Positive "Cash Flow" On Your Condo? Still Not Winning. #TorontoRealEstate

Added: 2026-05-17

[00:00:00]No matter which bucket you're in, your condo is probably not pulling its weight. If you're low-leveraged or all cash, the pain is quieter, but it's still pretty real. After your fees and expenses, many condos are making very, very modest returns on equity. 2 to 3% in many cases, and if you have very little control over your upside, you can't materially force value-add gains, so you're mostly waiting just for the market to pick you up. The real only objection is, "I don't want to sell low." But, here's the other question.

[00:00:37]If you had money today, would you buy that same condo for today's price [music] and today's rents? If the honest answer is no, then holding onto your condo today is actually pretty emotional, not strategic.