Embargos por el CAE: ¿Quién tiene la culpa? | Tecito Cívico

[00:00:32]Ah.

[00:00:34][music] Ah.

[00:01:51][music] [music] [music] [throat clearing] We present Civic Tea on Canal Mox.

[00:02:46]Bring your tea, get comfortable because this is Tecito Cívico podcast through Canal Mox. How are you today? decided to return.

[00:02:57]Peace. I'm back, I'm back, I'm back.

[00:03:01]Ah, it appears.

[00:03:02]But I came back, or the virus let me come back.

[00:03:04]Look, it seems the virus hasn't infected you that much yet. He still hasn't let go of me that much. I'm fed up, fed up with this cough virus.

[00:03:11]Someone tell me who started it, who brought this cough virus from Talca.

[00:03:18]I'm tired, really tired of continuing to cough. I don't have any other symptoms. My head doesn't hurt, my body doesn't hurt, my throat doesn't hurt. Well, on the first day, do you remember that I couldn't speak for the first week? I couldn't speak, guys. But that lasted for about two or three days. I peed afterwards, but the cough hasn't gone away. What is this? Do n't know.

[00:03:41]Tuberculosis.

[00:03:42]Ah, [laughs] no, no. I was a bit sick last week too, because you know how viruses are these days. I'm wearing a mask. Wear a mask on public transport because, instead of government guidelines, I prefer to give them myself.

[00:03:57]It's true.

[00:03:57]Put on a mask. [laughter] Wear a mask.

[00:04:00]Wear a mask. [suppressed scream] Hey, yeah, but well, it's great that you were able to come back, friend. We miss you.

[00:04:06]The audience missed you. I too have really missed talking about things I know nothing about because Paz arrives here knowing nothing, she finds out about everything at the same time as you.

[00:04:16]Yes, [laughs] it's the civic reaction. Yes, this is Paola reading the news and Paz reacting and me reacting and me getting kind of angry.

[00:04:27]Yes, the thing is, well, during these last two weeks my life has been quite turbulent, I've changed jobs, so I'm like, yeah, a lot of change. A lot of changes in my life, but I'm happy, content, because I'm back in court, so I'm happy about that.

[00:04:41]Pele, you fought again.

[00:04:43]Yes. So, for what you studied.

[00:04:46]Clear. Greetings to my boss Jorge. Mr. Jorge.

[00:04:51]Mr. Jorge. Very good. Excellent. I'm very happy to hear it. How are you all doing there in your homes? Remember that Ah, I'm here collapsing as always. I think if there's one word that describes me in this life, it's completely oversold. Women are always oversold and that's a problem. That's a gender issue because we always tend to do more than we should be doing.

[00:05:17]Look, I'm going to tell you because we're going to have mental illness.

[00:05:20]Mental illness. Look, I'm going to list them for you. Right now I have my job from Monday to Friday, of course, from 5 to 6 in the morning, from 5 to 5 to 8 in the morning. You didn't see me, I don't count anymore. From 8 in the morning to 5 in the afternoon, there's the civic tea, the master's degree I 'm doing, I'm doing teaching assistantships once a week, and well, the knitting club, and that's adding it all up.

[00:05:47]She was Barbie. I'm Barbie.

[00:05:49]She was completely Barbie. I just work, [laughs] I work at the law firm, I work at the civic center.

[00:05:58]Yes, that's all.

[00:06:00]That's my life. Look, I've had moments of simplicity in my life, and you think it's simple, but to me it feels like I'm dying, right? When I have two things like that, I collapse, but the opposite happens, it's like I feel useless and I start thinking, no, I have to do something else and I start getting involved in things and that's how I end up oversold again because otherwise I fall into depression, it's a terrible thing. But no, I long to sleep.

[00:06:28]Me too, that 's my biggest wish. I mean, I've been sleeping 5 hours a day for about three months. I am, I am on the verge of madness.

[00:06:33]In fact, my problem, I think, is that sometimes, for example, Carla, greetings to Carla, please, she's already doing the news about the civic tea party, she's been putting faces to the test.

[00:06:43]Sometimes he sends news to the group. I was like, how did that happen? [laughs] And I'm like, seriously?

[00:06:51]Ah, I was facing Carla there.

[00:06:53]Thank you so much.

[00:06:53]Zero idea. With zero idea. The other day Barbara also sent the message that we are going to talk today about the bill. Yes.

[00:07:01]The presidential message about vandal registration and I'm like, what [laughs] is this? Okay, that's right, we're going to talk about it, but let's get started with our thematic blocks so we don't delay any longer. Uh, it 's 7:10 in the evening, we are completely live on Civic Tea through Canal Mox. Hey, remember that the comments section is open so you can share your opinions with us there too.

[00:07:31]Live chat.

[00:07:32]Live chat. Tecito, update yourself.

[00:07:34]Excuse me, it's just that I'm a lady.

[00:07:36][laughs] My ID card just fell off, FM. They send us their SMS. [laughs] They send them to the 25th, right? Already. Let's say hello to the people who are already connected, we send a kiss to Lorena Moa.

[00:07:50]Greetings.

[00:07:51]He says, "Hi, I can't wait to see today's program. Spring 2000 says, it just falls.

[00:07:55]Hi, little uncle. Hi, Aunt Tejido.

[00:07:59]Aunt Tejido too. Here's Aunt Everything. Aunt Everything." But we're reading that in the chat.

[00:08:03]All. Yes, we are reading them very carefully. Hey, I remember we were going to have WhatsApp at some point and nothing happened. What happened?

[00:08:10]Second semester. I took it out because in the end I couldn't find my WhatsApp phone, I don't know where I left it, so I have to look for it, girls. Second semester.

[00:08:20]That was a lie you told, Hannibal. Do you know why you lied?

[00:08:24]Because you have so many, so many platforms.

[00:08:29]Yes, [laughs] because you envy us.

[00:08:32]Envy. I want to have her body.

[00:08:34]It's true. Let's begin. The number one topic we have today is the mega-reform, because as you now know, the mega-reform was approved in the Chamber of Deputies and is currently in the Senate. It was introduced to Congress on April 22, 2026 and is now in its second stage; it will be discussed in the Finance Committee, the Labor Committee, and the Environment Committee.

[00:09:04]The issue here is in the debate and all of this is in the political calculation that is being made, because in the Senate the traditional opposition has 23 senators, the opposition, that is, the left and the traditional government has 26 votes.

[00:09:22]Oh, and in the middle is Karim Bianchi.

[00:09:26]So they are discussing whether the votes of the ruling party, which are 26, are enough; that is, the ruling party is currently winning against the opposition in the Senate, and they are debating whether it would be good, whether it would be appropriate for this major reform to be approved with just one vote difference, that is, with the bare minimum needed to be approved. And President José Antonio Cas acknowledged when asked about this issue that it would be enough to approve the initiative with just one vote.

[00:10:04]And he replied that if it were just one vote, well, we have to keep moving forward because Chile can't wait.

[00:10:11]Who? The president.

[00:10:12]The president, which one?

[00:10:14]Quiró or José Antonio, because let's see, why are we beating around the bush here, it seems like there are two people governing.

[00:10:22]This situation is strange.

[00:10:23]It's really weird. It's really weird. Let's not beat around the bush.

[00:10:27]I see Jorge Quiros more on television, where he has had a much more prominent role.

[00:10:31]Indeed, I don't know if we had seen a Minister of Finance, no, of Finance, yes. Hey, so much so that he attracts more attention than the president or other famous people.

[00:10:44]Yes, he was Carla, wasn't he? Carla Le: Who was Minister Steiner? She was the first one eliminated due to cohabitation, and Mara Sedini.

[00:10:54]No, but Mari Sedini was eliminated as if by a drag. Drag. By dragging. [laughter] By public vote.

[00:11:01]Yes, poor thing. by public vote.

[00:11:04]Definitely. Well, the left closed ranks, huh? Because the president of the Socialist Party the other day assured that there is a broad consensus from the Christian Democrats to the Communist Party to reject the idea of legislating. In other words, they don't even want to debate the details of the project; they want to reject the idea of ​​legislating by pointing out that they haven't heard any senator from the Christian Democrats open to changing their vote. In other words, from the center to the far left, everyone is in favor of rejecting this proposal. This week, Finance Minister Jorge Quiroz, speaking of the king of Rome, had his first face-to-face meeting with the opposition senators of the United Committee, that is, his first face-to-face meeting, yes, the ADC, the PC and the Green Social Regionalist Front. This meeting lasted two hours and left several attendees without lunch in the lead-up to this week's general vote in the Finance Committee.

[00:12:02]Quiroz's own style, who has spoken of waging a cultural battle, has complicated consensus with the opposition. In other words, despite this meeting, not much agreement has been reached on this issue. So, I don't know what you think, my friend, do you think it's possible that this will be approved? I think it will be approved. I think it will be tested. I think that at this point, I, uh, I [clears throat], I 'm not 15 years old anymore, so I 'm not such an idealistic woman anymore, I do n't have hope anymore, I don't have these irrepressible desires to change the country anymore, like, please, you know, I just do n't have them anymore, I leave the truth to the youth.

[00:12:44][laughs] Yes. Do you still trust in youth?

[00:12:48]Hey, I have faith in youth.

[00:12:49]Youth will eventually become clear, won't it? [laughs] Because I remember maybe the peace of being 15 years old would be very disappointed in myself, but I 'm in another place now. I 'm in another place. And it's not because I don't want to change my country, but because I'm already disappointed, like, I'm sorry, too much water has passed under the bridge. We've had too many versions of Chile, and the version we're living in today is the worst we've lived in since I was born, at least it's the worst we've seen, I mean, in our short, our guideline is, in fact it's the following, but they're freezing accounts, it's crazy. crazy. So I say, "Damn, you don't care, like you don't care that people are threatening to take their own lives, like asking if they take their own lives, uh, the debt will be passed on to their parents or their spouse or something like that, like you don't care. So, I think we're at a level of dystopia where nothing that gets approved in Congress would surprise me.

[00:14:01]Nothing. I mean, well, yes, you know what Chile voted for, and I think Chile is obviously regretting having voted for this situation, but it's not like there weren't any warnings beforehand.

[00:14:13]Of course. It's not like, at least it's not like this team didn't sit down week after week to debunk the string of metaphors found in the president-elect's platform.

[00:14:25]Of course. Uh, so I think we did everything we could have done to avoid getting to this point. We got to this point. So now, well, screw it up."

[00:14:34]that I want. You know what, I think from reflecting now. Look, I want to be a little more hopeful. No, I don't know if Hope now, but perhaps more understanding of the country's situation, in the sense that I think we are indeed used to presidents not keeping their promises.

[00:14:59]We are used to presidents regulating after the campaign.

[00:15:06]Yes, but this was too much.

[00:15:08]So, I think maybe no one imagined that this president was going to dare to do this kind of thing, like what we're going to talk about now regarding CADE, you know? And the thing is, he dared, and no one thought he was going to dare to propose a change, like generating such a profound tax reform as the one he's currently generating, so beneficial for the market, for, I mean, for the private sector. And he dared. You know, I had thought about it too. I also said, "Obviously it's going to be stupid, and what are you going to do?" "So, what are you going to see?" Listen, on top of everything, I think it's this government's fault that I'm sick today [laughs] because they lowered my defenses. They lowered my defenses. No, it's just that this whole thing about using masks on the subway should have been in place a long time ago because this cough virus has been going around for ages. A lot of people have been saying for a while that the virus can lead to bronchitis and then pneumonia, and sure, it's something that happens every year, but this year it's heavy, it's serious, it's intense, I mean, why haven't they made masks mandatory? Look, I mean, well, that should be something people should be doing on their own.

[00:16:29]I also think that COVID must have left us with that habit, like the habit of not wearing street shoes inside places.

[00:16:37]Right. I mean, look, at least in my office, the habit of wearing a mask stuck. When someone is sick, they wear a mask all day, like... Not to infect the rest.

[00:16:47]Obviously, since one already has a logic like, there are other colleagues who have children, how we have to take care of each other, but more than because of the bugs, I mean, we have to be like in Asia, in China, where they wear masks because of the pollution, I mean, they saw the air quality, like the pre-emergency [music] that there is. Loud.

[00:17:02]We have to wear masks so we're not breathing so much yin because in the end, girls, but well, uh, getting back to the topic, I think that, of course, maybe nobody imagined that this was going to be as profound as it is, you know, that this was going to be so traumatic and so, I don't know, uh, we're used to things never being like this. So, people voted for this and thinking that maybe no, maybe nobody ever imagined everything that was going to happen. I mean, I had thought, I had thought in my head the worst thing I could think of.

[00:17:39]Yeah, but because we dedicate ourselves to this, it never occurred to me It was the vandal registry thing.

[00:17:45]Seriously, that didn't occur to me. I mean, it does n't surprise me at all. No, it hadn't occurred to me either, but it doesn't surprise me at all, but I mean, how are they going to put you on a vandal registry if I sold soup from a cart and got caught on the street, and they're going to take away your student ID for that? It seems disproportionate, you know?

[00:18:02]Okay, let's move on with the agenda because we'll have all these topics later. Let's talk about the CAE (Student Loan System). Hey, you know, I'm also tired of talking about the CAE because we've been talking about it week after week because it's something that surprises us every week. Chileans surprised by the CAE. I don't even owe on the CAE.

[00:18:23]Fortunately, I didn't study with a CAE, but I'm very distressed about the situation because it 's terrible. Me too, I mean, I 'm up to date with my CAE, but I 'm also extremely distressed to see what's happening, honestly. And Because today, because, uh, today is the day, but what will it be tomorrow? Just imagine, tomorrow it's you. Of course. I mean, tomorrow they're going to find some reason to keep taking people's money. I don't know what company I'd be to get them to forgive me 30 billion dollars.

[00:18:55]Hey, if it's good. That's like the feeling of injustice that starts to build. Because, of course, when there are big collusions, when there are, uh, big, I don't know, scams like the toilet paper scandal, the chicken scam, the pharmacy scam, if you're involved in the chicken scam, what do you do? You end up being Minister of Finance. Like Polar, Johnson, companies that have defrauded the country of millions and millions of pesos, and they're like, oh no, uh, just forgive them, let them pay a little, I'm a poor guy, let them pay a little and go to ethics classes. Well, those are the politicians, but ultimately that's what it is. And of course, and the people They have student debt, I mean, it's not like they bought a house, or a plane ticket to Cancun, or a car, it's debt from wanting to study for a degree, to be able to contribute to their country, and they end up leaving them with nothing. And I find that really awful. I don't know if you've looked into the legal aspects of this, because I understand it's legal for them to garnish your wages, but I understand there was a maximum limit, I mean, they couldn't leave your account empty, it was like, no, no, there's no limit.

[00:20:11]No limit.

[00:20:12]No limit. The thing is, the limit is that they can't garnish your salary until, I think, it's 54 or 56 UF, I don't remember exactly. I don't know if it's 52, 54, 56, it's in the labor code, but it was like 2.5 million.

[00:20:27]2 million and something. Right. Uh, that means that They can't deduct your salary from your social security contributions up to that point, you know. But once you get paid and it arrives in your account, then the garnishment doesn't discriminate. Oh, this is salary, let's leave it at that. No, they don't discriminate. They don't garnish anything else. And they've garnished savings accounts, checking accounts, current accounts. Uh, there's no such thing as an empathetic garnishment, right? And it's not like I've seen that many because there are a lot of personal situations, you know, there are a lot of personal situations of people who have, for example, different personalities, right? Who have, I don't know, a disability or who have been unemployed for a long time, or who have families to support, and they ask me things like, "What if I go to the treasury and say this is my situation, can they forgive my debt?" No.

[00:21:24]Mm. They're not going to forgive your debt, they're not going to write it off, they're not going to lower the installments on the agreement, which Furthermore, the agreement is quite abusive, because it's not like you pay the down payment and they give you these 24 months and with those 24 months the debt is settled, right? You're activating an agreement for 24 months to pay, and once those 24 months are over, you have to activate another agreement, get it, so you can keep paying and paying. If you don't activate this agreement, what happens? They garnish your wages.

[00:21:55]And they garnish your wages, they go after your accounts, I mean, one day you wake up. I think about that. I swear that would kill me.

[00:22:03]I think about that, how one day you wake up and your account is empty, get it? Obviously, obviously, and I've said this a lot, it's not like you're going to wake up one day and never knew you were in a court-administered collection process, at least you get an email informing you that the collection process is starting, that you have 10 You have 10 days to file exceptions, and after those 10 days, if you haven't filed any exceptions, well, they proceed with the seizure. They're not going to tell you, "Hey, we'll take the money from your accounts tomorrow." No, but if you miss the deadline for filing exceptions, wait for it, you know, wait for it. Because they can seize your accounts, they can seize your properties, your movable and immovable assets.

[00:22:46]And what's easiest for the treasury? To seize something liquid, that is, immediately the money, the accounts, then the cars.

[00:22:55]Why? Because through the civil registry, they can seize the car, you know? Then the houses, and they've done it and they do it with tax debts, property tax debts.

[00:23:07]So, it's not something you can say, "This is illegal, this can't be done because the treasury..." It's not in the law, it's within their powers, their authority, that is. It's within the powers that the Treasury has to collect what it's supposed to collect.

[00:23:19]And why wasn't this done before?

[00:23:21]Because it's a matter of political will.

[00:23:24]Who is the person who gives instructions to the Treasury? It's the Ministry of Finance.

[00:23:30]Get it? It's not like the Treasury wakes up one day and says, "Oh, I'm going to do whatever I want." Rather, it gives and receives instructions. Until now, the Treasury had this instruction to collect the CAE debt through the withholding of tax refunds.

[00:23:44]Yes, that was something that millions of people knew, everyone lived with it calmly, there was no problem.

[00:23:51]They considered the tax refund money lost. But nowadays, measures have been applied that can be applied. The Comptroller's Office has already said that they can be applied. The Comptroller's Office, which is in charge of overseeing the legality of the actions of the State administration bodies, has already said that it can be applied.

[00:24:08]What's the dispute here? That this mechanism of The revenue the treasury collects is exclusively for tax-related debts.

[00:24:17]And the CAE (Student Loan) is not a tax-related debt. We're not talking about a tax here. No, not a levy, right?

[00:24:24]But that's where the gap lies, and that's where the discussion is. And today there's something called a train wreck, where the Constitutional Court is going to clash with the Supreme Court over what's happening.

[00:24:37]And we'll see how it turns out, because the Constitutional Court can't rule on something general. Hmm. Well, neither can the Supreme Court, but it does issue guidelines, and with those, one can go and fight.

[00:24:53]But, for example, it's not like I can tell someone, "Yes, of course, pay me this amount of money, I'll defend you in court, you know?" So that we can write off your debt so you don't have to pay. That's not going to happen.

[00:25:06]No, and I want to be super emphatic about that because there are, and I'm going to say it, there are a lot of lawyers, colleagues, who are saying, "I can get your debt written off, deposit, I don't know, 50 grand to file a protection order that you know will be rejected."

[00:25:22]Because? Because they've been rejected, you know.

[00:25:24]They are rejecting 400 appeals per day.

[00:25:27]You see, I'm exaggerating now, but there are a lot of them. Therefore, the solutions are very limited. Or you transfer everything, all your money to someone you trust, because they don't exist. People were also saying, "No, if I transfer to Mercado Pago." I was thinking the same thing, "No, well, they're freezing Mercado Pago accounts too. You transfer your money to someone you trust.

[00:25:50]You transfer your assets to someone you trust." That you don't like it too, of course.

[00:25:54]Clear. You transfer your money and assets to someone you trust or sign an agreement.

[00:25:59]Clear.

[00:25:59]Handle? They are there, there is no other way. I also want to know, I mean, this issue catches my attention because in some way it seems to affect a large part of José Antonio C's electorate, because he thinks that more than half the country voted for him, well, of course, but what I'm getting at is that these seizures are being carried out on people with higher incomes, in quotes, because they've also seized people with low incomes. Yes, the official statement is that the seizures were being carried out on people who earned more than 3 million or something like that, or who had their income fluctuating frequently. One cannot believe in that because it changes all the time.

[00:26:43]But what I'm getting at is, okay, who are these people who earn more than 3.5 million? An emerging middle class that probably mostly voted for José Antonio Caso.

[00:26:55]Maybe, you know. So it's like you're turning your electorate against you, because, I mean, the people who maybe trusted you, who maybe voted for you, and now you're leaving them with nothing. Now I understand, I'm not going to start arguing about the appropriateness of collecting an existing debt. I mean, obviously if you're earning more than 3.5 million and you haven't caught up on your payments, how do you know what's going on with the debt? I know you pay your mortgage religiously every month, but every month seems like an unfair debt to me.

[00:27:30]Yes, absolutely. Because what you're asking for are certainly like layers of discussion.

[00:27:34]Sure, it's like you ask for, I don't know, put up your 2 million pesos and you end up paying 10, 15. So, it doesn't make sense. It doesn't make sense to me. And if for me that I didn't ask for the KAE, that I don't owe the CAE, it doesn't make sense. I imagine that for someone who has been paying for, I don't know, well, 15 years.

[00:27:51]I'm going to end up paying about five or six times what they lent me.

[00:27:56]I think it's unfair because that money isn't really money for the state, and I want to be very emphatic about that because you 're paying the bank, because your debt hasn't been transferred to the state, and that's something that perhaps would be good if they did, like here, it's not that the state has all the CAE debt, you don't know why, of course, now we're talking about the treasury and of course, the treasury collects and I don't know what, but you sign a promissory note with a bank, it's the bank that lends you the money.

[00:28:26]The point is that the State is your guarantor.

[00:28:28]So, if you stop paying the bank, what does the bank do?

[00:28:32]The state, and no, first sues you. First, he sues you through a lawsuit, an executive judgment in civil court, right?

[00:28:40]The civil courts of the country, right? It is also called LED letter play in some localities. Uh, they sue you in an enforcement proceeding, they give you a time to raise objections. It's 8 days. There's a quick guide floating around somewhere. The CAE says there are 15 days to raise objections. There are eight of them. There are 8 days to raise objections in the executive trial. There are eight of them. Well, the exceptions that can be raised in the executive trial are limited, they are established beforehand in the same code, in the code of civil procedure. And after that, they wo n't seize your assets for the CAE in civil court because, I mean, the bank doesn't seize your assets.

[00:29:24]The bank is not going to seize your assets. Already. And we all have this idea that an embargo is someone coming to your house, listing all your assets, and leaving. Already. That does n't happen with the CAE issue. Because?

[00:29:35]Because it's not in the bank's best interest to pay a receiver, you know, who has to do those things later. That's a lot of money. So, what's in the bank's best interest? Collect the debt from your guarantor.

[00:29:45]Who is your guarantor? The state.

[00:29:47]And what about the State? Then the bank's rights are transferred and you become your own creditor. Now you owe the State. Because? because he paid for you. So, it's not that you, as Paola Díaz, are paying the state so that more people can study; you're paying a bank five times over for a loan you took out to be able to study, you get it? So, obviously that's infuriating, because obviously that's infuriating because there's no consumer credit where you can just go to the bank and ask them to charge you that amount of money. Even mortgage loans don't have such high interest rates, you know?

[00:30:25]So, of course, I know we all laughed and it was like, ha.

[00:30:28]And I understand that what they charge you for wanting to pay off the entire debt, just like that, they also charge you a lot in interest, right? So, the bank doesn't lose out on any front.

[00:30:38]Clear. So it's a good deal for the bank in the end.

[00:30:41]Completely.

[00:30:42]And of course, there are many people who say, "No, but we have to pay it back because otherwise people can't study for free." Hey, if the banks don't finance free tuition, they don't finance it, get it?

[00:30:52]Of course, now that your debt is with the state, of course, if you pay it to the state, it would be there financing, contributing to the tax coffers, contributing, but ultimately that is also money that the state has already had to pay.

[00:31:04]Yes.

[00:31:05]So it's like giving back what the state has already lost, in quotes.

[00:31:11]So, I mean, the CAE issue is indeed a problem for the state, so this has to be resolved somehow.

[00:31:19]The FES project presented by Gabriel Boric is being discussed, obviously, but it will probably not be discussed in this government.

[00:31:28]But it's important to have a more in-depth discussion, like, "Hey, how are we going to solve this problem?

[00:31:35]Because we can't keep putting people in debt. I mean, the CAE (Student Loan Fund) is often the only alternative people have to be able to study." Yes, I mean, if it hadn't been for the CAE, I would never have been able to study, you know. Because at the time I had to study, of course, my dad, in theory, on paper, earned more money than what is required to be able to enter into free tuition or other types of benefits, you know. Well, because he had three kids and two jobs, so clearly he had to make a higher amount of money and that left me out of all the benefits, you know? [music] Em, and I the only way, but even so what my dad earned wasn't enough to finance two university degrees, which were my older brother's and mine. And the only way we both had to study was by applying for the CAE, you know? And that can't be the only alternative for people of the lower middle class, because we're not even talking about a real middle class, because we're not even middle class, we're poor.

[00:32:41]As a worker, I have to say it. Being middle class means earning about 3 million pesos or more. Of course, we're poor, we're poor. But not for the social registry of households? Well, that's the issue, and I think that's where the problem with this whole matter starts: in Chile, the bar for what it really means to be middle class has been raised. They categorize you in percentages, like in defiles or percentiles, I don't know how the socioeconomic situation works. So, of course, I don't know, for example, my dad earned 2 million pesos and that categorized us directly in the richest 10% of the country.

[00:33:28]And it doesn't make sense because some people win, how can that be possible?

[00:33:32]There are people who earn 2 million pesos per hour, you know.

[00:33:35]Clear. So, how is it possible that I'm in the same percentage of people who earn, I don't know, 20 billion in a month? No. Oh, it's not there. Your microphone is off.

[00:33:46]The Piñera family and the Díaz family. in the same in the same category, I swear. So, it's disproportionate, it's dishonest with society, and of course, I understand that they have, I imagine they make the calculation based on what the State can finance, because if we were all in the most vulnerable 60%, perhaps the State wouldn't have the money to be able to carry out all those public policies, you know? That is, to be able to finance so many people. But I think it's a debate we have to have, okay, let's be honest, let's be honest with people's reality, let's be honest with the reality of education, let's be honest with the reality of Chileans' pockets and that earning a million and a half doesn't make you middle class, it doesn't make you rich, you know. It's like, and because, it's not that the minimum wage, that is, 1.5 million, is three times the minimum wage, but the minimum wage isn't enough for anything. The minimum isn't enough, is it? And besides, let's be honest, let's be honest, education is a business. Here in Chile, education is a business, and this is not only evident in the CAE (Student Loan) issue, but also in the absurd number of universities in Chile, where students pay an insane amount of money for programs that, for example, have no employability, or for universities that simply do not offer employment opportunities in the labor market or that do not provide real opportunities for professional internships. For example, it happens a lot in the health sector.

[00:35:14]Yes.

[00:35:15]Uh, so we also have to regulate that because, of course, having a university is a big business, you know. If you're getting paid, who's in charge? Who told them to follow their dreams? Clear. And that's just playing with people's dreams, because the universities that are cheaper, in quotes, are universities that require a higher PCU level, and in order to have a higher PCU score, you had to have gone to a very good school or paid for a pre-university course, and that costs money too. So, don't tell me that only very hardworking people get into the best universities in the country because it's not like that, it 's not like that. I am fully aware of my own reality. I am very grateful for everything my parents did for me. I am a product of public education, but not just any public education, you know. I am a product of the public education system, from a school that selected me to enter, and in fact, my parents had to pay for me to go to an academy to prepare for a test to enter that school. Because?

[00:36:24]Because it was the only way for me to get to university, and after that school I had to go to a pre-university course where we had a discount for being exclusively from that school. And that was how I was able to get into a G9 university, you know? And that was how I was able to study for a degree. But not everyone can do that. I never had to work during my adolescence to support myself, you know. I always had my dad and my mom. That's what I'm getting at, you know. It's like there are different realities, and of course, it's super easy to just create universities willy-nilly when not all universities have the level of accreditation, you know?

[00:37:03]So, they play with dreams, they play with people's money, and today we have people over-indebted with debt that doesn't even fall under insolvency law, you know. In other words, people couldn't renegotiate it, you couldn't go bankrupt, you couldn't do anything, you couldn't do anything. So what is the solution? Because I've received messages from people saying "peace, I want to commit suicide." They're going to take down my video.

[00:37:25]No, but when we cut the ril we'll put the pip on. But of course, I mean, people have written to me saying that, and what am I supposed to do? How do I help them?

[00:37:34]Because I don't even have a legal tool to say, "No, don't worry, I can help you with this, I'll do it for free, it doesn't matter, I'll do it for free, relax." I can't because I don't have a legal tool, you know? These kinds of situations—and that's the serious part, as we were discussing in the last episode—leave people completely defenseless, and it's not right, no matter how much money you earn, to have your accounts emptied overnight. I mean, that's a violation of every right you can imagine, because ultimately, it means the person won't have enough to eat, won't have enough to pay their rent, won't have enough to buy things for their children, won't have—I mean, that's the level of it. I mean, to be able to eat properly, as a final point, to be able to eat properly, or It's you and your family, and that's the big problem: this is happening at a time when many of the people who took out student loans already have families, children, and so on. They're not just the person whose money you're taking; you 're affecting their families, their close circles, and leaving them completely defenseless. Because imagine, you can't even go to the treasury to plead for a little of your money back, nothing. They slam the door in your face, and that means having to go into debt again just to survive another month.

[00:39:00]And if you want to go to court, you'll go into debt to pay a lawyer.

[00:39:05]And for what? Because they're going to say no.

[00:39:08]Exactly. A lawyer who can't defend you, you know? So, it's just going to buy you time. That's it.

[00:39:13]We can buy time. Buy time. But how much time are we going to buy? So, I think this is the most serious policy that has ever existed in this country. I mean, yes, the real ones are going to steal your house, the real opportunists. It was supposed to be the left that was going to steal houses, that it was the left that was going to seize people's property, that was going to leave people without their private property, that was going to mess with... Where is the protection of private property?

[00:39:41]Where is the protection of private property? You get it? Which, by the way, is a fundamental right enshrined in the Constitution.

[00:39:47]And you tell them, "Ah, but lift bank secrecy, then, dude." You get it?

[00:39:51]It's like, "Okay, look, if you got into the accounts of all Chileans, then let's lift bank secrecy, you get it?" Sometimes, let's see who are the ones who are really robbing this country, let's see where the illicit money is really in this This country, because that's the issue, you know? I mean, people are being condemned for owing university debt, which is completely unfair, unjustified, and the worst kind of theft that can exist in this country. But the people who truly have access to the upper echelons and who truly move the big capital in this country, nobody monitors them, right?

[00:40:29]You know, nobody goes into their accounts. So, that's what's generating this anger and indignation in the population. And I don't know what they intend to achieve with this. No, I don't know where we're going to end up, because where are we going to stop?

[00:40:45]To top it all off, there's the uncertainty that this, okay, happened this month, but it will probably happen next month and next month until they collect the total amount of your debt. I mean, they're going to leave you without a salary for the rest of, how long, you know, the whole year, two years, three years, I mean, you won't be able to receive money in your account ever again, you know? And Look, I also hope—I'll clear my throat—uh, I'll make a call to the banks. Ah, why? Because this is going to cause people to withdraw their money from the banks, and that's going to cause the banks to fail. So I think it's necessary to speak up, right?

[00:41:24]I think the banks should probably say something too, you know, because people are going to start withdrawing their money from the banks and that's going to cause another kind of crisis.

[00:41:33]Yes, people are already doing it. I mean, do you want people to keep their money under the mattress? Dude, like, I mean, besides, with the insecurity that supposedly exists today, imagine, right? And there is, it's like, but it's even more tempting to rob people at home. You know.

[00:41:49]Of course, that's the problem. I think that's the kind of thing that the government doesn't see. They say, "Oh, we want the money." Okay. But you can do more, well... Wait a minute, just for a second, sit down and think about the consequences that this unleashes.

[00:42:04]Can you sit down and think for a second? [laughs] I'm fed up. I'm asking you to use two brain cells [laughs], I'm not asking you for more than that. No, no. I certainly believe it's not their turn. Well, it's not their turn. It's not a reality that it's their turn, you know? And I think that's the problem. I'm going to get ahead of myself because I like to get ahead of myself. There are going to be people who are going to tell us, "Well, and President Boric didn't promise to forgive the debt... There are many people who are very angry with President Boric for not having forgiven the debt."

[00:42:43]I want to say very clearly, and without intending to defend Mr. Gabriel Boric Font, that it's not his fault that there wasn't a sufficient balance of power in Congress to be able to pass a bill. Why? Because our country isn't a country where the president can do whatever he wants, right?

[00:43:01]How can you pass a bill of that type to forgive that type of debt? Debt?

[00:43:06]Uh-huh. And listen, it wasn't even a complete write-off, and I think that when he came to power, he realized, when he actually sat down to put together the project, having all the information about what the State earns, all the macro and microeconomic information to be able to make a decision and put together a bill, they realized that it wasn't really possible to do a total debt write-off, just like that, out of the blue. And what the FES did was, well, set certain conditions so that, okay, we pay, we keep paying, let's see, let's do this.

[00:43:40]Of course, it wasn't even a write-off, it wasn't even a total write-off, but even so, they didn't want to approve it in Congress, and it's very, very regrettable, really. And today we're in this situation, and I think that, well, perhaps it's one of the great regrets of the previous government not having been able to fulfill its main campaign promise, because it was the main one. I think we have some comments, folks.

[00:44:02]We have comments from people, of course. It says, "No more falls, Mr. President, beautiful Paolita, little and animal, a kiss for the three of you." A kiss for you too.

[00:44:12]We took the opportunity to have some tea.

[00:44:13]Enjoy some sorbet. Paz, the privileged one, they say. XD.

[00:44:18]I know. Well, Melisa says, Melisa says, "We all have a level of privilege that needs to be acknowledged."

[00:44:24]It's true, it's true. That's something you have to accept, given the realities within the country. He's talking about it with a friend these days, right?

[00:44:30]I am privileged with a pretty high IQ and a beautiful person. F a beauty and a talent [laughs] and a charisma and an elegance, [laughs] a poise, a brilliance and all that.

[00:44:46]But of course, it's like you feel like, oh, I'm having a hard time, I can't have a good time because there are people having a hard time in another part of the world, you know. It's pretty much the same thing, you can't really compare them.

[00:44:56]Okay, next. I love what they say. They have, this bullshit has me so fed up. Thank you for bringing this truth to light with such anger. People are angry, obviously. It's not for nothing, and I mean, it may or may not affect you because, as peace says, peace is not at risk. But hey, I'm not at risk because I studied for free, I studied for free.

[00:45:17]Outrageous. Ah, of course. Well, but it's still outrageous.

[00:45:18]Completely.

[00:45:19]Completely outrageous, cachá.

[00:45:21]But well, it's very outrageous, it's very unfair. I believe it violates several human rights, to be honest. I mean, I think this could even be taken to International Courts.

[00:45:31]This is also important to say because people, oh, human rights, get out of here. Hey, property rights are a human right.

[00:45:38]Yes.

[00:45:39]What do you think? I mean, you have the right to eat, you have the right to dress, you have the right to express yourself, to express yourself and everything, I mean, and to have your property and to have your salary and to have the means to finance your life. Yes, and that seems extremely contradictory to me about the current government, do n't you think? Congress isn't going to get its act together to fix this, is it? And I find it very contradictory because this government is precisely one that professes to be self-sufficient and to ensure that people have money to inject into the market, to buy things, and to make the economy work. But how does that square with you taking all of people's money at once?

[00:46:23]So, I think it's very responsible.

[00:46:26]a theory about it.

[00:46:27]I believe they want to be the government that raised the most money for the State to demonstrate that the political theory of the far right serves to enrich the State and not to impoverish it.

[00:46:42]But they forget that the State does not function without people. The State is all of us, you know, right? And besides, what good is a wealthy state if its people are starving to death? It's no use to you, get it. So, in the end, I honestly think what's happening makes no sense at all, it has no basis, and look, in their eagerness to reduce, I do n't know who benefits, in their eagerness to reduce the state they are actually making it bigger.

[00:47:11]Exact. And no, they are giving him more powers, well, that is, they are making more of the state's powers effective for him.

[00:47:17]Exact. And we were talking last week with the economist we invited, so go watch that episode, it's very interesting, huh? He told us, really, what all this that they're doing [music] manages to raise doesn't mean anything, I mean, for the state it's not substantial enough to do anything too big, you know. It's not a no, it's not like you say, "No, with this, look, if we collect the CAE we can solve all the country's problems." No, you see, guys. Poverty is over, the CAE has been collected.

[00:47:49]Sure, the CAE was paid off, that's it, now we have money for everything. That's not the case.

[00:47:53]I have theories too, aunts, aunts, aunts, aunt, I'm the young nephew, call us nephew.

[00:48:00]I think that these kinds of policies, rather than being left or right— that's obviously what a right-wing person would say—are more about depressing society by bombarding you with bad news after bad news, suddenly taking this away, removing all the resources for suicide prevention, the prevention of youth depression, and a lot of other things. In other words, everything is linked in one way or another to attacking the human being, the sikis.

[00:48:30]This is very similar to the book A Happy One.

[00:48:34]Yes, you read it.

[00:48:35]No, no, no, nothing. Tell it.

[00:48:36]Go read the book.

[00:48:37]No, it's a dystopia where, in order for us to be truly happy, we need to have such a strict level of control that it eliminates, for example, the arts. The arts and culture also eliminate.

[00:48:51]What's happening now? It eliminates human relationships, you know? It's like everything's already changed, in fact, people aren't born through normal means like other people are, but rather they're born in laboratories, you know? And people before they are born, of course, before they are born they are already assigned to a kind of caste. It's a very, very good book. I read it many years ago, but it 's a very good book, really.

[00:49:16]Hey, listen, and what worries me, and what was also part of the drama this week, is that this CE thing started a couple of weeks ago, but it has continued, it has n't ended. Boric made a post on his former social media and has been questioned a lot, as if he took too little time to reappear in the public eye, as if it were always expected, I don't know, this is like an intrinsic tradition that exists, that is that the president who leaves office keeps to himself, as if he has kept to himself for a long time, he keeps to himself and doesn't give his opinion and lets it be. But Gabriel Boric came out to give his opinion, not even three months have passed since he left the government and he has already come out to give his opinion. It seems to me that 10 years have passed.

[00:50:05]Yes of course. But he says, he questioned what the treasury was doing, accusing it of an untimely emptying of bank accounts and warning that it mainly affects indebted middle-class families. And Quiró responds to this that debts have to be paid. It's obvious that debts have to be paid.

[00:50:27]He told him, like, "It's not that Borit doesn't like debts being paid, but debts have to be paid, and it's like, crazy, nobody's telling you that debts don't have to be paid." The point is to think, to think with a bit of reality, yes, it doesn't cost anything. With a bit of realism, saying, "Okay, we're going to collect this fee, but we're going to do it properly. We're going to, I don't know, maybe even eliminate the down payment so people can come and make a payment plan. [music] We're going to allow people better conditions to pay, so as not to generate additional debt, so as not to create major economic stress for families, you know? We're going to do it properly, or so the interest stops increasing.

[00:51:16]Exactly. It stops increasing because the debt also becomes UTM (Tax Unit Monthly) when they charge you, stop watering. No, no, no, no, no. I want there to be interest here, otherwise what's the point of having a university after all?

[00:51:28]Uh-huh.

[00:51:28]Why would I do it? Because if in the end they say, "You could perfectly well do that if you were so socially conscious, the whole thing could be like, 'Okay guys, regularize what's there.'

[00:51:37]There's no more interest, so it's not a constant loop of only paying monthly interest.

[00:51:41]Right, you know what The thing is, I think that over time, if this [music] continues, unfortunately, people are going to stop studying at university. I think, as I know, this year—the other day I read the data—that it was like a record number of university enrollments were broken after high school graduation.

[00:52:03]Uh, a record number of university enrollments were broken, many of them with free tuition.

[00:52:07]I think now you take the PCU twice a year.

[00:52:09]Yes, it's twice a year. Um, which I appreciate now, and it's not even called PCU anymore, well, it's not called PES. I applaud it, but at the same time, I think that if these conditions continue like this, well, really... But I have a question, I'm going to ask this question because I'm ignorant, I'm very foolish and very stupid too, but above all because I do n't say that about you.

[00:52:34]Don't say so much, don't rebel, don't treat yourself that way, [laughs] don't treat yourself that way.

[00:52:39]But what happens is, let's see, for that Others are there to judge you, don't judge yourself.

[00:52:44]No, but what about people? Because free tuition is already available.

[00:52:48]The CAE (Student Loan) is still in place, that's the only option.

[00:52:51]Yes, it's not like everyone obviously gets free tuition, like those who will have the K (Student Loan). It's what I was saying, there are many people whose families earn more because, in addition to this whole issue of the social registry of households and the stratification of society, it's done by household, that is, how much money there is in the person's home, and all of that has to be declared.

[00:53:19]And there are many families that, I don't know, earn more than 400,000 pesos per person in the family unit, and that automatically excludes you from all the benefits they can give you to study for free, or with scholarships, or with other types of aid, and that forces you, if you want to study, to either pay for the entire degree or you have to study with the K (Student Loan), and that's the reality. There's also, yes, there's also the Solidarity Fund.

[00:53:49]To be fair to the Solidarity Fund, a lot of people have said to me, "Hey, the Solidarity Fund." And I also studied with the Solidarity Fund for the last few years, of course, I studied with the Solidarity Fund for the last year, because free tuition ends, it ends at a certain point, and I was delayed. It 's not infinite, as some have said, it's not infinite, free tuition isn't forever, and besides, when I started studying, free tuition didn't even exist yet. I think I only became eligible for free tuition in my second year. The thing is, I have a co-payment through the Solidarity Fund, and the difference with the Solidarity Fund is that at a certain point in the years you're paying, they forgive it. You know what I mean? It keeps going up, it has interest, the debt keeps increasing and everything. You can pay off the entire debt and they reduce it, I think, because they offered it to me. It was like, "No, if you have the money to pay off the entire debt "Now, we'll lower it by 2 or 3 million, something like that." I do n't have it.

[00:54:44]No, no, thank you. [laughs] No, we haven't done that well. We haven't done that well in life.

[00:54:49]Thanks, but no. Uh, and well, and you also start paying into the solidarity fund.

[00:54:55]Once you have an income level, I think it's higher than 13 million, at least at my university, higher than 13 million pesos annually, you know?

[00:55:04]And that's when you start paying, and then I think it's 13 or 15 years in which you're constantly paying and they forgive it. It's different from the CE because with the CAE you could be paying for 20 years, well, 25 years, and there are many people who have paid it for a very long time, stopped paying it, and they're garnishing their wages.

[00:55:23]Yes, you know. And those are things that are happening in our country. Now, of course, with the issue of the solidarity fund, they have n't said anything about the solidarity fund, so with that, uh, the population enrolled in the fund Solidarity can find a little peace in words for the moment.

[00:55:40]For the moment, for the moment, because as I said, now that tomorrow falls, we don't know, just like we do n't know what's going to happen in two more hours either. So, the truth is, of course, that's the issue. We only know that on June 24th there's going to be what Baba Gajna predicted. You get it?

[00:55:57]That thing that came out, right?

[00:55:59]It's the same old lady as always. We're not going to die, are we? But you might almost die of fright, more than anything. But the one who said about the Twin Towers already said that on June 202, June 24th, there was going to be a world-class sporting event where all the world's tension was going to be there and that it was going to be the first day of contact with other beings from another world.

[00:56:28]Ah, maybe Team Pain, maybe Team Pain is an alien.

[00:56:32]The aliens are coming. So girls, girls, take care of your husbands. Did you notice there's a photo? There's a photo of Donald Trump walking around with these kind of weird beings, like white, with red hair, I didn't see it that way. I didn't see it.

[00:56:49]The only thing I saw this week, and the only thing, it's really funny because everyone's speculating about that image. Uh, it could be an image with artificial intelligence, people. I don't really believe it, but it's still kind of suspicious, like, what's going on?

[00:57:06]And when is the 24th?

[00:57:08]Today is the 17th, 18th, 19th, 20th, 21st, 22nd, 23rd, 24th. We'll be here next Wednesday. Oh my god.

[00:57:14]Well, people, if the aliens show up, we'll react live.

[00:57:18]We'll call Taneque immediately.

[00:57:21]That's what next week's episode is going to be called, waiting for the aliens, [laughs] waiting, waiting for the image.

[00:57:27]You mentioned the Twin Towers and I immediately started singing a song in my head from when I went to New York. [laughs] The end Until the end.

[00:57:37]Hey, to wrap up this beautiful chapter, since we're already on time, um, we're not going to talk about the vandal registry. We're not going to talk about the vandal registry, we don't have time. What do you mean by the registry? I mean, I think it's stupid, [snort] I think it's ridiculous. How can you put on the same list a person who kills a police officer, a person who kills a police officer, and a person who sells soup and you pickpocket on the corner, and they're going to be subject to the same penalties? Or someone who drinks a beer in the street, and they're going to be subject to the same sanctions, like having their PGU (Public University Student Card) taken away?

[00:58:11]No, I don't think it's disproportionate.

[00:58:15]No. And what about the people who don't have access to the PGU? Nothing happens. They can get away with anything.

[00:58:22]You know what happens? Because that's also a policy for poor people. Because who cares if they take away the PGU from people who have fewer resources, you know?

[00:58:31]So, of course, if a A person with a high income has their PGU (Universal Pension Fund) taken away, why? Because they had a beer in the street, it doesn't matter to them.

[00:58:40]But a person with a low income is also targeted by another policy aimed at defunding the working class of this country. And I do n't agree with that. That's right. Very good. Yes, I mean, we were also talking about this last week, and I'm really, uh, I'm not seeing where the help for the working class is, the one that truly keeps this country's economy going. I mean, where is the party of the people that was supposed to be for the middle class? Where is the party of the people?

[00:59:15]Where is Franco Paris saying where is the demand? The bonus is a one-time thing. Oh, that's not enough for them. Go ahead and have children. Go ahead and have children to get the 30 grand. Seven of the same sex. The tax break on diapers. The tax break on diapers. They'll settle for medicines there. Get an app through From the State Bank, because that's how they're handling things. Uh, no. And you know, it's horrible because, well, it's true that the people's party got to where they are, having a significant number of representatives, and they're not really defending the working class, and they said that was their mission in this life.

[00:59:57]Anyway, if we have Pamela Giles, what's her name, Jav?

[01:00:02]Thanks, Javier Olivares. They're diametrically opposed, I mean, but there they are, giving their votes to the current government to approve the tax reform to benefit the super- rich. And what about the working class? Screw them, let them rot, I do n't know. Well, look, all this has led to... tell us what you think about the vandal registry, because it's a real disaster. I'm a gang member, and you? Ah, I am, that's why I like you guys because I'm a gang member, I 'm a gang member.

[01:00:34]Hey, here Isabel says, "Greetings from Peru."

[01:00:37]Peace, blessings. Greetings, greetings, greetings to Peru, which is also in the middle of its election period.

[01:00:43]They're in Peru again. They've been counting votes for about two weeks. Hon, that's enough. Peru again.

[01:00:50]Peru, I hope you didn't vote for Keiko Fujimori because I think it was about time. But, I've come across some compilations about Keiko Fujimori that leave me speechless, they leave me perplexed.

[01:01:01]I think we should make a bet on this podcast. How long will the next president of Peru last before Congress removes him? One month, two months.

[01:01:11]Which lasts longer? An undersecretary or the elections in Peru?

[01:01:14]A regional secretary in Chile or a president in Peru?

[01:01:17]They released another one yesterday. The undersecretary for women went to the sub and left on a motorcycle. That was my random. This country is a chapter of God.

[01:01:28]Imagine, imagine that on Friday, and to finish the mess that Jordi made, he said that an undersecretary of the Republican party, I do n't know if you saw it or not. Yes, I think you sent him to ask us who he was, and I was like, "How should I know, Hannibal?" [laughs] We do n't know.

[01:01:43]Place your bets, ladies.

[01:01:45]Yes, but finish counting the ch. Jordi said that in the interview with Daniel 21 he said that a sub-secretary was going to leave his wife for a male stripper who was his lover, for a boyfriend who was a male stripper and that he was going to transfer all the assets to the name of the male stripper, because he also owed the Ah, I see. [laughs] And the Republican party would have told him no, that he couldn't do that and well, and people are annoying because there are only three Republican undersecretaries. I do n't know who they are, so I don't know who they are. Who are they? Love home, when we know, when we know we'll tell you because we don't out anyone here.

[01:02:27]All of this has had an impact on approval ratings because the polling firm Activa Research released the results of a study called Pulso Ciudadano, conducted between June 10 and 12, that is, just this month.

[01:02:42]President CAS's disapproval rating rose 3.4 points since the end of May, reaching 56.7% disapproval, the highest figure since he took office on March 11; his approval rating stood at 30.5%.

[01:03:00]This is really very decisive.

[01:03:05]His approval rating is dropping very quickly.

[01:03:08]Well, it went down and disapproval has risen considerably.

[01:03:13]But you know what? I think it's not so sudden, the fall isn't so radical, the fall isn't so drastic. It could be worse, you say. Completely. I mean, with everything he's done.

[01:03:28]Nobody has surveyed me. Nobody has surveyed me. I want to say how this issue is such that everyone should be against the president, but I don't know why there are still people who defend him. But let's go because nobody has surveyed me.

[01:03:38]Well, the rejection is greater among young people aged 18 to 30. Obviously, those who owe the [laughs] in the metropolitan region, obviously.

[01:03:49]And on the left, of course, 87.2% reject it. Wait. And that 20%, that is, that 15, 12, 13% on the left, who are they?

[01:03:59]People who are in a state of absolute delirium.

[01:04:00][laughs] Who are they?

[01:04:02]Who are they?

[01:04:03]Okay, okay, did you catch what Neme said to Red Edwards live the other day? They were kind of questioning us because Red Edward was talking about everything that had happened, and he said, "Our government has 60% of the vote," and he said, "Excuse me, Senator, you only have 20% because Franco Paris was right behind you with about 20%, and the rest of the people voted because they didn't want to vote for the communist, not because they wanted to vote for the CAS candidate. So don't come here and tell me it's the 60% government because it's not like that. You only have about 20%. Mm.

[01:04:36]No, and besides, votes don't mean anything, nothing. I mean, in this country, nothing, no, nothing. It's not like people vote for something and the next day they already hate it, so frankly, it couldn't be me. [laughs] It could be me, but look, even on the right, 22.7% disapprove of José Antonio's administration.

[01:04:58]RN, all of RN approves. Evópoli.

[01:05:01]And Evópoli. No, but RN does n't exist, right? It's already It's true that it doesn't exist. No, but RN is furious with the government, and mind you, the National Libertarian Party isn't too happy either. Is RN the new Concertación?

[01:05:17]RN is moving further and further to the left.

[01:05:19]Impressive.

[01:05:20]Um, those are plot points I like.

[01:05:22]And Evópoli will start registering with the DC any minute now.

[01:05:27]Yes, well, it's not always the case, because the DC is more right-wing than ever. Obviously, but well, I think we have to eliminate so many parties, I knew a lot, it was more of a party and it ended up in the [laughs] Communist Party of Chile, the only thing it has to do is... No, lie, some more data. 53.9% of those surveyed disagreed with the Senate's decision to reject the bank secrecy law. That is, people in Chile today are already concluding that lifting bank secrecy is necessary, and 67.6% believe that this measure would help to better prosecute drug trafficking.

[01:06:02]Indeed, and regarding the CAE, 37.4% support the foreclosures, while 44.4% are against them. I find this surprising, how many people approve and so few reject it. I mean, I have a theory, and the other day someone called me a fascist. I want to tell the person who called me a fascist that it was offensive. They said, "Oh, sure, you're always on social media calling for Congress to do something, regardless of political affiliation." Excuse me, but I work all day and in my free time I dedicate myself to answering questions for free to CAE debtors. What do you do besides answer me on social media? Nonsense, nothing.

[01:06:47]Then she arrived, but I was silent for two weeks with a cough [laughs] two weeks silenced by misogyny for two weeks censored censored censored. So, well, I wanted to say that because nobody can come and tell me something stupid like that.

[01:07:08]Well, nobody can come and tell me something stupid.

[01:07:10]I believe that this is truly one of the most complex scenarios this country has ever faced.

[01:07:20]José Antonio Các said the other day that Chilean families were indeed going to go through difficult times economically speaking. And I came up with that meme of Lord Farquaad saying something like, "But it's a price I 'm willing to pay."

[01:07:34][laughs] And that really is the mood of this government. I don't know anymore. Hey, I don't know, I do n't know if this gossip had already been mentioned last week, but I heard a rumor that José Antonio Cast no longer wanted to live in La Moneda.

[01:07:48]Hon, I was just about to tell you the same thing.

[01:07:50]Seriously, we're connected, we share the only gossip we have. Yes, he was kind of desperate because it wasn't what he had thought it was, or what he imagined it to be. I figured as much. He's already feeling the effects.

[01:08:03]Salvador going.

[01:08:04]That's what I read in the comments, people are always flirting with her, it was always known, girls. I think he must also be a little scared because clearly the security around the coin, I mean, there's a lot of security and in fact now that he lives there it's even more so, like at night you walk by and it's full of police and security and they have it fenced off all the time, like, well, it's not like free access to the park anymore, there are too many police officers, too many police officers assigned to that purpose.

[01:08:39]The communes where drug trafficking has taken over, and also what happens is that La Moneda is a space, I mean, it's in the center, it's the heart of Santiago and that and all that perimeter is very busy because all the public officials from all the ministries practically work there. It's very strategic because a lot of people live there in that area, there's a lot of commerce, so the promenade is right there, the promenade is right there. So, having everything fenced off also implies difficulties such as mobility in the city for people, for cars, for a lot of things. So, I really think it becomes untenable for the president to live there because the level of security required being in the nerve center of the city is much higher than if he lived in a house somewhere else. where it may be close, but it is more controlled.

[01:09:31]Exactly. A more controlled, smaller, less busy space. Handle. I would like to invite President José Antonio Cas to live in Cerronavia. I would like to invite you to live in Cerronavia.

[01:09:44]Hey, let Teito Cívico come, president.

[01:09:46]Yes, I would also like to invite you here to Teito Cívico. If you'd like, I can give you a tour of Cerronavia so you can choose where you're going to live, because it's certainly a district that needs more police officers.

[01:09:57]It's true. I would love to see fewer police officers guarding statues and more police officers in the towns.

[01:10:04]Of course.

[01:10:05]Of course. Hey, isn't that too much already? As? How can I... Look, going back to the vandal registry, how can you include a person who runs a bingo game? A bingo game. That's also on the vandal record. Naya easy.

[01:10:17]Careful. Naya easy. But think about it, Filo, let's not think Naya is easy because easy Anaya has a very high level of difficulty.

[01:10:26]But let's think about someone who plays bingo because they have cancer and need to pay for chemotherapy. Are you going to put it on the vandal register? He's not going to do that. Why vandal record? Ah, the whole faculty is against the people who are on the vandal register. And what about the drug traffickers? Are they out there with machine guns in the towns? What's wrong with those people? Of course, political and legislative efforts are being concentrated on these types of measures that don't really combat the country's security; that is, they don't combat drug trafficking, real crime, conflicts, or real problems that exist in the country regarding security. So, you're going to concentrate on keeping the police issuing citations and registering people as vandals instead of having the police doing what they really need to do, which is to pursue drug trafficking and crime.

[01:11:23]Imagine being outside these casinos, these slot machines, outside those places full of police officers to pass the buck, to pass the buck.

[01:11:32]Hey, well, you know, to register in the vandal registry. If we have few resources, let 's allocate them appropriately, you know, because of course, there are few human resources regarding the Carabineros of Chile. He has received a drop in registrations from the Chilean Carabineros, and that is a real thing.

[01:11:50]Besides, I don't understand, I don't understand, and sorry, with this I end, sorry dear producer, with this I end, but I don't know if you want, it has a tuto face. I can't understand how in what mind this makes sense because one of the things, one of the sanctions that can be applied if you are caught doing any vandalism is that they take away your free access. I don't understand how this government expects people from lower socioeconomic strata who could access free education to be good, hardworking people who contribute to society if you take away their opportunity to study, which is one of the few things in this country that allows you to climb even one rung on the social ladder. Yes, I'm not even saying that higher education guarantees you a job tomorrow, but it does give you a small opportunity in life. And if you take away the only benefit that allows people to have some social mobility, how do you expect people to be good and act well and stop tagging the streets and stop stealing and cheating?

[01:13:05]The registration is pointless because, besides, someone who I don't know, well, murders a police officer, someone who commits homicide, that's a crime. That's a crime.

[01:13:18]Someone who commits homicide has a record of their criminal record forever.

[01:13:25]Forever. Why add him to a list if he's already on one?

[01:13:33]And that person probably needs to be in jail. She'll be in jail if she killed someone.

[01:13:36]So, on top of everything else, if you kill a police officer you get a harsher punishment.

[01:13:42]Of course, of course. It's not that it really doesn't make any sense, this country doesn't have any rhyme or reason. I understand less and less every day.

[01:13:48]Look, one more thing we're going to ask you from this podcast. Think, think, think for a day.

[01:13:57]Look, you sit down for a second and think, " Nothing more, nothing more, just sit down to meditate with a little wine. If you want to think like Julius Caesar, I'll be a fool."

[01:14:12][laughs] Thinking, thinking, thinking. Let's all think.

[01:14:19]Think. So, my friends, with this we end today's beautiful chapter, this beautiful podcast, because there are many things to clarify, many things that we left out, but well, we can continue talking next Wednesday. I don't know, friend, I don't know, I didn't know anything about what had happened in Chile, that's why I reacted angrily today.

[01:14:36]Very good.

[01:14:38]Remember that you can follow us on all social media through Instagram, Facebook, I don't know if we're very active on Exactamos, to be honest, but no, I mainly snoop on Instagram, teito cívico and canal Mox. And follow us there, comment on us, send us messages, uh we're not always going to answer anything, sometimes we do answer, they were uh lively. Yes, we are constantly publishing information there, both educational and informative. Hey, Canal Mox is also there with all its beautiful programs available to subscribe to on YouTube. Subscribe to our YouTube channel, leave a comment below—it doesn't cost you anything!

[01:15:18]Like this video; I think it's very important, it helps us a lot. And if you have a business, a foundation, or anything like that, and you want to be present here at Tecito Cívico, sponsoring this beautiful episode in some way, you can write to us by email, Instagram DM, or wherever. You can contact us because this production effort also requires a little help. So I'm making a public appeal to Jimi from BTS to transfer us later. That would be good. Already. The amount of money I invest in it is quite high.

[01:15:58]He's the only one in BTS whose name I know. Jim is my fence. That's why, that's why [laughs] it's my fences. Well, I do n't know what his face looks like, but I know it's Jimin DVD. If any of you have a business, a venture, or anything like that, we can talk so you can also be part of this wonderful team. We send you a huge kiss, take good care of yourselves against colds and winter viruses, and we'll see you next Wednesday. Wear a mask and we'll see you next Wednesday. Bye, bye, kisses.