The rising cost of living in America has created a financial crisis where millions of middle-class Americans struggle to meet basic needs despite working hard, with over half unable to save $1,000 for emergencies, and many feeling guilty about simply trying to survive rather than being blamed for poor financial choices.
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The Cost Of Living In America Is Making People Give Up追加:
Welcome back to the channel, everybody.
This economy is so bad, you'll be sitting here thinking you're bad with money and all you did was buy food. I want you to really let that phrase sink in before you watch these clips. Because right now, millions of people are walking around carrying an immense amount of personal guilt. They feel like failures. They think they must be doing something wrong because their bank accounts are empty at the end of the month. But when you actually look at what they're buying, they aren't splurging on luxuries. They aren't going on shopping sprees or even treating themselves to something nice after a long week. They're buying standard groceries, paying their regular bills, and trying to eat more than once a day.
We've entered an era where simply trying to survive is being treated like a reckless financial choice. Let's watch how regular people are trying to navigate this mess.
>> This economy is so bad, you'll be sitting here thinking you're bad with money and all you did was buy food. That's it.
And not luxury food, regular food. Just survival items. You check your bank account like, "Who did this?" It was eggs. Eggs did this. You didn't splurge.
You didn't You didn't treat yourself.
You just needed to eat more than once a day.
Yeah, groceries used to be a neutral experience, just a regular part of life.
Now it's a financial event. You walk into the store calm and you walk out like you made a series of reckless choices. There's one bag, $80, no explanation.
Okay, and the worst part is the math you got to do. You're like, "Okay, if I just don't eat half for 2 weeks, why is food being framed as a hobby?" Uh people give advice like you just budget better. For what? Air?
I I love when banks send the alerts like you've spent more than usual on groceries. Yeah, I notice. I was there.
Okay, at this point, I'm not bad with money. Money is bad with me. Yeah, if if I say I'm saving this month, what I really mean is I'm choosing which meals to skip.
>> I truly honestly do not see the point of working anymore in 2026. Like, these jobs don't pay for [ __ ] They're paying folks $15 to $20 an hour to get in the back to unload trucks and to do [ __ ] that you do not like at all, like hard physical labor. On top of that, these jobs are just hiring people to fire people. I'm seeing people apply to multiple jobs, not even getting an interview, and it's like basic level [ __ ] like flipping a burger. What the hell? How the hell is a [ __ ] can't even get interviewed to flip a burger? What the [ __ ] Then on top of that, it's like TSA not even getting paid from the government, so that got me thinking like, damn, what the hell if they don't get paid from their job? What the hell you don't think none of these other jobs ain't going to pay your ass one day?
It's like, what the [ __ ] Like Honestly, I I truly And then on top of that, there are even these old heads at jobs that you go to who just make your job difficult as hell, especially over over micromanage [ __ ] manager, or just anybody in general. Like, people don't wake up out of their bed every [ __ ] day to go put up with [ __ ] They wake up out of their bed to go handle business and go the [ __ ] back home.
I truly just do not see the point of a [ __ ] job. Plus, rent is high as hell, I just truly don't see the point no more.
>> Listen, if your only source of income is your job right now, you should be very concerned.
Because the way things are right now, most people are barely getting by with their paycheck. And more than half of Americans do not have up to a thousand dollars in their bank account right now in case of an emergency.
So, if you fall into this category, your number one goal at this point should be trying to figure out other ways you can earn money so you're not overly dependent in your job. Like I said in my previous post, that in the next 18 months, we're going to start to see massive people lose their jobs. And it'll have absolutely nothing to do with the recession, it'll have nothing to do with the economy, but everything to do with AI.
And the people who are going to win in years to come will be those who are developing the necessary skill sets that will be in demand and more importantly those who are AI savvy.
Because here's the reality.
In years to come, your previous years of experience will matter.
Your degrees, whether it's your bachelor's, your master's, your PhD, it won't matter. The only thing that will matter is the value that you bring to the table in the new world.
>> So this is not to be pessimistic. I'm just a realist, but do not feel bad for doing what you have to do in this economy. I've been seeing people post about how they had to give up their new car or how they had to go back to a 9-5 after doing entrepreneurship, move back in with their parents. And I know that it sucks. I just wanted to stress to you that it's not your fault. It's really the economy as a millennial who lived through pre-pandemic and then now, it was totally different. Yes, I was able to pay off my car, but my car was $300 a month. It was only $16,000 for a brand new car at that time. You can't find a brand new car for that price anywhere.
Another thing too, when I was paying rent, it was $800 back in 2017-2018.
And that was for a three-bedroom. That same apartment right now is $1,400 a month for a one-bedroom. House prices, I can literally write an essay. I could write a book. The interest rates, of course, were way lower, but the house prices were not crazy. I bought my house for $165,000.
The houses in my neighborhood right now are going for almost 300k, which is crazy. I say all that to say you can't take accountability for things that are just simply not your fault.
Jobs are not paying that much. The economy is going up. Eggs are $31. So when it comes to doing what you have to do to survive in this economy, do not feel bad. It's just a sacrifice.
>> Y'all not saying in this economy enough for me.
Y'all I'm saying it.
Y'all not doing it. Gas up. Eggs up.
Legs up. Everything is up in this economy. The way Scar got this whole country in shambles. The grasslands have dried up. There's no water at the watering hole. The hippos have nowhere to bathe.
In this economy. But the older generation really telling [ __ ] that it's okay to be broke, homeless, in debt in your 20s because you're just starting to write your story. [ __ ] I don't want to do nothing when I'm [ __ ] broke.
Why do y'all think we not having babies?
[ __ ] I'm poor. I'm poor. I'm below the means of average. You want me to have a child?
You want me to be socially active?
You want me to go out to nightclubs with this? [ __ ] I'm struggling. What are you talking about? I don't know how easy it is to spend a thousand dollars right now in this economy.
A THOUSAND DOLLARS? SEE, IT USED TO BE YOU HAD TO, you know what I'm saying?
Once you break that hundred dollar bill, it was over with for you. But a one thousand dollars?
And it's not even funny because me I mean, I'm still going ball out either way because you only get one life. You know what I'm saying? You only die once, but you live every day. If you catch my drift. But I'm just SAYING A ONE THOUSAND DOLLARS? DO YOU KNOW HOW EASY it is right now in this economy to spend one thousand dollars? Oh, and don't you be saving for a rainy day. It's going to rain every day after the day that you was expecting it to rain in the future.
Oh, it's going to it's going to rain and never stop raining. I watched this video the other day and this dude talking about how so easy to spend a thousand dollars because he literally put some money to the side and was like, "You know what?
Twenty-five hundred dollars. Twenty-five hundred dollars. I'm going to make sure that this twenty-five hundred dollars last me, you know what I'm saying? It's going to be what I keep in the safe." He said before he knew it, not even a week later, he looked up. He was down to 1,500. HOW?
HOW WHAT? WHY?
I mean, it's just that easy in this type of economy to spend $1,000. And when you think about it, the average person can barely even save $1,000. Uh, we're all cooked.
>> It is impossible to save right now. This is coming from somebody who's a really good saver. The fact that I have done less this year and yet I still have nothing to save is wild to me. I don't go out to eat, I don't get drinks. This is the least I've ever traveled.
Shopping sprees are very far and few between. Also, I'm spending less money on rent and yet every single one of my paychecks is going towards some sort of bill and adult-related thing I don't want to pay for, like insurance, my car repair, maintenance on my HVAC. I mean, it just I feel like the list is endless.
Long story short, everything costs too much. There are so many hidden fees, so unless you ask for an itemized report of what exactly you've been charged for, you're probably paying more than you're actually supposed to. Companies want to pay you less, but cost of living is rising. Just an example, the way that I used to make $3,000 a month when I graduated college and yet I was still able to save about $1,000 a month. I can't do that anymore. Ways that I could stretch $100 when I was in college it does not go far now. Honestly, if you can, move home with your parents. Take up a side job. Here, it's only going to get worse before it gets better. What really enrages me is when the economy is up, the prices go up and then they never come down. And even when the economy is not doing good, those prices never come down. And guess who suffers? All of us.
If anyone has a good side hustle that doesn't take money to start, let me know because I think we are all struggling and it would be really helpful. Bye.
>> So, apparently 60% of Americans can't save up $1,000 for an emergency fund.
I actually thought that was going to be a lot higher. Like, 60% seems kind of low. Now, to be fair, in this current economic climate, $1,000 probably is not going to be able to get you out of much if you were to actually get into an emergency situation, but it's a start.
And to the people who are going to say, "Oh, they should just budget better.
They should earn more money." Well, sometimes people are just not able to do so, okay? Because they're dealing with things personal or financially that are just out of their hands. So, why don't we start cutting people some slack?
>> Groceries used to be a neutral experience. Now, it's a financial event.
Man, the sheer accuracy of that line hurts. Think about what we just heard from that one creator who is a self-proclaimed good saver. She doesn't go out to eat, she doesn't get drinks, she lowered her rent, she stopped traveling, and she still has nothing left at the end of uh of the week to to save anything. Every single dollar is instantly swallowed up by car maintenance, insurance, hidden corporate fees.
I mean, when did a basic decent human life get stripped down to nothing but work and bills?
Why are we framing the act of eating food as if it's an expensive hobby?
And when you have the older generation or out-of-touch financial gurus looking at a population where over half of the country can't save a single thousand dollars for an emergency, and their only advice is, "Well, you better budget better."
What should I do? Live like a broke-ass college kid and eat ramen noodles and order off fast-food value menus?
As a 47-year-old with a family?
Think about what's happening here. The current administration cuts funding for education and puts inept rich people with no qualifications in charge of our children's futures.
They sit by and do nothing as companies throw huge numbers of employees to the curb, cut health-care offerings, and pay their top brass massive bonuses.
They watch companies like Meta lay off 8,000 employees despite huge profits, while their absolute monster of a CEO boasts his $300 yacht that costs almost a hundred grand per day to operate. Oh, and by the way, Instagram and Facebook will be requiring a monthly paid subscription to access all of their features soon.
And what really enrages me, and what should make every single person watching this furious, is that when the economy goes down, corporate prices corporate prices skyrocket. But what happens when things stabilize? The prices never come back down. They keep them artificially high because they know we have no choice but to pay them.
It doesn't matter if you're a bleeding heart liberal, hardcore mega, or somewhere in between. These people do not care about you, not at all. They don't care if you live to be 100 or die tomorrow. They don't care if your kids are sick, and they don't care if they get an education. So, back to what's happening here. They make education nearly impossible, and the only food we can afford makes us overweight, unhealthy, depressed. Because if we're uneducated and unhealthy, we're lazy, apathetic, obedient. And that's the best way for them to ensure they keep their yachts. The solution to a broken greedy system cannot be that humans just need to work themselves to death. Stop blaming yourself for a crisis driven by corporate greed. You aren't bad with money. The system is rigged against you. Don't forget that.
Thanks for watching.
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