A 2026 TransUnion report reveals that approximately 45% of gig economy account holders have rented or sold their accounts to unverified users, with 31% of Gen Z workers renting accounts and 20% of millennials selling them. This widespread account sharing creates significant safety risks for passengers, food delivery recipients, and workers, as unauthorized users may not pass background checks. Platforms like Uber and Lyft struggle to combat this issue, with some requiring photo verification while others have not updated their security measures. The problem is driven by economic pressures, with Facebook groups facilitating account rentals and sales. To address this, platforms should implement fingerprint background checks and require identity verification every time the app is used, while users should avoid renting or selling accounts to prevent potential criminal liability.
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Hey everybody, on January 15th, 2026, TransUnion came out with a report on gig jobs and and gig gaps that really kind of blows security out of the water. Uh, basically what it said was almost 45%, actually 45% of account holders have either rented out their accounts or sold their accounts to people that didn't pass the background checks, okay? 45%, that's almost 50% of the people out there doing these gig jobs might not be the account holders. Think about that for a second. What does it mean for passengers? What does it mean for people having food delivered to their homes or to their young children, okay?
This is a big deal. I mean, this is a real big deal. Now, I'm not saying that 45% of Uber drivers have rented out their account or sold their account.
Uber has some things in place and so does Lyft that try to combat this.
But, I don't know if it's 100%, you know, think about it. If it's not 100%, even if it's, you know, 90% effective, that still might be 10% that are working under accounts that aren't theirs.
And I get it all the time with Uber where they want you to take a photo of yourself and I don't have a problem with that.
But, I haven't done it with Lyft in a long time. Lyft hasn't asked me to to verify my identity in a in a very long time now.
All right, so it looks like the study says here that 31% of gen generation Z gig workers had rented out their counties their accounts and 20% of millennials had reported selling their accounts.
So, this is kind of this This a problem and I think that you know, Uber, Lyft, DoorDash, Grubhub, all these good companies, they need to get a hold of this and and and really you know, ramp up their security.
Because this is something that could bring them down. It sounds stupid and I know people are going to say, "No, it would never bring down Uber. It can never bring down Lyft." But, you know, think about the worst-case scenario. It even if it didn't bring them down, let's just say it knocked a leg out from under them as far as finances go and money.
Let's say they lost 15, 20% of the market share because something horrible happened. You know, for Uber or Lyft to lose, if for either one of them to lose that kind of market share over something like this, something I feel like you know, could very easily be rectified and it could be rectified in several ways. I mean, and I would be all for this. And I've been doing this a long, long time. Let me know what you think in the comments. I'm sure I'm going to get people who who say I'm nuts or maybe some of you guys will agree. I don't know.
I would not have a problem with two things. Number one, fingerprints.
Fingerprint background checks, number one. But, number two, every time you turn the app on prior to turning it on, you verify your identity. Okay? Um and I think especially with AI nowadays, this could probably be done, you know, with a very high degree of accuracy.
You know, I don't know. Let me know what you think. Would this be something you were willing to do? I know I would be willing to do. You know, I mean, I have a young daughter and I have a wife.
Every once in a while they might do DoorDash. They might do, you know, whatever it is with uh any other company like Grubhub. They might have food delivered to the house. I want to make sure that number one, the person that is delivering the food to the house, okay, is who they say they are, number one.
Number two, I want to make sure they're not, you know, a criminal in any shape, or form.
And the same thing goes for Uber and Lyft. You know, if if my wife or daughter are getting into a car, I want to make sure that driver has a clean background and is safe.
Stolen identities, rented out accounts, sold accounts. This is a problem that they need to get under control. Says here that London uncovered 14,000 fraudulent rides.
Uh one of the clearest real-world enforcement cases came from uh Transport for London.
Regulators found that 14,000 rides from late 2018 and 2019 were completed by unverified drivers using rented or shared Uber accounts.
Now, I've often talked to a friend of mine who he drives black car service and he's always up at the airport.
>> [sighs and gasps] >> And he's taken photos of vans pulling up and drivers getting out of cars and drivers getting out of the the vans and getting into the cars the drivers just got out of.
So, now I don't know. Are they switching accounts when they do this switch?
Something tells me probably not, but I don't know for sure. But, this does get warned. This is something that I that I have um seen images of and short videos of at the airport.
And I tried to go back through all of my images and everything, but I must have at some point I probably deleted it. Says here that there are Facebook groups that reportedly had hundreds of thousands of members that this this whole rented and and sold accounts and fake documents that all this was going on, you know, they were uh planning it and implementing it. And I guess you could go on to Facebook. I don't know. It looks from what I'm reading here, it looks like you could go on to Facebook and basically join a group and uh you know, maybe find somebody who looks like you that uh you can then rent their account or buy their account.
>> [cough and clears throat] >> Yeah, researchers are stating the obvious obvious when they get to this point, which is it strongly suggests that economics are driving this. Well, no kidding. People are definitely doing it for money. You have the people who are renting and and and selling accounts, they're doing it for money. And the people that go out there and drive, you know, obviously, they're probably either most likely uh criminals, or they're not in the country legally where they could obtain the documents to drive. Maybe they can't they maybe they're not eligible for a driver's license, maybe they can't get insurance for whatever reason. I don't know.
But, this is a big deal. Gridwise Analytics reported Gridwise, I don't know if you guys track your mileage.
I've said before, I made my own app, but Gridwise, it's a really good app. It really is. It it it tracks, you know, your miles, it can import how much money you made, all that good stuff. So, if you're not keeping track of all that, go ahead and check out Gridwise. But, anyway, Gridwise Analytics reported rideshare customer prices rose 9.6% while increase only through Okay, well, that's something we knew, and that's not related to this.
Uh and it Look, this also may have, you know, this may be related a little bit to a lot of drivers that are, you know, unfairly deactivated, and I'll give you an example. Uh yesterday, I noticed that my rating had gone from 4.98 to 4.97.
>> [clears throat] >> Somebody had complained and said that A, I was rude, and B, I drove extremely fast.
First off, I am, you know, maybe I am a bit of an ass sometimes, but I've never been rude to anybody.
Uh you know, maybe they construed something I said or did as rude, I don't know, but that's neither here nor there.
But, one thing I can assure you of is I do not drive fast, plain and simple. If I went any slower, I'd be going backwards. So, for somebody to have made a complaint that I was driving fast, it's just a false report. And it was probably done to try and get money back or something like that, who knows.
All right, let's see here.
Platforms are aggressively increasing surveillance, selfie verification, device fingerprint. I'd be I'd be for that device fingerprinting. I know with my Apple my Apple devices are all fingerprint access, and I've never had a problem with it. I've never I don't have it set up on my phone. I guess it would be done through the camera, I don't know, but I've never ever had a problem with my computer, my laptop for accessing it through fingerprints, and I'm assuming that that same tech can be, you know, extrapolated and used on the camera of a a cell phone.
Uh let's see. Researchers see this is a trust system breakdown.
Well, no kidding. That's an understatement.
Yeah, I think it all revolves around they got to do better background checks.
They got to really uh ramp up the IDs. I honestly, I would say turn on the um the photo verification every time you log on to the app.
Every time you log on to the app, let me know what you think about that. I think some people are going to be like, "I ain't doing that every time." Well, you know, I think if it makes both platforms and all these platforms safer for everybody, I think that's a good idea. But, that being said, they should also come up with some type of system that guarantees driver safety and and and and worker safety, too. So, I've heard about you know, DoorDash and and Grubhub drivers being robbed. I've heard about, you know, we all know the horrible stories that revolve around, you know, rideshare drivers, whether it's Uber, Lyft, whatever it may be.
Uh interpretation of data, absolutely real. Yeah, I know it's real.
2026, TransUnion.
All right. Yeah, I mean, that's pretty much it. It just It blew my mind when I saw that 45% of the platforms, and that's all of them. That That encompasses everybody.
So, that's Uber, Lyft, DoorDash, Grubhub, Uber Eats, you know, all all these these gig apps. 45%, and this was a survey that TransUnion sent out to workers and people voluntarily participated in, said that they had, at some point, rented out their account or sold their account.
So, yeah, this is a big problem and everybody, all of them, they have to get a They got to get their hands around it and fix it.
Let me know what you all think. Um Have you ever rented out your account? I wouldn't ever do that. I I know.
I I don't know why anybody who who had a Uber or Lyft account would even want to do that. I think you would get caught on Uber very quickly.
Uh I think you would eventually get caught on Lyft.
So, I think it's a bad idea to do that.
So, I'm telling you right now, if you've done it in the past or you plan on doing it, it's a mistake. Don't do it. I think you're going to get caught.
You know, not to mention, if something happened, I think you could probably become You might be charged criminally if something horrible happened.
All right, drop your comments below. Go Go and share the video if you want to and and please follow and subscribe if you already haven't and I'll see everybody in the next video.
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