The American Dream has fundamentally shifted from the belief that hard work alone could build a stable life to a system where success increasingly depends on credit, debt, and access to financial resources that fewer people can obtain.
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The Rules ChangedAdded:
The first thing they [music] look at is if you have good credit to buy a house.
And what does it matter if we make enough money and we can pay [music] some with cash?
No, they want to have it on credit, on loan. You come in with cash, they're [music] like, "Call on the police." Way back when it used to be if you're a hardworking American, you can make your dreams [music] come true.
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