One of injury law’s biggest misconceptions.

[00:00:00]Three things people get wrong about fault.

[00:00:03]But I was partially at fault.

[00:00:05]This is one of the most misunderstood areas of personal injury law. And insurance companies exploit that confusion every day.

[00:00:12]Myth.

[00:00:13]If I was 20% at fault, I get nothing.

[00:00:17]Fact. In most states, comparative negligence means you can still recover.

[00:00:22]You just receive a proportionally reduced amount. 20% at fault? You may still recover 80% of your damages.

[00:00:29]Myth. The police report determines fault.

[00:00:33]Fact. Police reports are one piece of evidence, not the final word.

[00:00:38]Officers can be wrong, and fault is ultimately determined through investigation, evidence, and legal argument. Myth.

[00:00:46]My insurance company will fight for me.

[00:00:49]Fact. Your insurance company has its own interests. An independent personal injury attorney fights exclusively for you. Not the insurance company, not the other side.

[00:01:00]Fault is rarely black and white. Don't let the insurance company write the story.