GETTING RICH DOESN'T REQUIRE 10,000 XRP - REGULATIONS WILL SKYROCKET XRP - YOUR NOT PRICED OUT YET!

Added: 2026-05-17

[00:00:00]Hello everyone and welcome back to the Common Sense Crypto channel. As with you always, this is Rich doing another video today on XRP.

[00:00:12]So I hope you're all having a wonderful day today wherever you are in this great great world. We're going to talk about XRP.

[00:00:21]And right now everybody's still talking about the Clarity Act. And I thought this was a great post from Smoke. Yes, XRP will directly benefit from both the genius and clarity acts and it's documented two times, but this one really stood out. So you see keymetric comparison table, XRP, HAR, and XDC regulatory edge clarity act momentum.

[00:00:52]and you know that it's no longer going to be about hype and speculation going forward. All of these utility driven cryptocurrencies.

[00:01:02]They're all going to gain momentum off of this together. Genius and clarity cleared the way for what may become the most consequential structural shift in financial history.

[00:01:16]the onchain migration of US capital markets estimated at $500 trillion dollar in notional value.

[00:01:25]Imagine just capturing a part of that.

[00:01:29]All of a sudden, XRP becomes a four or fivedigit asset very quickly once the Clarity Act gets signed into law later this year.

[00:01:42]Everyone is underestimating how violently crypto adoption can accelerate after passage of the Clarity Act. I think it's going to accelerate so quick people are going to be shocked by it because these institutions, they thought this was going to happen last year, remember before Thanksgiving, then it was before Christmas and we're still waiting on this. So these institutions that definitely want to have regulation in place first before they jump into this space, they are probably so eager right now to see this getting done because they've been anticipating this for such a long period of time. That's what I think is really going to accelerate the timeline, how quick they start jumping in. Can you count how many partners Ripple and Quant have in common? And you see this right here, a lot of these are Ripple partners and they're also working with Quant as well.

[00:02:43]People don't realize that Q& not only to XRP, it's going to connect to XLM and HAR and Algo and IOTA and XDC.

[00:02:55]And Q& is going to be like the glue holding the entire new financial system together. And there's going to be more and more ties between Ripple and Quant as time goes on. We are still a little bit early on where this goes from here, but you know, this is part of the rise of the new financial system.

[00:03:21]This was a great post from Wendy O.

[00:03:24]Maybe politicians should have focused on AI regulation instead of crypto and Bitcoin regulation. And I totally agree with that. I think they're letting AI advance way too quickly in the United States. I think they also have to put in place a digital bill of rights ahead of AI. But they don't even seem to be in a hurry to regulate it at all. Instead, they're more concerned about what happens in the crypto space. Remember, crypto is only used for illicit activity when we all know elicit activity is done with US dollars, way more than it's done with crypto. Is 10,000 XRP enough to retire? Analysts maps two timelines to $1 million. Let me tell you something. I don't believe you need 10,000 XRP to become a millionaire. I think it's going to take a lot less XRP. Think about like this. What's everybody calling for right now?

[00:04:31]A $1,000 per XRP to $10,000 per XRP.

[00:04:38]So, you don't need 10,000 XRP to get there. And look at the timeline they put on this. roughly sometime between 2033 and 2034.

[00:04:51]This is going to happen before 2029, even before 2030. I think the new financial system is going to rise at some point in 2028.

[00:05:03]I think next year is going to be the big central bank digital currency push. I think the US is going to announce a digital dollar by then, most likely backed by gold at some point. But first, you have to have some sort of crisis before the new system rises because that's what it seems to take to get anything done in the US. They have to show you the problem and then give you the solution. But if I was to put a number on it, I always tell people, buy as much as you possibly can, but maybe a th000 XRP is all you're going to need to become a millionaire at some point. The most amazing thing about XRP is that it's still affordable for ordinary people. Many assets before being truly understood by the masses are often in a stage where they look ordinary. If XRP does indeed enter the crossber settlement system on a large scale in the future, 100 tokens may no longer be considered a small position. And I totally agree with that. I think whatever you're holding, I think you're way ahead of 99% of the population. Most people still think XRP is a scam. They think crypto is a scam. and they're never going to invest in the any cryptocurrencies until the bank offers them at a bank level. And then when there's massive runups on these cryptocurrencies and they're custodying their crypto at the bank and they're buying it through the bank, most likely the bank is only going to kick a small percentage back to its customers. If you're buying this asset now, if you're buying XRP today, you are still early. It's going so much higher.

[00:07:00]Nobody is priced out of XRP right now.

[00:07:04]The lie, I'm too late. The truth, 95% of the world doesn't own any crypto. You're not late. You're early enough that most people, you know, still think this is a scam. Like I just said, you're ahead of most people out there. I mean, I talk to people all the time about getting invested into crypto for the first time and they're like, "Well, I don't want to tie up my money. What if something goes wrong and I lose all of my money?" And then you tell them XRP is never going to zero that it's only going to go up in value from here. and either they don't want to wait for it to happen, they don't have the patience for crypto, or they still think that it's some sort of scam or magical internet money. So, whatever you're stacking right now, in the future, you will be a legend. XRP vaults are going live in one hour. This comes from soil fixed 5% APY through May and June. From July, a recalibration window. The rate may move. Always transparent. Always communicate it before it changes. What you see is what you earn. Whenever I see these options pop up, I always think about how much XRP is going to get locked into these vaults and taken out of circulation for a long period of time.

[00:08:34]Just wait until the price of XRP rises.

[00:08:37]As people are selling off, the institutions are going to be buying it up at as quick as it happens. And then all of a sudden we slip into scarcity and now the price of XRP skyrockets. And people are going to be buying these institutions. They're going to be buying it back. I'm telling you, from you at $1,000, $10,000, doesn't matter because they're going to want to utilize XRP in their business model for moving value from point A to point B.

[00:09:11]The best path forward for XRP holders is to never sell their XRP. Loan it out.

[00:09:18]Get passive income from it. Borrow against it if you need money. You could also avoid the capital gains at the same time. But whenever I see these posts, I always think more people are going to lock up their XRP and it's leaving circulation.

[00:09:37]It's going to be glorious watching grown grown men weep as Black Rockck and the US government decide Bitcoin's fate.

[00:09:47]Charles Hoskinson thinks that Black Rockck and the US government are going to decide on what happens with Bitcoin going forward and with the quantum threat. And I don't think he's wrong.

[00:10:00]Take a listen to some of what he has to say here. But Bitcoin's security assumption in its core assumes that quantum computers don't exist. And if they did, more than a third of the entire Bitcoin supply is vulnerable.

[00:10:16]Vulnerable to the extent that an adversary such as North Korea with a quantum computer could steal those bitcoins from the lawful holders. So the Bitcoin ecosystem has to figure out how do we make ourselves immune to quantum computers? and they have two choices before them. BIP 360 and BIP 361.

[00:10:38]BIPs are the improvement proposals of Bitcoin.

[00:10:42]This is how Bitcoin upgrades itself. One says add an optional signature scheme that's postquantum and people can migrate of their own accord to that signature scheme and they can make their coins quantum resistant. This would not change materially how Bitcoin operates and Bitcoin would still do for the most part what it does today, but it would have some additional defenses built in. The challenge is anyone who's lost their Bitcoin, which is a rather substantial amount, at least 1.7 million coins, and certain other parties will be unable to migrate.

[00:11:20]What this means is at least 10% of the supply is likely going to be stolen sometime in the 2030s.

[00:11:28]The other option, much more draconian, is to have a multi-phaseed plan where the signature scheme is added. Legacy accounts are frozen and they can only spend to the new accounts and if they don't within a period of time, they're locked and at least 1.7 million will be forever frozen. So while not stolen, no one will ever be able to access them again, regardless if they could before.

[00:11:57]This is a massive decision and the world's largest cryptocurrency cannot avoid it because to do nothing would result in over 8 million Bitcoin being stolen. So they must do something.

[00:12:10]But how do they do something?

[00:12:13]How do they upgrade the system? Who decides that? Satoshi Nakamoto is gone.

[00:12:19]There is no founder, there is no leader, there is no organization with ubiquitous cart blanch to rally the masses and get them to acquies to a path one of principles or one of practicality. There are certainly large holders like Black Rockck and Strategy who collectively have invested tens of billions of dollars into the ecosystem and if that theft was to occur would endure huge losses. They have a fiduciary obligation to argue for their investors to change the protocol in the safest possible way.

[00:12:55]Then you have the purists who have been in Bitcoin since the beginning and the only reason they hold Bitcoin is their unwavering belief that Bitcoin doesn't change for the whims of wills of an investor. It's sound money. He goes on to talk about with these changes, a lot of the older investors would likely sell off their Bitcoin, but he also pointed out there that Black Rockck is probably going to be the big decision maker on what happens with Bitcoin going forward.

[00:13:27]This is one of the issues that are going to come to the surface. So every day when you go on X or you listen to the mainstream media news, they're always pushing that Bitcoin hype and that narrative around Bitcoin, but they never talk about the real problems for Bitcoin. And Charles said 2030s when quantum computers show up, more likely 2028 to 2029 is going to be the rise of quantum computers. It's most likely going to rise with central bank digital currencies starting next year. And that's going to be the big push for quantum computers. It's going to be a big push for AI as well. And this is why you don't invest your money into something that has issues. You need to do the research around Bitcoin because a lot of these issues, they're spun narratives. Now, every time people talk about quantum computers, even Michael Sailor, he said, "Oh, that's like 2045."

[00:14:31]No, we're way closer than that. And it's only a matter of time until XRP flips Bitcoin's market cap. What do you think happens on that day? Any smart money sitting in Bitcoin is leaving on that day? Because that's when the belief system in Bitcoin will die forever. It's no longer the king of crypto. It's no longer digital gold. It's no longer a store of value. Those narratives were created narratives out of thin air. But these are the things that you bring up to a Bitcoin maxi and right away they're like, "Well, look at the price and look at the price of XRP." Well, it's not about where the price is right now.

[00:15:16]First of all, because the better return on investment, even if you invest it right now, it's in XRP because XRP from here is most likely going to pull a 10 to 100x. People are calling for like a 3, 4, 500x on XRP over the next couple of years. Bitcoin, even if it went on a major runup right now, what do you expect to get? a 2x shortterm on XRP most likely 10 to 20x easily a little bit longer out you're looking 50 to 100x maybe even more the and this is why the institutions are also going to start looking past Bitcoin they don't want issues they don't want to invest in something that's going to have possible issues over the next couple of years and it's the same reason that the hype around it all over X is dying off as well. Take a listen to Brian Armstrong here.

[00:16:21]>> Today, it's pretty expensive to make payments or or slow, right? I mean, if you if you're swiping a credit card, the merchant is losing 2 to 3% on that transaction. Uh if you're sending a wire transfer, it can take, you know, half a day and and cost $50. And so, if you look at the the three ways I like to look at payments, are they fast? Are they cheap? And are they global? Do they like do they work in every country of the world? Crypto Rails are the only ones that check all three of those boxes.

[00:16:46]>> And it's not Bitcoin that fixes that.

[00:16:49]It's XRP, moving everything in a matter of seconds for less than a penny. That's the future. That's why XRP will see mass adoption. Capital gains tax shouldn't exist. I risk my money. I build the business. I make the investment. I do the work. I take the risk. So why the hell should the government take a cut of my success? They risk nothing. They create nothing. They just take parasites. Effing parasites. That comes from Senator Babbot. So think about that. Capital gains. And it's not just about starting a business. It's about taking the risk even in crypto. You know, you risk the money that you already paid taxes on. Why the hell should you pay capital gains if a cryptocurrency goes up in value? That's something that they should also work on in Washington. Eliminate the capital gains on crypto. Other countries are doing it outside the United States. If the United States wants to become the crypto capital of the world, they should start by eliminating the capital gains on crypto.

[00:18:08]And like I always tell you, until it happens, stay patient, stay positive, and let's get rich together. With that said, I'm going to wrap up this video. I want to thank you all for watching. I appreciate all of you. I'll see you in the next one. Have a great night.