WILL XRP END SWIFT? - TOKENIZATION GOOD OR EVIL? - ONCE XRP GOES PARABOLIC YOU'LL NEVER LEAVE CRYPTO

Added: 2026-05-31

[00:00:00]Hello everyone and welcome back to the common sense crypto channel. As with you always, this is Rich doing another video today on XRP.

[00:00:12]So I hope you're all having a wonderful day today wherever you are in this great great world. We're going to talk about XRP. And I got to start with this tokenized assets sitting at $34 billion today. McKenzie says two to four trillion by 2030. City says five to six trillion. Ripple says 9.4 trillion. And Standard Chartered is calling 30 trillion by 2033.

[00:00:44]Notice who is in this chart twice.

[00:00:47]Ripple. And this comes from securitiz.

[00:00:51]And you see it right here. Now, when the World Economic Forum talks about tokenization, they're saying 867 trillion by 2030.

[00:01:05]I think when tokenization starts to take off, I think it's going to accelerate so fast that people are going to be shocked by it. Think about it. If people are bringing all these assets on chain, right? Well, every one of these organizations doing this or these institutions, they have competition.

[00:01:27]So, if they're doing it and they're opening up the ability for more and more investors to invest in their tokenized products, their competition is going to have to do the same thing. So, it's going to start a massive tokenization race. And I think it's going to change the price of a lot of these cryptocurrencies very fast when it happens. But take a listen to what Black Swan Capitalist says here about the dark side of tokenization because I covered this in videos a couple of years ago. Take a listen.

[00:02:02]>> Why are they rushing it? Why are they like pushing this wagon so hard and fast?

[00:02:09]tokenization is being sold to the public as innovation, liquidity, and democratization, which it is to a degree. But if you look at the deeper reality behind tokenization, it's actually far more concerning. Why?

[00:02:22]Because it's becoming one of the most sophisticated mechanisms for the financial elite to achieve asset control. Essentially, it's quiet confiscation. Why are they rushing?

[00:02:34]They're doing this because they need collateral. If you look at the broader economy, the traditional system is actually drowning in global bad debt.

[00:02:42]And that's why governments and large institutions desperately need highquality assets so they can back their new lending and back their leverage positions. Tokenization is actually going to let institutions gain institutional custody over your assets and they can apply the programmable controls that are being pushed uh by the bank for international settlements. ly they're the ones influencing the regulatory frameworks. So tokenization will help the institutions create the illusion for the masses of ownership.

[00:03:17]But the truth is you lose full traditional property rights and that ties into the great taking really.

[00:03:23]>> So think about it like this. What have they always talked about at the World Economic Forum, the great reset? you'll own nothing and be happy. I think tokenization puts us on that path. I always said there's a good side to tokenization.

[00:03:43]Like it allows the working class to invest into things they normally couldn't invest in, like real estate, gold, movies being made in Hollywood.

[00:03:56]You could start with as little as $50 and week over week continue to buy more and more into these tokenized houses and hotels and so on. And you see it even the National Cryptocurrency Association put this out. Tokenized real estate is growing. In the past year, the share of crypto holders purchasing property through blockchain tokenization grew to 19%.

[00:04:25]This is what practical realworld use cases looks like in practice. Crypto is opening up a new path to the American dream of ownership. But is it really opening the American dream? Sure, you could start with very little money, but now say you're going to buy a house and you got to make sure that you're getting all 100% of the of the tokens associated with that house or you'll never own the entire house. Somebody else will be holding 10, 20, 30% of the tokens.

[00:05:02]Remember the reverse mortgages of years ago when they used to always call people up and be like, "Hey, are you interested in a reverse mortgage?" Soon you're going to see pe all these people calling you up on the phone saying, "Hey, if you need money now, maybe you want to tokenize 10% of your property. Put up 10% of your house and we'll give you cash today." and then before you know it, you're a lifelong renter because you would have to pay something monthly in returns to the 10% of the token holders.

[00:05:41]This is why I said there needs to be a lot of education around tokenization.

[00:05:47]I also think a digital bill of rights needs to be made now ahead of AI as well and the rise of tokenization.

[00:05:58]And here's BlackRock talking about the data centers and dipping into American savings and pension funds. Take a listen. Americans to think about growing with the United States.

[00:06:12]Uh we will have far than enough money to invest in this infrastructure. But as as the governor was talking about, the need for electrons is growing every day.

[00:06:28]some of these ve you know if we're going to be the leader in technology which we are if we are going to be the leader in AI which we presently are it's just going to require trillions of dollars of investments and if we don't invest in it China will be the global leader in this and so to me it's not whether it this is a must and if you think about how that translates it translates into a more dynamic economy.

[00:07:02]We need the United States economy to grow at over over 2%. We need the US economy to grow at 3%. Especially with the growing deficits the federal government has. And so much of this money, not just the project, is going to be coming from the private sector, from savings accounts, from pension accounts, from insurance companies, and on and on and on.

[00:07:23]So, they're planning on using American savings and pension funds to fund the AI data centers. And remember, Larry Frink sits on the on the board. He's actually co-chair of the World Economic Forum.

[00:07:40]So, whenever he talks, don't worry.

[00:07:42]There's a dark agenda involved here. But take notice why they have to dip into American savings and pension funds.

[00:07:51]because of the US debt. They're banking on AI outproducing the US debt. And that's why they're in such a rush to get this done.

[00:08:05]Just in, China is restricting foreign travel for top AI professionals at private companies, including firms like Alibaba and Deepseek. 19% chance China leads the AI race by the end of the year. It's definitely a race, but it's multiple races that are going on right now. There's a currency race. I think it's a currency war. It's all about ddollarization and the rise of the digital yuan and the rise of the digital euro. Every single country wants their own currency. They want a level playing field. But when it comes to AI, that's why everything is speeding up right now. That's why the president was just in China making deals on chips and things like that because it literally is. They're fasttracking everything. Sam Olman says, "We see a future where intelligence is a utility like electricity or water and people buy it from us on a meter." Take a listen.

[00:09:17]>> Fundamentally, our business and I think the business of every other model provider is going to look like selling tokens. You know, they may come from bigger or smaller models, which makes them more or less expensive. They may use more or less reasoning, which also makes them more or less expensive. They may be running all the time in the background trying to help you out. Uh they may run only when you need them if you want to pay less. They may work super hard, you know, spend tens of millions, hundreds of millions of someday billions of dollars on a single problem, >> right?

[00:09:48]>> That's really valuable. But we see a future where intelligence is a utility like electricity or water and people buy it from us um on a meter and use it for whatever they want to use it for. So think about it like this. Say everything's about AI agents right now and it's going to come down to who has the best AI agent in the future. And if you want to make a lot of money, you're going to have to pay X amount of dollars for the right AI agent to put your assets to work for you, put your crypto to work for you. But it's goes beyond just money. I think we have another problem.

[00:10:39]AI getting ahead of us is going to be a real problem really soon if they don't slow down and regulate it better. Right now you have all these AI companies popping up out of nowhere and they're doing this and they're doing that and nobody's even keeping track of what they're doing. I just don't want to see a Skynet situation when we could pump the brakes a little bit now and maybe put some laws ahead of this and regulate it a little bit better. When XRP replaces Swift, its value could soar to over $15,000 per coin. And this isn't just hype. XRP is designed for this kind of potential. One XRP equals 1 million smaller units called drops. This means one drop, small units, huge potential, perfect for global payments and large transactions.

[00:11:43]Everybody's always wondering when Ripple will replace Swift. I think Ripple and Swift are going to work together for a period of time. The problem is Swift's customers are not happy customers. So Ripple is going to capture maybe 20% out of the gate that are only going to utilize Ripplet's technology and possibly RLUSD at first and then later XRP.

[00:12:16]For Ripple to fully replace Swift, I think it's going to happen over a little bit longer period of time. Not to say that XRP is not going to be expensive.

[00:12:27]Absolutely. It's going to be expensive.

[00:12:30]It's going to be used inside of settlement for Swift. Faking expert says Swift will either add XRP to its system or this happens. So, the real issue for Swift is right here. Swift will either add XRP as a liquidity layer to keep up with the modern world or it will remain a simple messaging service losing its financial authority and eventually disappearing.

[00:12:59]Now I think Swift will utilize XRP for settlement. But what do Swift's customers remember Swift's customers are the banks and what are the banks what do they want? They're facing a liquidity crisis. They would love to unlock the Nostrovostro accounts and bring that 27 trillion back to all the banks. This way they could loan it out, make loans and so on, mortgages and all of that. So Ripple is going to upgrade Swift to some extent. But I think over time, gradually, Swift will just become part of Ripple. In other words, Ripple will just swallow up Swift over time.

[00:13:49]But right now, if you would, if you look at what's going on with Ripple and XRP, that's going to happen either way because when you have unhappy customers, the customers want the alternative. And the alternative is Ripplet and XRP.

[00:14:11]Some of you have more faith in a 401k managed by the same banks that collapsed in 2008 than in an asset class. Those exact same banks are now lobbying Congress to trade.

[00:14:26]I'm I was never a fan of a 401k. I just think there's better ways to save and make money. I mean, whatever I would put into a 401k, I'd rather park it into XRP because I think over time my XRP is going to be way more valuable. And I don't need to cash it out at all. I could just borrow against my XRP. I could loan it out, get passive income from it. There's going to be way more options with XRP as we push forward because institutions, they're going to open up so many more options for us as XRP investors.

[00:15:14]Your financial advisor has never made you rich. Your employer has never made you free. Your government has never made you wealthy. At some point, you have to ask yourself who exactly you've been listening to and why you keep trusting the same people who benefit from you staying where you are. Financial advisors are the worst. I remember back in 2022, I used to randomly call them up and ask them about crypto. Every once in a while, you would get one financial advisor here or there that would talk about po possibly putting 3 to 5% into Bitcoin.

[00:15:57]If I was a financial advisor, I would be telling people, you need to go all in on XRP right now before it's too late. But it's true. You know why people listen to this? Because these were the things you were taught early on. It was always go to school, graduate, go to college, graduate, work 40 years, retire.

[00:16:24]Now that you found crypto, XRP. I always look at it like this. put your money into XRP and make what somebody would have to work 5 to 10 years to make at a regular job in a matter of 6 months.

[00:16:42]Right now, everybody can't see it because we're still waiting for XRP's price to break out. The second it does, you will realize what this was all about. Once XRP goes parabolic, everything in your life is going to change forever. Because you're going to watch your portfolio change so damn quick. We have not seen a serious runup yet. All we've seen so far was a slight correction because we got a pro crypto administration in Washington.

[00:17:19]Once the real breakout starts, I'm telling you, you will never ever be a non-crypto investor ever again. You I always told people once you get into crypto, it's like you are getting in for life. The second you see the life-changing money that could be made, you're never leaving this space. You might take some of the money you make off of XRP and invest it into the Flare or invest it into something else, but you're always going to be a crypto investor. It's it's such an addiction, but it's an addiction that pays for itself over time. And until it all happens, stay patient, stay positive, and let's get rich together. With that said, I'm going to wrap up this video. I want to thank you all for watching. I appreciate all of you. I'll see you in the next one.