networks that are going to handle that are not going to be the ones that went down three times last week. Ri reliability is the product, folks. And XRP, it got it.

[00:05:00]Now, this is one a lot of people in the crypto space a little nervous here. So, let's put it in the right frame.

[00:05:10]Black Rockck's Bitcoin ETF, IBIT, right?

[00:05:14]It's been seeing outflows for two consecutive weeks. Two consecutive weeks. And Bitcoin ETFs overall have pulled in about three and a half billion dollars in that outflow since miday.

[00:05:27]People are asking, "Is institutional interest cooling off?

[00:05:33]Is the cycle turning?"

[00:05:36]Let me tell you how I read this. And I want you to sit with this for a second.

[00:05:41]There is a difference between institutions speculating in Bitcoin and institutions building infrastructure around digital assets. What we're watching with the ETF outflows, it looks a lot like profit taking. Institutions that got in early in the cycle are locking in gains.

[00:06:03]That is totally normal portfolio management behavior.

[00:06:07]That is not the same thing as institutions abandoning the space. The firms who are building payment corridors, who are tokenizing real world assets, who are integrating blockchain settlement into their back office, those are not the firms that are selling Bitcoin ETF shares right now. Those are two completely different institutional conversations that are happening at the same time. And honestly, capital rotating out of speculative Bitcoin positions, it got to go somewhere.

[00:06:41]Some of it goes back to equities, some of it will go to stable coins, and some of it goes looking for the next infrastructure play. Which brings us right back to the payment rail story.

[00:06:53]Don't panic about the outflows. Read them for what they are. Position management, not an exit from the ecosystem.

[00:07:02]And this one matters more than most people are giving it credit for.

[00:07:06]Treasury Secretary Scott BZnet. He's confirmed that the administration will not pursue a central bank digital currency. No CBDC. Full stop.

[00:07:20]Now, why does that matter for XRP holders specifically? Let me explain.

[00:07:26]For years, one of the lingering fears in this space, it was that the US government would just build its own digital dollar and crowd out your private crypto networks.

[00:07:36]A governmentissued central bank digital currency could theoretic theoretically have been used for crossber settlements, your interbank transfers, all the use cases that XRP is positioned for. Now that threat, whether it was real or theoretical, it created regulatory uncertainty that kept a lot of serious institutional money on the sidelines.

[00:08:00]With this confirmation, that ceiling's been removed.

[00:08:05]The government is not going to compete with the private sector here. They're essentially saying the market can solve this, which means your private networks, including XRP, which already has real relationships with financial institutions.

[00:08:22]It has a clear runway. Listen, >> I'm not that person.

[00:08:25]>> No, it's you.

[00:08:26]>> Okay. Thank you so much. Thank you for taking my question, Cara from Lindell TV. I really wanted to get your thoughts on digital currency. A lot of our viewers are increasingly worried that digital currency could one day be used to track people's spending or limit personal freedom. What's your philosophy on that and what safeguards is the Treasury and this administration putting in place to make sure a new digital payment system to protect Americans privacy and freedoms in the future?

[00:08:51]>> Well, so this administration's been very clear there will be no central bank digital currency which I think the is would be the first step toward tracking.

[00:09:00]So we have taken that off the table. We passed stable coin legislation with bipartisan and the clarity act is now up on the hill and I think it has bipartisan support and the most important thing we can do is to make digital assets come into the United States make the US the home our regulation our best practices or what will ensure good standards for these when you look at digital assets all the nonsense that happens all the things you read read about that's because it's the wild wild west offshore. So we got to bring it on shore. So I would encourage the house and the senate to get clarity done.

[00:09:40]>> Now this also aligns with the broader pattern that we've been watching.

[00:09:46]The current administration has been constantly more crypto friendly than the last. The genius act for stable coins.

[00:09:54]The conversations around your digital asset frameworks. the regulatory environment is shifting and in a direct statement from the Treasury Secretary, there's going to be no central bank digital currency.

[00:10:07]This is about as clear a green light as you can get.

[00:10:12]This this is not a small thing. This is the government stepping aside and letting the private payment infrastructure build out.

[00:10:22]Now, we got to jump over to this Jamie Diamond, the CEO of JP Morgan, the biggest bank in the United States. He went on Fox Business, and essentially lost his composure talking about the crypto industry's lobbying efforts. He's frustrated that Coinbase's Brian Armstrong is spending heavily in Washington DC advocating for the Clarity Act, the legislation that would create a clearer framework for digital asset regulations. And Jamie Diamond's response, it's name calling on national TV. Listen, if they don't do it thoughtfully, it will cause it'll be a huge problem.

[00:11:01]>> So, are you happy with the way the Clarity Act is turning out?

[00:11:03]>> No. No. because it it it it allows them to effectively pay interest on deposits, stable coins or something like that without the protection that they should have and it doesn't do anything for AMLBSA. It has almost no legal protections. So, no, it's the banks will not accept it that way.

[00:11:20]>> They won't >> and the ABA, the small banks, the credit unions, it's not just the big guys. I'm not worried about stable coin, but if it happened, I'm telling you, I would have nothing to do with it and it would eventually blow up on its own. Okay? But that's my personal thing. But I do understand the concern of all the other banks. So, >> well, the markup is coming. I mean, what are you going to do about it?

[00:11:38]>> It is. We'll fight it. If we lose, we lose and it will live.

[00:11:41]>> Okay.

[00:11:41]>> But it will be fought. This will not be No, no one's going to bow down to this guy. Okay. Or that company. And but he's the only one. Yeah.

[00:11:48]>> And he's spending hundreds of millions of dollars in Washington this thing.

[00:11:52]>> He said he's he's representing the whole >> Well, um, we're gonna watch that one.

[00:11:59]Yeah.

[00:11:59]>> Wow. Well, Now, here's what I think is actually happening.

[00:12:14]When the most powerful banker in America is visibly rattled by an industry's lobbying success, when his response to the policy advocacy is frustration and he insults rather than counterargu about where the power dynamic is shifting. JP Morgan has billions of dollars in legacy payment infrastructure, swift relationships, correspondent banking networks, crossber wire systems that change or that, excuse me, that charge these enormous fees and take days to settle. A regulatory framework that legitimizes digital asset payments, it doesn't just help crypto companies. It directly challenges the business models of the biggest banks in the world.

[00:13:07]Now, Diamond has historically been one of the most vocal critics of crypto. And yet, here we are watching him react emotionally to legislation that would simply clarify the rules of the road.

[00:13:21]That's not the reaction of someone who thinks the industry is going away.

[00:13:26]That's the reaction of someone who knows exactly what clear crypto regulations means for the business. And for XRP holders who are specifically holding an asset designed to compete with corresponding banking and crossber wire fees, watching the biggest defender of the old system get this frustrated, that's actually a signal worth paying attention to, which gets us over to the Bank of International Settlements. Not a crypto company, not a Twitter influencer, not a permable on YouTube. The actual institution that coordinates your global central bank policy. They are now projecting that your crossber payment volume will hit 300 and 20 trillion by 2032.

[00:14:19]$320 trillion.

[00:14:22]And in the same breath they acknowledge that the current system swift correspondent banking all of it is slow and expensive.

[00:14:34]They are explicitly looking for improvements.

[00:14:38]Now when you look at the networks being discussed in the context of solving this problem four should come four should just come to your thinking right XRP stellar hyera and chain link these aren't just random crypto tokens each one of these has real institutional relationships and real infrastructure deployment behind them XRP and Ripple have live payment corridors operating across across multiple continents right now. Stellar has partnerships with financial institutions and has been integrated into payment systems serving the underbanked populations.

[00:15:19]Hideera has enterprisegrade governance with some of the largest companies in the world on its council and chain link is the data layer connecting traditional finance to smart contract infrastructure. These aren't competing narratives. In many cases, these networks are complimentary. And the real settlement layer for a $320 trillion market, it might use several of them working together.

[00:15:47]But here's the framework I want you to hold. The addressable market identified by the BIS.

[00:15:55]I mean, it's it's large, right? The current crypto market cap across everything is a rounding error compared to 320 trillion in annual payment flows.

[00:16:06]If even a fraction of that volume move through networks like the XRP ledger, the repricing map for XRP looks very different from where we sit today. This is the infrastructure story. This is what we keep coming back to on this channel. Not speculation, infrastructure.

[00:16:27]320 trillion, folks.

[00:16:32]Let's connect all this real quick. You have a network reliability story with Sue's outage reminding everyone why battle tested infrastructure with a 12-year uptime record matters when you're moving real institutional money.

[00:16:46]You have a capital rotation story.

[00:16:49]Bitcoin ETF outflows that look like profit taking, not an exit from digital assets with money looking for where the next phase of value gets built. You have a regulatory clarity story, the Treasury Secretary taking central bank digital currencies off the table and clearing the runway for private payment companies.

[00:17:11]And you have a legacy power story.

[00:17:14]the CEO of the biggest bank in America getting visibly flustered about crypto regulations, which tells you exactly what's at stake for the old system. And then you got the market size story from the most credible institution in global finance. $320 trillion flowing cross border by 2032 with today's systems describe as well. They can't handle it.

[00:17:43]The infrastructure is being built. Your regulatory environment, it is opening.

[00:17:48]And the institutions that matter, they are all paying attention. Whether they're excited about it like the BIS are frustrated about it like Jamie Diamond. The addressable market here is extremely large and XRP is not a speculative bet on the story. It's an asset that already has live deployments in the payment corridors that are going to carry the volume. The rails are being built right now and we're watching it all happen in real time.

[00:18:17]None of this is financial advice. Please do your own research and make decisions that are right for your own situation.

[00:18:23]But if this breakdown was useful, and I hope it was, please share it with someone that needs to see it. Come join us over on the Patreon where we go deeper on this stuff together. Like this video, subscribe if you haven't, and let's keep watching this all unfold.