Ally Bank - $200 Brokerage Bonus

Added: 2026-05-28

[00:00:02][music] >> Hey internets, I'm RJ and welcome back.

[00:00:04]Thanks for tuning into this show today.

[00:00:05]Now today's episode we have an old friend Ally Bank back with a brokerage bonus that could net you up to $200. So in typical fashion, we'll cover this offer, terms and conditions, requirements, eligibility, everything you need to know to make Ally's money become your money. So of course that sounds interesting to you, go ahead press the subscribe button and let's get to work. Now as always down below you have a blog post as well as a direct offer link, not a referral, something to get you where you need to go the fastest.

[00:00:28]Now this one is for existing Ally customers. However, if you go to that blog post, I also have linked down there an offer for a checking account which would make you an existing customer. But we've talked about Ally many times before, so I think that should cover most people. If it's not, again we have you covered in the blog post. You'd think it's been a while since we've talked Well, it's actually been quite some time since we talked about the brokerage offer. It's been since 2023 since I looked in the archive, so it's been a while. So let's get to work here and with the promotion material.

[00:00:58]And here you have it. I mean this guy looks like he's literally throwing like the bag from the bank vault in the car and they're getting ready to go. Like this guy he he has a look about him like he just he got the payday, he's ready to go. We definitely approve of these happy people for sure.

[00:01:14]Um you know, they look like people who would fit right in in our our degenerate discord.

[00:01:19]So what do we need to do here? Well, you got a option. So you could do a self You can do one of these, not both. So you can do a self-directed trading account, which is basically a brokerage account.

[00:01:28]They call it Ally Invest. Open a new Ally Invest account, you can deposit $1,000 within 60 days of opening from an external account and that would net you 200. You can do the same thing but from an existing Ally account for half the price. Don't do the second one, do the first one. If you have a thousand dollars, send a thousand dollars out of the bank and then pull it back into your invest account. Get $200. Maintain the balance for 90 days. You can invest it if you'd like, you just can't withdraw the thousand dollars and the bonus posts within the 30 days of completion.

[00:01:59]Or you can do the Robo Invest option, which is complete three consecutive monthly transfers of 50 bucks each. I believe you have to set up the transfer on the Ally side so that Ally is pulling from your external account. Um the file transfer, the first transfer must be completed within 30 days of opening and it must be transferred from an external bank account to be eligible for the 200.

[00:02:18]If not, if it's internal, it's 100. Just do an external account. You've been here long enough. I'm sure you have an external account. I almost didn't even include B, but then someone would tell me that I missed one. But don't do the internal.

[00:02:30]This is valid through the end of 2026.

[00:02:33]So there you have it. Um we've got options, not too bad. Uh it's kind of everyone's up to you. I think the Ally Invest is probably the easier one to do as you'll see in a second. There's sort of a fee with the Robo Invest potentially.

[00:02:46]Um so I would just do the Ally Invest, be done with it, send a $1,000, be done with it.

[00:02:51]The the market's been on such a run as of late, you could probably find something to put it in and you'd still get a few extra dollars. Or you could just let it sit there if you prefer to, but you don't have to make it dead money. It's really up to you. You just can't uh pull out $1,000. If you were to go below $1,000 because of trades, like then you should still be fine. So uh I would just do the self-directed. I think I that's what I did last time.

[00:03:13]Robo just seems like it it still takes the same amount of time, I guess, but I would just do the self-directed personally.

[00:03:20]So eligibility, fees, and closure. Uh yeah, next. So these nationwide, as we said, active Ally Bank and Ally Auto customers, uh new Ally Invest customers only.

[00:03:32]Um fees, self-directed trading account is fee free. The Robo Advisory, they say choose no advisory fee or to put more in the market for uh fee. I don't quite understand that one. Apparently you can choose no fee, so um there might just be limits on how much you can invest unless you're going to pay them a fee. So I'm going to say both are probably fee free.

[00:03:51]And there's no closure rule list. I think mine is still open cuz I never bothered to close it since they're like once per lifetime with these things. So, a few things here. Um again, so current active Ally customer means apparently you have a checking or savings account.

[00:04:04]Many of us will already be that. We've talked about them in the past. Ally has a few different offers. They've done We've covered an offer in the past which is like a that you could open a checking, a savings, or invest account.

[00:04:17]So, really this offer is for someone who chose to open a checking or savings account because you're a current customer now but has not opened an invest account. So, if you don't have an invest account, I'd say this is probably the one to do cuz that last offer is like a, you know, if you picked an invest account already, obviously you couldn't do this one. As we said, the blog post down below has a link for a checking. I don't believe it's the highest offer I've seen for a checking account. I think it's I want to say it's 100 bucks maybe. I think [snorts] they've gone as high as two.

[00:04:43]This offer is going to be around for a while, so you could certainly wait and see uh you know, if they they elevate that or not, but again, I didn't want to combine it in one spot for you. So, overall, really not too bad as far as keeping it open as I said, I just kept it open cuz I don't know, I just just forgot about it. It doesn't really matter. I do keep I do use my Ally savings and I do use the checking a little bit as well. They also have a referral program for the checking.

[00:05:08]Not the best. I think it caps at $250 or $50 a person, but I mean it's still it's something. So, you know, no what are you going to do? For years and years and years, they never offered anything and now they seem to be on a run. Albeit sort of a very conservative run, so we won't complain too much. But I did go back in the archives and the last time I I remember making a video or found that I made a video on the just the invest alone was actually 2023. So, it's been a little bit of time since we've seen this separate offer.

[00:05:35]So, there you have it. I'll assume the summary slide here to bring us home. And as we said, the target is Ally Bank, one of my favorites. Product, you could either go brokerage or robo invest. I I if it really matters. I'd probably just do the brokerage. Um location is nationwide. You're looking at $200 cuz again, you're going to move the money from the external account, not the internal account. So, $200 for everyone.

[00:05:57]Requirements, if you go Ally Invest, which is their brokerage, uh their self-directed directed brokerage, deposit $1,000 within 60 days from of opening from an external account. If you go Robo, uh complete three consecutive monthly transfers of $50. We the first transfer has to happen within 30 days of opening. [snorts] Remember, those need to be set up the transfer from Ally to pull in from an external bank. No fees on either unless you choose to invest a lot of money in the Robo.

[00:06:24]And you can shut it down if you'd like.

[00:06:26]So, there you go. Just like that, $200 is yours from Ally. But of course, if this one is not for you, you want even more offers, check out profitablecontent.com, which is of course the channel's blog, always linked down below for you as well as on the channel homepage. Over there, we have the latest news stories, plenty of bank promotions including that Ally offer and many more, and of course some credit card offers as well.

[00:06:46]>> [snorts] >> In addition to that, since we finished early, we might as well plug some stuff.

[00:06:50]Uh if you're a true degenerate, we have channel memberships, this Discord server shared between this channel, the main channel. The join button down below will tell you more, but it's $5 a month, cancel anytime. You get full access.

[00:07:01]Just join on whichever channel is your favorite. Uh the gist of it is to assemble some of the best bonus hunters in the game to find offers, refer one another, be long-lost relatives when you need to help getting into a credit union, for example. Someone just did that for me actually, got me into a credit union based out of California.

[00:07:17]So, I benefit from having folks there as well. Uh but the gist of it is that a referral or a referral or two will pay for your membership for the year. Of course, there is no earning cap, and we do use member links in videos and blog posts when applicable. Like that linked Ally post for the checking account is someone's referral link, I'm sure of it.

[00:07:34]You know, they [snorts] get to keep all that money. So, we hope that will at least cover your membership. Anything else is seen as extra, but as I said, there's no earning cap. We're about 80 members strong, give or take, so we'd love to see you over there if you are interested.

[00:07:47]Anyways, guys, that'll do it for this one. So, of course, if you liked it, drop me a thumbs up down below. If you found it particularly interesting, consider subscribing to the channel.

[00:07:53]We're posting content just like this every single week on how to make the bank's money become your money. And of course, every single day over on profitablecontent.com.

[00:08:01]As always, thank you so much for watching, and I'll talk to you very soon this week.