$331,295 Stock Portfolio Update TFSA FHSA RRSP

Added: 2026-05-11

[00:00:00]Hello everybody, how's it going? 25 and invested and welcome to another update.

[00:00:04]We are up to $331,000.

[00:00:08]I am a little sick and my voice is a little raspy. Sorry.

[00:00:12]Uh I've been sick for a week. It's been uh it's been a bit of a rough go. Uh however, the account is doing fantastic.

[00:00:19]So, like usual, we're going to start with my wife's account and you can see that she's up to $117,000.

[00:00:25]We are double counting the spend account just like you see here. However, uh she is doing fantastic. She is all all XE QT. So, yeah, easy.

[00:00:35]And now we'll shut that off and then we'll go to our main, which is $331,000.

[00:00:40]I'm going to make myself a little smaller in just a second and we can go through all the accounts and how I got there. Uh for starters, if you want to know cuz I did make some moves this week, if you want to know any of the moves that I make, uh make sure you follow me on Blossom. There'll be a link in the description below. Uh you get live updates. Uh you can chat with me, DMs. Uh it's a fantastic social media platform and if you're an investor, especially in Canada, it's it's so valuable.

[00:01:07]Uh join the discussion there and uh let's get into it. Uh all time, the account is up 80 $89,000.

[00:01:15]Uh this month, we are up 9 and 1/2%.

[00:01:19]This has been a huge month. This has been a huge month for everybody, for everything. Um I'm 100% invested in the markets and I did make a bit of a move this week, uh which will go into in my TFSA. So, yeah.

[00:01:33]With uh with no further ado, let's go to the TFSA.

[00:01:37]I'm up 90% in my TFSA. All time, 90% 80,000. This is the oldest account. It is almost 5 years old. So, we made it in 2022. Uh we put our first Actually, no, we made it in 2021. So, it is 5 years old.

[00:01:52]Uh 5 years, 90% is uh huge.

[00:01:57]That's uh that's it. The account's done very well. The stock market has also done equally as well.

[00:02:02]We're going to go through my holdings a little bit. Now, as you can see, there isn't a lot that isn't 100% or more. I'm going to make myself a little smaller so you can see the total return. Actually, I'll move this over a bit, too.

[00:02:15]Yeah, so you can see that there isn't a lot that's in the negatives in this account.

[00:02:20]Uh it is everything is done very well. We sold off most of my losers and Intel is no longer here.

[00:02:29]Also, Google took the top spot for the most most profitable stock that I have. Uh Meta has had a rough time. I used to be up 312% on Meta. Now, Google is at the top spot of 244.

[00:02:45]Uh I have rolled more money into XEQT. I sold Intel. I was up about 140% on Intel and actually we can see it right here. I sold uh $8,000 in Canadian of Intel. So, I'm completely out of Intel. I do believe that it is getting to meme stock territory. Um I mean, you know, it it is all about selling a story right now and I honestly I'm just not about it. I'd rather change that money into my tried and true strategy of global indexing and that is what I've done. It went up a disproportionate amount to what I I would assume is reasonable even for a fun account, which I do hold these as a fun side of the portfolio.

[00:03:29]I just it's too much for me.

[00:03:32]I I've had Intel for a few years. I'm not a cheerleader. I try not to be a cheerleader of any company, any one company. I am a cheerleader of the global equity portfolio and strategy.

[00:03:45]So, there you go. I sold Intel.

[00:03:49]And I moved it directly into you can literally see it in live time, into XEQT sell.

[00:03:55]$8,172 in Intel by $8,180 in XEQT. So, bang, I hold zero cash in this account.

[00:04:06]Uh yeah, and Google taking the top spot is kind of funny. Um Meta has been sitting stagnant for almost a couple years now, actually kind of negative uh from its highs. So, that's just the way the way it goes. Um yeah.

[00:04:23]Other than that, it's it hasn't been hasn't been so bad.

[00:04:26]Uh we'll move on to my emerge not my emergency fund, sorry, my first home savings. My first home savings is all XEQT, is up 20% on the one month. We are up 6% 6.8. So, it has done a little less as good as my TFSA. That is because there are stock picks that weigh quite heavily in that account. So, yeah. It diverges uh quite a little bit. Uh 6.8 7% So, 7%.

[00:04:55]Uh moving on to my my RRSP, which is the other different account. We can see that on the month it is 7.1% beating out the XEQT account. Uh this is the Vanguard Total Equity Fund.

[00:05:10]It is up 18%. I hold all of my RRSPs are going to be in VEQT.

[00:05:17]The difference between VEQT and However, I do like holding it. I do like having it in my account. It has a little higher Canadian equity allocation, which is where the two differ, but I don't see this being a substantial difference later on in life. You know, I I I don't see these accounts being 100 or 200% apart after 20 years. Uh I I see them being reasonably close.

[00:05:51]Um moving forward we're going to go to my total portfolio.

[00:05:56]So, I should click on this button.

[00:05:58]And my household.

[00:05:59]Now, we have on the one year Oh, it doesn't show you percentage gains. But that's okay.

[00:06:08]So year to date we've hit a low of 273,000.

[00:06:15]We're back up to 331,000.

[00:06:18]We still are putting in money in these accounts. So you know, this isn't entirely I think I went over this last time. I'm actually going to blow myself up cuz it's just time to chat. I did go through last time that we do add quite a substantial amount of money. Now, this year's been a little I wouldn't say rough. I got a crown put on my teeth. Actually, I got the temporary crown right now. It hurt like hell.

[00:06:43]And I'm going to be getting um the actual crown put on. It's like two grand. So, this month we didn't hit our savings goal.

[00:06:51]We are trying to save 4000 $48,000 per month or per year per month. Damn, I wish. Per year.

[00:07:01]And that is going into a global equity portfolio.

[00:07:04]We [snorts] we have a strategy. We have a plan. We have savings goals. We have budgets. We have everything that we need to make sure that this gets done.

[00:07:15]We worked my wife and I when I say we, my wife and I worked very hard to make sure that this is possible. That we will be able to retire. I don't want to say ASAP, but I I want to coast. So, I want to get to the point where I'm not running my bag off to make sure I make ends meet. I want to make sure that I secure my future. We have things that we you to do that we could start doing now that I I think weren't uh entirely plausible a few years ago, 5 years ago.

[00:07:49]The whole idea of this account was to make sure that uh I was able to show that regular people can do it.

[00:07:56]Uh at some point, I do have to admit that I'm not very regular.

[00:08:01]Uh saving $4,000 a month is a lot for one person. Uh saving 4,000 a month is not not crazy for two people. Which I I mean, it's still good.

[00:08:16]Um but it's not it's not insane.

[00:08:21]I would love um what I I always thought was more reasonable for people was 2,000 a month. That's what my wife and I started with was 1,000 a month savings and put away.

[00:08:31]Uh now that we have an increased income, uh the amount that we save is so much more uh because well, because we have better jobs, right? We we we invested in our careers.

[00:08:44]We both went through school. We both have good jobs and we're able to save that money. Uh it's not to say that what we did in the past was wasted, you know, if if we waited a couple more years, then we would have been able to save 4 months worth of savings in just 1 month, you know? And I don't want to say that we wasted that time a few years back when we weren't saving as much.

[00:09:08]Uh we built up the habits that we needed. We built up the uh a small amount of money that we could watch grow. We we understood the compounding. We we built it up. We built up our our ourselves. And that's I think that's the most important part of investing. The the idea of starting small and growing with your money, growing your savings at the same time, and and learning comfortability as it happens.

[00:09:34]That's uh that's invaluable.

[00:09:37]Uh yeah, so again, we're going to keep it relatively short. I do have less and less to talk about as time goes on. Uh there's one account that I forgot to go through, which I actually got to add a bit of money to, which is the deep value account. The deep value account is one of my favorite accounts because it is the most active account that I have.

[00:09:57]Um it uh hasn't been doing super well the past month.

[00:10:02]It is down 1.7%.

[00:10:05]Uh it has $113 on the side. It holds uh some funny stocks, like Lululemon's down 25%. Altria MO's up 23%.

[00:10:14]Uh Security National Finance and PHM, uh Plute Plute Group.

[00:10:19]They're both from last year. Um yeah. Actually, I'll I'll make myself small.

[00:10:26]So, you can see the value gain. Uh yeah, so you know, there's less to talk about.

[00:10:32]We've dialed back our strategy quite a lot, and we've zeroed in on what we need, which that's a good thing.

[00:10:40]>> [laughter] >> I I really see that as a good thing.

[00:10:43]Uh I see that, you know, maybe we make bad YouTube. I spend most of my time on Blossom anyways. These videos are kind of uh kind of an a transparency update because I, you know, want to show off what you can do with with your money. So, anyways, thanks for watching. Um like everybody, I'm waiting for a crash. Everybody's waiting for a crash. That isn't going to change my strategy, and the strategy is save as much money as I can while I can, and also live a little at the same time, which isn't working out very much cuz I've been sick for a while. So, it is what it is.

[00:11:26]Anyways, thanks for watching. Hello, Sep. How you doing, buddy? Sorry, I didn't mention you last episode, but here you are now.

[00:11:35]Thanks for watching. Bye now.