XRP: There's Not Enough XRP For Everyone

Added: 2026-05-26

[00:00:00]This is Matt on the Moon Lambo channel.

[00:00:02]There's not nearly enough XRP in existence for everyone, at least not at these prices. You know, as as more and more reports, by the way, roll in that XRP is exiting exchanges, which clearly indicates people are not looking to sell anytime soon. Um, also onchain analytics firm Santiment, a little update in terms of sentiment, and uh it's bad, which is actually good. So, I want to highlight that. And then a little bit later in the video, I want to mock a piece for absolutely not understanding why people invest in XRP. But actually even more importantly than that, because it just kind of grinds my gears, I want to highlight the degree to which there are different expectations from coin tocoin between Bitcoin specifically and XRP.

[00:00:48]But uh before going further, I do want to be clear. I do not have a financial background of any kind. I am not offering financial advice and you definitely should not buy or sell anything because of anything I say or write. I'm just an enthusiast who enjoys making YouTube videos about cryptorelated topics, but just as a hobby and just for fun. All right, so here's that post from onchain analytics firm sentiment that I was highlighting.

[00:01:11]And it sounds bad on the purpose if you're not used to hearing this before, but uh when the when the sentiment is in the gutter for a particular coin like XRP, which is the case now, that is a good thing. Anyway, their post reads as follows. XRP's crowd sentiment has swung sharply negative again with the ratio of positive to negative commentary dropping to just 1.1 bullish comments for every one bearish comment. Historically, this kind of fear and skepticism has often acted as a contrarian signal for XRP's price. And why is that, folks? Well, when traders across social media become overly fearful, many weak hands have already sold, reducing selling pressure and creating conditions for a rebound.

[00:01:59]The below chart shows that previous dips into the FUD zone, fear, uncertainty, doubt zone, were frequently followed by price stabilization or bounces shortly afterward. The opposite effect can happen during periods of extreme excitement and hype. When the positive to negative sentiment ratio rises deep into the FOMO zone, it usually means traders are becoming overly confident and aggressively buying based on fear of missing out. Those moments often occur close to local tops because too many traders are already positioned bullishly, leaving fewer new buyers available to keep prices rising. Okay, that is spot on. That is important, crucial knowledge that it's why people people get so wrecked when they jump into crypto for the first time that and you know what's wild too for many people their first investment experience period is crypto rather than traditional finance like stocks and you just you know excuse me sorry guys you just threw yourself into the most buck wild crazy insane most volatile asset class ever to exist not understanding the psychologically how humans respond when assets go up and down and how it results in people just kind of wrecking their own financial well-being. That happens consistently here. You know, as price goes down, it actually represents opportunity very frequently. And like they said here, uh the opposite is also true. So, it's kind of in the gutter, but very clearly in my mind, the best is yet ahead. We're not going to stay down here forever. And the good news is once you do flip into that overheated zone in particular if it's during an alt season you do get into overbought territory if you look at the relative strength index too over any time fra well shorter especially if you're looking on the weekly monthly depends on how long it's going to go but especially I mean shorter time frames I think I'm not a chart guy but I know that shorter time frames would obviously uh be worth looking at um you know in terms of how it's jumped up like for a shorter time frame obviously it's worth comparing it to the past I'm not saying that u but what I'm trying to note here is that even uh even once you get into overbought territory uh that actually can persist for some time now historically for XRP that means it could just be like several weeks. I mean last cycle now of course you know there artificial suppression price-wise and probably less excitement for XRP than there would have been. I think we only got like what something like two weeks maybe slightly over two weeks of of uh you know of that bull run that f the second bull run anyway in April of 2021 and then that was it. But then if you look at 2017, it was like what three and a half weeks maybe? I don't know. It was something like that. So a bit more.

[00:04:40]Either way, it's not that long. But you get into over overbought territory quickly. And it still can persist for some time past it. Whether it's a week or two weeks or maybe a little more, but you're actually not going to have that much time left when it's uh once it once it really starts running, when it's all said and done. And at that point, people are going to be fomoing in ridiculously highbe. uh notice that people are not as interested in purchasing XRP when it's around a buck 30 or a buck 40. But you know where they will be interested in purchasing in mass is when XRP is like $10 if it get if it gets there for example. I don't make price predictions but say it gets up to 10 bucks. That's where they'd be interested in purchasing it. Not when it's on sale like right now. It just it is what it is folks.

[00:05:23]It's simple human nature here. It's also true that there's just not that much XRP. Uh I shared this yesterday. I had just talked I hadn't talked about this in a long time, but with all these stories about, you know, you know, liquidity squeeze and uh you know, XRP going off of exchanges, I thought it'd be a good time to remind people there's actually not that much XRP in existence, which is not what most people think.

[00:05:45]Most people, you know, if they're in the know at all, they know that the total supply that there there would ever be for XRP was a 100red billion. Well, that's a lot more than the Bitcoin supply. The max Bitcoin supply once it's all mined, the most it could ever be is it's right at like 21 million. So 100 billion with a B for XRP versus just 21 million with an M for for Bitcoin. So way more XRP, right? Well, let's talk about a couple things here. First, if you think about it, if you just do some simple math, which is on your screen right here, I just had I just plugged it into chat GBT so that it would do the math for me and I could just paste it here. So that's what I did. um work smarter not harder, man. Uh but uh it turns out that if you were to evenly distribute all the XRP in existence, then there would only be enough for each person to have about 12 XRP. That's it.

[00:06:37]And I understand it's never going to be evenly distributed, but it does help to get the idea in your mind like, oh, there's actually not that much for everybody. And then when you factor in that there's always going to be some some larger entities even aside from Ripple there's always going to be some larger entities holding you know like the whales out there holding the an asset. In this case we're talking about XRP. So they're going to get like just an outsized proportion. And so what's that leave for regular people out there?

[00:07:01]Well actually not that much. And if you consider the fact that we've already seen XRP go to $3.65 at its all-time high before this market cycle even concludes. We already got that high. And um and there's you know that's that's with uh my god like how pro nobody knows the exact percent but that's like less than way less than 1% of humans have ever ever held XRP. Way less than 1% and we already got as high as $3.65.

[00:07:32]So what do you think happens even if XRP doesn't like just take over the world and the whole global financial system?

[00:07:37]Let's say that it's a notable player.

[00:07:39]Let's say that it continues to gain traction as it certainly has been. Let's say it continues to be one of the most useful cryptocurrencies uh ever and that it is doing its part to rewire global finance. It is it is doing that. There's no denying that. Well, even in a world where it's it just gets to do a piece of that and not all of it, way more money is going to flow in. So, what percentage of humans will ever end up holding XRP in the future? So, if it's a fraction of a percent now, what if you get to 2% or 3% or 5%?

[00:08:09]and and and not just it's not even just about that. What about the the big money coming in because they are but increasingly because then even if it's just you know one more institution for example if they buy up an outsized portion of XRP that one that's a big one you know and that type of stuff can happen here. So, if you own more than 12 XRP, you have more than your fair share. And that's really greedy of you. And I think that you need to uh think about how inconsiderate that is for everyone else out there. Um, now, as far as the quantity difference here for XRP versus Bitcoin, it is true.

[00:08:46]Here's the math on your screen. There's about 4,800 times more XRP than there is Bitcoin, right? Well, that sounds like a lot. Um, more on a second as to why that wouldn't matter. anyway if that's the way you want to measure it. But what if you actually take a take into consideration the number of actual units on each blockchain and so I wrote here if you consider or rather if you compare the smallest unit inside of XRP known as a drop to the smallest unit inside of Bitcoin which is a Satoshi you find that there are only about 48 times as much.

[00:09:22]That's right folks. So if you take the smallest unit of each and then compare how many how many of each of those units there are, how many times more XRP is there than Bitcoin? And the answer is about 48. That's it. Not 4,800 if I mean it is if you talk about the the high level, but it doesn't matter because you're just talking about where the decimal places. That's the truth. As I pointed out here, take a look at this.

[00:09:50]Uh, I wrote here the disparity has to do with where the decimal point is placed for XRP, which makes it look like there's way more of it than Bitcoin. And then there's some math explanation as to why that's not true on your screen. For the sake of time, I won't read it, but it's true. There's not that much XRP.

[00:10:06]So, what happens when people figure this out? Well, increasingly people will. Uh, maybe it'll be the case forever that people only care about the top line number with, you know, factoring in where the decimal place actually is.

[00:10:18]Now, okay, I suppose it's possible.

[00:10:20]But if that ever flips, because look, how many people are talking about how many sats they own now? What if the price of XRP ever gets high enough where they start talking even a little bit in terms of drops? How's that going to flip the mindset? And then will they do this math and figure this out? I don't know.

[00:10:38]I don't know for sure if that's going to happen, but I could imagine way in the future if there's enough adoption maybe.

[00:10:44]As far as that liquidity squeeze though, take a look at this. This is from you today. XRP flashes bullish signal amid liquidity squeeze on Binance.

[00:10:53]XRP has consistently traded in bearish territory for over a week and traders are beginning to exercise caution against further price declines. However, recent cryptoquant data onchain analytics firm uh suggests that momentum may flip soon as selling pressure appears to be subsiding following a liquidity crunch on the world's largest crypto exchange, Binance. As of Monday, May 25th, a report shows that XRP's 30-day liquidity index on Binance has plunged significantly, close to zero, amid the prolonged price downturn. It's important to note that the liquidity of an asset often measures how easily traders can buy or sell the asset without causing major price fluctuations. Thus, when liquidity falls, order books are significantly adjusted, indicating that there are only a few sell orders available to absorb aggressive buying activity. With XRP's liquidity index on Binance being close to hitting zero, it suggests a sharp decline in the available supply of XRP on the exchange amid rising demand, which is often positive for its potential price move. Now, isn't that a good tag along story to what I just shared from sentiment people? Because again, what's the sentiment in the gutter? When it's in the gutter, what does that mean? A lot of people have already sold this in conjunction with it XRP being taken off exchange at a time where the selling a lot of the selling anyway has already already occurred.

[00:12:24]That sounds like a really nice combo.

[00:12:26]And there was this headline too where Cointelegraph was highlighting that whales pull $170 million from exchanges in XRP.

[00:12:34]Pretty big figures here. Uh and again if look if XRP is being pulled from exchanges that means there's no intent to sell it anytime soon because if you were intending to even potentially sell it anytime soon, you're probably not going to pull it off of the exchange.

[00:12:49]You're probably waiting for a much higher price. Just saying. Now, here was an article from 247 Wall Street titled, "Could XRP ever be as big as Bitcoin?"

[00:13:05]Well, spoiler alert, uh they conclude that it is not likely at the end of the article. Uh that they don't think it's likely that XRP could do that. Okay, maybe it'll happen, maybe it won't. What I wanted to focus on more so than that, frankly, is the degree to which I'm freaking irritated. This really burns my biscuits. All man is that there are different expectations for Bitcoin than there are for XRP. And I was mentioning that in a separate video recently and it just keeps popping up again and again and again. Think about this. So I'm just going to read this little snippet here. Bitcoin's value comes from scarcity and trust. There will only ever be 21 million coins and the market has decided that it is worth something. Meanwhile, XRP's value is tied to adoption and transaction volume.

[00:13:54]The more institutions and payment networks use XRP Rails, the more demand builds on the token. Neither model is wrong as they solve different problems.

[00:14:05]Bitcoin is more of an investment/savings tool while XRP is a settlement tool and right now the global financial system needs better settlement infrastructure which is exactly where XRP has been planting its flag. So there you go.

[00:14:19]They're talking about how so if XRP is going to make it, you got to be that you got to be that settlement layer. So that's that's that's a particularly high bar. You got to got to be the infrastructure. But if you're Bitcoin, ah, you don't have to do jack What's that? Just sit there and look pretty, you pet rock. You worst crypto that's ever been created from a technological perspective. Because that's what it is. Bitcoin is the worst coin ever created technologically.

[00:14:42]Where's the expectation? Well gosh, Bitcoin. If you're going to maintain that number one spot, you really should do something rather than just literally nothing. People like the attributes you have, uh, but you don't really do anything. Okay. Well, why isn't that good enough for XRP? Because I'll tell you this, uh, XRP actually is used as a store of value. And I know that because I asked the community, did this person ask the community? No, this person did not. Very clearly not. Because what you will find is that using XRP as a store of value, even if it's not the primary reason, though it is for some, it is one of the reasons that most XRP holders do hold XRP. And if you look at what's been driving price for XRP, and there's nothing bad about this. Of course, it's speculation. It's a young market that's that, you know, people are trying to figure out the world over and XRP is among the leaders in this. So there, you know, speculation is not a dirty word.

[00:15:36]This is important. people that are putting their real hard-earned dollars into an asset. Uh that that's to be respected if you ask me for sure. So that that's a good thing.

[00:15:48]So Bitcoin's being speculated on, XRP is being speculated on. Uh XRP does what Bitcoin was supposed to be able to do, which is perform as a peer-to-peer cash system, but it can't because it's costly. It's clunky. But XRP can do that. And it does it and then some. It does a bunch of other stuff, too. It is it is part of what's rewiring the way that money flows throughout the planet. It's not the end all beall. Some people in our community paint it like that. I think they go a lot of people go too far. But I think it's gigantic. I do think it's very big.

[00:16:18]And I do think that's the type of thing that ultimately drives price. I think it's very clear that that's why people like me and probably you listening to this are interested in XRP because it's actually doing a thing. It's actually solving problems. It is being adopted for these things that we in the community always believe mattered for over the last decade at this point. But why does XRP have to achieve all of that to justify its existence and Bitcoin doesn't? Doesn't it seem a little warped to you? Because it does to me. I'm not a financial adviser. You should not buy or sell anything because of anything I say or write. That would be a very, very, very bad idea. Until next time, to the moon Lambo.