Financial plans that assume nothing bad will ever happen are delusional; budgets must include provisions for catastrophe or they are merely theatrical exercises without real-world applicability.
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Plans That Don't Account for Life FailAdded:
What?
I wouldn't bring up that your plan is flawed so that you can hit me with the well, that's my plan man.
Obviously, I'm not hitting you with that if you don't set up something absolutely ridiculously moronic for me to say that.
Why did I say it? Because I said interest is going to start a monthly in 13 months and you said, well, that's why the second round of consolidation's coming.
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