Franklin Templeton, DBS & JPMorgan Are ALL In on XRP!!!

Hinzugefügt: 2026-05-28

[00:00:00]Franklin Templeton, a 1.6 trillion dollar asset manager. They just said the quiet part out loud. Did you hear them?

[00:00:08]They're bringing traditional finance on chain. And they didn't just say it, they actually built it. And guess where they put it? On the XRP ledger. And then Singapore, their largest bank, it showed up and they said, "We'll take it. We're going to offer it to our institutional clients and we're going to use it as collateral for loans." Folks, that's not a white paper. That's not a road map.

[00:00:33]That is actually happening right now.

[00:00:35]And that that's just one of the stories we're covering today because there are actually going to be five of them. And guess what? Every single one is going to point us in the same direction. Welcome back everyone. Look, if you're new here, this channel this is where we track what's actually being built on the XRP ledger at the institutional level. We're talking the real payment infrastructure, the tokenization deals, the regulatory moves, and we break it down in plain language so you actually understand what it means for your portfolio and the broader picture. Today is a big one. We got Franklin Templeton, DBS Bank, Aviva Investors, JP Morgan, Mastercard, and Allnodes Finance all in one picture. Or I should say all in one episode. How about that? Now, before we get into it, if this kind of research is useful for you, hit that thumbs up. It helps the algorithm push this video to more people who needs to understand what is actually going on. So, we're going to kick it right here. Let's start with the declaration itself because the framing here is important. We're going to watch this video from Franklin Templeton, a 100-year-old asset manager sitting on 1.6 trillion dollars. They just made a very, very deliberate public statement on Twitter.

[00:02:03]You see what it says? It says, "Crypto is here to stay." And they're not just watching from the sidelines. Hold on.

[00:02:11]What did I just get in the mail? That's right. A limited edition, folks. Look at it. Only 500 of these wallets ever exist. Zeback, where you at? That's right. Zeback and Tangem teamed up, folks, with this super rare limited edition wallet. Only 500 available.

[00:02:33]That's it. I spoke with Tangem. They're not making any more of these. They'll be a couple available at XRP Las Vegas, as well. As you can see on the card, XRP Las Vegas. Folks, this is it. This is your wallet. No seed phrase, no cables, no laptop. Just tap this to your phone, you're good to go. Over 6 million wallets have been sold from Tangem. Zero hacks. Let that sink in. And I'm telling you right now, when they sell out, they sell out. That's it. They're gone.

[00:03:06]Zeback fans, where you at? This is your moment to represent. This wallet is made for you. I'll have the link down below.

[00:03:16]You see the number on your screen. Tick tock. They said they are proud to be bringing traditional finance on chain with what they called the Benji technology platform. Now, that proudly sounds familiar, Benji, doesn't it?

[00:03:31]Because that's exactly the same platform we saw in that Ripple presentation on that Ripple episode that they posted.

[00:03:39]Let's listen to this. Benjamin Franklin flew a kite to prove what others couldn't see. Driven by the spirit of innovators like Franklin, we've been a firm in motion since 1947. Not just moving with the times, but what comes next. When digital assets emerged, we saw the potential and started building technology that is reshaping the asset management industry today. Blockchain technology aims to provide investors unfettered access to their assets. Since 2018, we've been building to deliver on this opportunity.

[00:04:10]This includes launching the world's first US registered mutual fund to leverage blockchain technology for transaction processing and share ownership recording. Quietly powering that innovation is the Benji technology platform. With new features that mark our boldest step yet in leading the world to a new financial infrastructure.

[00:04:30]Our new intraday yield feature allows earnings to accrue in real time, down to the second for the most precise returns possible. That means when you transfer a yield bearing asset during the day, you still get your proportion of yield for the hours held. And yield for the new owner starts accruing as soon as they receive it. Asset tokenization enables 24/7 instant transfers, 365 days a year.

[00:04:54]Investors stay in control of their own keys with self-custody, making wallet-to-wallet transfers easy. It's not quite bifocals, but we believe Mr. Franklin would see this as the future delivered today. Because getting to the future takes more than innovation. It takes over 75 years of earned trust.

[00:05:13]Franklin Templeton, your trusted partner for what's ahead. I know Mr. Franklin would be proud right there. What would you say? But think about this for a second. This isn't a crypto-native startup who's trying to get trade fire attention. This is trade fire. One of the oldest and largest asset managers in the world voluntarily, publicly, enthusiastically saying the words crypto is here to stay and announcing that they are actively building the bridge. That is a major, major signal right there. Because when firms at this level commit publicly, they commit with resources, with their legal teams, compliance frameworks put into place, and long-term road maps.

[00:05:57]This is not a tweet. This is a strategic positioning statement. And the platform they're using to do it, it's Benji.

[00:06:04]They've been developing Benji since 2021. This is a firm that has been quietly getting ready for this moment, this exact moment for years. And now, we're seeing them stepping directly into the light. So, let's talk about it. What is Benji, right? We need to understand exactly where XRP fits into this.

[00:06:26]Because there's a lot of confusion circulating online, and we're going to clear it up right now. Benji, Franklin Templeton's platform. It's their tech, it's their infrastructure, it's the system that they built to manage and administer your token-based investments.

[00:06:42]Back in 2021, about 5 years ago, they used it to launch the world's first US registered mutual fund on a blockchain.

[00:06:51]So, this is battle-tested tech with regulatory approval that is already built in. That's significant. That puts them ahead of everyone else. So, Ripple and the XRP Ledger, they come in because Franklin Templeton, if you remember, they've been at Ripple's Swell event, and they spoke about this. They made a deliberate choice here to issue their SG Benji tokens. And the blockchain they chose, you guessed it, the ledger. The XRP Ledger. Remember, if it's on the ledger, it uses XRP. It wasn't a random choice, okay? Ripple's argument, and frankly, it's a compelling one, the XRP Ledger is built for exactly this kind of high-volume, high-efficiency financial instrument. Money market fund tokens, they need to move fast. They got to settle reliably, and they need to handle volume without friction, everyone. The XRP Ledger is designed from the ground up to do exactly that. But, here's the part that really ties into the XRP ecosystem, okay? Because Ripple owns RLUSD, as you know, that will serve as the base currency for your SG Benji trading pair here. So, we're not just talking about the ledger being one of the blockchains where these tokens live.

[00:08:08]We're talking about RLUSD being the actual on-ramp and off-ramp for investors who are moving in and out of this institutional money market product.

[00:08:18]This is deep integration. This is Ripple's stablecoin sitting at the center of Franklin Templeton's product, which gets us over to DBS Bank, because this gets even bigger. Because Franklin Templeton didn't just launch this product into the void. They launched it with a distribution partner. And that changes the entire scale of this conversation. DBS Bank, you can see it right here on your screen. This is Singapore's largest bank, over 900 billion dollars in assets. And they announced a three-way partnership with both Franklin Templeton and Ripple to offer the tokenized money market fund to its accredited and institutional investors all through the DBS Exchange, known as DDEX. So, let's just walk through what that actually looks like in practice, all right? An institutional investor on DDEX, they can hold crypto assets. When the market starts to get volatile, and we trust me, we know they do, instead of sitting in cash or trying to time an exit, they can now switch from crypto into RLUSD, and from RLUSD directly into SG Benji, instantly, like that. 24/7, no settlement windows, no redemption delays, no waiting for your traditional market hours. Now, compare that to a traditional money market fund where you might have to wait hours or even days just to move in and out, and you immediately see why this is a structural upgrade. Think about that.

[00:09:47]They're not just planning to use SG Benji as a parking spot for these volatile periods. They are planning to use it as collateral. Specifically, they see it being used in repo transactions where an investment needs to borrow cash and they can pledge their Benji holdings as the security. This is a massive leap, folks, and DBS, they made it publicly and they did it on the ledger with r l u s d as the bridge. Now, let's keep this story going because let's jump over to Europe because this one just dropped and it's not getting a lot of attention. So, Aviva Investors, that's the asset management arm of Aviva. If you don't know who they are, that is one of UK's largest insurance and financial service groups. They announced a partnership with Ripple to tokenize traditional fund structures directly on the XRP ledger.

[00:10:39]And Ripple confirmed something very important here. This is their first partnership with an investment management firm that is based in Europe.

[00:10:48]Now, that matters because Ripple has been building institutional relationships across Asia, the Middle East, and the United States, and Europe has been a key market strategically, but slower to really materialize at this level. Aviva Investors entering this picture, it signals that your European institutional space, it's finally opened up. And the XRP ledger is being positioned as the rails for this expansion. Not just in the region, but actually globally, right? Pretty big news, right? And we can't forget about this one. And for some reason, I'm over my CoinDesk limit, but that's okay because we all remember JP Morgan, MasterCard, and O Finance doing everything on the XRP ledger. This one just went down this month in May. What did they do? Well, I think you know.

[00:11:39]Ripple, JP Morgan, Mastercard, Ondo Finance, they completed a near real-time cross-border settlement of tokenized US Treasuries on the ledger. Now, JP Morgan's is the largest bank in the US, probably one of the most powerful financial institutions on the planet.

[00:11:56]Mastercard, they do billions of transactions every year. Ondo Finance, one of the leading real-world asset tokenization protocols in crypto space.

[00:12:05]All three together in a single transaction. They settled tokenized US Treasuries cross-border in real-time.

[00:12:13]That is huge. That went down. This wasn't some rumor where someone's piecing things together. All four of these parties announced what went down.

[00:12:22]And they didn't choose Bitcoin, they didn't choose Ethereum, they didn't choose Solana, Avalanche, you name it.

[00:12:28]They chose the XRP ledger for a reason.

[00:12:32]And let's not forget what Brad Garlinghouse said, cuz he was very specific about where all of this was headed. Garlinghouse is targeting 14% of SWIFT's annual transaction volume by 2030. Now, let's just think about this.

[00:12:45]SWIFT does about $150 trillion per year in international transfers. 14% of that is about $21 trillion a year flowing through Ripple's network and infrastructure. And that's the stated goal. Remember, as a CEO, you all you when you put goals out like this, you always underestimate because you want to blow away that number. You never overestimate because if you say, you know, you're going to do 20%, you only do 15%, people will be like, you failed.

[00:13:14]So, instead, you're like, "Hey, I kind of know we're going to have 15% on chain, but I'm going to say 10%." Cuz when we blow 10% away, we go above it, people are going to see that we are exceeding what we have publicly stated out there. Now, a few years ago, you could hit a target like that and think, "All right, this is cool, pretty interesting stuff, right? Maybe." But, look at what we just covered in this one video. Franklin Templeton choosing the ledger for institutional tokenization, DBS Bank's 900 billion in assets building a product flow where RLYUSD is the bridge currency, and SG Benji is your destination asset, Aviva is joining as Ripple's first European fund partner, and JPMorgan and Mastercard completing an actual cross-border tokenized treasury settlement directly on the ledger. And we got Garlinghouse who's targeting $21 trillion by 2030, folks. This is absolutely massive. And we know once the snowball starts to roll, once the Clarity Act is passed, we're going to see all these companies just flip that switch, and they're all going to go live at once. Cuz as I've stated before, this all been tested.

[00:14:23]They did all this. 2017 to 2020 was the testing grounds, even 2021. 2021 moving forward is taking everything from testing, moving it into production, getting everything switched over on the back end. And now when they go live, as Brad Garlinghouse told you, there will be a lot of switches being flipped. I'm here for it. I know you're here for it as well. As always, none of this was financial advice. It never is, and it never will be. I'm not your financial advisor. Do me a favor, hit that like button on your way out. I'll see all y'all.