BLACKROCK & BANKS JUST CONFIRMED THE MOVE ON XRP!!??! (IT'S HAPPENING)

Added: 2026-05-28

[00:00:00]Most people are waiting for XRP's price to, but very few are paying attention to the upgrades happening in real time today to the XRP ledger that will allow the Black Rockcks, the tier one banks, the DTCC to come and use the XRP ledger at scale. We got an update today to the AMMv2.

[00:00:19]What is this update going to do? How is it going to impact you as an XRP holder?

[00:00:23]And what is the future going to look like? I'll cover it all in detail. I also have some really cool clips here from Evernorth talking about XRP utility and how big they believe this is going to be. It's a jam-packed video. Stick with me through this whole thing. It's going to be a banger. Make sure you support the content. I greatly appreciate you. So, the XRP Ledger Foundation, today we're publishing a new XRP ledger standard for AMMv2. New pool curves, stable coin swap and concentrated liquidity, increased capital efficiency and stabilized pricing for stable coins FX markets, real world assets beyond the XRP ledger decks. Here is Charlesson. You want to give him a follow, please do. My man is on fire. AMM V2 is a massive technological leap for the network's institutional liquidity and market maker role, especially in terms of long-standing thesis of zeroing out price slippage and preserving pool depth. This update brings the XRP ledgers financial architecture exactly to the level of flexibility the trade fight giants like banks, DTCC, real world asset, black rockck, etc. demand.

[00:01:30]In terms of engineering and financial mechanisms, the most critical innovations brought by the AMMv2 are as of follows. Flexible pool curves, swappable curves, direct intervention to the slippage and pool depth problem, infrastructure readiness for institutional integration. AMMv2 is the most critical mathematical infrastructure that paves the way for those massive pipes I always talk about to gain structural and permanent value.

[00:01:58]Let's dive into this a little bit more.

[00:02:00]This update is not a button on its own.

[00:02:02]However, it is the most critical foundation that will enable the price to rise organically, permanently, and with massively with billions of dollars in real volume in the future. The pipes have officially grown and now we are in the phase of waiting for the ocean to flow. We have been patient until now and we will be patient a little longer and yes, the price has to be high. Black Rockck major banks giants could not transact in the old architecture where the price slippage was high. This announcement declares that the network now possesses the mathematical security these giants have been looking for to step in. Supply squeeze could be eminent. He is saying these new curves, especially concentrated liquidity, ensure that the liquidity is locked in pools that utilize much more efficiently. As institutions bind large funds to these pools, the amount of free floating XRP in the market will decrease. Ocean readiness in terms of FX markets and real world assets. mentioned the announcement are not just speculation. They represent trillion dollar traditional finance volume. The pipeline is now officially reached an engineering capacity to now carry the ocean. Now, I wanted to understand this a little bit more and I'm sure you do at home. Really bullish tweets by Charlesson. Make sure you've give that man a follow. He's been putting out some real fire lately and I really appreciate his support. So, here why did this matters? Let's get into this a little bit more. So, we understand this is an AMM v2 update. swappable curves plus concentrated liquidity standard is big because the it puts the pieces that makes the XRP ledger decks behave like institutional grade FX and real world asset rails instead of retail AMM toys.

[00:03:43]So before AMMs were really kind of for retail to go in and play around but all behind the scenes they were building tweaks they were making changes getting it ready for the institutional readiness which is AMM V2 and we're here. Oh my god I love it. Why this update matters?

[00:03:59]The new curve types equals professional pricing AMMv2 as a plungable curve architecture. So pool creators can pick the right math for stable coins, FX pairs, and real world assets instead of being stuck with one constant product curve. So you can change the curve to how it fits with the actual investment that you're having in the pool. If it's real world assets, you might want to make some tweaks. If it's a stable coin, you might want to make other tweaks. And that's what really makes this stand out.

[00:04:26]And then of course the that directly target slippage and pool depth have been main blockers for large ticket trades on the XRP ledger. It also talks about capital efficiency jumps. Concentrated liquidity lets LPS focus liquidity into tight price bands giving centralized exchange like depth for far less capital. Early clam writeups talk about up to 4,000 effective capital efficiency on stable coin pairs. That is what makes a billion dollar volume through relatively small pools even uh plausible. It says institutional readiness narrative is real, not just Ripple has been explicitly positioning the XRP ledgers, native AMM, permission decks, RLUSD, stablecoin, and upcoming lending as the stack for institutional DeFi, real world assets, AMM v2 slots into that by giving them the pricing tools that they are used to. tight spreads, low slippage, stable curves at protocol level rather than via fragile smart contracts. And I got a video here in just a little bit about why this is important. When you have all these smart contracts, there's all of these different lines of clo code that could be different attack vectors for any type of hacker. When you actually have this built into the base layer, it makes it much secure. All right, when will the changes start to show? Because a lot of people are like, "Wa, these updates sound really cool. When is this going to go into effect?" The timeline, the AMMv2 standard has just been published and announced. It now has to go through the normal XRP amendment process. So, validator voting, major support, and then activation. Historically, non-controversial amendments take weeks to a few months from publication to being fully implemented, embedded into the mainet. So, we know that it's there now. We got to go get that 80% vote for over two weeks and then it will be implemented into the XRP ledger. If it in fact it does all of this incredible stuff that it is saying and everybody else can understand why this could be so impactful for the XRP ledger, I'd imagine this will be on a more quicker or faster timeline. What gets impacted the XRP ledger DEX trading experience liquidity providers and yield institutional corridors. The most obvious early institutional use case is stable coin FX rails. We know the FX rails 7.58 trillion a day. RLUSD euro or RL other fiatbacked tokens where concentrated liquidity can produce near zero spread corridor suited for payments and treasury flows. This feels like this could lock so much more than kind of just what we're thinking about here.

[00:06:52]Imagine other use cases uh and think about all of the corridors that Ripple has with all of their customers. We want to reduce uh that spread as much as possible and this could be a huge deal uh in the future. As tokenized real world assets and lending standards like XLS 66 and 65 progress through voting, the same AMMv2 infrastructure underpins their secondary trading and hedging and also talks about narrative and integration layer. Wallet aggregators and institutional frontends will start marketing institutional grade liquidity on the XRP ledger which can be a narrative catalyst well before full adoption hits. you guys are finding out about this now because this is what we do. We spend all of our time uh surfing you know crypto Twitter and other places to get the the latest updates before you know the rest of retail finds out. You guys are going to know for that. Please support the content. Like and leave a comment. We want to get this in front of more people. Obviously there's going to be a lot of XRP holders that are going to be very interested in what this solves at scale. Now, Charles Senna says, "According to the Bank of International Sentiments data, the average daily volume for the global FX market is 9.6 trillion. Don't do not overlook this. Without a deep XRP liquidity, these transfers simply cannot happen. It cannot be dirt cheap. Imagine imagine imagine the XRP ledger coming in and solving this friction uh this issue with the FX market. $9.6 trillion dollars a day. Could you imagine just1 trillion dollars a day on the XRP ledger? I mean, wow. that could be so impactful to the price. You're not talking about5 or $10 anymore for XRP price. You are talking right maybe even three digits if we're able to bring that much value on chain because if we're doing that with the FX market, that means every tier one bank in the world could operate using the XRP ledger as well as we want to get XRP specifically as a tier one asset. It's kind of like what gold is and you know treasury bonds. If we can get XRP as a tier one asset inside of central bank systems, central banks could also start holding let's say XRP 2 in the future. XRP ledger DeFi is getting a major update.

[00:08:50]AMV2 could bring lower slippage and deeper liquidity. We did talk about this, but everybody is now commenting on this, but you know, I don't think people understand the impact that this could have and it's just so bullish to see all of these things happen. Bank XRP said the XRP ledger Foundation has announced a new standard enabling stable swaps and concentrated liquidity curves. This upgrade significantly improves capital efficiency, delivers more stable pricing for stable coins, FX pairs, real world assets, and other correlated assets while reducing slippage and enhancing overall liquidity depth, greater capital efficiency for liquidity providers, tighter spreads, and reduce impairment loss risk and stronger foundation for institutional grade DeFi applications.

[00:09:28]Now, why is this going to be more secure than, let's say, a smart contract platform doing something very similar? I think this is a great video breaking this all down. Please listen and then we're going to get into those ever north clips. So don't go anywhere.

[00:09:42]>> What are some distinguishable maybe architectural facts on XRPL that make it way way harder to attack the XRPL in contrast to let's say Ethereum's smart contract based solution?

[00:09:50]>> That's a great question. I think I would just like to start by saying that I'm not whatever I say I'm not claiming that XRP ledger is structurally immune to anything. But yes, I would I can talk about some of the things that some of the structural advantages that XRP ledger or some of the design choices that we have made that do matter a lot in this AI era. The first I think and we are I think we are all that's no news to anyone is the very focused bounded codebase right so XRP ledger has been built from day one with a specific purpose in mind we like the XRP ledger is meant for settlement low cost fast payments but now also some of the more use cases and native compliance features and that focus I think has proven out to be a strength because that has kept the attack surface relatively small and manageable for more rigorous security reviews to apply rigorous security processes is compare it to any general purpose smart contract platform. The attack surface is naturally like it's it's larger by design. So for example, it's really hard to apply formal verification techniques for a million lines of code for a smart contract versus a native feature. The bottom line is like the smaller the attack surface, the smaller the exposed surface, easier it is to apply the techniques that I just talked about, right? Like monitoring is easier and doing formal verification of things. So that's a real structural advantage and second I would say which is it's it's about the discipline and the process and design and that's the result of first or you can say they are both dependent like we have a very rigorous process in place which is like we write the specifications not like you know smart contracts who writes the specifications it's only about the native features and we have a very uh rigorous process around community feedback amendment voting where the voting has to sustain for a certain amount of time that gives a community enough time to scrutinize the proposed amendment. So I think those are the things combined. Basically the main point is that the smaller surface and a rigorous design process allows us gives us a headroom to apply these security techniques upcoming security techniques easily which is not as easy to scale on a more sprawling smart contract platform. Right? So I think those are the things that really help.

[00:12:10]Exactly.

[00:12:11]>> All right. Imagine this, right? You are a black rockck of the world and you have trillions of dollars under management, right? You see all these hacks happening on Ethereum. You see some happening on Salana and some of these other layer 2s and some of these other networks. That should concern you a bit. You are looking now to bring trillions of dollars of your own capital of customers capital onto blockchain. How do you keep that safe? And so you're going to be doing all of this rigorous testing on all of these multiple layer ones that you plan to use and transact on because you need to make sure that your customer funds are are safe and your own funds are safe. You don't want to have them hacked or something happened to them.

[00:12:46]And then you have these smart contracts that have millions of lines of code that is every line of code could be an attack vector for a bad actor. And when you can have all this stuff baked into the layer 1 itself without having all of these these lines of codes, that could be less uh ways for an intruder or somebody looking to to take what's yours. They won't have as many options or ways to go uh to to do that. And so that's kind of what I got from the clip. Let me know uh you know what you guys got to I do want to better understand that as well. And um I can't I can't wait to like watch the read the comments on this video because we have been waiting for just some incredibly like gamechanging updates. I mean my like I'm shaking like I am I got my adrenaline going on this.

[00:13:29]This is this is what we want to see.

[00:13:31]We've seen these acquisitions from Ripple acquiring you know G Treasury Hidden Road. I mean we're getting we're getting everything in place here. But like this is updating the core infrastructure of the XRP ledger, right?

[00:13:42]This is not Ripple the company. This is the this is what we own. This is, you know, when you own an XRP, you own a piece of the network and the network is getting these updates. That that's why it's even more bullish for XRP holders.

[00:13:53]All right, let's continue here. Bank XRP, the payment rails moving money between major banks were built 30 to 60 years ago. You can't text a photo to anyone in the world for free 247, but sending money, you can text a photo anyone in the world for free 247, but sending money still doesn't work the way the way it should. Meg Nakamura, Evanor COO, and Websummit Vancouver. Actually, I met her at XRP token and really nice lady. I She was with Crypto Eerie and we took a picture together and I I should follow up and get her on the show. I do want to ask her all kinds of questions about what Evernorth is doing and I'd love to ask her some questions about XRP. If you'd like to see an interview with with Meg, let me know down in the comments. All right, let me please.

[00:14:34]>> We believe that the future of finance will be powered by blockchain. And so when we send money between RBC and say Wells Fargo and San Francisco, those payment rails were developed 30, 40, 50, 60 years ago. The technology is outdated. It doesn't facilitate the use cases that we believe that we should have access to today. I can text anybody a photo for free anywhere around the world 24/7. I feel like I should be able to send money with that same ease. So when you say what is institutional crypto for me it's institutional buy institutional belief that these are better rails so we can all effectively move money more efficiently.

[00:15:20]>> I love that. Remember like old days when when texting first came out you used to be charged for every text. I remember the bills I used to get and they were astronomical and then you know got into like free texting and people were like oh you know and the plans used to be much more they used to be much more expensive for for texting and internet and then everything became included for free and uh just man I mean what what was the highest bill that you've ever gotten for for texting like let's say you know 2000s or something and you're using your phone you're texting because they used to charge you for everything so I'd love to better understand what your I think the highest bill that I ever had was like I don't know like $1,200 or something it it It was crazy.

[00:15:56]Maybe I didn't fully understand the plan and I was just, you know, I was just having fun. But it was like back in the day, too, where you didn't have like this keypad, right? You had a you had just the u you know, one through one through zero. All right, let's continue here. I got way distracted. Let's continue.

[00:16:10]>> XRP was a purpose-built blockchain for financial services and um financial payments related use cases. And so in terms of adoption, we saw a lot of crossborder type of use cases early on, but now XRP has evolved and there's more utility with the blockchain. So it includes lending which is built into the protocol and we're also here to accelerate this movement from traditional finance to everything DeFi.

[00:16:38]So maybe vaults are a concept that you've heard about, but these opportunities are where we're seeing increased adoption and accelerated momentum.

[00:16:49]>> All right, guys. Listen, I thought this was an incredible amount of information just to go over. I hope you understood it. Thank you for your support on all of my content. Like I said, it's always an honor to spend this time with you. If you want to support this channel any larger than you already are with your likes and your comments, there are partners in our description area. You have Uphold there. Great exchange. 1.6 billion XRP is on Uphold. I use their debit card to get additional XRP. You can now borrow against your XRP with their new uh Exa credit card program.

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