XRP Holders Here's Why Everyone Is Watching Closely

[00:00:00]Hello everyone. As with you always, this is Rich doing another video today on XRP.

[00:00:08]So, I hope you're all having a wonderful day today, wherever you are in this great great world. We're going to talk about XRP.

[00:00:18]And I got to start with this. Tom Lee says Bitcoin is going to $3 million.

[00:00:24]Most people would not argue that at all.

[00:00:28]They would say, "Well, look at the price of Bitcoin right now. I could see it going to $3 million."

[00:00:35]Me personally, I think it will slip into irrelevance way before that happens. I think we will see the belief system in Bitcoin die over the coming months, even as utility starts to kick in for XRP.

[00:00:54]But it's not only about that. It's about return on investment. Over the past decade, XRP has delivered a higher percentage return than Bitcoin based on all-time performance shown in these charts. While Bitcoin has gained roughly 9,458% since July 2016, XRP has increased about 16,695% since July 2016.

[00:01:27]Although both assets have experienced significant volatility and different market cycles, the long-term returns shown here indicate XRP has outperformed Bitcoin over this period. And it's going to continue to outperform Bitcoin into the future. But what drags people into Bitcoin is the price, the high price.

[00:01:51]People are like, "Well, it's sitting at almost $65,000, so it has to be a great investment." But if you're not going to hold one whole Bitcoin, why hold any Bitcoin at all?

[00:02:06]And what is it going to deliver? Even if it goes on to reach a new all-time high in the short term, I stink I still think it caps out before 150K. So maybe you see a 2 3x at most. With XRP, you could easily capture a 10, 20, 30, 40, 50x in the short term. And if you hold it long enough, you'll get a,000x plus. We probably have 3 years left where human labor still earns real money. After that, most of it gets automated to the point where it doesn't pay. Take a listen to Elon Musk here.

[00:02:50]In five years we'll have probably so five years being say 2031 um I think digital intelligence will exceed the sum of all human intelligence >> that there will be in 5 years probably there might be a let's say at least a 100 million humanoid robots but maybe a billion.

[00:03:22]So in 5 years he says there could be a 100 million to a billion humanoid robots. I always told people our window to get rich we have to capture it now.

[00:03:35]You have to get rich before the rise of AI because after that I think everybody's going to be pushed over into UBI into the central bank digital currency system. I think crypto holders if they're holding the right cryptocurrency now they could break away from that because the rich people in the future they're not going to be transacting on a central bank digital currency system. There's going to be alternative rails for people that have money. But why all of a sudden this push for AI? It's because US national debt officially reaches all-time high of $39.5 trillion. They are hoping AI outproduces the debt. That's what they're counting on. That's why you see such a push for AI already. R Paul says it's the biggest dis disinflationary shock in the in history is close. Take a listen.

[00:04:39]>> This is the second one. This is the largest disinflationary shock the world will ever have and it will keep playing out as these other exponential technologies become implemented. Just think I was in New York and I was reading a thread um on Twitter. I was in an Uber and it was a thread about the rise of autonomous vehicles in California and how this guy whether he's in the industry he's around the tech industry he's like you know 3 years ago I'd see a couple of these things and now I see them every day 10 times a day um and I looked around me in New York City and every car was an Uber, a taxi, a bus driver and you're like oh my god AI all of this stuff together is the biggest disinflationary shock the world will ever face. The WTO agreement and China entering it was gigantic, but this is of a different order of magnitude.

[00:05:33]So that's good in some respects, but that disinflationary shock is all part of this work replacement. Why is it disinflationary? Because it replaces humans and it replaces humans at a scale. So, it's kind of like I think why people are accepting of it so fast cuz it's so inevitable.

[00:05:56]It's because there is no other choice.

[00:05:59]What are you going to do? Shake your fist to the sky?

[00:06:03]And we don't know >> and you have to get rich ahead of this.

[00:06:08]And that's why it's so important to stay invested in assets like XRP. By investing into XRP, you're already invested into AI. You're holding what the AI agents are going to be transacting in. So, as these AI agents pick up momentum and they're doing billions and then trillions of transactions year over year, you're the value of XRP is going to rise with that.

[00:06:36]So, not only are you going to get rich, you're going to continue to get richer and richer as time goes on. This is the fourth industrial revolution and you got to capitalize on it right now. Most people, they're not even paying attention to what's going on in the world. But AI is rising with or without us. Bank of America named new leaders for its crypto and AI push, tapping Solia Theon and Kevin Milome, respectively. According to Bloomberg, even the banks, they're pushing towards crypto and AI at a very fast pace. Now, you know, it used to be like you get an announcement, well, this bank is starting to utilize blockchain. Now, they're starting to get involved with crypto and now they're starting to get involved with AI and their focus is going to be on stable coins, tokenized deposits, custody, and crypto settlement. Now, we already know that Bank of America internally is using XRP.

[00:07:41]So, if they're getting into crossber payments and crossber settlement, of course, they're just going to expand out and continue to use XRP along the way.

[00:07:54]No grats crypto infrastructure will survive. The tokens, most won't. Here's somebody else now telling us that most cryptocurrencies just aren't going to make it. Take a listen.

[00:08:07]>> Crypto is actually going to be used and that blockchain infrastructure, tokenized stuff, uh, is going to get used all over the world. Some with crypto tokens, but not many. many with traditional assets, perpetual equities, tokenized equities, stable coins, which are perpetual currency, I mean, which are tokenized currencies. And so, it's a really interesting place at Galaxy. We're pivoting of a lot of our business to helping trade companies build that infrastructure, right? This thing is the wallet where you'll have your tokenized equities, your currencies, your interest rate. You know, this is the neo bank of the future. And you see businesses outside of the US where financial services aren't as good like bybit, Binance, BitGet, like no one here has heard of BitGet or Bybit. They have a 100 million customers each. Uh right, Robin Hood has 15 million. So these are monster businesses that connect to the rest of the world.

[00:09:11]And why crypto is exciting from a US perspective is the rest of the world wants the great American brands. They want to buy Apple and SpaceX and hopefully Galaxy and Google. I'd like to be in that category. Um and and so the the the the infrastructure of crypto is going to survive, be be hardened and thrive. those tokens that we used to trade, if it was Avalanche or Salana, some will survive, but many will drift down because they were really association tokens. And a lot of that was the fault of first Jake Clayton and then and then Gary Gendler of not really making the rules clear and prosecuting people. So people made crap tokens like Franken tokens so they could kind of you know skirt the rules and were too scared to have a token that gave you economic value and and that as it's happening people are going to look at it as a black swan in crypto. They're going to be like okay these c these cryptocurrencies they're getting regulated out. they're getting pushed into irrelevance and people are going to be like this is the worst thing to ever happen in crypto. But if you're invested in the right cryptocurrencies, those cryptocurrencies are not just going to survive, they're going to thrive.

[00:10:31]They're going to go on to new all-time high after new all-time high. And they're going to be implemented into the new financial system. And they're going to be used to move money. They're going to be used for to move tokenized assets.

[00:10:46]And that's why investing in these cryptocurrencies now, you're beating to the masses to these cryptocurrencies because there's going to be investors in the future, but they're going to be paying premium prices for XRP. They're going to be paying premium prices for Flare and Q& XLM and XDC and HAR. Anybody buying now is going to be a legend in the future.

[00:11:13]And I always said that because you beat everyone else to these cryptocurrencies.

[00:11:19]The worst thing that can happen to you when you own digital assets isn't losing money, it's selling too soon before the big price surge. Most people, if they don't understand what they're holding, they're going to be out. Most people are going to sell and they're going to regret it forever. But it's not only that. It's people selling at a loss. You know, their cryptocurrency goes into a it starts to plummet down. Maybe it's only a 5% drop or a 10% drop. And what do they do? They rush to sell it. That's how you actually lose money. You never lose money as long as you stay invested because every cryptocurrency that's having a red day here and there, it's eventually going to go on to have massive green days. And the exciting times are going to happen and euphoria is going to set in and they're going to set all-time highs and a lot of people are going to make a lot of money. But the people that can make it through the red days, they could also make it to the final finish line where XRP is sitting at three digits and four digits and five digits because that's going to happen with or without us. Before email, you mailed maybe 15 letters a week. Take a listen to this.

[00:12:41]>> You may have been around for uh traditional mail when that was the big thing before email. If you were really getting it back in the day, you're probably sending like 10 or 15 letters a week, maybe 20. How many emails do you get today? Hundreds. So, that's how payments are going to work, too. When they remove that friction and the latency. Good to see you. Uh I'll say, um I'm sure you probably use a payment app. um PayPal, Vinmo, Cash App, those things.

[00:13:11]You've just seen the other day Vinmo announced that this is going to be interoperable with PayPal. So, if I have PayPal and you have Vinmo, I'll be able to send you money and vice versa. That's the first time that's happened. Um very similar to when the internet came out, like to send you an email, if you had AOL, I had to have AOL. And then they came out with the email protocol. And now it doesn't matter what email you have. Everybody's able to send everybody an email. That's exactly what's going to happen with these payment apps and all of the other siloed parties that send transactions globally. Um, so they'll all be able to settle value real time.

[00:13:47]The other thing that you get on a payment app is when somebody sends you money, you get two options. uh you can send it to your bank account for free and it'll take two or three days or uh you can have it instantly for a fee and they preund the account when they move over to blockchain it'll be instant for free. So that's the benefit there is they're able to move a lot more volume and even if they just reduce the fee like down to a dollar, the margins that they're making are going to be exponentially greater and everybody's going to do it because it's faster and cheaper than it was before, right? And the >> So what he's telling you is is even if the payments are cheaper, the volume's going to be higher. So they're still going to make money. And right now, nobody wants to use a lot of these payment systems because they're just way too expensive. Think about the people that work in one country and then send money home to another country. A lot of times they want to do it in one lump sum, pay one fee, and get the money there. But if you could do it for free and it happens in a matter of seconds, they could send a payment at any time.

[00:14:59]and maybe they could just send a small payment today and then another small payment in a couple of days. It's going to make things a lot easier for people.

[00:15:09]And that's why XRP is the future. One way or another, everybody's going to move over to a system that happens in real time. And it all has to be interoperable. Like he said, people don't want things that are siloed. When something's siloed, it's like, okay, I don't want this because I could use this over here and it opens up so many more options for me. And with XRP, it's going to open up the globe. I mean, every single country because nobody's going to be tied to one currency. Nothing's going to be tied down to this payment rail or that payment rail. You could go from US dollars into XRP and it could come out as a euro you or any other currency and people are going to love that and that's why you will see a network effect happen around XRP early once one bank gives that option every other bank will have to give that option also otherwise the competition will no longer be competition but as this all happens, us as XRP holders, we are going to get rich because the price of XRP is going to continue to rise year over year, month over month, week over week, cuz you're going to start to see weekly onboarding of this institution and that institution. We are early to some extent, but the window is almost shut for retail investors because I believe once the breakout starts, you're either holding or you're going to end up being left behind. And until it happens, stay patient, stay positive, and let's get rich together. With that said, I'm going to wrap up this video. I want to thank you all for watching. I appreciate all of you. I'll see you in the next one.