YouTube Paycheck Budget With Me $2244 | Cash Planning for the Week | Cash Envelope System

Added: 2026-05-24

[00:00:00]Hi everyone, it's Desiree. Welcome back to my channel. Thanks for joining me for this video. Today I am cash planning for the week. This is actually my YouTube paycheck cash plan. So I have to give a huge shout out to all of you for watching my videos because without your views, I wouldn't have received this paycheck. And this YouTube cash plan and cash stuffing always helps me to achieve some larger goals that I have set for myself. So again, thank you because I'm able to do that a lot quicker. Um if I didn't have this, I wouldn't be able to do it. So, really appreciate that. In this video, I do go over how much I made on YouTube. I've been pretty bad about posting recently on YouTube. A little bit more lax, I guess. Um, I feel like I need to get a little bit more um I need to be better about posting like I used to, but I still get a very good paycheck thanks to my views. So, again, thank you so much for that. So, for this month, I was paid for last month's views, I was paid 2,244. That's what hit and some change. That's what hit my bank account. Now, that amount is not what I will cash with uh in this video. I like to go over all the numbers and like what I do to get to the final number that I plan on cash planning with. So, the first thing is I have to take 30% of this and I just put it straight into uh into a savings account for taxes. So, 22.44.

[00:01:30]I take 30% of this right off the bat and put that into savings. So, that is going to be 673.

[00:01:39]So, 673.

[00:01:42]Another thing that I put directly into another savings account is for my rent.

[00:01:48]So, every every month, every week from my full-time paycheck and then from this paycheck and then my Patreon paycheck, those are my two larger um social media incomes. I will take portions of it and put it aside for rent. Um so, from this paycheck, I'm going to put 500 away for rent.

[00:02:12]Okay, so I have the 6 673 for taxes and then the 500 for rent.

[00:02:21]So that's 2244 minus a 673 and 500. That leaves me with 1071.

[00:02:30]Okay, there's one more thing I like to do. I like to just put money straight into savings. Um, so I will take 15% of this amount and put it into savings. So that's 15 which is 160.

[00:02:46]Okay. So 1071us 160.

[00:02:50]That's savings leaves me with 911.

[00:02:55]So that's the amount that I plan on cash planning in this video. 911. Still an amazing amount. So, now that I have the total that I'm going to cash plan with in this video, now I can figure out where it's going to go.

[00:03:12]So, first thing I want to just knock out first is the 100 envelope challenge. Um, usually with my YouTube paycheck, I like to knock out the largest number in this one. So, let's go to the back. My largest number right now is 89. So, 89 will get filled with this paycheck.

[00:03:31]So, 89 Okay, so 911US 89.

[00:03:37]Perfect. And then I might as well just figure out the savings challenges I want to do first. Get those out of the way.

[00:03:44]Okay, this one I want to also do a large amount too for this one. So that would be 12 for this spring challenge.

[00:03:53]12.

[00:03:55]Okay. And then I will roll the dice for this one. I can do six times. Oh, wait.

[00:04:01]Did I not subtract it? 911 - 89 - 12.

[00:04:06]Okay. 911 - 89 - 12 8 10.

[00:04:14]Oh, I also have some cash dash ones. So, let me do I'll do 30. Each of these little boxes is 10. I usually do 20. A lot of I've done a lot of 20s.

[00:04:31]Um, so this one cuz I have again it's the pay YouTube paycheck cuz I have more to work with. I'm going to do 30 in this challenge.

[00:04:39]30.

[00:04:42]Okay, let me roll the dice for this one.

[00:04:45]I think I want to roll. Did I say already? I think six times. Six rolls.

[00:04:55]All right. So, oops. First roll.

[00:05:00]Five and one.

[00:05:05]Okay. So, five and one is the butterfly.

[00:05:07]Okay. That's 10.

[00:05:14]One and four. One and four, which is the the sun. That's five.

[00:05:23]Then three and four, which is the bird.

[00:05:26]That's three.

[00:05:33]Five and four. That is the strawberry.

[00:05:37]That's two.

[00:05:42]Five and five is the sun. That's five.

[00:05:49]And then two and five, which is the flower. That's one.

[00:05:56]All right. So I have 10, 15, 18, 20, 25, 26.

[00:06:02]10, 15, 25, 26. Yes, 26.

[00:06:09]26.

[00:06:12]All right. I'm going to come back to the other challenges. I just wanted to get those out of the way first cuz I knew they would be a little bit larger for the amounts. The other ones aren't as large, so come back to those in a bit.

[00:06:25]Also, this savings challenge, um, it's a savings challenge that I made exclusive on my Patreon. I actually have a summer one that I plan on starting next month cuz summer is unfortunately right around the corner. And I made a cute little summer themed one that's similar to this one. If you join my Patreon, there's tons of downloads. All the download, all the pages I use, there's all the downloads over there. Um, also if you like any of these products that I have, check out my shop because I have tons of things over there in stock. I'm I'm working on restocking some things. So, if you see things out of stock, I'm working on it. Um, but yeah, check out my my shop for wallets and binders and stuff. Okay, I want to double check cuz I feel like I didn't calculate this right. Just to make sure I'm still on track, right?

[00:07:13]Hold on. 911us 180. Oh, yeah. See, I don't I had a feeling I was a little off. Okay, I forgot to subtract the 180.

[00:07:23]All right, so I'm at 574 and now I get to fill my envelopes. Oh, I already figured out my wallet for go over that. So, my wallet, I usually put the same amount.

[00:07:36]The only difference is coffee. coffee will get 30 this week cuz I always like to treat myself a little bit more to coffee for the YouTube paycheck. So that's a total of 180 that goes in my wallet.

[00:07:50]And now I can focus on some of my um high priority u envelopes. So we have extra savings.

[00:08:05]What did I do last time? Last time I did I did 35. I'm going to do 35 again in my high priority ones. Okay. So, extra savings. We'll get 35.

[00:08:23]Road trip.

[00:08:30]Month ahead. We'll get 35.

[00:08:35]Um, subscriptions will get 35.

[00:08:44]Okay, I have a couple in here.

[00:08:47]Let's actually I don't have a couple in here. More. I already finished saving for tires. So, that one's done. Treat yourself. 35.

[00:08:59]And oh, Christmas. Christmas. Yes. 35.

[00:09:02]And Christmas.

[00:09:05]All right. So, those are the ones I wanted to get out of the way first.

[00:09:09]All right. Auto. Oh, you know what?

[00:09:10]Actually, I'm going put 35 in auto as well.

[00:09:14]Okay. Electronics. We'll get 10.

[00:09:20]Emergency. I'll put 20 in emergency.

[00:09:25]Did that one. Furniture. We'll get 10.

[00:09:29]Did that one. Rainy day 15.

[00:09:36]Registration, I'll do 15 in here as well.

[00:09:42]Road trip, I'm going to put 20 in here.

[00:09:46]Oh, too many zeros. Sensey, we'll get 15.

[00:09:55]Subscriptions already did. And trouble will get 15.

[00:10:01]All right, then. Next finder, Disneyland. Okay, so Disneyland. I have $5. I'm going to Disneyland, I think, next week for a little bit.

[00:10:13]Just like a solo day.

[00:10:16]So, I'm just going to put 20 in here.

[00:10:22]Fun. I'll put 10.

[00:10:26]You did treat yourself. Hobbies. We'll get 10.

[00:10:32]Holiday decor, we'll get 10.

[00:10:36]Okay. And then tires, like I said, already done. Saved the 600 for this.

[00:10:41]So, that is all ready to go. Now, I don't have to stuff it anymore. Okay.

[00:10:46]And then I have this binder. So, beauty.

[00:10:49]I actually want a couple things. I have 55.

[00:10:54]I'll put 20 in here.

[00:10:58]Clothing. We'll get 15.

[00:11:03]Costco.

[00:11:04]I actually do want to do a Costco run just for a couple of frozen things. So, they're not I when I go to Costco, I'm very strategic about when I go there.

[00:11:16]And with my Costco money, I try to get things to stock up on for in the pantry or in my freezer. And I really want to get a bag of edamame.

[00:11:28]I can't remember how much they are. I think it's less than 20.

[00:11:32]I have 16. I'll just put 15 in here.

[00:11:35]This gets leftover money from my grocery envelope. So, I should have a little bit more in there. Um, when I cash stuff, actually, I want to put 20 in family.

[00:11:51]And gifts, I want to put 20.

[00:11:55]Okay. Home, we'll get 15.

[00:12:02]household will get 10.

[00:12:06]Target will get 10.

[00:12:13]Oh, actually, I'm at a good amount right now.

[00:12:17]More than I thought I was going to have right now. So, what how many priority ones? One, two, three, four, five, six.

[00:12:30]I'm actually going to bump up all these priority envelopes to 40.

[00:12:37]Yes.

[00:12:39]40. So that one 5 10 15 20 25 30. So this will be 40. Auto will be 40. Extra savings will be 40. Month ahead will be 40. Subscriptions 40. Treat yourself 40.

[00:12:54]And Christmas 40.

[00:12:58]leaves me with 29.

[00:13:00]Okay, I have a cash stash. The each of these little circles is two. $2. So, one, two, three, four, five, six.

[00:13:14]I'll do 12. So, I could just color this full section here.

[00:13:18]Yeah, 12. And this one.

[00:13:24]Then I have Oh, here my savings binder.

[00:13:30]This challenge, which is these are all fives. So, I'll do 15 in here.

[00:13:40]And this two will go into the dollar challenge where I just put all the extra dollars I have.

[00:13:49]Okay, that's going to be everything.

[00:13:52]I need to double check my numbers because I I already messed up a couple of times or at least once I know of um make sure I totaled everything correctly and then I can move on to the next step.

[00:14:02]I've triple checked and I'm short $10.

[00:14:06]But this is a good this is good because I have $10 that I didn't put towards anything.

[00:14:12]So now I get to decide where I want that 20 to go. I'm thinking road trip only because I do have a couple of out of I use road trip just for gas money for going out of town and gas is really expensive right now or it helps me to pay for gas. So yeah, I think I'm going to do that in road trip.

[00:14:35]Where's my net? Okay, 10. And my right now it's at 20 and I'm just going to put make it 30.

[00:14:44]And then that should be well add 10 cuz I was at 9:01. That should be the 911 that I have here. Okay, so that works.

[00:14:52]Now I can figure out the denominations that I'm going to ask for when I go to the bank today. Okay, so we have auto, which is getting 40s. That's two 20s. 10. Two 20s. I'm sorry, not two 20s. My goodness. 120 then two 20s. A 10. Two 20s. 15. 15. 30. A 20 and a 10. 15.

[00:15:21]Two 20s. 15. A 20. 10. Two 20s. 10. Two 20s. 10. 20. 15 15 20 15 15 10 10 and then we have 89. So that's going to be 50 70 85 and 4. 50 60 70 85 86 87 88 99 Okay. 89 and then 30 20 and a 10.

[00:16:02]um $12 for cash dash2. So that's 10 and two 1's. Hello spring is 26. So that's 25 and 1. Spring is 12. That's 10 and two ones.

[00:16:21]Um $5 challenge is 15. So that's three fives. And then $2 challenge or $1 challenge is two.

[00:16:32]All right. So this is where I see if I messed up again. Um, so 50s I have two 20s 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 10 I have 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 fives 1 2 3 4 5 6 7 8 9 10 11 12 13.

[00:17:12]I'm like thinking I'm really really hoping they have tens at the bank. So, I'm going to have to get a ton of more fives, which happens. It happens sometimes. Okay, then one. I have five 9 10 11 12 13 14 15 16 5 6 7 8 9 10 11 12 13 14 15 16.

[00:17:36]Okay, now I need to multiply these numbers, add it all together, and make sure I got 911. Okay, so moment of truth. 50 * 2 is 100.

[00:17:45]24 * 20 is 480.

[00:17:50]Then 25 * 10 is 250. 13 * 5 is 65. And then 16.

[00:17:59]Okay. So let's see if I got the right number.

[00:18:04]480, 250, 65, and 16. Perfect. Okay. All right. So even though I messed up a couple of times, in the end it all came out correct. So So that's all good. Now, I'm just going to write down on this little sticky note all the amounts I need. So, 50, I need 20 of those. And that is a total of $100.

[00:18:29]20s, 24, that's a total of $480.

[00:18:35]Oh my goodness, what am I doing? Um, 20 tens, I need 25.

[00:18:41]That's a total of 250.

[00:18:45]And then fives. I need 13 of those.

[00:18:48]That's $65.

[00:18:50]And then ones, 16 and that's $16. That's a total of $911.

[00:18:57]Okay. So that is what I'm going to take with me to the bank today. And then that is what I will be using to cash stuff with in my next cash stuffing video. So again, thank you so much for watching.

[00:19:09]without your views, without you watching, especially if you watch to the very end, um, this paycheck wouldn't have been possible. And it really, really helps out my channel when you engage with the video and you watch till the very end. So, I really appreciate it if you hype the videos up. That's al all that stuff is amazing. So, I really appreciate it. U, but that's going to be it for this video. I hope you enjoyed watching. If you did, please give it a thumbs up. If you want to see more, make sure to hit that subscribe button and I will see you in the next