ENTERING XRP TOP 10% GETTING HARDER? - XRP INDUSTRIAL REVOLUTION HAS STARTED! - SPENDING YOUR XRP?

Added: 2026-05-30

[00:00:00]Hello everyone and welcome back to the Common Sense Crypto channel. As with you always, this is Rich doing another video today on XRP.

[00:00:12]So I hope you're all having a wonderful day today, wherever you are in this great great world. We're going to talk about XRP. And I got to start with this.

[00:00:22]I thought this was a great post. The education system taught you how to be an employee. Social media taught you how to be a consumer. The financial system taught you how to be in debt. And crypto taught you how to question all three.

[00:00:40]And that is so true. Once you get into crypto, everything changes. All of a sudden, you start to realize that everything around you, it's like you were blind to it at one point and now your eyes are fully open. And I always said, you need to buy XRP so you can escape the matrix. You know, the days of working 40 years and then retiring, you can fast track that with a cryptocurrency like XRP. All of a sudden, XRP breaks out and you make over the course of six to eight weeks what people have to work five to 10 years to make at a regular job. And it happens so fast when it happens. That's why I always said you stack as much as you can while you can. This way you have no regrets later. And every little bit that you stack is one step closer to financial freedom. Once the breakout starts, it is going to be absolutely facemelting and I don't think many people are ready for it yet. This time around, we have institutional money coming in for the first time ever. Holding XRP is one thing. Using it is another. With Red Dot Pay, XRP becomes realworld spending power. credit. Back your daily spending with a 50% LTV credit line. No need to sell. International transfer. Send XRP and receive local currency instantly.

[00:02:21]Access. Swap from EUR, GBP, or USD to XRP in minutes via our multicurrency wallet. You ever take notice? They always come up with ways for you to spend your XRP.

[00:02:37]You could do that with an Uphold card, Gemini card, Coinbase card, but who the hell is spending their XRP right now.

[00:02:48]There's no way you could get me to buy a coffee with my XRP. I know how much an one XRP is going to be worth in the very near future. And anybody's spending their XRP now, they are absolutely going to regret it later. But these options, it's always about trying to get you to use your XRP. Soon, you're going to be able to borrow against your XRP, loan out your XRP, get passive income from it, and you're going to be able to do all that without any risk once the institutional adoption begins. It's XRP, and he knows it. Take a listen to this clip.

[00:03:31]>> While AI stocks are flying and everyone is chasing momentum and it's hitting all-time highs, usually the thing that you want to be buying is the thing that's out of favor that's going to come back into favor. And so the big question is if you think about Bitcoin, is the US government going to stop printing money?

[00:03:45]If they do not start printing money, which I don't think they're going to stop, that means that Bitcoin at some point in the future is going to be back.

[00:03:50]It'll be the pretty girl at the bar again. The catalyst in your mind for what period of time are you saying?

[00:03:56]Gold's outperformed. Over 10 years, the S&P has outperformed gold.

[00:03:59]>> Bitcoin maxis are always about the US government printing money. But I think everything is changing now. You know, it used to be about the government prints money, Bitcoin takes off in price. But something's happening. It's like we're transitioning away from hype and speculation, more into utility and real world use case. I still believe Bitcoin has one last run up in it before it comes crashing down because of the rotation. If we watch the price of gold really start to plummet down, all of a sudden the money rotates into Bitcoin.

[00:04:39]Bitcoin pumps up, money rotates out of Bitcoin into altcoins and then you have alt season. Are we still going to see that? It comes down to what happens when the price of gold falls. That will solidify whether or not we're going to see another major runup for Bitcoin or not. But I don't think it's confirmed that it's going to happen. The four-year cycle, in my opinion, it is dying off and it's coming to an end. Bitcoin falls out of the global top 10 assets. Bitcoin has slipped out of the world's top 10 assets by market cap as the latest selloff dragged its market cap to around $1.49 trillion, ranking 13th globally.

[00:05:27]Just wait until it falls out of the top 10 in crypto.

[00:05:32]Bitcoin runs on a belief system. If XRP flips Bitcoin's market cap, that belief system dies. And when it dies, all the money it's going to flow out of Bitcoin because you are going to see a shift happen once the belief system is gone.

[00:05:52]Everybody will be talking about XRP and it'll be all about utility as well. And gradually you'll see Bitcoin leave the top 10 in crypto also. It's going to be replaced by Q&T and XLM, XDC. People don't realize we are going into a new financial system and we are holding utilitydriven cryptocurrencies that we're holding right now. Those are the future. Bitcoin, it just doesn't have any role in the new financial system.

[00:06:25]Stop crying about the market. Some of the best assets in this industry are sitting at prices people are going to wish they bought, but most won't.

[00:06:35]They'll wait until everything is green, the timeline is euphoric, and the easy part is already gone. Then they'll say, "They never got a chance." You did. This is the chance. I always tell people, the window is closing. The opportunity is here now. All of these cryptocurrencies are sitting at dirt cheap prices. You either stack now or you regret it later.

[00:07:03]And you right now you're still getting in before the institutions. Once the institutions enter this space, anybody coming in after that, they're going to be paying premium prices for these utilitydriven cryptocurrencies.

[00:07:20]The industrialization of crypto. Take a listen to this.

[00:07:24]>> What we're seeing right now is the industrialization of this. This this was buying and selling tokens for a while was in the promise that would come in the same way that people bought Tesla 10 years ago in the hope that the future of transportation was electric. Right now it's here and and everybody's building electric. The same thing is here is that the promise of crypto was that that the institutions of Wall Street would adopt it as its fundamental architecture.

[00:07:50]That's now happening. Look what DTCC is doing. Depository Trust Clearing Corporation putting their entire warehouse onto digital rails. Look what all the major banks are doing. Look what the Bank of New York is doing. The time has now come that industry is building this as the architecture. The architecture of finance in the future is going to be built on digital networks and that's going to be transformative for people that use the financial system to build companies to finance their college education etc. What he's telling you is the industrial revolution is here now. Crypto and blockchain is the fourth industrial revolution. The next is the rise of AI and quantum computers and that's going to collide with the fourth industrial revolution as well. You're going to have robots paying other robots very soon in crypto in what you're holding. The industrial revolution is happening. You need to capitalize on it while you still can. I'm telling you, people are going to look back to this time right now and wish they could go back in time and buy XRP at these prices when it's sitting at four digits, at five digits. People are going to call you lucky because you got in before it happened. I'm telling you, you need to capitalize on this moment now or you will regret it forever. This is a once-ina-lifetime opportunity.

[00:09:22]I bought XRP at 20 cents, 50 cents, $130, a$180, $2, and at $3. And I'm still buying.

[00:09:34]Even if you bought above $3, it doesn't matter. We are going way higher. People really don't realize how big this actually is. The current financial system has been in place for 50 plus years. It's about to get a major upgrade that's going to take us through the next 500 years into the future. And you're buying into this because you're holding a cryptocurrency that's going to play a very major role in that new financial system. And people are worried about buying it at $3 plus. People are going to be wishing they could get it at $3 plus. Just wait until it reaches three digits, then goes on to reach four digits and five digits. This is how much money moved XLM.

[00:10:30]$4.65 million in net inflows. with Stellar XLM. That's a market cap cap gain of $1.5 billion. Remember, I always said it doesn't take a lot of money to make a big impact on these cryptocurrencies.

[00:10:50]Well, we just saw it happen with XLM.

[00:10:54]We've seen it happen with XRP in the past. Everybody thinks like if you want to add a trillion dollars to the market cap of XRP that you need to bring in a trillion dollars. You really don't. You only need to bring in maybe a hundred billion if that. It might be a lot less depending on the market cap multiplier.

[00:11:19]But that market cap multiplier, we've watched that happen in action with these cryptocurrencies so many times in the past and I'm sure we're going to see it again. Just wait until scarcity shows up for XRP. That's going to be a huge, huge gamecher. All of a sudden, people are going to be in shock at the prices XRP is going to be hitting. What exactly happened? The price of XRP has dropped to A1.28.

[00:11:51]Are we approaching the true bottom? Will XRP continue to fall or is it gathering enough strength for a rebound? To be honest, I'm feeling a bit lost right now. Can someone objectively tell me what to do now? Continue to wait, continue to hold, or have some changes occurred in the market that we have overlooked? Whenever the price falls, this is how most people think. What should I do? Should I sell my XRP?

[00:12:21]Should I hold it? Maybe I should sell it now and buy back in later. What you should do is nothing. Just sit back and wait for the market to rebound. Whenever you sell, you take a loss. And if you swap your XRP for another cryptocurrency, that becomes a taxable event. And if you're in long-term gains, capital gains, now it becomes short-term capital gains on whatever you swapped it for. The best thing you could do is nothing. And if you're going to buy a dip, buy it with new money. Don't sell your XRP to buy something else. That's the mistake most people make in crypto.

[00:13:07]2,163.74 XRP puts you in the top 10% of wallets.

[00:13:15]And that number continues to get smaller and smaller. I took notice to that over time. I always told people to ignore the rich list, but imagine at one point buying 2163 XRP. It was really easy for most people back when the price was around 20, 30, 40, 50.

[00:13:40]But now that XRP is above a dollar, it's getting harder and harder to achieve 2,000 XRP for a lot of people. And most people in the crypto space, they don't understand that. You realize a lot of the people that make videos about XRP and they're telling you you need to stack 10,000 or 100,000 or 50,000, they made their money in previous cycles.

[00:14:07]Most of them are already rich. They don't realize that most people are fighting off inflation. They're trying to make ends meet. They're paying their mortgage, their car payment, and so on.

[00:14:19]That's why I always tell people, never be ashamed at how much XRP you're holding. Just continue to buy while you still can. This way, you have no regrets later. And everybody's lifestyle is different. Everybody always tries to tell you how much XRP you need to become rich. Well, with a solid game plan, it's less than most people think. Because if you're getting passive income from your XRP and reinvesting some of that passive income every month, all of a sudden you start to build your bag bigger and bigger over time. Also, you know, everybody has different entry points for this cryptocurrency.

[00:15:06]People bought at higher prices, people bought at lower prices. Whatever you buy now, it doesn't matter. People are going to be trying to get one whole XRP in the future. Wait and see. That will happen.

[00:15:23]And until it does happen, stay patient, stay positive, and let's get rich together. With that said, I'm going to wrap up this video. I want to thank you all for watching. I appreciate all of you. I'll see you in the next one. Have a great night.