XRP vs Fed & BOJ

Added: 2026-05-03

[00:00:00]All right, folks. It's your Monday morning update. April 27, 2026. We have Bank of Japan and the Federal Reserve interest rate decisions this week. An update on the Clarity Act, Bitcoin and XRP Las Vegas taking place. And we have more banks choosing Ripple, and even companies like Subway choosing to partner up with Ripple as well. Let's break it down in today's update along with Oh, yeah. We want to make some money, don't we? Let's talk about a little project that we got into that's running hard. And yes, my Bitcoin short is also in profit as well. Straight on into the update. Let's get it. It's Zabbecki on a run up about 70% from the low that we'd pointed out at the beginning of March. This run has just been incredible. I mean, if you were able to get in anywhere around that level, you're actually up over 100%.

[00:00:54]We've doubled up the bagg uh if you were able to get an entry in at that time.

[00:00:59]And it's just nice to watch a runner during the bare market. Zbeei into XRP Vegas. We knew it was coming. We warned you. And here it is up to 04 this morning on the 4hour chart. Pushing down in the past hour as I record this update. Just past 10:00 a.m. on the West Coast, 100 p.m. Eastern. For a reference for everyone out there, we've also seen Bitcoin drop off this morning. wiping out all of the gains yesterday. I didn't get worried as my Bitcoin short did go into the red briefly yesterday when Bitcoin popped up to about 79 12,000. My Bitcoin short entry sitting at 79,235.

[00:01:41]And so as it comes back down this morning to 76,600, we are making profit on that trade. So this is the game for me. Uh while crypto and XRP, you know, is kind of just chopping sideways, finishing off this accumulation, what I'm doing is I'm looking for opportunities. We made money going long oil a couple weeks ago. We just did the Bitcoin short last week. That trade, I'm still in it in profit and then we were ready for Zbeci to run and that one's moving as well, too. So, we're still finding ways to generate returns, make profits during this sideways chop in this bare market that we're finishing up for the digital asset space. Oil trading back up today above $97 per barrel. And so, we'll continue to monitor that situation as well. But we have the Bank of Japan meeting this week along with the Federal Reserve with interest rate decisions due from both. You'll have the meeting taking place the 27th and 28th in Japan. And the interest rate decision should come out Tuesday, April 28th, 2026 around 3 GMT. And that's going to be about 8:45 to 10 p.m. Eastern, the previous day. Federal Reserve meeting April 28th and 29th with that Wednesday 2 pm Eastern being the interest rate decision and Jerome Pal's press conference to follow at 2:30 p.m.

[00:03:08]Eastern. After that, Bank of Japan doesn't meet till June and the Federal Reserve doesn't meet till June. So, if they don't move, right, if the Bank of Japan doesn't make an interest rate decision, if the Fed doesn't make a decision, their next meeting and interest rate decision wouldn't be till June. So they'd be coming in for an emergency rate decision between now and June if they have to react to anything that takes place in the Middle East as that continues to be the big choke point literally the straight of Hormuz and the Iran conflict and I'm still waiting once we see the climax of the conflict play out whatever that entails then I believe that the fear will leave the marketplace and folks will start to rush back into digital assets as the FOMO Mo will return and people will want to go back to risk on. But until we see the climax of the conflict, people are going to remain scared as they're filling up $5 gas, $6 per gallon diesel. You tried to feed the family, go to the grocery store and drop three 400 bucks with no end in sight to inflation and with concerns that any further escalation in the conflict would exacerbate that problem.

[00:04:23]On the other side of this though, the great opportunity is investing in private companies that are going to be going public at trillion dollar valuations. And it's not just going to be one or two. We're starting to see the next wave is here. The next IPO wave with Anthropics IPO price reaching out over a trillion dollars for their private equity right now. They haven't gone public yet, but right now currently trading uh one of three IPOs that we could potentially see over trillion dollar valuations when they go public. The Kabessi letter says right here, all within the next 12 months um because of AI models that barely existed just four years ago. We are arguably in the biggest technological revolution in modern history right now. So you have to understand the external factors like war, private credit crisis, inflation, other issues, too late pal, keeping rates higher than longer, all of that is, you know, taking place and it's suppressing crypto. It's suppressed a lot. AI has stood out and the inflows have continued to pour in. But what we're noticing is the cracks are starting to widen in the private credit crisis that fueled this rally into the hyperscalers and the buildout of the AI technological revolution. So while I think we should celebrate it, it is the future. There's going to be plenty of money to be made on, you know, companies like Anthropic and others uh that are going to be going public here, Ripple included as part of that. uh we just have to make sure that we can get to the asset ownership class first and foremost. A lot of people are going to get left behind. They're not going to be able to invest in the private equity because of the accreditation rules, which is unfortunate. But then a lot of people aren't buying the bottom of the bare market in crypto right now because of all those external factors that are keeping it suppressed, has people scared. even if they are able to come up with the jingle in their pocket to invest in digital assets, they're overcome with fear because of everything else taking place right now. We're going to continue to lean into that and one of the things that's suppressing crypto right now and we're taking advantage of this suppression to buy these assets is the delay on the Clarity Act as well.

[00:06:40]Senator Tom Tillis indicating that ethics language is now a red line for him with the Clarity Act. First Senate Republican on the banking committee to say that explicitly. Reporting here from Sander Lutz. Bill negotiators want language barring the president from sponsoring, endorsing, or issuing crypto products. And this did not stop President Trump from joining the top memecoin holders at Mara Lago this weekend, the top uh holders of his memecoin. He doesn't seem to be slowing down on engaging with his personal crypto ventures in the slightest.

[00:07:12]Commentary here from Sander Lutz. So, we're very close on the Clarity Act.

[00:07:18]We're not going to get a markup here in April where the last week. So, no markup. We didn't get Clarity Act in April. Now, we turned to May. We remain optimistic.

[00:07:29]But obviously, we are beyond frustrated.

[00:07:33]But I just have to remind everybody that the banks wouldn't be putting up such a fight if this wasn't the future of the finance, right? If this wasn't the technological revolution for our finance industry and for money as we know it, they wouldn't be putting up such a fight. Yes, they're worried about their own profits and losing deposit risk and deposit flight, but they're also trying to make sure that they have their ducks in the row so that they can benefit from this as well. And they wouldn't be doing this putting up such a fight if this wasn't the future. So, as frustrating as it is, as scary as it is out there, lean into the opportunity to acquire more of these assets is what I'm doing. And for many of you guys, you are waiting for Clarity Act, you're waiting for regulation to get your 401k or other retirement funds into digital assets.

[00:08:21]This is why I partnered up with iTrust Capital because they can help you roll over your 401k, 403b, 405, uh, 457 or other retirement fund to an IRA to start investing in precious metals and digital assets right away. You don't have to wait for the regulations to pass. ITR Capital IRA is the award-winning platform 247 365. It's that regular normal crypto trading experience just allowing you to do it with your retirement funds. And this is right alongside their premium cussy account. A lot of scams going out there. We want to make sure a lot of kidnapping crypto investors in France. There's been a kidnapping every like 3 days in France so far this year. And so you want to secure your bag. And then also for your businesses, they rolled out the Treasury account too. So for your business, your trust, your nonprofit, you can have it in free institutional grade custody, precious metals, and digital assets. use my link down below with iTros Capital to get the $100 funding bonus and let them know that I sent you and they're going to take really good care of you guys over there. Now, we turn our sites to XRP Las Vegas this week. Flare going to be showing up and Hugo will be giving a keynote how Flair is building the onchain finance rails for productive XRP. Very excited to see what comes out of the conference. Not expecting any like huge huge announcements, but of course I'm watching Zbecki Zbec and Simon Baba. their CEO going to be speaking on stage and it's already running in anticipation of that.

[00:09:53]But excited to see what Ripple has to display at XRP Las Vegas and it'll be a good week. I don't know what the Bitcoiners are doing at Bitcoin Las Vegas. You know, the Bitcoiners get together and hang out in a circle and they I hope they have fun. Uh, with the XRP Vegas, I won't be in attendance this year, so my apologies for everybody attending. I won't be down there uh to shake your hand, give you a hug, uh, have an adult beverage with you, and have a good time. Uh, so please do that for me. Please, please have a good time for me. Take all the pictures and show everybody on X and the other social media platforms how great of a time you're having. We want to encourage XRP adoption. We want to showcase how our community is still focused on utility and building even in the middle of a bare market. We've done it for the past two, three years that we've had XRP Vegas. And so anybody who wants to make a crappy comment about, oh yeah, what are you celebrating $140 XRP? Uh we're we're celebrating the progress that we've had as far as adoption and what's coming for XRP is absolutely massive.

[00:11:01]And so yeah, we're going to celebrate the progress and we're going to continue to keep our heads down and continue working. job's not finished and we're going to celebrate that whether XRP is at a dollar or whether it's on its way to $510 and beyond. Uh the fact that our community gets together, Brad Kimes, I was just talking to him last week confirming that over a thousand people are going to be showing up. That's pretty, you know, that's a pretty resilient community in the middle of a bare market that we can still get over a thousand people to come down to Vegas and to, you know, network, find opportunities, meet with some of our partners. I trust Capital will be there.

[00:11:38]Our friends at Caleb and Brown will be there. I like to get together with those folks, shake their hand, meet them, look them in the eye, get a real feel for the people that we're entrusting to help us in this digital asset investing journey.

[00:11:52]And so for those in attendance, take advantage of it. Have a great time. And uh regretfully, we won't be there. We're back home hanging out with the newborn baby. But we'll see you guys at Ripple Swell Conference in New York later in October this year. But the banks continue to choose Ripple. Cassier Kratic, UK CEO and managing director for the UK and Europe.

[00:12:15]She highlights how this bank right here, one of Europe's leading banks, Intessa San Paulo, has now chosen Ripple custody to support its digital asset initiatives. And she shares the blog post that Ripple put out last week about custody. So important. If you don't have custody, you won't be able to get any of the institutions on board. So, I love the fact that Ripple's built out that infrastructure. And today, they announced that South Korea's K Bank enters a strategic partnership with Ripple to test onchain crossber remances to countries including the UAE and Thailand. This actually expands on the partnership that they already had. So this is the second proof of concept phase working on the crossber transfers between the UAE and Thailand and they are working with K bank here to help them roll out their blockchain and stable coin infrastructure ahead of the new rules on custody tokenized assets and crossber activity in Korea which is such a big market. Now, KBank is the exclusive banking partner for one of the largest exchanges in South Korea, Upbit.

[00:13:26]And Upbit, South Korea, so important to XRP. They love XRP over there. And we've seen just significant progress in the AP pack region, in Korea, in Japan, Thailand, and in the Middle East with the UAE being involved in this proof of concept as well, too. Absolutely love to see it. And we're not done. That's right, folks. Let's take a look at it.

[00:13:49]Let me slide this over inside Subways total overhaul powered by Ripple Treasury. So whether it be the custody solution, whether it be Treasury, whether it be the crossber payment flow, on demand liquidity, Ripple has multiple products and services to get the institutions and banks in the door. And then ultimately, like David Schwarz described years ago, then you know, you know, once you get them to the table, then you can bring out the secret sauce, which is XRP, right? And so this partnership between Subway and Ripple Treasury, perfect showcase example of how Subway was able to streamline their treasury flows using Ripple's uh G Treasury is the company that they bought. It's now Ripple Treasury, but uh very good proof of concept.

[00:14:44]And it cites here, Ripple Treasury integration substantially improved Subway's treasury management by streamlining the accounts into 350 uh across 30 banks.

[00:14:56]Additionally, it enabled transparency into its value transfers with 98% cash visibility and real-time data on a unified cloud-based dashboard. It automated around 90% of the fast food chains payments with approximately 100,000 automated transactions occurring semianually.

[00:15:13]The restaurant has now automated its general ledger in North America thanks to Ripple's Treasury Solutions. On a wider rollout, it would lead to a frictionless accounting and auditing framework across the company's 44,000 locations worldwide.

[00:15:28]This is the proof of concept that Ripple can now take to institutions, banks, and corporates around the world.

[00:15:35]to showcase and exemplify what it looks like to streamline your treasury solutions using their offering. Like I said, when you put this all together, the custody solution, the stable coin solution, uh the treasury solution, the crossber payment flow solution, Ripple gets you in the door and then eventually we can show you the secret sauce, which ultimately is bringing it back to XRP, which will always be the focus for Ripple. So XRP is back down this morning with the rest of the market down to A139.

[00:16:07]I continue to have my lower buy or order set, front running a dollar, front running a120. And I'm also probably going to look to frontr run the$130 level as well too. I'll keep you guys updated on that. In the meantime, we make money shorting Bitcoin. We make money on Zbecki. We're looking at other plays as well too. So, make sure you guys have subscribed, hit that notification bell if you want to get everything, all of the exclusive content, and join our private community.

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[00:16:48]I am your host, Zach Recctor. I really appreciate all of the love and support.

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