A visual savings challenge involves tracking expenses by subtracting them from a total savings goal and marking progress on a chart, helping individuals stay motivated and accountable in their financial planning.
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The Most Basic Savings Challenge ๐๐๐๐Added:
Hello everyone. Welcome and welcome back to my channel for the love of budgeting and my name is Tara. How y'all doing today? Hoping all is well. I like to say welcome to all my new subscribers.
Welcome to the family and welcome back to all my A1s and day ones. I love and appreciate you all.
All right. Today we're going to be stuffing um my May challenge um no spend no spend by Taj with um at beautiful budgets and my um May community savings challenge by Yancy at budgeting my debts.
So let's go ahead and roll for today.
Today is Saturday.
Well, actually it's early in the week for me, but I'm rolling for Saturday cuz I'm out of town. I'll be out of town on Saturday.
Oh, no. We're not going to do the one.
Okay, we'll do five. All right.
So five and do I have a pen?
Okay, I have a pen.
Okay, so we're adding five for that. Do I have Let me just save some.
I could just wanted to saw a five in here.
Oops.
Okay, five for that.
Let's see if it'll go in. It's so raggedy.
I'll put it like this.
Okay, and today I spent a little money.
So I'm going to have to add five. It was just a little lower 50.
Uh but it it it is what it is.
Yeah. Well, let let me go back cuz I don't want to confuse anybody.
Although I'm making this video early in the week, I already know that I'm spending money that day and I know it's over going to be over $50. So cuz I'm in charge of buying the food.
So, yeah.
We're going to spend more than $50.
Probably tomorrow also, but you know, it is what it is. So, let's go ahead and add $10.
Okay, here we got a 10. Ooh, it's a raggedy 10, but Okay, it's okay.
All right, and let's put this money back with that. That's for a different stuff.
We try to keep the money separate.
I hope I didn't confuse anybody just now cuz I almost confused myself.
But, yeah. All right, today, y'all, I think y'all saw it.
We are going to stuff the most basic savings challenge book ever. Give me a second, let me get my page protector.
I don't know why I don't keep it over there.
Okay.
All right, let's put this on here.
And today we are working with $120, so let's turn on the calculator.
Oh, I thought I thought it was dead, but I see I do I charged it. Okay, 120 and we're going to start from here. We have the yellow and the blue.
I think it's the blue right here.
No.
I believe it's that grayish color. I just saw it. Where did it go?
I believe it's this one. Yeah.
All right, so see, 120 minus 15 is 105. Don't know why I felt like I needed the uh Is that Is that how I'm doing it?
Uh Ooh, I think I messed something up on here.
And I did.
So, we're going to have to figure out a way to do this.
Okay.
Yeah.
I'm just going to figure it out.
Okay.
Okay, have y'all been watching Seeta's Budgeting Journey? She is killing it with this game. I mean, she with this challenge, not game. Okay, minus 20.
85 I mean, she is all and she's in the Oh, I just went all the way off the line, y'all. Oh my goodness.
She is in the the square section and I believe she's on the second or third page on the square section.
I'm like, yes. That just motivates me.
I'm so serious.
It motivates me to see other people winning.
Okay, then minus 10.
See how I messed my pattern up?
But it's okay. I'm just going to make it do what it do.
I've told y'all by the time I get to the end of this book, I'm not going to care how these colors look.
And then minus 15.
At least this is 60.
This is the same blue. It's just dark.
It just dries and lightens up a little bit.
But yes, she is killing it. Check her out.
It's Seeta's Budgeting Journey.
She has a great channel.
All right, so Okay, we have 60. Trying to figure out how I'm going to do this color. I don't want to have Well, you know what? It is what it is.
I think that I take the 20 out.
20 3 + 40 Let me make sure I didn't take that 20 out because it should get me to the end of this section this line right here this row right here.
Let me see. Yeah, that's right.
Okay.
I don't know why this color wants to go all out the line. I'm I'm blaming the You know what y'all? Um I I need a nap cuz I'm blaming the uh the pen for going out the line when I'm the one who's doing the coloring.
Okay. Yep, it's nap time.
All right and let's go ahead put this blue here.
I am almost done paying off my hospital bills.
But of course I still have other doctor's appointments that I hadn't got bills from yet.
I have three more appointments scheduled for for this month. Um two this week as a matter of fact.
Next week not this week next week. See I keep forgetting.
Um but batch recording and my days are running together.
>> [panting] >> Okay. All right and that is that. And that ladies and gentlemen should be 100 and $20 and then add it up.
Lord, which one did I already have?
Okay, I started here I think.
Um 15 + 20 plus 15 and 5 25 + 20 plus 25 plus 30 40 No, I did something wrong. I added something in that was already colored in. I don't know what it was but you know what? It is what it is.
Uh >> [sighs] >> It's It's $120. I did it before.
I added it up before, and it's just these two rows, but I had 25 already colored in.
And I think I had 20 already colored in.
Let me see if that's right. Let's see.
15 plus Uh this 25 plus that 20 Did I have the other 25 colored in? I don't know. 25 plus And then that's 40.
120 Something's off. It should be 120.
I don't know what I did, y'all. It's right.
It's right. Just go back and watch the because I'm not going to fix it. It's right.
>> [sighs] >> Whatever I I should have paid attention to what I was coloring in and what was already colored in, and I didn't.
But this is how it's looking so far.
This is how it's looking.
Hopefully I'll be able to finish it next week.
If not next week, week after next for sure.
But that's my progress so far. Can y'all see it? Yeah.
So hopefully I'll go ahead and knock this one out and I'll start on that one.
And I may after I finish this, I may jump back up here and finish this row cuz it's kind of bothering me that I didn't, but I was trying I wanted to knock the big ones. I really should have started with the big ones, but it's okay. We're going to meet and it'll be all done. But I'm ready to get here cuz once I'm done here, that means all my hospital bills should be paid off and I can start saving for me.
All right. Well, that's how it is looking so far, ladies and gentlemen.
Thank you all for stopping by.
Hope you all enjoy the rest of your weekend.
And I will see you all tomorrow.
Bye-bye.
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